Cost of Living Comparison Between Ubud, Bali and Targovishte Cost of Living Comparison Between Ubud, Bali and Targovishte

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $856 in Targovishte, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $1,353 in Targovishte, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $1,850 in Targovishte, rent included.

Ubud, Bali costs about 66% more than Targovishte, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Targovishte is 36% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$8.92 BGN 14.84

-60.09%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$42.05 BGN 70.0

-22.16%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.59 BGN 14.29

-42.37%

Cappuccino

$2.71 Rp 48.6K

$2.39 BGN 3.98

13.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.50 BGN 2.49

-10.67%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.92 BGN 1.53

-23.91%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.97 BGN 4.93

-1.68%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$3.01 BGN 5.00

31.56%

Milk (1 liter)

$1.81 Rp 32.4K

$1.61 BGN 2.67

12.42%

White Bread (500g)

$2.52 Rp 45.1K

$0.81 BGN 1.34

211.11%

Rice (white) (1kg)

$1.16 Rp 20.8K

$2.20 BGN 3.66

-47.27%

Eggs

$2.46 Rp 44.1K

$2.80 BGN 4.66

-12.14%

Local Cheese (1kg)

$14.71 Rp 263.7K

$8.67 BGN 14.43

69.67%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$5.75 BGN 9.57

-24.87%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$9.04 BGN 15.04

34.29%

Apples (1kg)

$3.84 Rp 68.8K

$1.57 BGN 2.61

144.59%

Banana (1kg)

$1.56 Rp 27.9K

$1.76 BGN 2.94

-11.36%

Oranges (1kg)

$2.83 Rp 50.8K

$1.67 BGN 2.77

69.46%

Tomato (1kg)

$2.33 Rp 41.7K

$2.44 BGN 4.05

-4.51%

Potato (1kg)

$1.91 Rp 34.3K

$0.99 BGN 1.65

92.93%

Onion (1kg)

$2.20 Rp 39.5K

$1.11 BGN 1.84

98.20%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.90 BGN 1.50

12.22%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.61 BGN 1.01

27.87%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.61 BGN 6.00

-8.03%

Wine (Bottle)

$23.74 Rp 425.5K

$5.92 BGN 9.85

301.01%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.74 BGN 1.23

277.03%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.08 BGN 1.80

164.81%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.92 BGN 1.52

-70.65%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$26.16 BGN 43.52

-69.30%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.15 BGN 1.91

-60.00%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.48 BGN 0.80

-6.25%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$10.46 BGN 17.40

-41.68%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.54 BGN 2.55

-48.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$32.5K BGN 54.1K

-19.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$20.7K BGN 34.4K

55.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$57.8 BGN 96.2

38.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$8.81 BGN 14.66

-53.92%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$12.90 BGN 21.46

82.33%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$17.92 BGN 29.81

450.78%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$23.91 BGN 39.78

-72.27%

Cinema Ticket

$4.15 Rp 74.3K

$4.59 BGN 7.63

-9.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$422 BGN 702

-27.93%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$5,531 BGN 9,202

19.56%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$61.6 BGN 102

-9.78%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$35.83 BGN 59.6

6.92%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$94.8 BGN 158

-6.53%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$105 BGN 175

-26.06%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$150 BGN 249

571.80%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$230 BGN 382

194.15%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$386 BGN 643

790.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$353 BGN 588

477.45%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,451 BGN 2,414

95.84%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,167 BGN 1,941

94.06%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,296 BGN 2,156

-87.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.49

195.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Targovishte: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $150 in Targovishte. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 684% higher in Targovishte, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $42.00 in Targovishte. Groceries tell a different story – $302 in Ubud, Bali vs $197 in Targovishte – so Targovishte wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Targovishte: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $856 in Targovishte – roughly 66% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $1,284 in Targovishte. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Targovishte, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 53% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $42.00 in Targovishte. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Targovishte, where all-in costs run around $856, than in Ubud, Bali at $1,419. In Targovishte it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $856 in Targovishte to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Targovishte. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.