Cost of Living Comparison Between Targovishte and Cebu Cost of Living Comparison Between Targovishte and Cebu

Monthly Cost of Living

Monthly costs for one person with rent: $854 in Targovishte versus $873 in Cebu.

Estimated couple costs with rent: $1,350 in Targovishte versus $1,339 in Cebu.

Monthly costs for a family of three with rent: $1,845 in Targovishte versus $1,805 in Cebu.

Living in Targovishte costs roughly 2% less than in Cebu, driven mainly by Eating Out.

Both cities sit below the global median: Targovishte 36% lower, Cebu 35% lower.

Meal at Budget Restaurant

$9.00 BGN 14.98

$4.39 ₱270

105.01%

Three-Course Dinner for Two, Mid-Range

$42.05 BGN 70.0

$24.30 ₱1,496

73.05%

Fast Food Meal (McDonalds, etc)

$8.60 BGN 14.30

$4.53 ₱279

89.85%

Cappuccino

$2.47 BGN 4.10

$2.52 ₱155

-1.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.44 BGN 2.39

$0.80 ₱49.42

80.00%

Water (0.33 liter bottle)

$0.85 BGN 1.41

$0.42 ₱25.97

102.38%

Local Beer (0.5 liter draught)

$2.96 BGN 4.93

$1.59 ₱97.7

86.16%

Imported Beer (0.33 liter bottle)

$2.97 BGN 4.94

$2.19 ₱135

35.62%

Milk (1 liter)

$1.61 BGN 2.68

$2.26 ₱139

-28.76%

White Bread (500g)

$0.76 BGN 1.26

$1.51 ₱93.0

-49.67%

Rice (white) (1kg)

$2.13 BGN 3.55

$1.16 ₱71.6

83.62%

Eggs

$2.80 BGN 4.66

$2.36 ₱145

18.64%

Local Cheese (1kg)

$8.66 BGN 14.41

$12.87 ₱792

-32.71%

Chicken Fillets (1kg)

$5.80 BGN 9.64

$5.38 ₱331

7.81%

Beef Round Steak (1kg)

$8.89 BGN 14.80

$7.82 ₱481

13.68%

Apples (1kg)

$1.56 BGN 2.59

$3.53 ₱217

-55.81%

Banana (1kg)

$1.70 BGN 2.82

$1.51 ₱92.9

12.58%

Oranges (1kg)

$1.64 BGN 2.73

$3.29 ₱203

-50.15%

Tomato (1kg)

$2.46 BGN 4.10

$2.20 ₱136

11.82%

Potato (1kg)

$1.03 BGN 1.71

$2.64 ₱162

-60.98%

Onion (1kg)

$1.14 BGN 1.90

$2.46 ₱152

-53.66%

Lettuce (1 head)

$0.92 BGN 1.53

$1.00 ₱61.4

-8.00%

Water (1.5 liter bottle)

$0.62 BGN 1.03

$0.78 ₱48.06

-20.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.52 BGN 5.85

$3.10 ₱191

13.55%

Wine (Bottle)

$5.95 BGN 9.90

$6.43 ₱396

-7.47%

Local Beer (0.5 liter bottle)

$0.68 BGN 1.13

$1.16 ₱71.7

-41.38%

Imported Beer (0.33 liter bottle)

$1.08 BGN 1.79

$2.24 ₱138

-51.79%

One-way Ticket (Public Transport)

$0.84 BGN 1.39

$0.26 ₱15.80

223.08%

Public Transport Monthly Pass (Regular Price)

$26.08 BGN 43.38

$15.36 ₱946

69.79%

Taxi Start (Normal Tariff)

$1.20 BGN 1.99

$0.81 ₱49.81

48.15%

Taxi (Normal Tariff) (1km)

$0.48 BGN 0.81

$0.23 ₱14.06

108.70%

Taxi 1hour Waiting (Normal Tariff)

$10.74 BGN 17.87

$2.64 ₱163

306.82%

Gasoline (1 liter)

$1.59 BGN 2.64

$1.10 ₱67.7

44.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.7K BGN 52.8K

$30.5K ₱1.9M

4.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K BGN 34.4K

$27.7K ₱1.7M

-25.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$58.5 BGN 97.2

$95.9 ₱5,904

-39.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.97 BGN 14.92

$34.05 ₱2,096

-73.66%

Internet (50+ Mbps, Unlimited Data)

$13.08 BGN 21.77

$29.86 ₱1,839

-56.20%

Gym Membership (Monthly)

$17.93 BGN 29.83

$33.32 ₱2,051

-46.19%

Tennis Court (1 Hour on Weekend)

$23.56 BGN 39.20

$8.45 ₱520

178.82%

Cinema Ticket

$4.75 BGN 7.90

$5.79 ₱357

-17.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$417 BGN 693

$235 ₱14.5K

77.01%

International Primary School, 1 Child (Yearly)

$5,466 BGN 9,093

$3,913 ₱240.9K

39.69%

Jeans (Levis 501 Or Similar)

$61.2 BGN 102

$53.1 ₱3,272

15.21%

Summer Dress (H&M, Zara, etc)

$34.99 BGN 58.2

$22.65 ₱1,395

54.48%

Sport Shoes (Adidas, Nike)

$93.6 BGN 156

$76.1 ₱4,685

23.00%

Men's Leather Business Shoes

$107 BGN 178

$55.0 ₱3,383

94.40%

1-bedroom Apartment, City Center (Monthly)

$147 BGN 245

$508 ₱31.3K

-71.07%

1-bedroom Apartment, Outside City Center (Monthly)

$228 BGN 380

$210 ₱12.9K

8.89%

3-bedroom Apartment, City Center (Monthly)

$381 BGN 634

$800 ₱49.3K

-52.39%

3-bedroom Apartment, Outside City Center (Monthly)

$359 BGN 597

$389 ₱24.0K

-7.83%

Buy Apartment in City Center (m2)

$1,369 BGN 2,278

$3,013 ₱185.5K

-54.56%

Buy Apartment Outside City Center (m2)

$1,166 BGN 1,940

$1,950 ₱120.1K

-40.20%

Average Monthly Net Salary (After Tax)

$1,301 BGN 2,164

$340 ₱20.9K

282.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

-43.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Targovishte: July 13, 2026

Last update for Cebu: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $147 in Targovishte and $508 in Cebu. Housing cost is often the main lever when comparing two cities.

Targovishte pays 283% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $42.00 in Targovishte vs $24.00 in Cebu. Groceries flip the comparison at $196 vs $241, with Targovishte cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Targovishte vs Cebu: Cost of Living - Frequently Asked Questions

Targovishte is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 283% higher in Targovishte, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $147 in Targovishte versus $508 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $854 per month in Targovishte versus $873 in Cebu – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Targovishte runs roughly 70% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $854 in Targovishte versus $873 in Cebu, a $2,000 budget is realistic in Targovishte but tight or insufficient in Cebu. The gap between the two cities makes Targovishte the clear choice for anyone on this budget.

For families, Targovishte is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Targovishte and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Targovishte gentler on the wallet – expenses run 2% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.