Cost of Living Comparison Between Tanay Rizal and Baguio Cost of Living Comparison Between Tanay Rizal and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $832 in Tanay Rizal versus $788 in Baguio.

Estimated couple costs with rent: $1,254 in Tanay Rizal versus $1,139 in Baguio.

Monthly costs for a family of three with rent: $1,676 in Tanay Rizal versus $1,490 in Baguio.

Living in Tanay Rizal is roughly 6% more expensive than Baguio, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tanay Rizal 38% lower, Baguio 41% lower.

Meal at Budget Restaurant

$3.46 ₱210

$3.57 ₱217

-3.08%

Three-Course Dinner for Two, Mid-Range

$9.07 ₱551

$13.22 ₱802

-31.39%

Fast Food Meal (McDonalds, etc)

$3.50 ₱213

$2.65 ₱161

32.08%

Cappuccino

$2.89 ₱175

$2.36 ₱143

22.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 ₱33.49

$0.69 ₱41.93

-20.29%

Water (0.33 liter bottle)

$0.28 ₱17.10

$0.37 ₱22.55

-24.32%

Local Beer (0.5 liter draught)

$1.20 ₱73.1

$1.44 ₱87.5

-16.67%

Imported Beer (0.33 liter bottle)

$2.09 ₱127

$1.90 ₱115

10.00%

Milk (1 liter)

$1.79 ₱108

$1.89 ₱115

-5.29%

White Bread (500g)

$1.56 ₱94.6

$1.23 ₱74.8

26.83%

Rice (white) (1kg)

$0.93 ₱56.7

$1.08 ₱65.3

-13.89%

Eggs

$2.09 ₱127

$2.26 ₱137

-7.52%

Local Cheese (1kg)

$8.12 ₱493

$9.14 ₱555

-11.16%

Chicken Fillets (1kg)

$5.24 ₱318

$3.91 ₱237

34.02%

Beef Round Steak (1kg)

$10.72 ₱651

$8.75 ₱531

22.51%

Apples (1kg)

$2.32 ₱141

$2.64 ₱160

-12.12%

Banana (1kg)

$1.60 ₱97.4

$1.80 ₱109

-11.11%

Oranges (1kg)

$3.18 ₱193

$2.31 ₱140

37.66%

Tomato (1kg)

$1.19 ₱72.6

$1.16 ₱70.2

2.59%

Potato (1kg)

$1.68 ₱102

$1.84 ₱112

-8.70%

Onion (1kg)

$3.56 ₱216

$2.29 ₱139

55.46%

Lettuce (1 head)

$1.11 ₱67.2

$0.67 ₱40.39

65.67%

Water (1.5 liter bottle)

$0.89 ₱54.0

$0.76 ₱46.15

17.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.81 ₱171

$3.34 ₱203

-15.87%

Wine (Bottle)

$7.91 ₱481

$8.91 ₱541

-11.22%

Local Beer (0.5 liter bottle)

$1.38 ₱84.0

$1.04 ₱63.1

32.69%

Imported Beer (0.33 liter bottle)

$2.42 ₱147

$2.32 ₱141

4.31%

One-way Ticket (Public Transport)

$0.26 ₱15.67

$0.28 ₱17.11

-7.14%

Public Transport Monthly Pass (Regular Price)

$10.58 ₱642

Taxi Start (Normal Tariff)

$0.77 ₱46.58

$0.85 ₱51.7

-9.41%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.65

$0.22 ₱13.32

9.09%

Taxi 1hour Waiting (Normal Tariff)

$2.11 ₱128

$2.36 ₱143

-10.59%

Gasoline (1 liter)

$1.09 ₱66.2

$1.10 ₱67.1

-0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K ₱1.7M

$31.9K ₱1.9M

-10.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.6K ₱1.1M

$20.5K ₱1.2M

-13.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 ₱7,819

$146 ₱8,846

-11.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.39 ₱1,966

$35.30 ₱2,143

-8.24%

Internet (50+ Mbps, Unlimited Data)

$21.07 ₱1,279

$26.09 ₱1,584

-19.24%

Gym Membership (Monthly)

$34.11 ₱2,071

$21.90 ₱1,330

55.75%

Tennis Court (1 Hour on Weekend)

$4.41 ₱268

$4.05 ₱246

8.89%

Cinema Ticket

$6.31 ₱383

$5.82 ₱353

8.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$150 ₱9,085

$154 ₱9,378

-3.12%

International Primary School, 1 Child (Yearly)

$4,331 ₱263.0K

$4,658 ₱282.9K

-7.03%

Jeans (Levis 501 Or Similar)

$26.22 ₱1,592

$48.66 ₱2,955

-46.12%

Summer Dress (H&M, Zara, etc)

$33.60 ₱2,040

$28.00 ₱1,700

20.00%

Sport Shoes (Adidas, Nike)

$43.65 ₱2,650

$76.2 ₱4,624

-42.69%

Men's Leather Business Shoes

$114 ₱6,932

$46.62 ₱2,831

144.89%

1-bedroom Apartment, City Center (Monthly)

$270 ₱16.4K

$340 ₱20.7K

-20.49%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱10.5K

$142 ₱8,635

22.09%

3-bedroom Apartment, City Center (Monthly)

$586 ₱35.6K

$552 ₱33.5K

6.19%

3-bedroom Apartment, Outside City Center (Monthly)

$391 ₱23.7K

$264 ₱16.1K

47.74%

Buy Apartment in City Center (m2)

$2,574 ₱156.3K

$2,390 ₱145.1K

7.70%

Buy Apartment Outside City Center (m2)

$1,040 ₱63.2K

$933 ₱56.7K

11.48%

Average Monthly Net Salary (After Tax)

$184 ₱11.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.17

4.5

37.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tanay Rizal: June 6, 2026

Last update for Baguio: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $270 in Tanay Rizal and $340 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $9.00 in Tanay Rizal vs $13.00 in Baguio. Groceries flip the comparison at $223 vs $206, with Baguio cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tanay Rizal vs Baguio: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 6% lower than in Tanay Rizal. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

You'd need roughly $1,248 in Tanay Rizal and $1,182 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $270 in Tanay Rizal versus $340 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Tanay Rizal. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $832 per month in Tanay Rizal versus $788 in Baguio – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tanay Rizal and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 6% less than in Tanay Rizal. Beyond cost, consider language, visa policies, and how big the international community is in each city.