Cost of Living Comparison Between Targovishte and Ubud, Bali Cost of Living Comparison Between Targovishte and Ubud, Bali

Monthly Cost of Living

A single person spends $854 per month in Targovishte vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,350 per month in Targovishte vs $2,585 in Ubud, Bali, rent included.

A family of three spends $1,845 per month in Targovishte vs $3,763 in Ubud, Bali, rent included.

Targovishte is about 39% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Targovishte sits 36% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.00 BGN 14.98

$3.45 Rp 62.0K

160.87%

Three-Course Dinner for Two, Mid-Range

$42.05 BGN 70.0

$32.34 Rp 580.1K

30.02%

Fast Food Meal (McDonalds, etc)

$8.60 BGN 14.30

$4.84 Rp 86.9K

77.69%

Cappuccino

$2.47 BGN 4.10

$2.75 Rp 49.3K

-10.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.44 BGN 2.39

$1.38 Rp 24.8K

4.35%

Water (0.33 liter bottle)

$0.85 BGN 1.41

$0.75 Rp 13.5K

13.33%

Local Beer (0.5 liter draught)

$2.96 BGN 4.93

$2.99 Rp 53.7K

-1.00%

Imported Beer (0.33 liter bottle)

$2.97 BGN 4.94

$3.85 Rp 69.1K

-22.86%

Milk (1 liter)

$1.61 BGN 2.68

$1.74 Rp 31.1K

-7.47%

White Bread (500g)

$0.76 BGN 1.26

$2.46 Rp 44.1K

-69.11%

Rice (white) (1kg)

$2.13 BGN 3.55

$1.17 Rp 21.0K

82.05%

Eggs

$2.80 BGN 4.66

$2.43 Rp 43.6K

15.23%

Local Cheese (1kg)

$8.66 BGN 14.41

$14.50 Rp 260.2K

-40.28%

Chicken Fillets (1kg)

$5.80 BGN 9.64

$4.35 Rp 78.0K

33.33%

Beef Round Steak (1kg)

$8.89 BGN 14.80

$11.98 Rp 214.9K

-25.79%

Apples (1kg)

$1.56 BGN 2.59

$3.72 Rp 66.7K

-58.06%

Banana (1kg)

$1.70 BGN 2.82

$1.63 Rp 29.2K

4.29%

Oranges (1kg)

$1.64 BGN 2.73

$2.74 Rp 49.2K

-40.15%

Tomato (1kg)

$2.46 BGN 4.10

$2.24 Rp 40.2K

9.82%

Potato (1kg)

$1.03 BGN 1.71

$1.92 Rp 34.4K

-46.35%

Onion (1kg)

$1.14 BGN 1.90

$2.28 Rp 40.8K

-50.00%

Lettuce (1 head)

$0.92 BGN 1.53

$1.06 Rp 19.1K

-13.21%

Water (1.5 liter bottle)

$0.62 BGN 1.03

$0.72 Rp 12.9K

-13.89%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 BGN 5.85

$3.29 Rp 58.9K

6.99%

Wine (Bottle)

$5.95 BGN 9.90

$23.19 Rp 416.1K

-74.34%

Local Beer (0.5 liter bottle)

$0.68 BGN 1.13

$2.78 Rp 49.8K

-75.54%

Imported Beer (0.33 liter bottle)

$1.08 BGN 1.79

$2.73 Rp 49.0K

-60.44%

One-way Ticket (Public Transport)

$0.84 BGN 1.39

$0.27 Rp 4,778

211.11%

Public Transport Monthly Pass (Regular Price)

$26.08 BGN 43.38

$8.11 Rp 145.4K

221.58%

Taxi Start (Normal Tariff)

$1.20 BGN 1.99

$0.48 Rp 8,659

150.00%

Taxi (Normal Tariff) (1km)

$0.48 BGN 0.81

$0.42 Rp 7,532

14.29%

Taxi 1hour Waiting (Normal Tariff)

$10.74 BGN 17.87

$6.22 Rp 111.6K

72.67%

Gasoline (1 liter)

$1.59 BGN 2.64

$0.81 Rp 14.6K

96.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K BGN 52.8K

$26.6K Rp 477.4M

19.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K BGN 34.4K

$32.2K Rp 577.4M

-35.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.5 BGN 97.2

$78.4 Rp 1.4M

-25.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.97 BGN 14.92

$4.07 Rp 73.0K

120.39%

Internet (50+ Mbps, Unlimited Data)

$13.08 BGN 21.77

$24.33 Rp 436.4K

-46.24%

Gym Membership (Monthly)

$17.93 BGN 29.83

$98.6 Rp 1.8M

-81.82%

Tennis Court (1 Hour on Weekend)

$23.56 BGN 39.20

$6.34 Rp 113.7K

271.61%

Cinema Ticket

$4.75 BGN 7.90

$3.99 Rp 71.5K

19.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$417 BGN 693

$305 Rp 5.5M

36.61%

International Primary School, 1 Child (Yearly)

$5,466 BGN 9,093

$6,642 Rp 119.2M

-17.71%

Jeans (Levis 501 Or Similar)

$61.2 BGN 102

$54.1 Rp 971.2K

13.08%

Summer Dress (H&M, Zara, etc)

$34.99 BGN 58.2

$37.81 Rp 678.2K

-7.46%

Sport Shoes (Adidas, Nike)

$93.6 BGN 156

$86.8 Rp 1.6M

7.77%

Men's Leather Business Shoes

$107 BGN 178

$76.4 Rp 1.4M

39.93%

1-bedroom Apartment, City Center (Monthly)

$147 BGN 245

$992 Rp 17.8M

-85.17%

1-bedroom Apartment, Outside City Center (Monthly)

$228 BGN 380

$673 Rp 12.1M

-66.08%

3-bedroom Apartment, City Center (Monthly)

$381 BGN 634

$3,375 Rp 60.5M

-88.71%

3-bedroom Apartment, Outside City Center (Monthly)

$359 BGN 597

$2,050 Rp 36.8M

-82.51%

Buy Apartment in City Center (m2)

$1,369 BGN 2,278

$2,805 Rp 50.3M

-51.18%

Buy Apartment Outside City Center (m2)

$1,166 BGN 1,940

$2,227 Rp 39.9M

-47.63%

Average Monthly Net Salary (After Tax)

$1,301 BGN 2,164

$167 Rp 3.0M

679.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

13.28

-66.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Targovishte: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $147 in Targovishte versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 679% higher in Targovishte, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $42.00 in Targovishte versus $32.00 in Ubud, Bali. Groceries tell a different story – $196 in Targovishte vs $297 in Ubud, Bali – so Targovishte wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Targovishte vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $854 in Targovishte, $1,408 in Ubud, Bali – roughly 65% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $1,282 per month in Targovishte and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Targovishte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 52% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $42.00 in Targovishte and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Targovishte, where all-in costs run around $854, than in Ubud, Bali at $1,408. In Targovishte it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $854 in Targovishte to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Targovishte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.