Cost of Living Comparison Between Targovishte and Ubud, Bali Cost of Living Comparison Between Targovishte and Ubud, Bali

Monthly Cost of Living

A single person spends $856 per month in Targovishte vs $1,419 in Ubud, Bali, rent included.

A couple spends around $1,353 per month in Targovishte vs $2,540 in Ubud, Bali, rent included.

A family of three spends $1,850 per month in Targovishte vs $3,660 in Ubud, Bali, rent included.

Targovishte is about 40% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Targovishte sits 36% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.92 BGN 14.84

$3.56 Rp 63.7K

150.56%

Three-Course Dinner for Two, Mid-Range

$42.05 BGN 70.0

$32.73 Rp 584.5K

28.48%

Fast Food Meal (McDonalds, etc)

$8.59 BGN 14.29

$4.95 Rp 88.4K

73.54%

Cappuccino

$2.39 BGN 3.98

$2.71 Rp 48.4K

-11.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.50 BGN 2.49

$1.34 Rp 24.0K

11.94%

Water (0.33 liter bottle)

$0.92 BGN 1.53

$0.70 Rp 12.5K

31.43%

Local Beer (0.5 liter draught)

$2.97 BGN 4.93

$2.92 Rp 52.1K

1.71%

Imported Beer (0.33 liter bottle)

$3.01 BGN 5.00

$3.96 Rp 70.7K

-23.99%

Milk (1 liter)

$1.61 BGN 2.67

$1.81 Rp 32.3K

-11.05%

White Bread (500g)

$0.81 BGN 1.34

$2.52 Rp 45.0K

-67.86%

Rice (white) (1kg)

$2.20 BGN 3.66

$1.16 Rp 20.7K

89.66%

Eggs

$2.80 BGN 4.66

$2.46 Rp 43.9K

13.82%

Local Cheese (1kg)

$8.67 BGN 14.43

$14.71 Rp 262.7K

-41.06%

Chicken Fillets (1kg)

$5.75 BGN 9.57

$4.32 Rp 77.1K

33.10%

Beef Round Steak (1kg)

$9.04 BGN 15.04

$12.14 Rp 216.7K

-25.54%

Apples (1kg)

$1.57 BGN 2.61

$3.84 Rp 68.6K

-59.11%

Banana (1kg)

$1.76 BGN 2.94

$1.56 Rp 27.8K

12.82%

Oranges (1kg)

$1.67 BGN 2.77

$2.83 Rp 50.6K

-40.99%

Tomato (1kg)

$2.44 BGN 4.05

$2.33 Rp 41.5K

4.72%

Potato (1kg)

$0.99 BGN 1.65

$1.91 Rp 34.2K

-48.17%

Onion (1kg)

$1.11 BGN 1.84

$2.20 Rp 39.3K

-49.55%

Lettuce (1 head)

$0.90 BGN 1.50

$1.01 Rp 18.1K

-10.89%

Water (1.5 liter bottle)

$0.61 BGN 1.01

$0.78 Rp 13.8K

-21.79%

Cigarettes 20 Pack (Marlboro, Camel)

$3.61 BGN 6.00

$3.32 Rp 59.2K

8.73%

Wine (Bottle)

$5.92 BGN 9.85

$23.74 Rp 423.9K

-75.06%

Local Beer (0.5 liter bottle)

$0.74 BGN 1.23

$2.79 Rp 49.8K

-73.48%

Imported Beer (0.33 liter bottle)

$1.08 BGN 1.80

$2.86 Rp 51.1K

-62.24%

One-way Ticket (Public Transport)

$0.92 BGN 1.52

$0.27 Rp 4,800

240.74%

Public Transport Monthly Pass (Regular Price)

$26.16 BGN 43.52

$8.03 Rp 143.4K

225.78%

Taxi Start (Normal Tariff)

$1.15 BGN 1.91

$0.46 Rp 8,150

150.00%

Taxi (Normal Tariff) (1km)

$0.48 BGN 0.80

$0.45 Rp 8,037

6.67%

Taxi 1hour Waiting (Normal Tariff)

$10.46 BGN 17.40

$6.10 Rp 108.9K

71.48%

Gasoline (1 liter)

$1.54 BGN 2.55

$0.79 Rp 14.2K

94.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K BGN 54.1K

$26.1K Rp 467.0M

24.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K BGN 34.4K

$32.1K Rp 573.6M

-35.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.8 BGN 96.2

$79.9 Rp 1.4M

-27.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.81 BGN 14.66

$4.06 Rp 72.6K

117.00%

Internet (50+ Mbps, Unlimited Data)

$12.90 BGN 21.46

$23.52 Rp 420.0K

-45.15%

Gym Membership (Monthly)

$17.92 BGN 29.81

$98.7 Rp 1.8M

-81.84%

Tennis Court (1 Hour on Weekend)

$23.91 BGN 39.78

$6.63 Rp 118.4K

260.63%

Cinema Ticket

$4.59 BGN 7.63

$4.15 Rp 74.1K

10.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$422 BGN 702

$304 Rp 5.4M

38.76%

International Primary School, 1 Child (Yearly)

$5,531 BGN 9,202

$6,613 Rp 118.1M

-16.36%

Jeans (Levis 501 Or Similar)

$61.6 BGN 102

$55.5 Rp 991.8K

10.84%

Summer Dress (H&M, Zara, etc)

$35.83 BGN 59.6

$38.31 Rp 684.1K

-6.47%

Sport Shoes (Adidas, Nike)

$94.8 BGN 158

$88.6 Rp 1.6M

6.99%

Men's Leather Business Shoes

$105 BGN 175

$77.9 Rp 1.4M

35.24%

1-bedroom Apartment, City Center (Monthly)

$150 BGN 249

$1,006 Rp 18.0M

-85.11%

1-bedroom Apartment, Outside City Center (Monthly)

$230 BGN 382

$675 Rp 12.1M

-66.00%

3-bedroom Apartment, City Center (Monthly)

$386 BGN 643

$3,442 Rp 61.5M

-88.78%

3-bedroom Apartment, Outside City Center (Monthly)

$353 BGN 588

$2,039 Rp 36.4M

-82.68%

Buy Apartment in City Center (m2)

$1,451 BGN 2,414

$2,841 Rp 50.7M

-48.94%

Buy Apartment Outside City Center (m2)

$1,167 BGN 1,941

$2,264 Rp 40.4M

-48.47%

Average Monthly Net Salary (After Tax)

$1,296 BGN 2,156

$165 Rp 3.0M

684.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

13.28

-66.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Targovishte: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $150 in Targovishte versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 684% higher in Targovishte, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $42.00 in Targovishte versus $33.00 in Ubud, Bali. Groceries tell a different story – $197 in Targovishte vs $302 in Ubud, Bali – so Targovishte wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Targovishte vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $856 in Targovishte, $1,419 in Ubud, Bali – roughly 66% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,284 per month in Targovishte and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Targovishte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 53% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $42.00 in Targovishte and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Targovishte, where all-in costs run around $856, than in Ubud, Bali at $1,419. In Targovishte it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $856 in Targovishte to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Targovishte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.