Cost of Living Comparison Between Ubud, Bali and Szczecinek Cost of Living Comparison Between Ubud, Bali and Szczecinek

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,560 in Szczecinek.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,253 in Szczecinek.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,945 in Szczecinek.

Living in Ubud, Bali costs roughly 12% less than in Szczecinek, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Szczecinek 14% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$11.89 zł 45.23

-71.07%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$45.68 zł 174

-20.51%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$9.30 zł 35.35

-38.60%

Cappuccino

$2.67 Rp 47.3K

$3.63 zł 13.80

-26.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.19 zł 4.53

47.06%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.93 zł 3.53

-6.45%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$3.21 zł 12.20

-8.10%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$1.48 zł 5.62

205.41%

Milk (1 liter)

$1.62 Rp 28.7K

$0.93 zł 3.53

74.19%

White Bread (500g)

$2.33 Rp 41.3K

$1.25 zł 4.77

86.40%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.42 zł 5.39

-21.83%

Eggs

$2.20 Rp 39.0K

$3.77 zł 14.35

-41.64%

Local Cheese (1kg)

$17.69 Rp 313.3K

$7.78 zł 29.60

127.38%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$6.18 zł 23.52

-33.66%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$13.64 zł 51.9

-10.70%

Apples (1kg)

$3.71 Rp 65.6K

$1.23 zł 4.66

201.63%

Banana (1kg)

$1.59 Rp 28.1K

$1.18 zł 4.49

34.75%

Oranges (1kg)

$2.28 Rp 40.4K

$1.74 zł 6.61

31.03%

Tomato (1kg)

$1.95 Rp 34.6K

$2.58 zł 9.80

-24.42%

Potato (1kg)

$1.91 Rp 33.7K

$0.75 zł 2.87

154.67%

Onion (1kg)

$2.33 Rp 41.3K

$0.84 zł 3.20

177.38%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.34 zł 5.10

-24.63%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.73 zł 2.78

-24.66%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$6.00 zł 22.82

-62.83%

Wine (Bottle)

$23.07 Rp 408.6K

$7.94 zł 30.20

190.55%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.22 zł 4.65

98.36%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.48 zł 5.63

102.70%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.27 zł 4.84

-78.74%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$33.80 zł 129

-73.43%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$2.44 zł 9.26

-80.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.05 zł 3.97

-59.05%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$12.06 zł 45.87

-53.23%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.51 zł 5.75

-47.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$31.6K zł 120.2K

-21.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$28.1K zł 107.0K

12.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$300 zł 1,142

-72.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$8.30 zł 31.58

-21.81%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$19.19 zł 73.0

-2.19%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$38.95 zł 148

46.01%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$24.34 zł 92.6

-23.05%

Cinema Ticket

$4.54 Rp 80.4K

$7.89 zł 29.99

-42.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$213 zł 810

125.54%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$7,927 zł 30.1K

-27.95%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$85.1 zł 323

-46.48%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$38.58 zł 147

-7.00%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$88.8 zł 338

-9.43%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$115 zł 435

-31.29%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$587 zł 2,231

89.97%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$549 zł 2,089

27.02%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,058 zł 4,022

243.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$911 zł 3,464

90.74%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$2,648 zł 10.1K

5.16%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$2,352 zł 8,945

-2.65%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,331 zł 5,063

-87.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.2

228.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Szczecinek: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $587 in Szczecinek. Housing cost is often the main lever when comparing two cities.

Szczecinek pays 692% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $46.00 in Szczecinek. Groceries flip the comparison at $295 vs $214, with Szczecinek cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Szczecinek: Cost of Living - Frequently Asked Questions

Ubud, Bali and Szczecinek differ by about 14% in total monthly costs ($1,368 vs $1,560 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 692% lower in Szczecinek. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $587 in Szczecinek. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,560 in Szczecinek – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 276% less than in Szczecinek. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,368 in Ubud, Bali versus $1,560 in Szczecinek, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Szczecinek. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Szczecinek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 14% less than in Szczecinek. Beyond cost, consider language, visa policies, and how big the international community is in each city.