Cost of Living Comparison Between Ubud, Bali and Targovishte Cost of Living Comparison Between Ubud, Bali and Targovishte

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $575 in Targovishte, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $1,168 in Targovishte, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $1,761 in Targovishte, rent included.

Ubud, Bali costs about 138% more than Targovishte, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Targovishte is 58% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$7.19 BGN 11.95

-52.16%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.0K

$41.09 BGN 68.4

-11.63%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$6.92 BGN 11.52

-17.49%

Cappuccino

$2.67 Rp 47.4K

$1.61 BGN 2.67

65.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.09 BGN 1.81

60.55%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$0.64 BGN 1.06

35.94%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$0.98 BGN 1.63

201.02%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.1K

$4.22 BGN 7.03

7.11%

Milk (1 liter)

$1.62 Rp 28.7K

$1.54 BGN 2.56

5.19%

White Bread (500g)

$2.33 Rp 41.3K

$0.75 BGN 1.24

210.67%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.33 BGN 3.88

-52.36%

Eggs

$2.20 Rp 39.0K

$2.73 BGN 4.55

-19.41%

Local Cheese (1kg)

$17.69 Rp 313.8K

$8.57 BGN 14.25

106.42%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$5.63 BGN 9.37

-27.18%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$8.83 BGN 14.69

37.94%

Apples (1kg)

$3.71 Rp 65.7K

$1.78 BGN 2.96

108.43%

Banana (1kg)

$1.59 Rp 28.2K

$1.85 BGN 3.08

-14.05%

Oranges (1kg)

$2.28 Rp 40.5K

$1.80 BGN 2.99

26.67%

Tomato (1kg)

$1.95 Rp 34.6K

$2.73 BGN 4.54

-28.57%

Potato (1kg)

$1.91 Rp 33.8K

$1.10 BGN 1.84

73.64%

Onion (1kg)

$2.33 Rp 41.3K

$1.13 BGN 1.88

106.19%

Lettuce (1 head)

$1.01 Rp 17.9K

$0.91 BGN 1.51

10.99%

Water (1.5 liter bottle)

$0.55 Rp 9,788

$0.62 BGN 1.03

-11.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$3.52 BGN 5.86

-36.65%

Wine (Bottle)

$23.07 Rp 409.2K

$6.31 BGN 10.49

265.61%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.72 BGN 1.20

236.11%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.02 BGN 1.71

194.12%

One-way Ticket (Public Transport)

$0.27 Rp 4,821

$0.46 BGN 0.76

-41.30%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.3K

Taxi Start (Normal Tariff)

$0.48 Rp 8,580

$1.20 BGN 1.99

-60.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,691

$0.55 BGN 0.91

-21.82%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$10.80 BGN 17.97

-47.78%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.68 BGN 2.80

-52.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.4M

$31.2K BGN 51.9K

-20.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.4M

$20.6K BGN 34.3K

53.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$58.9 BGN 97.9

38.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$8.68 BGN 14.43

-25.23%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.9K

$12.93 BGN 21.51

45.17%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$17.79 BGN 29.60

219.67%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.2K

$23.81 BGN 39.61

-21.34%

Cinema Ticket

$4.54 Rp 80.5K

$5.93 BGN 9.87

-23.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$540 BGN 898

-10.93%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$5,532 BGN 9,204

3.23%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.3K

$69.7 BGN 116

-34.68%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.4K

$42.86 BGN 71.3

-16.29%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$92.7 BGN 154

-13.28%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$107 BGN 178

-26.60%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$149 BGN 248

646.30%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$385 BGN 640

845.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$349 BGN 581

397.30%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$1,425 BGN 2,371

95.38%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$1,161 BGN 1,932

97.19%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,287 BGN 2,141

-86.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.1

344.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Targovishte: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $149 in Targovishte. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 666% higher in Targovishte, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $41.00 in Targovishte. Groceries tell a different story – $295 in Ubud, Bali vs $199 in Targovishte – so Targovishte wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Targovishte: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $575 in Targovishte – roughly 138% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $863 in Targovishte. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Targovishte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $41.00 in Targovishte. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 48% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Targovishte, where all-in costs run around $575, than in Ubud, Bali at $1,368. In Targovishte it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $575 in Targovishte to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Targovishte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.