Cost of Living Comparison Between Targovishte and Ubud, Bali Cost of Living Comparison Between Targovishte and Ubud, Bali

Monthly Cost of Living

A single person spends $583 per month in Targovishte vs $1,396 in Ubud, Bali, rent included.

A couple spends around $1,168 per month in Targovishte vs $2,334 in Ubud, Bali, rent included.

A family of three spends $1,753 per month in Targovishte vs $3,273 in Ubud, Bali, rent included.

Targovishte is about 58% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Targovishte sits 58% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Targovishte
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.19 BGN 11.96
$3.37 Rp 59.9K
113.35%
Three-Course Dinner for Two, Mid-Range
$40.52 BGN 67.4
$38.59 Rp 685.5K
5.00%
Fast Food Meal (McDonalds, etc)
$6.90 BGN 11.48
$5.52 Rp 98.1K
25.00%
Cappuccino
$1.56 BGN 2.59
$2.64 Rp 47.0K
-40.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.10 BGN 1.83
$1.67 Rp 29.7K
-34.13%
Water (0.33 liter bottle)
$0.68 BGN 1.13
$0.77 Rp 13.7K
-11.69%
Local Beer (0.5 liter draught)
$0.94 BGN 1.56
$2.63 Rp 46.8K
-64.26%
Imported Beer (0.33 liter bottle)
$4.27 BGN 7.11
$4.28 Rp 76.1K
-0.23%
🛒 Groceries & Markets
Targovishte
Ubud, Bali
Difference
Milk (1 liter)
$1.63 BGN 2.71
$1.55 Rp 27.5K
5.16%
White Bread (500g)
$0.76 BGN 1.26
$2.22 Rp 39.5K
-65.77%
Rice (white) (1kg)
$2.35 BGN 3.91
$1.13 Rp 20.0K
107.96%
Eggs
$2.87 BGN 4.77
$2.09 Rp 37.1K
37.32%
Local Cheese (1kg)
$8.29 BGN 13.79
$17.39 Rp 309.0K
-52.33%
Chicken Fillets (1kg)
$5.66 BGN 9.41
$3.87 Rp 68.7K
46.25%
Beef Round Steak (1kg)
$8.64 BGN 14.38
$12.55 Rp 222.9K
-31.16%
Apples (1kg)
$1.71 BGN 2.84
$3.62 Rp 64.2K
-52.76%
Banana (1kg)
$1.87 BGN 3.11
$1.56 Rp 27.7K
19.87%
Oranges (1kg)
$1.75 BGN 2.91
$2.35 Rp 41.8K
-25.53%
Tomato (1kg)
$2.74 BGN 4.56
$2.06 Rp 36.5K
33.01%
Potato (1kg)
$1.07 BGN 1.78
$1.90 Rp 33.7K
-43.68%
Onion (1kg)
$1.10 BGN 1.83
$2.34 Rp 41.5K
-52.99%
Lettuce (1 head)
$0.96 BGN 1.59
$1.03 Rp 18.3K
-6.80%
Water (1.5 liter bottle)
$0.61 BGN 1.02
$0.55 Rp 9,854
10.91%
Cigarettes 20 Pack (Marlboro, Camel)
$3.58 BGN 5.96
$2.25 Rp 40.0K
59.11%
Wine (Bottle)
$6.05 BGN 10.07
$23.81 Rp 422.9K
-74.59%
Local Beer (0.5 liter bottle)
$0.68 BGN 1.13
$2.31 Rp 41.1K
-70.56%
Imported Beer (0.33 liter bottle)
$1.07 BGN 1.78
$2.80 Rp 49.8K
-61.79%
🚌 Getting Around
Targovishte
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.46 BGN 0.76
$0.27 Rp 4,839
70.37%
Public Transport Monthly Pass (Regular Price)
-
$8.66 Rp 153.9K
-
Taxi Start (Normal Tariff)
$1.20 BGN 1.99
$0.48 Rp 8,554
150.00%
Taxi (Normal Tariff) (1km)
$0.55 BGN 0.91
$0.45 Rp 7,924
22.22%
Taxi 1hour Waiting (Normal Tariff)
$10.53 BGN 17.52
$5.72 Rp 101.6K
84.09%
Gasoline (1 liter)
$1.63 BGN 2.71
$0.76 Rp 13.5K
114.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.4K BGN 52.3K
$24.5K Rp 434.9M
28.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K BGN 34.0K
$32.1K Rp 570.6M
-36.40%
🧾 Monthly Utilities & Internet
Targovishte
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.1 BGN 100
$83.6 Rp 1.5M
-28.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.94 BGN 14.87
$6.46 Rp 114.7K
38.39%
Internet (50+ Mbps, Unlimited Data)
$12.84 BGN 21.35
$18.99 Rp 337.4K
-32.39%
🎉 Sport & Entertainment
Targovishte
Ubud, Bali
Difference
Gym Membership (Monthly)
$17.32 BGN 28.81
$56.0 Rp 994.4K
-69.05%
Tennis Court (1 Hour on Weekend)
$23.85 BGN 39.68
$18.62 Rp 330.7K
28.09%
Cinema Ticket
$5.75 BGN 9.56
$4.28 Rp 76.1K
34.35%
🧸 Childcare & Education
Targovishte
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$532 BGN 886
$487 Rp 8.6M
9.42%
International Primary School, 1 Child (Yearly)
$5,590 BGN 9,299
$5,856 Rp 104.0M
-4.54%
👕👟 Clothing & Footwear
Targovishte
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$71.0 BGN 118
$45.56 Rp 809.3K
55.86%
Summer Dress (H&M, Zara, etc)
$42.71 BGN 71.1
$36.38 Rp 646.3K
17.40%
Sport Shoes (Adidas, Nike)
$95.2 BGN 158
$82.0 Rp 1.5M
16.15%
Men's Leather Business Shoes
$106 BGN 177
$80.4 Rp 1.4M
32.03%
🏠 Accommodation & Living
Targovishte
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$149 BGN 249
$1,117 Rp 19.8M
-86.62%
1-bedroom Apartment, Outside City Center (Monthly)
-
$701 Rp 12.5M
-
3-bedroom Apartment, City Center (Monthly)
$394 BGN 655
$3,537 Rp 62.8M
-88.87%
3-bedroom Apartment, Outside City Center (Monthly)
$362 BGN 603
$1,762 Rp 31.3M
-79.43%
Buy Apartment in City Center (m2)
$1,397 BGN 2,325
$2,826 Rp 50.2M
-50.55%
Buy Apartment Outside City Center (m2)
$1,168 BGN 1,944
$2,292 Rp 40.7M
-49.02%
💵 Salaries & Financials
Targovishte
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,329 BGN 2,211
$170 Rp 3.0M
682.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.1
13.78
-77.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Targovishte: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $149 in Targovishte versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 683% higher in Targovishte, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $41.00 in Targovishte versus $39.00 in Ubud, Bali. Groceries tell a different story – $199 in Targovishte vs $293 in Ubud, Bali – so Targovishte wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Targovishte vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Targovishte and in Ubud, Bali compare overall?
Monthly costs with rent: $583 in Targovishte, $1,396 in Ubud, Bali – roughly 140% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Targovishte compared to Ubud, Bali?
For a comfortable life, plan on about $874 per month in Targovishte and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Targovishte and Ubud, Bali?
Rent is clearly cheaper in Targovishte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $41.00 in Targovishte and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 47% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Targovishte, where all-in costs run around $583, than in Ubud, Bali at $1,396. In Targovishte it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Targovishte and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $583 in Targovishte to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Targovishte or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Targovishte and Ubud, Bali?
If budget matters most, go with Targovishte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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