Cost of Living Comparison Between Baguio and Tanay Rizal Cost of Living Comparison Between Baguio and Tanay Rizal

Monthly Cost of Living

Monthly costs for one person with rent: $788 in Baguio versus $832 in Tanay Rizal.

Estimated couple costs with rent: $1,139 in Baguio versus $1,254 in Tanay Rizal.

Monthly costs for a family of three with rent: $1,490 in Baguio versus $1,676 in Tanay Rizal.

Living in Baguio costs roughly 5% less than in Tanay Rizal, driven mainly by Groceries & Markets.

Both cities sit below the global median: Baguio 41% lower, Tanay Rizal 38% lower.

Meal at Budget Restaurant

$3.57 ₱217

$3.46 ₱210

3.18%

Three-Course Dinner for Two, Mid-Range

$13.22 ₱802

$9.07 ₱551

45.76%

Fast Food Meal (McDonalds, etc)

$2.65 ₱161

$3.50 ₱213

-24.29%

Cappuccino

$2.36 ₱143

$2.89 ₱175

-18.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱41.93

$0.55 ₱33.49

25.45%

Water (0.33 liter bottle)

$0.37 ₱22.55

$0.28 ₱17.10

32.14%

Local Beer (0.5 liter draught)

$1.44 ₱87.5

$1.20 ₱73.1

20.00%

Imported Beer (0.33 liter bottle)

$1.90 ₱115

$2.09 ₱127

-9.09%

Milk (1 liter)

$1.89 ₱115

$1.79 ₱108

5.59%

White Bread (500g)

$1.23 ₱74.8

$1.56 ₱94.6

-21.15%

Rice (white) (1kg)

$1.08 ₱65.3

$0.93 ₱56.7

16.13%

Eggs

$2.26 ₱137

$2.09 ₱127

8.13%

Local Cheese (1kg)

$9.14 ₱555

$8.12 ₱493

12.56%

Chicken Fillets (1kg)

$3.91 ₱237

$5.24 ₱318

-25.38%

Beef Round Steak (1kg)

$8.75 ₱531

$10.72 ₱651

-18.38%

Apples (1kg)

$2.64 ₱160

$2.32 ₱141

13.79%

Banana (1kg)

$1.80 ₱109

$1.60 ₱97.4

12.50%

Oranges (1kg)

$2.31 ₱140

$3.18 ₱193

-27.36%

Tomato (1kg)

$1.16 ₱70.2

$1.19 ₱72.6

-2.52%

Potato (1kg)

$1.84 ₱112

$1.68 ₱102

9.52%

Onion (1kg)

$2.29 ₱139

$3.56 ₱216

-35.67%

Lettuce (1 head)

$0.67 ₱40.39

$1.11 ₱67.2

-39.64%

Water (1.5 liter bottle)

$0.76 ₱46.15

$0.89 ₱54.0

-14.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.34 ₱203

$2.81 ₱171

18.86%

Wine (Bottle)

$8.91 ₱541

$7.91 ₱481

12.64%

Local Beer (0.5 liter bottle)

$1.04 ₱63.1

$1.38 ₱84.0

-24.64%

Imported Beer (0.33 liter bottle)

$2.32 ₱141

$2.42 ₱147

-4.13%

One-way Ticket (Public Transport)

$0.28 ₱17.11

$0.26 ₱15.67

7.69%

Public Transport Monthly Pass (Regular Price)

$10.58 ₱642

Taxi Start (Normal Tariff)

$0.85 ₱51.7

$0.77 ₱46.58

10.39%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.32

$0.24 ₱14.65

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$2.36 ₱143

$2.11 ₱128

11.85%

Gasoline (1 liter)

$1.10 ₱67.1

$1.09 ₱66.2

0.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.9K ₱1.9M

$28.5K ₱1.7M

12.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₱1.2M

$17.6K ₱1.1M

16.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 ₱8,846

$129 ₱7,819

13.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.30 ₱2,143

$32.39 ₱1,966

8.98%

Internet (50+ Mbps, Unlimited Data)

$26.09 ₱1,584

$21.07 ₱1,279

23.83%

Gym Membership (Monthly)

$21.90 ₱1,330

$34.11 ₱2,071

-35.80%

Tennis Court (1 Hour on Weekend)

$4.05 ₱246

$4.41 ₱268

-8.16%

Cinema Ticket

$5.82 ₱353

$6.31 ₱383

-7.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$154 ₱9,378

$150 ₱9,085

3.22%

International Primary School, 1 Child (Yearly)

$4,658 ₱282.9K

$4,331 ₱263.0K

7.56%

Jeans (Levis 501 Or Similar)

$48.66 ₱2,955

$26.22 ₱1,592

85.58%

Summer Dress (H&M, Zara, etc)

$28.00 ₱1,700

$33.60 ₱2,040

-16.67%

Sport Shoes (Adidas, Nike)

$76.2 ₱4,624

$43.65 ₱2,650

74.48%

Men's Leather Business Shoes

$46.62 ₱2,831

$114 ₱6,932

-59.17%

1-bedroom Apartment, City Center (Monthly)

$340 ₱20.7K

$270 ₱16.4K

25.78%

1-bedroom Apartment, Outside City Center (Monthly)

$142 ₱8,635

$174 ₱10.5K

-18.09%

3-bedroom Apartment, City Center (Monthly)

$552 ₱33.5K

$586 ₱35.6K

-5.83%

3-bedroom Apartment, Outside City Center (Monthly)

$264 ₱16.1K

$391 ₱23.7K

-32.32%

Buy Apartment in City Center (m2)

$2,390 ₱145.1K

$2,574 ₱156.3K

-7.15%

Buy Apartment Outside City Center (m2)

$933 ₱56.7K

$1,040 ₱63.2K

-10.30%

Average Monthly Net Salary (After Tax)

$184 ₱11.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

6.17

-27.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: June 9, 2026

Last update for Tanay Rizal: June 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $340 in Baguio and $270 in Tanay Rizal. Housing cost is often the main lever when comparing two cities.

Dining out: $13.00 in Baguio vs $9.00 in Tanay Rizal. Groceries flip the comparison at $206 vs $223, with Baguio cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Baguio vs Tanay Rizal: Cost of Living - Frequently Asked Questions

Baguio wins on cost – living expenses run 6% lower than in Tanay Rizal. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.

You'd need roughly $1,182 in Baguio and $1,248 in Tanay Rizal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $340 in Baguio versus $270 in Tanay Rizal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Tanay Rizal. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $788 per month in Baguio versus $832 in Tanay Rizal – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Baguio and Tanay Rizal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Baguio gentler on the wallet – expenses run 6% less than in Tanay Rizal. Beyond cost, consider language, visa policies, and how big the international community is in each city.