Last update: Oct 2026

Cost of Living Comparison Between Szczecinek and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,475 in Szczecinek, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

71

Cost of Living Index in Szczecinek
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Szczecinek Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Szczecinek

🇵🇱 Poland

$1,475

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Szczecinek and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Szczecinek and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,475 in Szczecinek versus $1,349 in Ubud, Bali.

Szczecinek $1,475
Ubud, Bali $1,349

Estimated couple costs with rent: $2,128 in Szczecinek versus $2,305 in Ubud, Bali.

Szczecinek $2,128
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,780 in Szczecinek versus $3,261 in Ubud, Bali.

Szczecinek $2,780
Ubud, Bali $3,261

Living in Szczecinek is roughly 9% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$11.46 zł 45.32

$3.32 Rp 60.3K

245.18%

Three-Course Dinner for Two, Mid-Range

$43.98 zł 174

$35.64 Rp 646.5K

23.40%

Fast Food Meal (McDonalds, etc)

$8.70 zł 34.38

$5.53 Rp 100.4K

57.32%

Cappuccino

$3.46 zł 13.66

$2.72 Rp 49.3K

27.21%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 zł 4.33

$1.70 Rp 30.9K

-35.29%

Water (0.33 liter bottle)

$0.84 zł 3.32

$0.76 Rp 13.8K

10.53%

Local Beer (0.5 liter draught)

$3.07 zł 12.12

$2.65 Rp 48.1K

15.85%

Imported Beer (0.33 liter bottle)

$1.44 zł 5.70

$4.38 Rp 79.5K

-67.12%

Milk (1 liter)

$0.89 zł 3.51

$1.49 Rp 27.0K

-40.27%

White Bread (500g)

$1.19 zł 4.70

$2.28 Rp 41.3K

-47.81%

Rice (white) (1kg)

$1.35 zł 5.35

$1.19 Rp 21.6K

13.45%

Eggs

$3.48 zł 13.77

$2.04 Rp 36.9K

70.59%

Local Cheese (1kg)

$7.69 zł 30.41

$17.70 Rp 321.1K

-56.55%

Chicken Fillets (1kg)

$6.10 zł 24.10

$3.96 Rp 71.9K

54.04%

Beef Round Steak (1kg)

$12.92 zł 51.1

$12.19 Rp 221.1K

5.99%

Apples (1kg)

$1.23 zł 4.84

$3.66 Rp 66.3K

-66.39%

Banana (1kg)

$1.12 zł 4.44

$1.52 Rp 27.5K

-26.32%

Oranges (1kg)

$1.64 zł 6.49

$2.23 Rp 40.4K

-26.46%

Tomato (1kg)

$2.50 zł 9.90

$1.97 Rp 35.8K

26.90%

Potato (1kg)

$0.78 zł 3.07

$1.85 Rp 33.5K

-57.84%

Onion (1kg)

$0.78 zł 3.09

$2.42 Rp 44.0K

-67.77%

Lettuce (1 head)

$1.27 zł 5.01

$0.99 Rp 18.0K

28.28%

Water (1.5 liter bottle)

$0.70 zł 2.77

$0.51 Rp 9,313

37.25%

Cigarettes 20 Pack (Marlboro, Camel)

$5.73 zł 22.65

$2.22 Rp 40.3K

158.11%

Wine (Bottle)

$7.64 zł 30.19

$22.24 Rp 403.4K

-65.65%

Local Beer (0.5 liter bottle)

$1.14 zł 4.52

$2.26 Rp 41.0K

-49.56%

Imported Beer (0.33 liter bottle)

$1.42 zł 5.60

$2.97 Rp 53.9K

-52.19%

One-way Ticket (Public Transport)

$1.03 zł 4.08

$0.25 Rp 4,553

312.00%

Public Transport Monthly Pass (Regular Price)

$30.54 zł 121

$7.82 Rp 141.9K

290.54%

Taxi Start (Normal Tariff)

$2.30 zł 9.08

$0.44 Rp 7,972

422.73%

Taxi (Normal Tariff) (1km)

$1.04 zł 4.13

$0.43 Rp 7,801

141.86%

Taxi 1hour Waiting (Normal Tariff)

$11.32 zł 44.74

$5.41 Rp 98.1K

109.24%

Gasoline (1 liter)

$1.44 zł 5.69

$0.82 Rp 15.0K

75.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K zł 122.8K

$23.8K Rp 432.4M

30.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.4K zł 112.2K

$31.7K Rp 575.9M

-10.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 zł 1,165

$79.1 Rp 1.4M

272.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.67 zł 30.33

$6.45 Rp 116.9K

18.91%

Internet (50+ Mbps, Unlimited Data)

$18.39 zł 72.7

$18.58 Rp 337.0K

-1.02%

Gym Membership (Monthly)

$37.56 zł 148

$49.48 Rp 897.5K

-24.09%

Tennis Court (1 Hour on Weekend)

$23.63 zł 93.4

$17.65 Rp 320.1K

33.88%

Cinema Ticket

$7.37 zł 29.14

$4.27 Rp 77.5K

72.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$205 zł 811

$491 Rp 8.9M

-58.16%

International Primary School, 1 Child (Yearly)

$7,514 zł 29.7K

$5,674 Rp 102.9M

32.43%

Jeans (Levis 501 Or Similar)

$77.6 zł 307

$44.64 Rp 809.7K

73.90%

Summer Dress (H&M, Zara, etc)

$37.62 zł 149

$34.95 Rp 634.0K

7.64%

Sport Shoes (Adidas, Nike)

$84.3 zł 333

$79.9 Rp 1.4M

5.51%

Men's Leather Business Shoes

$109 zł 432

$79.4 Rp 1.4M

37.74%

1-bedroom Apartment, City Center (Monthly)

$541 zł 2,138

$1,125 Rp 20.4M

-51.92%

1-bedroom Apartment, Outside City Center (Monthly)

$530 zł 2,096

$671 Rp 12.2M

-21.02%

3-bedroom Apartment, City Center (Monthly)

$1,031 zł 4,074

$3,565 Rp 64.7M

-71.09%

3-bedroom Apartment, Outside City Center (Monthly)

$852 zł 3,369

$1,723 Rp 31.3M

-50.55%

Buy Apartment in City Center (m2)

$2,714 zł 10.7K

$2,732 Rp 49.5M

-0.65%

Buy Apartment Outside City Center (m2)

$2,178 zł 8,611

$2,284 Rp 41.4M

-4.62%

Average Monthly Net Salary (After Tax)

$1,255 zł 4,962

$164 Rp 3.0M

666.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.2

13.78

-69.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Szczecinek: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Szczecinek

$530 36%

Ubud, Bali

$672 49.8% 26.6% $141

Monthly Utilities & Internet

Szczecinek

$321 21.7%

Ubud, Bali

$104 7.7% 67.5% $217

Groceries & Markets

Szczecinek

$206 13.9%

Ubud, Bali

$288 21.4% 40.3% $83

Eating Out

Szczecinek

$185 12.6%

Ubud, Bali

$108 8% 41.9% $78

Clothing & Footwear

Szczecinek

$139 9.4%

Ubud, Bali

$108 8% 22.7% $32

Sport & Entertainment

Szczecinek

$52 3.5%

Ubud, Bali

$58 4.3% 11% $5.7

Getting Around

Szczecinek

$42 2.9%

Ubud, Bali

$11 0.9% 72.9% $31

Cost Breakdown

A one-bedroom apartment in the center runs $541 in Szczecinek and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Szczecinek pays about 7.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $44 in Szczecinek vs $36 in Ubud, Bali. Groceries flip the comparison at $206 vs $288, with Szczecinek cheaper for home cooking.

Good to know

🇵🇱 Szczecinek

🇮🇩 Ubud, Bali

🕒 Local time

03:05 3:05 AM

10:05 10:05 AM

7 h ahead of Szczecinek

🌤 Weather

👥 Population

39,705

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Between locations

Szczecinek Ubud, Bali 11,330 km ≈ 15 h nonstop flight

From you

Szczecinek
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Szczecinek vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,475 in Szczecinek and $1,349 in Ubud, Bali, so Ubud, Bali is about 9% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Szczecinek is about 7.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $541 in Szczecinek versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,475 per month in Szczecinek versus $1,349 in Ubud, Bali – Ubud, Bali is about 9% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 74% less than in Szczecinek. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Szczecinek and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Szczecinek on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.