Last update: Oct 2026

Cost of Living Comparison Between Tagbilaran City and Karachi

For one person, living is cheaper in Karachi: $482 a month against $624 in Tagbilaran City, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

30

Cost of Living Index in Tagbilaran City
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Tagbilaran City Living Index
23

Cost of Living Index in Karachi
Learn more

Karachi Living Index

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Tagbilaran City

🇵🇭 Philippines

$624

/mo nomad

Karachi

🇵🇰 Pakistan

$482

/mo nomad

Monthly Cost of Living

How much you'll spend in Tagbilaran City and in Karachi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tagbilaran City and in Karachi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $624 in Tagbilaran City versus $482 in Karachi.

Tagbilaran City $624
Karachi $482

Estimated couple costs with rent: $1,001 in Tagbilaran City versus $750 in Karachi.

Tagbilaran City $1,001
Karachi $750

Monthly costs for a family of three with rent: $1,378 in Tagbilaran City versus $1,018 in Karachi.

Tagbilaran City $1,378
Karachi $1,018

Living in Tagbilaran City is roughly 30% more expensive than in Karachi, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Tagbilaran City 54% lower, Karachi 64% lower.

Meal at Budget Restaurant

$2.98 ₱187

$2.13 PKR 588

39.91%

Three-Course Dinner for Two, Mid-Range

$17.24 ₱1,086

$13.30 PKR 3,678

29.62%

Fast Food Meal (McDonalds, etc)

$2.89 ₱182

$5.45 PKR 1,507

-46.97%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,004

Cappuccino

$2.47 ₱156

$2.09 PKR 579

18.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.94 ₱58.9

$0.40 PKR 111

135.00%

Water (0.33 liter bottle)

$0.46 ₱29.06

$0.26 PKR 71.1

76.92%

Local Beer (0.5 liter draught)

$0.83 ₱52.1

Imported Beer (0.33 liter bottle)

$2.18 ₱137

Milk (1 liter)

$1.55 ₱97.5

$0.92 PKR 254

68.48%

White Bread (500g)

$1.06 ₱66.9

$0.56 PKR 156

89.29%

Rice (white) (1kg)

$0.90 ₱56.7

$1.25 PKR 345

-28.00%

Eggs

$1.75 ₱110

$1.23 PKR 341

42.28%

Local Cheese (1kg)

$9.33 ₱588

$5.67 PKR 1,569

64.55%

Chicken Fillets (1kg)

$4.37 ₱275

$3.16 PKR 875

38.29%

Beef Round Steak (1kg)

$7.55 ₱476

$6.28 PKR 1,736

20.22%

Apples (1kg)

$2.86 ₱180

$1.26 PKR 348

126.98%

Banana (1kg)

$1.35 ₱85.3

$0.53 PKR 147

154.72%

Oranges (1kg)

$2.41 ₱152

$1.00 PKR 276

141.00%

Tomato (1kg)

$1.52 ₱95.8

$0.56 PKR 154

171.43%

Potato (1kg)

$2.42 ₱152

$0.33 PKR 91.3

633.33%

Onion (1kg)

$1.97 ₱124

$0.34 PKR 95.1

479.41%

Lettuce (1 head)

$0.65 ₱40.91

$0.42 PKR 116

54.76%

Water (1.5 liter bottle)

$0.46 ₱29.17

$0.44 PKR 121

4.55%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$2.38 ₱150

$1.84 PKR 508

29.35%

Wine (Bottle)

$6.11 ₱385

Local Beer (0.5 liter bottle)

$0.90 ₱56.9

Imported Beer (0.33 liter bottle)

$1.07 ₱67.3

One-way Ticket (Public Transport)

$0.47 ₱29.40

$0.28 PKR 77.0

67.86%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,763

Taxi Start (Normal Tariff)

$0.77 ₱48.54

$0.92 PKR 256

-16.30%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.51

$0.70 PKR 193

-67.14%

Taxi 1hour Waiting (Normal Tariff)

$4.38 ₱276

$2.16 PKR 596

102.78%

Gasoline (1 liter)

$1.04 ₱65.5

$1.38 PKR 382

-24.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$17.9K PKR 5.0M

17.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K ₱1.2M

$27.1K PKR 7.5M

-27.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 ₱5,088

$113 PKR 31.4K

-28.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.28 ₱899

$5.95 PKR 1,647

140.00%

Internet (50+ Mbps, Unlimited Data)

$25.27 ₱1,592

$13.16 PKR 3,640

92.02%

Gym Membership (Monthly)

$11.21 ₱706

$21.55 PKR 5,962

-47.98%

Tennis Court (1 Hour on Weekend)

$3.35 ₱211

$18.23 PKR 5,041

-81.62%

Cinema Ticket

$3.62 ₱228

$4.21 PKR 1,164

-14.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 ₱17.7K

$52.2 PKR 14.4K

438.43%

International Primary School, 1 Child (Yearly)

$8,018 ₱505.0K

$1,940 PKR 536.7K

313.20%

Jeans (Levis 501 Or Similar)

$37.11 ₱2,337

$17.55 PKR 4,855

111.45%

Summer Dress (H&M, Zara, etc)

$17.96 ₱1,132

$23.51 PKR 6,502

-23.61%

Sport Shoes (Adidas, Nike)

$64.0 ₱4,033

$68.9 PKR 19.1K

-7.04%

Men's Leather Business Shoes

$57.0 ₱3,592

$40.59 PKR 11.2K

40.50%

1-bedroom Apartment, City Center (Monthly)

$194 ₱12.2K

$118 PKR 32.6K

64.13%

1-bedroom Apartment, Outside City Center (Monthly)

$139 ₱8,779

$73.6 PKR 20.4K

89.32%

3-bedroom Apartment, City Center (Monthly)

$477 ₱30.1K

$357 PKR 98.9K

33.50%

3-bedroom Apartment, Outside City Center (Monthly)

$339 ₱21.3K

$188 PKR 52.0K

80.27%

Buy Apartment in City Center (m2)

$785 ₱49.4K

$1,060 PKR 293.2K

-25.99%

Buy Apartment Outside City Center (m2)

$470 ₱29.6K

$481 PKR 133.0K

-2.29%

Average Monthly Net Salary (After Tax)

$178 ₱11.2K

$183 PKR 50.6K

-2.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

13.21

-45.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tagbilaran City: October 10, 2026

Last update for Karachi: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Tagbilaran City

$187 30%

Karachi

$101 21% 45.9% $86

Accommodation & Living

Tagbilaran City

$139 22.3%

Karachi

$74 15.3% 47.2% $66

Monthly Utilities & Internet

Tagbilaran City

$120 19.3%

Karachi

$133 27.5% 10.2% $12

Clothing & Footwear

Tagbilaran City

$79 12.7%

Karachi

$68 14.1% 14.5% $12

Eating Out

Tagbilaran City

$76 12.2%

Karachi

$61 12.7% 19.8% $15

Sport & Entertainment

Tagbilaran City

$18 3%

Karachi

$30 6.2% 62.4% $12

Getting Around

Tagbilaran City

$3.8 * 0.6%

Karachi

$16 3.2% 310% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $194 in Tagbilaran City and $118 in Karachi. Housing cost is often the main lever when comparing two cities.

Karachi pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Tagbilaran City vs $13.00 in Karachi for a mid-range dinner for two. Groceries echo the gap at $187 vs $101 per month, with Karachi cheaper across the board.

Good to know

🇵🇭 Tagbilaran City

🇵🇰 Karachi

🕒 Local time

03:30 3:30 AM

00:30 12:30 AM

3 h behind Tagbilaran City

🌤 Weather

👥 Population

86,411

14,910,352

💱 Currency

Philippine Peso PHP ₱

Pakistani Rupee PKR ₨

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.22 EUR

Exchange rates and currency converter

PKR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.62 USD). 1 EUR = 311 PKR (1,000 PKR = 3.22 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Tagbilaran City Karachi 6,230 km ≈ 8 h nonstop flight

From you

Tagbilaran City
Karachi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tagbilaran City vs Karachi: Cost of Living - Frequently Asked Questions

Tagbilaran City and Karachi differ by about 30% in total monthly costs ($624 vs $482 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 3% lower in Karachi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $194 in Tagbilaran City versus $118 in Karachi. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 85% higher in Tagbilaran City. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $624 per month in Tagbilaran City versus $482 in Karachi – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tagbilaran City and Karachi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 30% less than in Tagbilaran City. Beyond cost, consider language, visa policies, and how big the international community is in each city.