Cost of Living Comparison Between Szczecinek and Warsaw Cost of Living Comparison Between Szczecinek and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,578 in Szczecinek versus $2,184 in Warsaw.

Estimated couple costs with rent: $2,233 in Szczecinek versus $3,125 in Warsaw.

Monthly costs for a family of three with rent: $2,888 in Szczecinek versus $4,066 in Warsaw.

Living in Szczecinek costs roughly 28% less than in Warsaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Szczecinek 15% above, Warsaw 59% above.

Meal at Budget Restaurant

$11.98 zł 44.49

$12.19 zł 45.27

-1.72%

Three-Course Dinner for Two, Mid-Range

$45.11 zł 168

$61.8 zł 229

-26.95%

Fast Food Meal (McDonalds, etc)

$9.34 zł 34.70

$10.60 zł 39.38

-11.89%

Cappuccino

$3.70 zł 13.75

$4.61 zł 17.14

-19.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.21 zł 4.50

$2.52 zł 9.36

-51.98%

Water (0.33 liter bottle)

$0.88 zł 3.26

$2.40 zł 8.92

-63.33%

Local Beer (0.5 liter draught)

$3.15 zł 11.72

$4.86 zł 18.04

-35.19%

Imported Beer (0.33 liter bottle)

$1.46 zł 5.43

$5.24 zł 19.48

-72.14%

Milk (1 liter)

$0.96 zł 3.56

$1.15 zł 4.28

-16.52%

White Bread (500g)

$1.31 zł 4.85

$1.58 zł 5.88

-17.09%

Rice (white) (1kg)

$1.50 zł 5.56

$1.82 zł 6.74

-17.58%

Eggs

$3.85 zł 14.29

$3.98 zł 14.77

-3.27%

Local Cheese (1kg)

$8.26 zł 30.69

$9.70 zł 36.03

-14.85%

Chicken Fillets (1kg)

$6.17 zł 22.91

$7.33 zł 27.21

-15.83%

Beef Round Steak (1kg)

$13.81 zł 51.3

$15.32 zł 56.9

-9.86%

Apples (1kg)

$1.28 zł 4.76

$1.32 zł 4.92

-3.03%

Banana (1kg)

$1.22 zł 4.55

$1.78 zł 6.62

-31.46%

Oranges (1kg)

$1.72 zł 6.41

$1.84 zł 6.84

-6.52%

Tomato (1kg)

$2.61 zł 9.69

$4.06 zł 15.10

-35.71%

Potato (1kg)

$0.81 zł 3.00

$0.94 zł 3.47

-13.83%

Onion (1kg)

$0.84 zł 3.13

$0.93 zł 3.44

-9.68%

Lettuce (1 head)

$1.35 zł 5.00

$1.57 zł 5.82

-14.01%

Water (1.5 liter bottle)

$0.72 zł 2.69

$0.72 zł 2.68

Cigarettes 20 Pack (Marlboro, Camel)

$5.98 zł 22.21

$6.54 zł 24.28

-8.56%

Wine (Bottle)

$8.11 zł 30.13

$6.63 zł 24.64

22.32%

Local Beer (0.5 liter bottle)

$1.17 zł 4.36

$1.14 zł 4.24

2.63%

Imported Beer (0.33 liter bottle)

$1.55 zł 5.76

$1.88 zł 6.99

-17.55%

One-way Ticket (Public Transport)

$1.29 zł 4.79

$1.20 zł 4.47

7.50%

Public Transport Monthly Pass (Regular Price)

$27.52 zł 102

$29.66 zł 110

-7.22%

Taxi Start (Normal Tariff)

$2.38 zł 8.85

$2.63 zł 9.77

-9.51%

Taxi (Normal Tariff) (1km)

$1.08 zł 4.03

$1.32 zł 4.89

-18.18%

Taxi 1hour Waiting (Normal Tariff)

$12.30 zł 45.69

$13.55 zł 50.3

-9.23%

Gasoline (1 liter)

$1.52 zł 5.63

$1.68 zł 6.24

-9.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K zł 117.1K

$32.3K zł 119.9K

-2.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K zł 108.0K

$32.0K zł 118.9K

-9.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$309 zł 1,149

$372 zł 1,381

-16.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.29 zł 30.78

$8.79 zł 32.64

-5.69%

Internet (50+ Mbps, Unlimited Data)

$19.90 zł 73.9

$17.37 zł 64.5

14.57%

Gym Membership (Monthly)

$39.46 zł 147

$51.6 zł 192

-23.50%

Tennis Court (1 Hour on Weekend)

$23.26 zł 86.4

$29.74 zł 110

-21.79%

Cinema Ticket

$8.15 zł 30.26

$9.82 zł 36.49

-17.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$212 zł 789

$608 zł 2,259

-65.06%

International Primary School, 1 Child (Yearly)

$7,757 zł 28.8K

$15.4K zł 57.2K

-49.64%

Jeans (Levis 501 Or Similar)

$84.4 zł 314

$115 zł 428

-26.70%

Summer Dress (H&M, Zara, etc)

$39.44 zł 147

$42.18 zł 157

-6.50%

Sport Shoes (Adidas, Nike)

$91.1 zł 338

$116 zł 429

-21.17%

Men's Leather Business Shoes

$115 zł 426

$125 zł 466

-8.62%

1-bedroom Apartment, City Center (Monthly)

$585 zł 2,172

$1,250 zł 4,642

-53.21%

1-bedroom Apartment, Outside City Center (Monthly)

$558 zł 2,075

$984 zł 3,655

-43.23%

3-bedroom Apartment, City Center (Monthly)

$1,094 zł 4,065

$2,138 zł 7,942

-48.81%

3-bedroom Apartment, Outside City Center (Monthly)

$900 zł 3,344

$1,550 zł 5,757

-41.91%

Buy Apartment in City Center (m2)

$3,439 zł 12.8K

$6,397 zł 23.8K

-46.23%

Buy Apartment Outside City Center (m2)

$2,088 zł 7,755

$4,118 zł 15.3K

-49.31%

Average Monthly Net Salary (After Tax)

$1,336 zł 4,965

$2,103 zł 7,812

-36.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.2

6.68

-37.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Szczecinek: August 29, 2026

Last update for Warsaw: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $585 in Szczecinek and $1,250 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 57% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $45.00 in Szczecinek vs $62.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $218 vs $250 per month, with Szczecinek cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Szczecinek vs Warsaw: Cost of Living - Frequently Asked Questions

Szczecinek and Warsaw differ by about 38% in total monthly costs ($1,578 vs $2,184 including rent). Szczecinek is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 57% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $585 in Szczecinek versus $1,250 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,578 per month in Szczecinek versus $2,184 in Warsaw – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Szczecinek runs roughly 8% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,578 in Szczecinek versus $2,184 in Warsaw, a $2,000 budget is realistic in Szczecinek but tight or insufficient in Warsaw. The gap between the two cities makes Szczecinek the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Szczecinek and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Szczecinek gentler on the wallet – expenses run 38% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.