Last update: Oct 2026

Cost of Living Comparison Between Karachi and Tagbilaran City

For one person, living is cheaper in Karachi: $482 a month against $624 in Tagbilaran City, rent and utilities included – about $1,700 less a year. Other living expenses account for most of the difference.

23

Cost of Living Index in Karachi
Learn more

Karachi Living Index
30

Cost of Living Index in Tagbilaran City
Learn more

Tagbilaran City Living Index

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Karachi

🇵🇰 Pakistan

$482

/mo nomad

Tagbilaran City

🇵🇭 Philippines

$624

/mo nomad

Monthly Cost of Living

How much you'll spend in Karachi and in Tagbilaran City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karachi and in Tagbilaran City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $482 in Karachi versus $624 in Tagbilaran City.

Karachi $482
Tagbilaran City $624

Estimated couple costs with rent: $750 in Karachi versus $1,001 in Tagbilaran City.

Karachi $750
Tagbilaran City $1,001

Monthly costs for a family of three with rent: $1,018 in Karachi versus $1,378 in Tagbilaran City.

Karachi $1,018
Tagbilaran City $1,378

Living in Karachi costs roughly 23% less than in Tagbilaran City, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Karachi 64% lower, Tagbilaran City 54% lower.

Meal at Budget Restaurant

$2.13 PKR 588

$2.98 ₱187

-28.52%

Three-Course Dinner for Two, Mid-Range

$13.30 PKR 3,680

$17.24 ₱1,085

-22.85%

Fast Food Meal (McDonalds, etc)

$5.45 PKR 1,508

$2.89 ₱182

88.58%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.19 PKR 607

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.24 PKR 2,005

Cappuccino

$2.09 PKR 579

$2.47 ₱156

-15.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 PKR 111

$0.94 ₱58.9

-57.45%

Water (0.33 liter bottle)

$0.26 PKR 71.1

$0.46 ₱29.04

-43.48%

Local Beer (0.5 liter draught)

$0.83 ₱52.1

Imported Beer (0.33 liter bottle)

$2.18 ₱137

Milk (1 liter)

$0.92 PKR 254

$1.55 ₱97.4

-40.65%

White Bread (500g)

$0.56 PKR 156

$1.06 ₱66.9

-47.17%

Rice (white) (1kg)

$1.25 PKR 345

$0.90 ₱56.7

38.89%

Eggs

$1.23 PKR 341

$1.75 ₱110

-29.71%

Local Cheese (1kg)

$5.67 PKR 1,570

$9.33 ₱587

-39.23%

Chicken Fillets (1kg)

$3.16 PKR 876

$4.37 ₱275

-27.69%

Beef Round Steak (1kg)

$6.28 PKR 1,737

$7.55 ₱475

-16.82%

Apples (1kg)

$1.26 PKR 348

$2.86 ₱180

-55.94%

Banana (1kg)

$0.53 PKR 148

$1.35 ₱85.2

-60.74%

Oranges (1kg)

$1.00 PKR 276

$2.41 ₱152

-58.51%

Tomato (1kg)

$0.56 PKR 154

$1.52 ₱95.7

-63.16%

Potato (1kg)

$0.33 PKR 91.4

$2.42 ₱152

-86.36%

Onion (1kg)

$0.34 PKR 95.1

$1.97 ₱124

-82.74%

Lettuce (1 head)

$0.42 PKR 116

$0.65 ₱40.89

-35.38%

Water (1.5 liter bottle)

$0.44 PKR 121

$0.46 ₱29.15

-4.35%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 PKR 346

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.32 PKR 365

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.42 PKR 670

Cigarettes 20 Pack (Marlboro, Camel)

$1.84 PKR 509

$2.38 ₱150

-22.69%

Wine (Bottle)

$6.11 ₱385

Local Beer (0.5 liter bottle)

$0.90 ₱56.8

Imported Beer (0.33 liter bottle)

$1.07 ₱67.3

One-way Ticket (Public Transport)

$0.28 PKR 77.0

$0.47 ₱29.39

-40.43%

Public Transport Monthly Pass (Regular Price)

$9.99 PKR 2,764

Taxi Start (Normal Tariff)

$0.92 PKR 256

$0.77 ₱48.52

19.48%

Taxi (Normal Tariff) (1km)

$0.70 PKR 193

$0.23 ₱14.50

204.35%

Taxi 1hour Waiting (Normal Tariff)

$2.16 PKR 597

$4.38 ₱276

-50.68%

Gasoline (1 liter)

$1.38 PKR 382

$1.04 ₱65.5

32.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K PKR 5.0M

$21.0K ₱1.3M

-14.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K PKR 7.5M

$19.6K ₱1.2M

38.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.4K

$80.8 ₱5,085

40.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.95 PKR 1,648

$14.28 ₱899

-58.33%

Internet (50+ Mbps, Unlimited Data)

$13.16 PKR 3,642

$25.27 ₱1,591

-47.92%

Gym Membership (Monthly)

$21.55 PKR 5,965

$11.21 ₱706

92.24%

Tennis Court (1 Hour on Weekend)

$18.23 PKR 5,044

$3.35 ₱211

444.18%

Cinema Ticket

$4.21 PKR 1,165

$3.62 ₱228

16.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.2 PKR 14.4K

$281 ₱17.7K

-81.43%

International Primary School, 1 Child (Yearly)

$1,940 PKR 537.0K

$8,018 ₱504.8K

-75.80%

Jeans (Levis 501 Or Similar)

$17.55 PKR 4,858

$37.11 ₱2,336

-52.71%

Summer Dress (H&M, Zara, etc)

$23.51 PKR 6,506

$17.96 ₱1,131

30.90%

Sport Shoes (Adidas, Nike)

$68.9 PKR 19.1K

$64.0 ₱4,031

7.58%

Men's Leather Business Shoes

$40.59 PKR 11.2K

$57.0 ₱3,591

-28.83%

1-bedroom Apartment, City Center (Monthly)

$118 PKR 32.7K

$194 ₱12.2K

-39.07%

1-bedroom Apartment, Outside City Center (Monthly)

$73.6 PKR 20.4K

$139 ₱8,774

-47.18%

3-bedroom Apartment, City Center (Monthly)

$357 PKR 98.9K

$477 ₱30.0K

-25.09%

3-bedroom Apartment, Outside City Center (Monthly)

$188 PKR 52.0K

$339 ₱21.3K

-44.53%

Buy Apartment in City Center (m2)

$1,060 PKR 293.4K

$785 ₱49.4K

35.12%

Buy Apartment Outside City Center (m2)

$481 PKR 133.1K

$470 ₱29.6K

2.34%

Average Monthly Net Salary (After Tax)

$183 PKR 50.6K

$178 ₱11.2K

2.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.21

7.2

83.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karachi: October 11, 2026

Last update for Tagbilaran City: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Karachi

$133 27.5%

Tagbilaran City

$120 19.3% 9.2% $12

Groceries & Markets

Karachi

$101 21%

Tagbilaran City

$187 30% 84.7% $86

Accommodation & Living

Karachi

$74 15.3%

Tagbilaran City

$139 22.3% 89.3% $66

Clothing & Footwear

Karachi

$68 14.1%

Tagbilaran City

$79 12.7% 17% $12

Eating Out

Karachi

$61 12.7%

Tagbilaran City

$76 12.2% 24.7% $15

Sport & Entertainment

Karachi

$30 6.2%

Tagbilaran City

$18 3% 38.4% $12

Getting Around

Karachi

$16 3.2%

Tagbilaran City

$3.8 * 0.6% 75.6% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Karachi and $194 in Tagbilaran City. Housing cost is often the main lever when comparing two cities.

Karachi pays 3% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $13.00 in Karachi vs $17.00 in Tagbilaran City for a mid-range dinner for two. Groceries echo the gap at $101 vs $187 per month, with Karachi cheaper across the board.

Good to know

🇵🇰 Karachi

🇵🇭 Tagbilaran City

🕒 Local time

01:30 1:30 AM

04:30 4:30 AM

3 h ahead of Karachi

🌤 Weather

👥 Population

14,910,352

86,411

💱 Currency

Pakistani Rupee PKR ₨

Philippine Peso PHP ₱

📈 Exchange rate

1,000 PKR = 3.61 USD

1,000 PKR = 3.21 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of October 17, 2026: 1 USD = 277 PKR (1,000 PKR = 3.61 USD). 1 EUR = 311 PKR (1,000 PKR = 3.21 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to PKR in detail →

On the map

Lowest

Highest

Between locations

Karachi Tagbilaran City 6,230 km ≈ 8 h nonstop flight

From you

Karachi
Tagbilaran City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karachi vs Tagbilaran City: Cost of Living - Frequently Asked Questions

Karachi and Tagbilaran City differ by about 30% in total monthly costs ($482 vs $624 including rent). Karachi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3% higher in Karachi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $118 in Karachi versus $194 in Tagbilaran City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 85% higher in Tagbilaran City. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $482 per month in Karachi versus $624 in Tagbilaran City – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Karachi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karachi and Tagbilaran City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karachi gentler on the wallet – expenses run 30% less than in Tagbilaran City. Beyond cost, consider language, visa policies, and how big the international community is in each city.