Cost of Living Comparison Between Ubud, Bali and Targovishte Cost of Living Comparison Between Ubud, Bali and Targovishte

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $854 in Targovishte, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,350 in Targovishte, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $1,845 in Targovishte, rent included.

Ubud, Bali costs about 65% more than Targovishte, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Targovishte is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$9.00 BGN 14.98

-61.67%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$42.05 BGN 70.0

-23.09%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$8.60 BGN 14.30

-43.72%

Cappuccino

$2.75 Rp 49.3K

$2.47 BGN 4.10

11.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.44 BGN 2.39

-4.17%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.85 BGN 1.41

-11.76%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$2.96 BGN 4.93

1.01%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.97 BGN 4.94

29.63%

Milk (1 liter)

$1.74 Rp 31.1K

$1.61 BGN 2.68

8.07%

White Bread (500g)

$2.46 Rp 44.1K

$0.76 BGN 1.26

223.68%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.13 BGN 3.55

-45.07%

Eggs

$2.43 Rp 43.6K

$2.80 BGN 4.66

-13.21%

Local Cheese (1kg)

$14.50 Rp 260.2K

$8.66 BGN 14.41

67.44%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$5.80 BGN 9.64

-25.00%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$8.89 BGN 14.80

34.76%

Apples (1kg)

$3.72 Rp 66.7K

$1.56 BGN 2.59

138.46%

Banana (1kg)

$1.63 Rp 29.2K

$1.70 BGN 2.82

-4.12%

Oranges (1kg)

$2.74 Rp 49.2K

$1.64 BGN 2.73

67.07%

Tomato (1kg)

$2.24 Rp 40.2K

$2.46 BGN 4.10

-8.94%

Potato (1kg)

$1.92 Rp 34.4K

$1.03 BGN 1.71

86.41%

Onion (1kg)

$2.28 Rp 40.8K

$1.14 BGN 1.90

100.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.92 BGN 1.53

15.22%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.62 BGN 1.03

16.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$3.52 BGN 5.85

-6.53%

Wine (Bottle)

$23.19 Rp 416.1K

$5.95 BGN 9.90

289.75%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$0.68 BGN 1.13

308.82%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.08 BGN 1.79

152.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.84 BGN 1.39

-67.86%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$26.08 BGN 43.38

-68.90%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.20 BGN 1.99

-60.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.48 BGN 0.81

-12.50%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$10.74 BGN 17.87

-42.09%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.59 BGN 2.64

-49.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$31.7K BGN 52.8K

-16.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$20.7K BGN 34.4K

55.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$58.5 BGN 97.2

34.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$8.97 BGN 14.92

-54.63%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$13.08 BGN 21.77

86.01%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$17.93 BGN 29.83

449.97%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$23.56 BGN 39.20

-73.09%

Cinema Ticket

$3.99 Rp 71.5K

$4.75 BGN 7.90

-16.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$417 BGN 693

-26.80%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$5,466 BGN 9,093

21.52%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$61.2 BGN 102

-11.56%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$34.99 BGN 58.2

8.06%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$93.6 BGN 156

-7.21%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$107 BGN 178

-28.54%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$147 BGN 245

574.49%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$228 BGN 380

194.80%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$381 BGN 634

785.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$359 BGN 597

471.61%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$1,369 BGN 2,278

104.84%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,166 BGN 1,940

90.93%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,301 BGN 2,164

-87.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.49

195.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Targovishte: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $147 in Targovishte. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 679% higher in Targovishte, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $42.00 in Targovishte. Groceries tell a different story – $297 in Ubud, Bali vs $196 in Targovishte – so Targovishte wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Targovishte: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $854 in Targovishte – roughly 65% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,282 in Targovishte. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Targovishte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 52% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $42.00 in Targovishte. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Targovishte, where all-in costs run around $854, than in Ubud, Bali at $1,408. In Targovishte it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $854 in Targovishte to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Targovishte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.