Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Targovishte

For one person, living is cheaper in Targovishte: $559 a month against $1,331 in Ubud, Bali, rent and utilities included – about $9,300 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
27

Cost of Living Index in Targovishte
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Targovishte Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Targovishte

🇧🇬 Bulgaria

$559

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Targovishte

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Targovishte actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $559 in Targovishte, rent included.

Ubud, Bali $1,331
Targovishte $559

A couple spends around $2,255 per month in Ubud, Bali vs $1,135 in Targovishte, rent included.

Ubud, Bali $2,255
Targovishte $1,135

A family of three spends $3,180 per month in Ubud, Bali vs $1,711 in Targovishte, rent included.

Ubud, Bali $3,180
Targovishte $1,711

Ubud, Bali costs about 138% more than Targovishte, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Targovishte are more affordable than the global median – Ubud, Bali 2% lower, Targovishte 59% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$6.96 BGN 12.18

-51.44%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$39.99 BGN 70.0

-13.35%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$6.48 BGN 11.35

-14.04%

Cappuccino

$2.62 Rp 47.6K

$1.52 BGN 2.67

72.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.05 BGN 1.83

46.67%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.62 BGN 1.08

3.23%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$0.95 BGN 1.67

181.05%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$4.52 BGN 7.91

-5.75%

Milk (1 liter)

$1.46 Rp 26.5K

$1.55 BGN 2.70

-5.81%

White Bread (500g)

$2.29 Rp 41.6K

$0.71 BGN 1.25

222.54%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.15 BGN 3.77

-48.37%

Eggs

$2.10 Rp 38.1K

$2.68 BGN 4.68

-21.64%

Local Cheese (1kg)

$15.94 Rp 289.4K

$8.38 BGN 14.66

90.21%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$5.75 BGN 10.06

-32.52%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$8.48 BGN 14.84

34.43%

Apples (1kg)

$3.55 Rp 64.5K

$1.70 BGN 2.97

108.82%

Banana (1kg)

$1.54 Rp 27.9K

$1.86 BGN 3.26

-17.20%

Oranges (1kg)

$2.23 Rp 40.5K

$1.73 BGN 3.02

28.90%

Tomato (1kg)

$1.97 Rp 35.8K

$2.59 BGN 4.53

-23.94%

Potato (1kg)

$1.86 Rp 33.7K

$1.10 BGN 1.92

69.09%

Onion (1kg)

$2.42 Rp 43.9K

$1.07 BGN 1.87

126.17%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.93 BGN 1.63

9.68%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$0.55 BGN 0.96

-5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.43 BGN 6.00

-35.86%

Wine (Bottle)

$21.79 Rp 395.6K

$5.99 BGN 10.48

263.77%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.71 BGN 1.25

228.17%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.01 BGN 1.76

194.06%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$0.48 BGN 0.83

-47.92%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$1.16 BGN 2.03

-62.07%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$0.56 BGN 0.98

-16.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$10.62 BGN 18.58

-47.27%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.72 BGN 3.01

-51.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$30.2K BGN 52.8K

-19.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$20.3K BGN 35.6K

55.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$56.7 BGN 99.3

36.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$8.51 BGN 14.90

-27.85%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$12.69 BGN 22.20

49.09%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$16.84 BGN 29.47

202.79%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

$22.88 BGN 40.04

-20.24%

Cinema Ticket

$4.38 Rp 79.6K

$5.86 BGN 10.26

-25.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$597 BGN 1,045

-17.51%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$10.8K BGN 18.9K

12.90%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$69.0 BGN 121

-34.53%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$41.63 BGN 72.9

-16.19%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$91.1 BGN 159

-14.02%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$106 BGN 185

-26.34%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$145 BGN 253

645.55%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$374 BGN 654

839.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$337 BGN 590

395.41%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$1,364 BGN 2,388

71.50%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,146 BGN 2,006

95.09%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,275 BGN 2,231

-86.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Targovishte: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Targovishte

- * 0% 100%

Groceries & Markets

Ubud, Bali

$279 21%

Targovishte

$194 34.7% 30.6% $85

Clothing & Footwear

Ubud, Bali

$106 8%

Targovishte

$138 24.8% 30.1% $32

Eating Out

Ubud, Bali

$106 8%

Targovishte

$114 20.4% 7.7% $8.1

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Targovishte

$78 14% 24% $25

Sport & Entertainment

Ubud, Bali

$60 4.5%

Targovishte

$29 5.1% 52.2% $31

Getting Around

Ubud, Bali

$12 0.9%

Targovishte

$5.9 * 1.1% 51% $6.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $145 in Targovishte. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Targovishte are about 7.7 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $40 in Targovishte. Groceries tell a different story – $279 in Ubud, Bali vs $194 in Targovishte – so Targovishte wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇧🇬 Targovishte

🕒 Local time

23:22 11:22 PM

17:22 5:22 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

39,578

💱 Currency

Indonesian Rupiah IDR Rp

Bulgarian Lev BGN лв.

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,353 IDR (100,000 IDR = 4.91 EUR).

Bulgarian Lev exchange rates as of November 4, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Targovishte 10,550 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Targovishte

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Targovishte: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $559 in Targovishte – Targovishte comes out roughly 58% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $838 in Targovishte. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Targovishte, especially for central apartments: a one-bedroom in the center costs $145 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $40 in Targovishte. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 44% more in Ubud, Bali, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Targovishte, where all-in costs run around $559, than in Ubud, Bali at $1,331. In Targovishte it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $559 in Targovishte to $1,331 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.