🙂A single person spends $583 per month in Targovishte vs $1,396 in Ubud, Bali, rent included.
🙂A couple spends around $1,168 per month in Targovishte vs $2,334 in Ubud, Bali, rent included.
🙂A family of three spends $1,753 per month in Targovishte vs $3,273 in Ubud, Bali, rent included.
🙂Targovishte is about 58% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.
📊Targovishte sits 58% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Targovishte
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.19BGN 11.96
$3.37Rp 59.9K
113.35%
Three-Course Dinner for Two, Mid-Range
$40.52BGN 67.4
$38.59Rp 685.5K
5.00%
Fast Food Meal(McDonalds, etc)
$6.90BGN 11.48
$5.52Rp 98.1K
25.00%
Cappuccino
$1.56BGN 2.59
$2.64Rp 47.0K
-40.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.10BGN 1.83
$1.67Rp 29.7K
-34.13%
Water(0.33 liter bottle)
$0.68BGN 1.13
$0.77Rp 13.7K
-11.69%
Local Beer(0.5 liter draught)
$0.94BGN 1.56
$2.63Rp 46.8K
-64.26%
Imported Beer(0.33 liter bottle)
$4.27BGN 7.11
$4.28Rp 76.1K
-0.23%
🛒 Groceries & Markets
Targovishte
Ubud, Bali
Difference
Milk(1 liter)
$1.63BGN 2.71
$1.55Rp 27.5K
5.16%
White Bread(500g)
$0.76BGN 1.26
$2.22Rp 39.5K
-65.77%
Rice(white)(1kg)
$2.35BGN 3.91
$1.13Rp 20.0K
107.96%
Eggs
$2.87BGN 4.77
$2.09Rp 37.1K
37.32%
Local Cheese(1kg)
$8.29BGN 13.79
$17.39Rp 309.0K
-52.33%
Chicken Fillets(1kg)
$5.66BGN 9.41
$3.87Rp 68.7K
46.25%
Beef Round Steak(1kg)
$8.64BGN 14.38
$12.55Rp 222.9K
-31.16%
Apples(1kg)
$1.71BGN 2.84
$3.62Rp 64.2K
-52.76%
Banana(1kg)
$1.87BGN 3.11
$1.56Rp 27.7K
19.87%
Oranges(1kg)
$1.75BGN 2.91
$2.35Rp 41.8K
-25.53%
Tomato(1kg)
$2.74BGN 4.56
$2.06Rp 36.5K
33.01%
Potato(1kg)
$1.07BGN 1.78
$1.90Rp 33.7K
-43.68%
Onion(1kg)
$1.10BGN 1.83
$2.34Rp 41.5K
-52.99%
Lettuce(1 head)
$0.96BGN 1.59
$1.03Rp 18.3K
-6.80%
Water(1.5 liter bottle)
$0.61BGN 1.02
$0.55Rp 9,854
10.91%
Cigarettes 20 Pack(Marlboro, Camel)
$3.58BGN 5.96
$2.25Rp 40.0K
59.11%
Wine(Bottle)
$6.05BGN 10.07
$23.81Rp 422.9K
-74.59%
Local Beer(0.5 liter bottle)
$0.68BGN 1.13
$2.31Rp 41.1K
-70.56%
Imported Beer(0.33 liter bottle)
$1.07BGN 1.78
$2.80Rp 49.8K
-61.79%
🚌 Getting Around
Targovishte
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.46BGN 0.76
$0.27Rp 4,839
70.37%
Public Transport Monthly Pass(Regular Price)
-
$8.66Rp 153.9K
-
Taxi Start(Normal Tariff)
$1.20BGN 1.99
$0.48Rp 8,554
150.00%
Taxi(Normal Tariff)(1km)
$0.55BGN 0.91
$0.45Rp 7,924
22.22%
Taxi 1hour Waiting(Normal Tariff)
$10.53BGN 17.52
$5.72Rp 101.6K
84.09%
Gasoline(1 liter)
$1.63BGN 2.71
$0.76Rp 13.5K
114.47%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.4KBGN 52.3K
$24.5KRp 434.9M
28.45%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4KBGN 34.0K
$32.1KRp 570.6M
-36.40%
🧾 Monthly Utilities & Internet
Targovishte
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$60.1BGN 100
$83.6Rp 1.5M
-28.02%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.94BGN 14.87
$6.46Rp 114.7K
38.39%
Internet(50+ Mbps, Unlimited Data)
$12.84BGN 21.35
$18.99Rp 337.4K
-32.39%
🎉 Sport & Entertainment
Targovishte
Ubud, Bali
Difference
Gym Membership(Monthly)
$17.32BGN 28.81
$56.0Rp 994.4K
-69.05%
Tennis Court(1 Hour on Weekend)
$23.85BGN 39.68
$18.62Rp 330.7K
28.09%
Cinema Ticket
$5.75BGN 9.56
$4.28Rp 76.1K
34.35%
🧸 Childcare & Education
Targovishte
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$532BGN 886
$487Rp 8.6M
9.42%
International Primary School, 1 Child(Yearly)
$5,590BGN 9,299
$5,856Rp 104.0M
-4.54%
👕👟 Clothing & Footwear
Targovishte
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$71.0BGN 118
$45.56Rp 809.3K
55.86%
Summer Dress(H&M, Zara, etc)
$42.71BGN 71.1
$36.38Rp 646.3K
17.40%
Sport Shoes(Adidas, Nike)
$95.2BGN 158
$82.0Rp 1.5M
16.15%
Men's Leather Business Shoes
$106BGN 177
$80.4Rp 1.4M
32.03%
🏠 Accommodation & Living
Targovishte
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$149BGN 249
$1,117Rp 19.8M
-86.62%
1-bedroom Apartment, Outside City Center(Monthly)
-
$701Rp 12.5M
-
3-bedroom Apartment, City Center(Monthly)
$394BGN 655
$3,537Rp 62.8M
-88.87%
3-bedroom Apartment, Outside City Center(Monthly)
$362BGN 603
$1,762Rp 31.3M
-79.43%
Buy Apartment in City Center(m2)
$1,397BGN 2,325
$2,826Rp 50.2M
-50.55%
Buy Apartment Outside City Center(m2)
$1,168BGN 1,944
$2,292Rp 40.7M
-49.02%
💵 Salaries & Financials
Targovishte
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,329BGN 2,211
$170Rp 3.0M
682.82%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.1
13.78
-77.50%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Targovishte: August 30, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $149 in Targovishte versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 683% higher in Targovishte, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $41.00 in Targovishte versus $39.00 in Ubud, Bali. Groceries tell a different story – $199 in Targovishte vs $293 in Ubud, Bali – so Targovishte wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Targovishte vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Targovishte and in Ubud, Bali compare overall?
Monthly costs with rent: $583 in Targovishte, $1,396 in Ubud, Bali – roughly 140% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Targovishte compared to Ubud, Bali?
For a comfortable life, plan on about $874 per month in Targovishte and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Targovishte and Ubud, Bali?
Rent is clearly cheaper in Targovishte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $41.00 in Targovishte and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 47% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Targovishte, where all-in costs run around $583, than in Ubud, Bali at $1,396. In Targovishte it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Targovishte and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $583 in Targovishte to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Targovishte or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Targovishte and Ubud, Bali?
If budget matters most, go with Targovishte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Targovishte vs other spots: cost of living compared