Last update: Nov 2026

Cost of Living Comparison Between Baguio and Tanay Rizal

For one person, living costs are similar in Baguio and in Tanay Rizal: $734 and $716 a month, rent and utilities included.

Baguio, Philippines
Tanay Rizal, Philippines
Baguio
🇵🇭 Philippines
$734
/mo nomad
Tanay Rizal
🇵🇭 Philippines
$716
/mo nomad
Monthly Cost of Living

How much you'll spend in Baguio and in Tanay Rizal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Baguio and in Tanay Rizal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $734 in Baguio versus $716 in Tanay Rizal.

  • Baguio $734
  • Tanay Rizal $716

Estimated couple costs with rent: $1,206 in Baguio versus $1,096 in Tanay Rizal.

  • Baguio $1,206
  • Tanay Rizal $1,096

Monthly costs for a family of three with rent: $1,677 in Baguio versus $1,476 in Tanay Rizal.

  • Baguio $1,677
  • Tanay Rizal $1,476

Living in Baguio is roughly 3% more expensive than in Tanay Rizal, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Baguio 46% lower, Tanay Rizal 47% lower.

Currency
🍽 Eating Out
Baguio
Tanay Rizal
Difference
Meal at Budget Restaurant
$3.10 ₱196
$3.89 ₱246
-20.31%
Three-Course Dinner for Two, Mid-Range
$23.95 ₱1,517
$16.67 ₱1,056
43.67%
Fast Food Meal (McDonalds, etc)
$2.71 ₱172
$2.81 ₱178
-3.56%
Cappuccino
$1.69 ₱107
$2.22 ₱141
-23.87%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.67 ₱42.55
$0.63 ₱40.14
6.35%
Water (0.33 liter bottle)
$0.39 ₱24.46
$0.33 ₱21.02
18.18%
Local Beer (0.5 liter draught)
$1.14 ₱72.2
$1.19 ₱75.2
-4.20%
Imported Beer (0.33 liter bottle)
$1.91 ₱121
$2.12 ₱135
-9.91%
🛒 Groceries & Markets
Baguio
Tanay Rizal
Difference
Milk (1 liter)
$1.78 ₱113
$1.60 ₱101
11.25%
White Bread (500g)
$0.88 ₱55.6
$1.15 ₱72.9
-23.48%
Rice (white) (1kg)
$0.97 ₱61.2
$0.96 ₱60.6
1.04%
Eggs
$1.83 ₱116
$1.85 ₱117
-1.08%
Local Cheese (1kg)
$4.75 ₱301
$5.57 ₱353
-14.72%
Chicken Fillets (1kg)
$3.22 ₱204
$4.03 ₱255
-20.10%
Beef Round Steak (1kg)
$7.01 ₱444
$6.91 ₱438
1.45%
Apples (1kg)
$2.58 ₱164
$2.33 ₱148
10.73%
Banana (1kg)
$2.13 ₱135
$1.52 ₱96.2
40.13%
Oranges (1kg)
$2.79 ₱177
$2.40 ₱152
16.25%
Tomato (1kg)
$0.92 ₱58.0
$1.16 ₱73.3
-20.69%
Potato (1kg)
$1.39 ₱88.1
$2.04 ₱129
-31.86%
Onion (1kg)
$1.37 ₱86.7
$2.28 ₱145
-39.91%
Lettuce (1 head)
$0.65 ₱41.32
$1.10 ₱69.7
-40.91%
Water (1.5 liter bottle)
$0.35 ₱22.19
$0.52 ₱33.21
-32.69%
Cigarettes 20 Pack (Marlboro, Camel)
$2.81 ₱178
$2.93 ₱186
-4.10%
Wine (Bottle)
$6.99 ₱443
$7.25 ₱459
-3.59%
Local Beer (0.5 liter bottle)
$0.77 ₱48.75
$0.93 ₱58.7
-17.20%
Imported Beer (0.33 liter bottle)
$2.98 ₱189
$1.90 ₱120
56.84%
🚌 Getting Around
Baguio
Tanay Rizal
Difference
One-way Ticket (Public Transport)
$0.25 ₱15.95
$0.24 ₱15.23
4.17%
Public Transport Monthly Pass (Regular Price)
$14.49 ₱918
$12.52 ₱793
15.73%
Taxi Start (Normal Tariff)
$1.00 ₱63.6
$0.79 ₱49.81
26.58%
Taxi (Normal Tariff) (1km)
$0.22 ₱13.96
$0.20 ₱12.69
10.00%
Taxi 1hour Waiting (Normal Tariff)
$1.86 ₱118
$1.83 ₱116
1.64%
Gasoline (1 liter)
$1.30 ₱82.5
$1.17 ₱74.3
11.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.8K ₱1.3M
$21.2K ₱1.3M
-1.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.0K ₱1.2M
$18.8K ₱1.2M
1.02%
🧾 Monthly Utilities & Internet
Baguio
Tanay Rizal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.4 ₱5,982
$119 ₱7,539
-20.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.64 ₱1,054
$15.75 ₱998
5.65%
Internet (50+ Mbps, Unlimited Data)
$30.88 ₱1,956
$23.45 ₱1,486
31.68%
🎉 Sport & Entertainment
Baguio
Tanay Rizal
Difference
Gym Membership (Monthly)
$27.58 ₱1,748
$30.84 ₱1,954
-10.57%
Tennis Court (1 Hour on Weekend)
$7.74 ₱490
$5.08 ₱322
52.36%
Cinema Ticket
$4.72 ₱299
$5.21 ₱330
-9.40%
🧸 Childcare & Education
Baguio
Tanay Rizal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,019 ₱64.6K
$129 ₱8,203
686.98%
International Primary School, 1 Child (Yearly)
$5,258 ₱333.1K
$7,854 ₱497.6K
-33.06%
👕👟 Clothing & Footwear
Baguio
Tanay Rizal
Difference
Jeans (Levis 501 Or Similar)
$49.98 ₱3,167
$32.05 ₱2,030
55.94%
Summer Dress (H&M, Zara, etc)
$37.84 ₱2,397
$19.03 ₱1,206
98.84%
Sport Shoes (Adidas, Nike)
$71.8 ₱4,551
$69.1 ₱4,381
3.89%
Men's Leather Business Shoes
$79.8 ₱5,054
$55.3 ₱3,506
44.17%
🏠 Accommodation & Living
Baguio
Tanay Rizal
Difference
1-bedroom Apartment, City Center (Monthly)
$387 ₱24.5K
$254 ₱16.1K
52.04%
1-bedroom Apartment, Outside City Center (Monthly)
$195 ₱12.4K
$165 ₱10.5K
18.24%
3-bedroom Apartment, City Center (Monthly)
$1,031 ₱65.3K
$491 ₱31.1K
109.95%
3-bedroom Apartment, Outside City Center (Monthly)
$513 ₱32.5K
$350 ₱22.2K
46.57%
Buy Apartment in City Center (m2)
$4,025 ₱255.0K
$2,642 ₱167.4K
52.37%
Buy Apartment Outside City Center (m2)
$1,526 ₱96.7K
$1,116 ₱70.7K
36.74%
💵 Salaries & Financials
Baguio
Tanay Rizal
Difference
Average Monthly Net Salary (After Tax)
$180 ₱11.4K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
7
6.92
1.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: November 2, 2026

Last update for Tanay Rizal: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Baguio
$195
Tanay Rizal
$165 15.4% $30
Groceries & Markets
Baguio
$168
Tanay Rizal
$177 5.2% $8.8
Monthly Utilities & Internet
Baguio
$142
Tanay Rizal
$158 11.4% $16
Clothing & Footwear
Baguio
$108
Tanay Rizal
$79 26.7% $29
Eating Out
Baguio
$67
Tanay Rizal
$80 19.7% $13
Sport & Entertainment
Baguio
$37
Tanay Rizal
$41 11.5% $4.3
Getting Around
Baguio
$18
Tanay Rizal
$15 13.2% $2.3

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Baguio and $254 in Tanay Rizal. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in Baguio vs $17 in Tanay Rizal. Groceries flip the comparison at $168 vs $177, with Baguio cheaper for home cooking.

Good to know
🇵🇭 Baguio
🇵🇭 Tanay Rizal
🕒 Local time
08:02 8:02 AM
08:02 8:02 AM
Same time as Baguio
🌤 Weather
👥 Population
366,358
59,950
💱 Currency
Exchange rates and currency converter

USD, EUR to PHP – Philippine Peso Converter

Philippine Peso exchange rates as of November 5, 2026: 1 USD = 63.36 PHP (100 PHP = 1.58 USD). 1 EUR = 71.33 PHP (100 PHP = 1.4 EUR).

On the map
Between locations
  • Baguio Tanay Rizal 230 km
From you
  • Baguio
  • Tanay Rizal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Baguio vs Tanay Rizal: Cost of Living - Frequently Asked Questions
Which city is more expensive, Baguio or Tanay Rizal?
Tanay Rizal wins on cost – living expenses run 3% lower than in Baguio. Housing and daily spending are where you’ll feel the difference most, making Tanay Rizal the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Baguio and in Tanay Rizal?
You’d need roughly $1,102 in Baguio and $1,074 in Tanay Rizal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Baguio compared to Tanay Rizal?
Rent for a central apartment: $387 in Baguio versus $254 in Tanay Rizal. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Baguio compared to Tanay Rizal?
All in, you’ll spend $734 per month in Baguio versus $716 in Tanay Rizal – Tanay Rizal is about 3% cheaper, which adds up to real savings over time.
How expensive is transport in Baguio compared to Tanay Rizal?
A monthly transit pass in Tanay Rizal runs roughly 14% less than in Baguio. The price difference matters if you commute daily and watch your budget.
Which city offers a better quality of life: Baguio or Tanay Rizal?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Baguio compared to Tanay Rizal?
Safety-wise, Baguio and Tanay Rizal are both considered safe, so it’s unlikely to be the deciding factor between them.

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