😐Monthly costs for one person with rent: $819 in Tanay Rizal versus $779 in Baguio.
😐Estimated couple costs with rent: $1,259 in Tanay Rizal versus $1,147 in Baguio.
😐Monthly costs for a family of three with rent: $1,698 in Tanay Rizal versus $1,514 in Baguio.
🌍Living in Tanay Rizal is roughly 5% more expensive than in Baguio, driven mainly by Groceries & Markets.
📊Both cities sit below the global median: Tanay Rizal38% lower, Baguio41% lower.
Currency
🍽 Eating Out
Tanay Rizal
Baguio
Difference
Meal at Budget Restaurant
$3.51₱214
$3.63₱221
-3.31%
Three-Course Dinner for Two, Mid-Range
$8.71₱530
$13.43₱818
-35.15%
Fast Food Meal(McDonalds, etc)
$3.52₱214
$2.69₱164
30.86%
Cappuccino
$2.82₱172
$2.36₱144
19.49%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.55₱33.59
$0.66₱40.16
-16.67%
Water(0.33 liter bottle)
$0.26₱15.77
$0.38₱22.84
-31.58%
Local Beer(0.5 liter draught)
$1.21₱73.7
$1.39₱84.4
-12.95%
Imported Beer(0.33 liter bottle)
$2.09₱127
$1.94₱118
7.73%
🛒 Groceries & Markets
Tanay Rizal
Baguio
Difference
Milk(1 liter)
$1.81₱110
$1.82₱111
-0.55%
White Bread(500g)
$1.55₱94.1
$1.21₱73.4
28.10%
Rice(white)(1kg)
$1.02₱62.0
$1.07₱65.4
-4.67%
Eggs
$1.99₱121
$2.28₱139
-12.72%
Local Cheese(1kg)
$8.04₱489
$9.14₱556
-12.04%
Chicken Fillets(1kg)
$5.22₱318
$3.87₱236
34.88%
Beef Round Steak(1kg)
$10.53₱641
$8.46₱515
24.47%
Apples(1kg)
$2.40₱146
$2.75₱167
-12.73%
Banana(1kg)
$1.55₱94.2
$1.84₱112
-15.76%
Oranges(1kg)
$3.15₱192
$2.37₱144
32.91%
Tomato(1kg)
$1.15₱70.1
$1.16₱70.5
-0.86%
Potato(1kg)
$1.73₱105
$1.82₱111
-4.95%
Onion(1kg)
$3.51₱214
$2.27₱138
54.63%
Lettuce(1 head)
$1.06₱64.6
$0.68₱41.68
55.88%
Water(1.5 liter bottle)
$0.82₱49.96
$0.72₱44.14
13.89%
Cigarettes 20 Pack(Marlboro, Camel)
$2.78₱169
$3.36₱205
-17.26%
Wine(Bottle)
$8.64₱526
$9.18₱559
-5.88%
Local Beer(0.5 liter bottle)
$1.35₱82.2
$1.08₱65.7
25.00%
Imported Beer(0.33 liter bottle)
$2.55₱155
$2.27₱138
12.33%
🚌 Getting Around
Tanay Rizal
Baguio
Difference
One-way Ticket(Public Transport)
$0.28₱17.21
$0.28₱17.25
-
Public Transport Monthly Pass(Regular Price)
-
$10.43₱635
-
Taxi Start(Normal Tariff)
$0.78₱47.37
$0.86₱52.3
-9.30%
Taxi(Normal Tariff)(1km)
$0.24₱14.63
$0.22₱13.31
9.09%
Taxi 1hour Waiting(Normal Tariff)
$2.09₱127
$2.44₱149
-14.34%
Gasoline(1 liter)
$1.03₱62.7
$1.12₱68.0
-8.04%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.2K₱1.7M
$32.2K₱2.0M
-12.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$17.8K₱1.1M
$20.6K₱1.3M
-13.59%
🧾 Monthly Utilities & Internet
Tanay Rizal
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$130₱7,890
$149₱9,059
-12.90%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.69₱1,990
$34.55₱2,103
-5.38%
Internet(50+ Mbps, Unlimited Data)
$21.46₱1,307
$26.35₱1,604
-18.56%
🎉 Sport & Entertainment
Tanay Rizal
Baguio
Difference
Gym Membership(Monthly)
$33.24₱2,024
$21.84₱1,330
52.20%
Tennis Court(1 Hour on Weekend)
$4.52₱275
$4.07₱248
11.06%
Cinema Ticket
$6.37₱388
$5.87₱357
8.52%
🧸 Childcare & Education
Tanay Rizal
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$150₱9,125
$149₱9,059
0.73%
International Primary School, 1 Child(Yearly)
$4,283₱260.8K
$4,683₱285.1K
-8.54%
👕👟 Clothing & Footwear
Tanay Rizal
Baguio
Difference
Jeans(Levis 501 Or Similar)
$26.85₱1,635
$47.86₱2,914
-43.90%
Summer Dress(H&M, Zara, etc)
$34.22₱2,084
$27.14₱1,652
26.09%
Sport Shoes(Adidas, Nike)
$44.04₱2,681
$75.3₱4,583
-41.50%
Men's Leather Business Shoes
$117₱7,101
$46.11₱2,807
152.94%
🏠 Accommodation & Living
Tanay Rizal
Baguio
Difference
1-bedroom Apartment, City Center(Monthly)
$267₱16.2K
$336₱20.4K
-20.61%
1-bedroom Apartment, Outside City Center(Monthly)
$179₱10.9K
$142₱8,630
26.06%
3-bedroom Apartment, City Center(Monthly)
$594₱36.2K
$556₱33.9K
6.90%
3-bedroom Apartment, Outside City Center(Monthly)
$400₱24.4K
$262₱16.0K
52.64%
Buy Apartment in City Center(m2)
$2,299₱140.0K
$2,408₱146.6K
-4.52%
Buy Apartment Outside City Center(m2)
$1,013₱61.7K
$919₱55.9K
10.28%
💵 Salaries & Financials
Tanay Rizal
Baguio
Difference
Average Monthly Net Salary(After Tax)
-
$188₱11.4K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.17
4.5
37.11%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Tanay Rizal: July 27, 2026
Last update for Baguio: July 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $267 in Tanay Rizal and $336 in Baguio. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $9.00 in Tanay Rizal vs $13.00 in Baguio. Groceries flip the comparison at $223 vs $206, with Baguio cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tanay Rizal vs Baguio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Tanay Rizal or Baguio?
Baguio wins on cost – living expenses run 5% lower than in Tanay Rizal. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Tanay Rizal and in Baguio?
You'd need roughly $1,229 in Tanay Rizal and $1,169 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Tanay Rizal compared to Baguio?
Rent for a central apartment: $267 in Tanay Rizal versus $336 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Tanay Rizal or in Baguio?
Supermarket bills run roughly 8% higher in Tanay Rizal. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Tanay Rizal compared to Baguio?
All in, you'll spend $819 per month in Tanay Rizal versus $779 in Baguio – a 5% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $800/month in Tanay Rizal or in Baguio?
Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Tanay Rizal or Baguio?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Tanay Rizal compared to Baguio?
Safety-wise, Tanay Rizal and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Baguio gentler on the wallet – expenses run 5% less than in Tanay Rizal. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Tanay Rizal vs other spots: cost of living compared