Cost of Living Comparison Between Cebu and Targovishte Cost of Living Comparison Between Cebu and Targovishte

Monthly Cost of Living

Monthly costs for one person with rent: $873 in Cebu versus $854 in Targovishte.

Estimated couple costs with rent: $1,339 in Cebu versus $1,350 in Targovishte.

Monthly costs for a family of three with rent: $1,805 in Cebu versus $1,845 in Targovishte.

Living in Cebu is roughly 2% more expensive than in Targovishte, driven mainly by Eating Out.

Both cities sit below the global median: Cebu 35% lower, Targovishte 36% lower.

Meal at Budget Restaurant

$4.39 ₱270

$9.00 BGN 14.98

-51.22%

Three-Course Dinner for Two, Mid-Range

$24.30 ₱1,496

$42.05 BGN 70.0

-42.21%

Fast Food Meal (McDonalds, etc)

$4.53 ₱279

$8.60 BGN 14.30

-47.33%

Cappuccino

$2.52 ₱155

$2.47 BGN 4.10

2.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ₱49.42

$1.44 BGN 2.39

-44.44%

Water (0.33 liter bottle)

$0.42 ₱25.97

$0.85 BGN 1.41

-50.59%

Local Beer (0.5 liter draught)

$1.59 ₱97.7

$2.96 BGN 4.93

-46.28%

Imported Beer (0.33 liter bottle)

$2.19 ₱135

$2.97 BGN 4.94

-26.26%

Milk (1 liter)

$2.26 ₱139

$1.61 BGN 2.68

40.37%

White Bread (500g)

$1.51 ₱93.0

$0.76 BGN 1.26

98.68%

Rice (white) (1kg)

$1.16 ₱71.6

$2.13 BGN 3.55

-45.54%

Eggs

$2.36 ₱145

$2.80 BGN 4.66

-15.71%

Local Cheese (1kg)

$12.87 ₱792

$8.66 BGN 14.41

48.61%

Chicken Fillets (1kg)

$5.38 ₱331

$5.80 BGN 9.64

-7.24%

Beef Round Steak (1kg)

$7.82 ₱481

$8.89 BGN 14.80

-12.04%

Apples (1kg)

$3.53 ₱217

$1.56 BGN 2.59

126.28%

Banana (1kg)

$1.51 ₱92.9

$1.70 BGN 2.82

-11.18%

Oranges (1kg)

$3.29 ₱203

$1.64 BGN 2.73

100.61%

Tomato (1kg)

$2.20 ₱136

$2.46 BGN 4.10

-10.57%

Potato (1kg)

$2.64 ₱162

$1.03 BGN 1.71

156.31%

Onion (1kg)

$2.46 ₱152

$1.14 BGN 1.90

115.79%

Lettuce (1 head)

$1.00 ₱61.4

$0.92 BGN 1.53

8.70%

Water (1.5 liter bottle)

$0.78 ₱48.06

$0.62 BGN 1.03

25.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 ₱191

$3.52 BGN 5.85

-11.93%

Wine (Bottle)

$6.43 ₱396

$5.95 BGN 9.90

8.07%

Local Beer (0.5 liter bottle)

$1.16 ₱71.7

$0.68 BGN 1.13

70.59%

Imported Beer (0.33 liter bottle)

$2.24 ₱138

$1.08 BGN 1.79

107.41%

One-way Ticket (Public Transport)

$0.26 ₱15.80

$0.84 BGN 1.39

-69.05%

Public Transport Monthly Pass (Regular Price)

$15.36 ₱945

$26.08 BGN 43.38

-41.10%

Taxi Start (Normal Tariff)

$0.81 ₱49.81

$1.20 BGN 1.99

-32.50%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.06

$0.48 BGN 0.81

-52.08%

Taxi 1hour Waiting (Normal Tariff)

$2.64 ₱163

$10.74 BGN 17.87

-75.42%

Gasoline (1 liter)

$1.10 ₱67.7

$1.59 BGN 2.64

-30.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K ₱1.9M

$31.7K BGN 52.8K

-3.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K ₱1.7M

$20.7K BGN 34.4K

34.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.9 ₱5,904

$58.5 BGN 97.2

64.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.05 ₱2,096

$8.97 BGN 14.92

279.60%

Internet (50+ Mbps, Unlimited Data)

$29.86 ₱1,838

$13.08 BGN 21.77

128.29%

Gym Membership (Monthly)

$33.32 ₱2,051

$17.93 BGN 29.83

85.83%

Tennis Court (1 Hour on Weekend)

$8.45 ₱520

$23.56 BGN 39.20

-64.13%

Cinema Ticket

$5.79 ₱357

$4.75 BGN 7.90

21.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 ₱14.5K

$417 BGN 693

-43.51%

International Primary School, 1 Child (Yearly)

$3,913 ₱240.9K

$5,466 BGN 9,093

-28.41%

Jeans (Levis 501 Or Similar)

$53.1 ₱3,272

$61.2 BGN 102

-13.20%

Summer Dress (H&M, Zara, etc)

$22.65 ₱1,395

$34.99 BGN 58.2

-35.27%

Sport Shoes (Adidas, Nike)

$76.1 ₱4,684

$93.6 BGN 156

-18.70%

Men's Leather Business Shoes

$55.0 ₱3,383

$107 BGN 178

-48.56%

1-bedroom Apartment, City Center (Monthly)

$508 ₱31.3K

$147 BGN 245

245.61%

1-bedroom Apartment, Outside City Center (Monthly)

$210 ₱12.9K

$228 BGN 380

-8.16%

3-bedroom Apartment, City Center (Monthly)

$800 ₱49.3K

$381 BGN 634

110.04%

3-bedroom Apartment, Outside City Center (Monthly)

$389 ₱24.0K

$359 BGN 597

8.50%

Buy Apartment in City Center (m2)

$3,013 ₱185.5K

$1,369 BGN 2,278

120.05%

Buy Apartment Outside City Center (m2)

$1,950 ₱120.1K

$1,166 BGN 1,940

67.22%

Average Monthly Net Salary (After Tax)

$340 ₱20.9K

$1,301 BGN 2,164

-73.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

78.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: July 14, 2026

Last update for Targovishte: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $508 in Cebu and $147 in Targovishte. Housing cost is often the main lever when comparing two cities.

Targovishte pays 283% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $42.00 in Targovishte. Groceries flip the comparison at $241 vs $196, with Targovishte cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Targovishte: Cost of Living - Frequently Asked Questions

Targovishte is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet, Sport & Entertainment. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 283% lower in Targovishte. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $508 in Cebu versus $147 in Targovishte. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $873 per month in Cebu versus $854 in Targovishte – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Targovishte runs roughly 70% less than in Cebu. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $854 in Targovishte versus $873 in Cebu, a $2,000 budget is realistic in Targovishte but tight or insufficient in Cebu. The gap between the two cities makes Targovishte the clear choice for anyone on this budget.

For families, Targovishte is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Targovishte are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Targovishte gentler on the wallet – expenses run 2% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.