Last update: Oct 2026

Cost of Living Comparison Between Targovishte and Cebu

For one person, living is cheaper in Targovishte: $553 a month against $918 in Cebu, rent and utilities included – about $4,400 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

27

Cost of Living Index in Targovishte
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Targovishte Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Targovishte

🇧🇬 Bulgaria

$553

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Targovishte and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Targovishte and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $553 in Targovishte versus $918 in Cebu.

Targovishte $553
Cebu $918

Estimated couple costs with rent: $1,128 in Targovishte versus $1,409 in Cebu.

Targovishte $1,128
Cebu $1,409

Monthly costs for a family of three with rent: $1,704 in Targovishte versus $1,900 in Cebu.

Targovishte $1,704
Cebu $1,900

Living in Targovishte costs roughly 40% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Targovishte 59% lower, Cebu 32% lower.

Meal at Budget Restaurant

$6.90 BGN 12.01

$3.09 ₱194

123.30%

Three-Course Dinner for Two, Mid-Range

$39.55 BGN 68.8

$24.22 ₱1,525

63.29%

Fast Food Meal (McDonalds, etc)

$6.49 BGN 11.29

$3.92 ₱247

65.56%

Cappuccino

$1.50 BGN 2.61

$2.51 ₱158

-40.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 BGN 1.81

$1.59 ₱100

-34.59%

Water (0.33 liter bottle)

$0.61 BGN 1.06

$0.53 ₱33.43

15.09%

Local Beer (0.5 liter draught)

$0.94 BGN 1.64

$1.78 ₱112

-47.19%

Imported Beer (0.33 liter bottle)

$4.14 BGN 7.21

$2.17 ₱137

90.78%

Milk (1 liter)

$1.50 BGN 2.61

$1.92 ₱121

-21.87%

White Bread (500g)

$0.76 BGN 1.32

$1.36 ₱85.4

-44.12%

Rice (white) (1kg)

$2.27 BGN 3.94

$1.01 ₱63.5

124.75%

Eggs

$2.64 BGN 4.59

$2.03 ₱128

30.05%

Local Cheese (1kg)

$8.17 BGN 14.21

$9.86 ₱621

-17.14%

Chicken Fillets (1kg)

$5.48 BGN 9.53

$4.39 ₱277

24.83%

Beef Round Steak (1kg)

$8.23 BGN 14.32

$7.60 ₱479

8.29%

Apples (1kg)

$1.71 BGN 2.98

$3.30 ₱208

-48.18%

Banana (1kg)

$1.79 BGN 3.12

$1.39 ₱87.8

28.78%

Oranges (1kg)

$1.73 BGN 3.01

$2.33 ₱147

-25.75%

Tomato (1kg)

$2.61 BGN 4.54

$1.50 ₱94.3

74.00%

Potato (1kg)

$1.03 BGN 1.79

$2.36 ₱149

-56.36%

Onion (1kg)

$1.03 BGN 1.79

$1.90 ₱119

-45.79%

Lettuce (1 head)

$0.94 BGN 1.64

$1.19 ₱74.9

-21.01%

Water (1.5 liter bottle)

$0.56 BGN 0.97

$0.63 ₱39.71

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.53 BGN 6.13

$3.00 ₱189

17.67%

Wine (Bottle)

$6.09 BGN 10.60

$6.03 ₱379

1.00%

Local Beer (0.5 liter bottle)

$0.65 BGN 1.13

$1.23 ₱77.7

-47.15%

Imported Beer (0.33 liter bottle)

$1.05 BGN 1.82

$1.75 ₱110

-40.00%

One-way Ticket (Public Transport)

$0.47 BGN 0.82

$0.25 ₱15.86

88.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.10 BGN 1.91

$0.77 ₱48.62

42.86%

Taxi (Normal Tariff) (1km)

$0.52 BGN 0.90

$0.23 ₱14.53

126.09%

Taxi 1hour Waiting (Normal Tariff)

$10.40 BGN 18.09

$4.46 ₱281

133.18%

Gasoline (1 liter)

$1.70 BGN 2.96

$1.31 ₱82.8

29.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K BGN 53.0K

$21.2K ₱1.3M

43.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K BGN 34.5K

$19.1K ₱1.2M

3.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$57.4 BGN 99.9

$120 ₱7,569

-52.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.70 BGN 15.14

$14.00 ₱882

-37.86%

Internet (50+ Mbps, Unlimited Data)

$12.69 BGN 22.08

$27.54 ₱1,734

-53.92%

Gym Membership (Monthly)

$17.07 BGN 29.70

$32.33 ₱2,035

-47.20%

Tennis Court (1 Hour on Weekend)

$22.42 BGN 39.01

$6.65 ₱419

237.14%

Cinema Ticket

$5.82 BGN 10.13

$5.65 ₱356

3.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 BGN 876

$275 ₱17.3K

82.84%

International Primary School, 1 Child (Yearly)

$5,395 BGN 9,388

$7,918 ₱498.5K

-31.86%

Jeans (Levis 501 Or Similar)

$68.0 BGN 118

$49.33 ₱3,106

37.79%

Summer Dress (H&M, Zara, etc)

$41.71 BGN 72.6

$25.24 ₱1,589

65.25%

Sport Shoes (Adidas, Nike)

$89.6 BGN 156

$77.0 ₱4,846

16.42%

Men's Leather Business Shoes

$103 BGN 180

$57.2 ₱3,601

80.65%

1-bedroom Apartment, City Center (Monthly)

$141 BGN 245

$500 ₱31.5K

-71.79%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

3-bedroom Apartment, City Center (Monthly)

$373 BGN 650

$1,078 ₱67.9K

-65.35%

3-bedroom Apartment, Outside City Center (Monthly)

$348 BGN 605

$615 ₱38.7K

-43.46%

Buy Apartment in City Center (m2)

$1,342 BGN 2,335

$2,886 ₱181.7K

-53.50%

Buy Apartment Outside City Center (m2)

$1,132 BGN 1,970

$1,917 ₱120.7K

-40.93%

Average Monthly Net Salary (After Tax)

$1,250 BGN 2,175

$346 ₱21.8K

261.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.1

7.2

-56.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Targovishte: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Targovishte

$191 34.6%

Cebu

$206 22.4% 7.7% $15

Clothing & Footwear

Targovishte

$136 24.6%

Cebu

$94 10.2% 31% $42

Eating Out

Targovishte

$112 20.3%

Cebu

$88 9.6% 21.4% $24

Monthly Utilities & Internet

Targovishte

$79 14.3%

Cebu

$162 17.6% 105% $83

Sport & Entertainment

Targovishte

$29 5.2%

Cebu

$44 4.8% 51.9% $15

Getting Around

Targovishte

$5.6 * 1%

Cebu

$16 1.7% 179% $10

Accommodation & Living

Targovishte

- * 0%

Cebu

$309 33.6%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $141 in Targovishte and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Targovishte pays 261% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $40.00 in Targovishte vs $24.00 in Cebu. Groceries flip the comparison at $191 vs $206, with Targovishte cheaper for home cooking.

Good to know

🇧🇬 Targovishte

🇵🇭 Cebu

🕒 Local time

00:38 12:38 AM

05:38 5:38 AM

5 h ahead of Targovishte

🌤 Weather

👥 Population

39,578

964,169

💱 Currency

Bulgarian Lev BGN лв.

Philippine Peso PHP ₱

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Targovishte Cebu 9,810 km ≈ 13 h nonstop flight

From you

Targovishte
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Targovishte vs Cebu: Cost of Living - Frequently Asked Questions

Targovishte is cheaper overall, especially in groceries, leisure, and utilities. The 66% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 261% higher in Targovishte, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $141 in Targovishte versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $553 per month in Targovishte versus $918 in Cebu – a 66% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Targovishte gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Targovishte is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Targovishte and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Targovishte gentler on the wallet – expenses run 66% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.