Last update: Oct 2026

Cost of Living Comparison Between Szczecinek and Warsaw

For one person, living is cheaper in Szczecinek: $1,468 a month against $2,032 in Warsaw, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

72

Cost of Living Index in Szczecinek
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Szczecinek Living Index
99

Cost of Living Index in Warsaw
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Warsaw Living Index

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Szczecinek

🇵🇱 Poland

$1,468

/mo nomad

Warsaw

🇵🇱 Poland

$2,032

/mo nomad

Monthly Cost of Living

How much you'll spend in Szczecinek and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Szczecinek and in Warsaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,468 in Szczecinek versus $2,032 in Warsaw.

Szczecinek $1,468
Warsaw $2,032

Estimated couple costs with rent: $2,118 in Szczecinek versus $2,918 in Warsaw.

Szczecinek $2,118
Warsaw $2,918

Monthly costs for a family of three with rent: $2,769 in Szczecinek versus $3,804 in Warsaw.

Szczecinek $2,769
Warsaw $3,804

Living in Szczecinek costs roughly 28% less than in Warsaw, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Szczecinek 9% above, Warsaw 50% above.

Meal at Budget Restaurant

$11.62 zł 45.14

$11.51 zł 44.72

0.96%

Three-Course Dinner for Two, Mid-Range

$42.81 zł 166

$60.6 zł 236

-29.39%

Fast Food Meal (McDonalds, etc)

$9.07 zł 35.22

$10.00 zł 38.87

-9.30%

Cappuccino

$3.48 zł 13.51

$4.17 zł 16.22

-16.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 zł 4.51

$2.27 zł 8.81

-48.90%

Water (0.33 liter bottle)

$0.87 zł 3.38

$2.21 zł 8.61

-60.63%

Local Beer (0.5 liter draught)

$3.10 zł 12.05

$4.60 zł 17.87

-32.61%

Imported Beer (0.33 liter bottle)

$1.37 zł 5.34

$5.01 zł 19.47

-72.65%

Milk (1 liter)

$0.90 zł 3.51

$1.05 zł 4.07

-14.29%

White Bread (500g)

$1.26 zł 4.89

$1.52 zł 5.90

-17.11%

Rice (white) (1kg)

$1.36 zł 5.28

$1.54 zł 6.00

-11.69%

Eggs

$3.53 zł 13.70

$3.76 zł 14.60

-6.12%

Local Cheese (1kg)

$7.64 zł 29.69

$8.55 zł 33.22

-10.64%

Chicken Fillets (1kg)

$5.98 zł 23.23

$6.29 zł 24.43

-4.93%

Beef Round Steak (1kg)

$13.19 zł 51.3

$14.54 zł 56.5

-9.28%

Apples (1kg)

$1.19 zł 4.64

$1.17 zł 4.55

1.71%

Banana (1kg)

$1.13 zł 4.41

$1.73 zł 6.73

-34.68%

Oranges (1kg)

$1.64 zł 6.38

$1.71 zł 6.66

-4.09%

Tomato (1kg)

$2.43 zł 9.44

$4.04 zł 15.71

-39.85%

Potato (1kg)

$0.76 zł 2.94

$0.91 zł 3.53

-16.48%

Onion (1kg)

$0.80 zł 3.12

$0.86 zł 3.34

-6.98%

Lettuce (1 head)

$1.28 zł 4.96

$1.39 zł 5.39

-7.91%

Water (1.5 liter bottle)

$0.68 zł 2.65

$0.69 zł 2.67

-1.45%

Cigarettes 20 Pack (Marlboro, Camel)

$5.59 zł 21.70

$6.19 zł 24.04

-9.69%

Wine (Bottle)

$7.53 zł 29.26

$6.46 zł 25.10

16.56%

Local Beer (0.5 liter bottle)

$1.12 zł 4.36

$1.10 zł 4.28

1.82%

Imported Beer (0.33 liter bottle)

$1.47 zł 5.71

$1.63 zł 6.35

-9.82%

One-way Ticket (Public Transport)

$1.06 zł 4.13

$1.11 zł 4.31

-4.50%

Public Transport Monthly Pass (Regular Price)

$27.13 zł 105

$28.52 zł 111

-4.87%

Taxi Start (Normal Tariff)

$2.28 zł 8.86

$2.47 zł 9.58

-7.69%

Taxi (Normal Tariff) (1km)

$1.04 zł 4.02

$1.31 zł 5.08

-20.61%

Taxi 1hour Waiting (Normal Tariff)

$11.56 zł 44.92

$12.87 zł 50.0

-10.18%

Gasoline (1 liter)

$1.48 zł 5.77

$1.75 zł 6.80

-15.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K zł 120.3K

$30.7K zł 119.4K

0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K zł 108.0K

$30.8K zł 119.5K

-9.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$290 zł 1,126

$341 zł 1,324

-14.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.77 zł 30.20

$9.00 zł 34.95

-13.67%

Internet (50+ Mbps, Unlimited Data)

$18.34 zł 71.3

$16.19 zł 62.9

13.28%

Gym Membership (Monthly)

$38.27 zł 149

$45.81 zł 178

-16.46%

Tennis Court (1 Hour on Weekend)

$20.63 zł 80.2

$27.81 zł 108

-25.82%

Cinema Ticket

$7.59 zł 29.49

$9.04 zł 35.12

-16.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$206 zł 800

$594 zł 2,306

-65.30%

International Primary School, 1 Child (Yearly)

$7,398 zł 28.7K

$14.3K zł 55.6K

-48.33%

Jeans (Levis 501 Or Similar)

$78.3 zł 304

$109 zł 424

-28.21%

Summer Dress (H&M, Zara, etc)

$36.84 zł 143

$40.12 zł 156

-8.18%

Sport Shoes (Adidas, Nike)

$87.3 zł 339

$104 zł 405

-16.33%

Men's Leather Business Shoes

$108 zł 421

$111 zł 431

-2.35%

1-bedroom Apartment, City Center (Monthly)

$559 zł 2,173

$1,181 zł 4,587

-52.64%

1-bedroom Apartment, Outside City Center (Monthly)

$526 zł 2,045

$942 zł 3,659

-44.13%

3-bedroom Apartment, City Center (Monthly)

$1,019 zł 3,959

$2,074 zł 8,056

-50.85%

3-bedroom Apartment, Outside City Center (Monthly)

$850 zł 3,303

$1,533 zł 5,958

-44.56%

Buy Apartment in City Center (m2)

$3,303 zł 12.8K

$5,932 zł 23.0K

-44.33%

Buy Apartment Outside City Center (m2)

$2,012 zł 7,816

$3,836 zł 14.9K

-47.56%

Average Monthly Net Salary (After Tax)

$1,300 zł 5,049

$2,049 zł 7,959

-36.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.2

6.68

-37.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Szczecinek: October 11, 2026

Last update for Warsaw: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Szczecinek

$526 35.8%

Warsaw

$942 46.4% 79% $416

Monthly Utilities & Internet

Szczecinek

$316 21.5%

Warsaw

$366 18% 15.9% $50

Groceries & Markets

Szczecinek

$206 14%

Warsaw

$231 11.4% 12.2% $25

Eating Out

Szczecinek

$188 12.8%

Warsaw

$223 11% 18.5% $35

Clothing & Footwear

Szczecinek

$140 9.5%

Warsaw

$164 8.1% 17.3% $24

Sport & Entertainment

Szczecinek

$53 3.6%

Warsaw

$64 3.1% 19.5% $10

Getting Around

Szczecinek

$39 2.6%

Warsaw

$42 2.1% 8% $3.1

Cost Breakdown

A one-bedroom apartment in the center runs $559 in Szczecinek and $1,181 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 58% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Szczecinek vs $61.0 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $206 vs $231 per month, with Szczecinek cheaper across the board.

Good to know

🇵🇱 Szczecinek

🇵🇱 Warsaw

🕒 Local time

01:47 1:47 AM

Same time as Szczecinek

🌤 Weather

👥 Population

39,705

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

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Szczecinek Warsaw 330 km

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Szczecinek
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Szczecinek vs Warsaw: Cost of Living - Frequently Asked Questions

Szczecinek and Warsaw differ by about 38% in total monthly costs ($1,468 vs $2,032 including rent). Szczecinek is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 58% lower in Warsaw. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $559 in Szczecinek versus $1,181 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,468 per month in Szczecinek versus $2,032 in Warsaw – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Szczecinek runs roughly 5% less than in Warsaw. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,468 in Szczecinek versus $2,032 in Warsaw, a $2,000 budget is realistic in Szczecinek but tight or insufficient in Warsaw. The gap between the two cities makes Szczecinek the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Szczecinek and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Szczecinek gentler on the wallet – expenses run 38% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.