Cost of Living Comparison Between Cebu and Targovishte Cost of Living Comparison Between Cebu and Targovishte

Monthly Cost of Living

Monthly costs for one person with rent: $936 in Cebu versus $583 in Targovishte.

Estimated couple costs with rent: $1,427 in Cebu versus $1,168 in Targovishte.

Monthly costs for a family of three with rent: $1,918 in Cebu versus $1,753 in Targovishte.

Living in Cebu is roughly 61% more expensive than in Targovishte, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Cebu 32% lower, Targovishte 58% lower.

Meal at Budget Restaurant

$3.09 ₱193

$7.19 BGN 11.96

-57.02%

Three-Course Dinner for Two, Mid-Range

$23.80 ₱1,488

$40.52 BGN 67.4

-41.26%

Fast Food Meal (McDonalds, etc)

$4.10 ₱257

$6.90 BGN 11.48

-40.58%

Cappuccino

$2.60 ₱163

$1.56 BGN 2.59

66.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 ₱96.9

$1.10 BGN 1.83

40.91%

Water (0.33 liter bottle)

$0.54 ₱33.46

$0.68 BGN 1.13

-20.59%

Local Beer (0.5 liter draught)

$1.73 ₱108

$0.94 BGN 1.56

84.04%

Imported Beer (0.33 liter bottle)

$2.19 ₱137

$4.27 BGN 7.11

-48.71%

Milk (1 liter)

$1.92 ₱120

$1.63 BGN 2.71

17.79%

White Bread (500g)

$1.39 ₱87.1

$0.76 BGN 1.26

82.89%

Rice (white) (1kg)

$0.97 ₱60.8

$2.35 BGN 3.91

-58.72%

Eggs

$2.00 ₱125

$2.87 BGN 4.77

-30.31%

Local Cheese (1kg)

$9.93 ₱621

$8.29 BGN 13.79

19.78%

Chicken Fillets (1kg)

$4.38 ₱274

$5.66 BGN 9.41

-22.61%

Beef Round Steak (1kg)

$7.41 ₱463

$8.64 BGN 14.38

-14.24%

Apples (1kg)

$3.46 ₱217

$1.71 BGN 2.84

102.34%

Banana (1kg)

$1.47 ₱91.7

$1.87 BGN 3.11

-21.39%

Oranges (1kg)

$2.41 ₱151

$1.75 BGN 2.91

37.71%

Tomato (1kg)

$1.54 ₱96.5

$2.74 BGN 4.56

-43.80%

Potato (1kg)

$2.36 ₱148

$1.07 BGN 1.78

120.56%

Onion (1kg)

$1.91 ₱119

$1.10 BGN 1.83

73.64%

Lettuce (1 head)

$1.24 ₱77.3

$0.96 BGN 1.59

29.17%

Water (1.5 liter bottle)

$0.66 ₱41.42

$0.61 BGN 1.02

8.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$3.58 BGN 5.96

-16.20%

Wine (Bottle)

$6.08 ₱380

$6.05 BGN 10.07

0.50%

Local Beer (0.5 liter bottle)

$1.31 ₱81.8

$0.68 BGN 1.13

92.65%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$1.07 BGN 1.78

61.68%

One-way Ticket (Public Transport)

$0.25 ₱15.65

$0.46 BGN 0.76

-45.65%

Public Transport Monthly Pass (Regular Price)

$12.73 ₱796

Taxi Start (Normal Tariff)

$0.75 ₱46.78

$1.20 BGN 1.99

-37.50%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.41

$0.55 BGN 0.91

-58.18%

Taxi 1hour Waiting (Normal Tariff)

$4.60 ₱288

$10.53 BGN 17.52

-56.32%

Gasoline (1 liter)

$1.34 ₱83.7

$1.63 BGN 2.71

-17.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$31.4K BGN 52.3K

-30.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$20.4K BGN 34.0K

-4.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,564

$60.1 BGN 100

101.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.86 ₱929

$8.94 BGN 14.87

66.22%

Internet (50+ Mbps, Unlimited Data)

$27.84 ₱1,741

$12.84 BGN 21.35

116.82%

Gym Membership (Monthly)

$32.06 ₱2,005

$17.32 BGN 28.81

85.10%

Tennis Court (1 Hour on Weekend)

$6.43 ₱402

$23.85 BGN 39.68

-73.04%

Cinema Ticket

$5.64 ₱352

$5.75 BGN 9.56

-1.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$532 BGN 886

-48.64%

International Primary School, 1 Child (Yearly)

$8,017 ₱501.3K

$5,590 BGN 9,299

43.43%

Jeans (Levis 501 Or Similar)

$48.77 ₱3,050

$71.0 BGN 118

-31.32%

Summer Dress (H&M, Zara, etc)

$25.49 ₱1,594

$42.71 BGN 71.1

-40.32%

Sport Shoes (Adidas, Nike)

$78.1 ₱4,884

$95.2 BGN 158

-17.96%

Men's Leather Business Shoes

$57.8 ₱3,616

$106 BGN 177

-45.52%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.3K

$149 BGN 249

234.59%

1-bedroom Apartment, Outside City Center (Monthly)

$300 ₱18.7K

3-bedroom Apartment, City Center (Monthly)

$1,089 ₱68.1K

$394 BGN 655

176.64%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.5K

$362 BGN 603

74.32%

Buy Apartment in City Center (m2)

$2,888 ₱180.6K

$1,397 BGN 2,325

106.69%

Buy Apartment Outside City Center (m2)

$1,877 ₱117.3K

$1,168 BGN 1,944

60.62%

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

$1,329 BGN 2,211

-73.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.1

132.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: August 30, 2026

Last update for Targovishte: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $149 in Targovishte. Housing cost is often the main lever when comparing two cities.

Targovishte pays 284% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $41.00 in Targovishte. Groceries flip the comparison at $208 vs $199, with Targovishte cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Targovishte: Cost of Living - Frequently Asked Questions

Targovishte is cheaper overall, especially in Groceries & Markets, Sport & Entertainment, Monthly Utilities & Internet, Getting Around. The 61% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 284% lower in Targovishte. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $149 in Targovishte. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 5% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $936 per month in Cebu versus $583 in Targovishte – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

At $583 in Targovishte versus $936 in Cebu, a $2,000 budget is realistic in Targovishte but tight or insufficient in Cebu. The gap between the two cities makes Targovishte the clear choice for anyone on this budget.

For families, Targovishte is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Targovishte are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Targovishte gentler on the wallet – expenses run 61% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.