Last update: Oct 2026

Cost of Living Comparison Between Targovishte and Ubud, Bali

For one person, living is cheaper in Targovishte: $553 a month against $1,368 in Ubud, Bali, rent and utilities included – about $9,800 less a year. Rent and utilities account for most of the difference.

27

Cost of Living Index in Targovishte
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Targovishte Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Targovishte

🇧🇬 Bulgaria

$553

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Targovishte and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Targovishte and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $553 per month in Targovishte vs $1,368 in Ubud, Bali, rent included.

Targovishte $553
Ubud, Bali $1,368

A couple spends around $1,128 per month in Targovishte vs $2,314 in Ubud, Bali, rent included.

Targovishte $1,128
Ubud, Bali $2,314

A family of three spends $1,704 per month in Targovishte vs $3,260 in Ubud, Bali, rent included.

Targovishte $1,704
Ubud, Bali $3,260

Targovishte is about 60% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Targovishte sits 59% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.90 BGN 12.01

$3.33 Rp 59.9K

107.21%

Three-Course Dinner for Two, Mid-Range

$39.55 BGN 68.8

$35.18 Rp 633.2K

12.42%

Fast Food Meal (McDonalds, etc)

$6.49 BGN 11.29

$5.80 Rp 104.5K

11.90%

Cappuccino

$1.50 BGN 2.61

$2.73 Rp 49.1K

-45.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 BGN 1.81

$1.64 Rp 29.5K

-36.59%

Water (0.33 liter bottle)

$0.61 BGN 1.06

$0.83 Rp 15.0K

-26.51%

Local Beer (0.5 liter draught)

$0.94 BGN 1.64

$2.70 Rp 48.6K

-65.19%

Imported Beer (0.33 liter bottle)

$4.14 BGN 7.21

$4.30 Rp 77.4K

-3.72%

Milk (1 liter)

$1.50 BGN 2.61

$1.50 Rp 27.1K

White Bread (500g)

$0.76 BGN 1.32

$2.30 Rp 41.4K

-66.96%

Rice (white) (1kg)

$2.27 BGN 3.94

$1.18 Rp 21.2K

92.37%

Eggs

$2.64 BGN 4.59

$2.14 Rp 38.6K

23.36%

Local Cheese (1kg)

$8.17 BGN 14.21

$17.48 Rp 314.6K

-53.26%

Chicken Fillets (1kg)

$5.48 BGN 9.53

$4.03 Rp 72.5K

35.98%

Beef Round Steak (1kg)

$8.23 BGN 14.32

$12.23 Rp 220.1K

-32.71%

Apples (1kg)

$1.71 BGN 2.98

$3.55 Rp 63.9K

-51.83%

Banana (1kg)

$1.79 BGN 3.12

$1.57 Rp 28.3K

14.01%

Oranges (1kg)

$1.73 BGN 3.01

$2.24 Rp 40.2K

-22.77%

Tomato (1kg)

$2.61 BGN 4.54

$1.93 Rp 34.7K

35.23%

Potato (1kg)

$1.03 BGN 1.79

$1.88 Rp 33.9K

-45.21%

Onion (1kg)

$1.03 BGN 1.79

$2.29 Rp 41.3K

-55.02%

Lettuce (1 head)

$0.94 BGN 1.64

$0.99 Rp 17.9K

-5.05%

Water (1.5 liter bottle)

$0.56 BGN 0.97

$0.53 Rp 9,475

5.66%

Cigarettes 20 Pack (Marlboro, Camel)

$3.53 BGN 6.13

$2.28 Rp 41.1K

54.82%

Wine (Bottle)

$6.09 BGN 10.60

$23.01 Rp 414.2K

-73.53%

Local Beer (0.5 liter bottle)

$0.65 BGN 1.13

$2.34 Rp 42.2K

-72.22%

Imported Beer (0.33 liter bottle)

$1.05 BGN 1.82

$2.91 Rp 52.4K

-63.92%

One-way Ticket (Public Transport)

$0.47 BGN 0.82

$0.24 Rp 4,315

95.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.10 BGN 1.91

$0.48 Rp 8,684

129.17%

Taxi (Normal Tariff) (1km)

$0.52 BGN 0.90

$0.46 Rp 8,233

13.04%

Taxi 1hour Waiting (Normal Tariff)

$10.40 BGN 18.09

$5.45 Rp 98.2K

90.83%

Gasoline (1 liter)

$1.70 BGN 2.96

$0.88 Rp 15.9K

93.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K BGN 53.0K

$24.6K Rp 442.2M

24.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K BGN 34.5K

$31.2K Rp 561.4M

-36.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.4 BGN 99.9

$83.0 Rp 1.5M

-30.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.70 BGN 15.14

$6.45 Rp 116.0K

34.88%

Internet (50+ Mbps, Unlimited Data)

$12.69 BGN 22.08

$18.57 Rp 334.2K

-31.66%

Gym Membership (Monthly)

$17.07 BGN 29.70

$55.8 Rp 1.0M

-69.42%

Tennis Court (1 Hour on Weekend)

$22.42 BGN 39.01

$18.11 Rp 326.0K

23.80%

Cinema Ticket

$5.82 BGN 10.13

$4.38 Rp 78.9K

32.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 BGN 876

$493 Rp 8.9M

2.11%

International Primary School, 1 Child (Yearly)

$5,395 BGN 9,388

$5,754 Rp 103.6M

-6.23%

Jeans (Levis 501 Or Similar)

$68.0 BGN 118

$46.19 Rp 831.4K

47.15%

Summer Dress (H&M, Zara, etc)

$41.71 BGN 72.6

$35.33 Rp 636.0K

18.06%

Sport Shoes (Adidas, Nike)

$89.6 BGN 156

$79.1 Rp 1.4M

13.29%

Men's Leather Business Shoes

$103 BGN 180

$78.4 Rp 1.4M

31.82%

1-bedroom Apartment, City Center (Monthly)

$141 BGN 245

$1,142 Rp 20.6M

-87.66%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$373 BGN 650

$3,503 Rp 63.1M

-89.34%

3-bedroom Apartment, Outside City Center (Monthly)

$348 BGN 605

$1,700 Rp 30.6M

-79.54%

Buy Apartment in City Center (m2)

$1,342 BGN 2,335

$2,784 Rp 50.1M

-51.79%

Buy Apartment Outside City Center (m2)

$1,132 BGN 1,970

$2,241 Rp 40.3M

-49.47%

Average Monthly Net Salary (After Tax)

$1,250 BGN 2,175

$165 Rp 3.0M

659.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

13.78

-77.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Targovishte: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Targovishte

$191 34.6%

Ubud, Bali

$290 21.2% 51.9% $99

Clothing & Footwear

Targovishte

$136 24.6%

Ubud, Bali

$108 7.9% 21% $29

Eating Out

Targovishte

$112 20.3%

Ubud, Bali

$109 8% 3.1% $3.5

Monthly Utilities & Internet

Targovishte

$79 14.3%

Ubud, Bali

$108 7.9% 37% $29

Sport & Entertainment

Targovishte

$29 5.2%

Ubud, Bali

$65 4.7% 125% $36

Getting Around

Targovishte

$5.6 * 1%

Ubud, Bali

$13 0.9% 125% $7

Accommodation & Living

Targovishte

- * 0%

Ubud, Bali

$676 49.4%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $141 in Targovishte versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 660% higher in Targovishte, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $40.00 in Targovishte versus $35.00 in Ubud, Bali. Groceries tell a different story – $191 in Targovishte vs $290 in Ubud, Bali – so Targovishte wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Targovishte

🇮🇩 Ubud, Bali

🕒 Local time

08:42 8:42 AM

13:42 1:42 PM

5 h ahead of Targovishte

🌤 Weather

👥 Population

39,578

74,800

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Targovishte Ubud, Bali 10,550 km ≈ 14 h nonstop flight

From you

Targovishte
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Targovishte vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $553 in Targovishte, $1,368 in Ubud, Bali – roughly 147% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $829 per month in Targovishte and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Targovishte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $40.00 in Targovishte and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 52% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Targovishte, where all-in costs run around $553, than in Ubud, Bali at $1,368. In Targovishte it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $553 in Targovishte to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Targovishte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.