Cost of Living Comparison Between Szczecinek and Warsaw Cost of Living Comparison Between Szczecinek and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,560 in Szczecinek versus $2,025 in Warsaw.

Estimated couple costs with rent: $2,175 in Szczecinek versus $2,904 in Warsaw.

Monthly costs for a family of three with rent: $2,789 in Szczecinek versus $3,783 in Warsaw.

Living in Szczecinek costs roughly 23% less than in Warsaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Szczecinek 17% above, Warsaw 52% above.

Meal at Budget Restaurant

$10.90 zł 41.35

$10.75 zł 40.77

1.40%

Three-Course Dinner for Two, Mid-Range

$24.52 zł 93.0

$56.6 zł 215

-56.70%

Fast Food Meal (McDonalds, etc)

$9.36 zł 35.50

$9.45 zł 35.86

-0.95%

Cappuccino

$3.64 zł 13.82

$4.17 zł 15.81

-12.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 zł 3.91

$2.10 zł 7.98

-50.95%

Water (0.33 liter bottle)

$0.70 zł 2.67

$1.83 zł 6.93

-61.75%

Local Beer (0.5 liter draught)

$4.12 zł 15.62

$4.47 zł 16.95

-7.83%

Imported Beer (0.33 liter bottle)

$1.51 zł 5.73

$4.54 zł 17.23

-66.74%

Milk (1 liter)

$1.06 zł 4.02

$1.19 zł 4.51

-10.92%

White Bread (500g)

$1.09 zł 4.15

$1.42 zł 5.40

-23.24%

Rice (white) (1kg)

$1.58 zł 6.01

$1.79 zł 6.79

-11.73%

Eggs

$3.46 zł 13.11

$3.57 zł 13.56

-3.08%

Local Cheese (1kg)

$8.18 zł 31.02

$9.98 zł 37.88

-18.04%

Chicken Fillets (1kg)

$7.24 zł 27.47

$6.92 zł 26.27

4.62%

Beef Round Steak (1kg)

$13.18 zł 50.0

$14.53 zł 55.1

-9.29%

Apples (1kg)

$1.05 zł 4.00

$1.30 zł 4.93

-19.23%

Banana (1kg)

$1.99 zł 7.56

$1.86 zł 7.06

6.99%

Oranges (1kg)

$1.88 zł 7.12

$1.93 zł 7.34

-2.59%

Tomato (1kg)

$3.03 zł 11.49

$3.77 zł 14.29

-19.63%

Potato (1kg)

$0.87 zł 3.32

$1.06 zł 4.00

-17.92%

Onion (1kg)

$0.67 zł 2.54

$1.24 zł 4.70

-45.97%

Lettuce (1 head)

$1.51 zł 5.73

$1.44 zł 5.47

4.86%

Water (1.5 liter bottle)

$0.72 zł 2.74

$0.72 zł 2.73

Cigarettes 20 Pack (Marlboro, Camel)

$5.36 zł 20.34

$5.55 zł 21.05

-3.42%

Wine (Bottle)

$7.83 zł 29.70

$7.75 zł 29.40

1.03%

Local Beer (0.5 liter bottle)

$1.06 zł 4.03

$1.37 zł 5.21

-22.63%

Imported Beer (0.33 liter bottle)

$1.66 zł 6.28

$1.87 zł 7.08

-11.23%

One-way Ticket (Public Transport)

$1.06 zł 4.01

$1.17 zł 4.43

-9.40%

Public Transport Monthly Pass (Regular Price)

$32.83 zł 125

$29.63 zł 112

10.80%

Taxi Start (Normal Tariff)

$2.28 zł 8.65

$2.66 zł 10.11

-14.29%

Taxi (Normal Tariff) (1km)

$0.76 zł 2.89

$1.02 zł 3.86

-25.49%

Taxi 1hour Waiting (Normal Tariff)

$13.51 zł 51.3

$13.35 zł 50.6

1.20%

Gasoline (1 liter)

$1.67 zł 6.34

$1.79 zł 6.78

-6.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K zł 126.3K

$32.8K zł 124.3K

1.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.0K zł 113.9K

$32.6K zł 123.6K

-7.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$367 zł 1,393

$357 zł 1,353

3.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.59 zł 43.96

$10.23 zł 38.80

13.29%

Internet (50+ Mbps, Unlimited Data)

$16.07 zł 61.0

$17.49 zł 66.4

-8.12%

Gym Membership (Monthly)

$36.83 zł 140

$44.37 zł 168

-16.99%

Tennis Court (1 Hour on Weekend)

$19.35 zł 73.4

$29.18 zł 111

-33.69%

Cinema Ticket

$7.43 zł 28.20

$9.39 zł 35.63

-20.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$370 zł 1,404

$571 zł 2,168

-35.22%

International Primary School, 1 Child (Yearly)

$6,626 zł 25.1K

$15.3K zł 58.1K

-56.76%

Jeans (Levis 501 Or Similar)

$121 zł 460

$98.7 zł 375

22.76%

Summer Dress (H&M, Zara, etc)

$45.21 zł 172

$46.99 zł 178

-3.79%

Sport Shoes (Adidas, Nike)

$110 zł 417

$94.7 zł 359

16.05%

Men's Leather Business Shoes

$90.7 zł 344

$109 zł 415

-17.04%

1-bedroom Apartment, City Center (Monthly)

$507 zł 1,922

$1,135 zł 4,305

-55.35%

1-bedroom Apartment, Outside City Center (Monthly)

$491 zł 1,864

$922 zł 3,497

-46.71%

3-bedroom Apartment, City Center (Monthly)

$965 zł 3,661

$2,090 zł 7,931

-53.83%

3-bedroom Apartment, Outside City Center (Monthly)

$802 zł 3,042

$1,526 zł 5,790

-47.47%

Buy Apartment in City Center (m2)

$2,936 zł 11.1K

$6,322 zł 24.0K

-53.56%

Buy Apartment Outside City Center (m2)

$2,296 zł 8,713

$3,919 zł 14.9K

-41.40%

Average Monthly Net Salary (After Tax)

$1,317 zł 4,995

$2,150 zł 8,157

-38.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.2

7.55

-44.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Szczecinek: July 12, 2026

Last update for Warsaw: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $507 in Szczecinek and $1,135 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 63% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $25.00 in Szczecinek vs $57.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $225 vs $246 per month, with Szczecinek cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Szczecinek vs Warsaw: Cost of Living - Frequently Asked Questions

Szczecinek and Warsaw differ by about 30% in total monthly costs ($1,560 vs $2,025 including rent). Szczecinek is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 63% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $507 in Szczecinek versus $1,135 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,560 per month in Szczecinek versus $2,025 in Warsaw – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Szczecinek runs roughly 11% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,560 in Szczecinek versus $2,025 in Warsaw, a $2,000 budget is realistic in Szczecinek but tight or insufficient in Warsaw. The gap between the two cities makes Szczecinek the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Szczecinek and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Szczecinek gentler on the wallet – expenses run 30% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.