Cost of Living Comparison Between Ubud, Bali and Szczecinek Cost of Living Comparison Between Ubud, Bali and Szczecinek

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,539 in Szczecinek.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,179 in Szczecinek.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,820 in Szczecinek.

Living in Ubud, Bali costs roughly 8% less than in Szczecinek, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Szczecinek 15% above.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$10.66 zł 38.85

-66.60%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$24.71 zł 90.1

32.46%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$9.21 zł 33.58

-46.25%

Cappuccino

$2.71 Rp 48.9K

$3.69 zł 13.44

-26.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$1.04 zł 3.80

28.85%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.70 zł 2.54

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$4.19 zł 15.28

-30.31%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$1.53 zł 5.60

158.82%

Milk (1 liter)

$1.81 Rp 32.6K

$1.11 zł 4.04

63.06%

White Bread (500g)

$2.52 Rp 45.4K

$1.06 zł 3.86

137.74%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.55 zł 5.63

-25.16%

Eggs

$2.46 Rp 44.4K

$3.40 zł 12.41

-27.65%

Local Cheese (1kg)

$14.71 Rp 265.3K

$8.33 zł 30.39

76.59%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$7.51 zł 27.38

-42.48%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$12.79 zł 46.63

-5.08%

Apples (1kg)

$3.84 Rp 69.3K

$1.02 zł 3.72

276.47%

Banana (1kg)

$1.56 Rp 28.1K

$1.98 zł 7.21

-21.21%

Oranges (1kg)

$2.83 Rp 51.1K

$1.94 zł 7.09

45.88%

Tomato (1kg)

$2.33 Rp 41.9K

$3.07 zł 11.18

-24.10%

Potato (1kg)

$1.91 Rp 34.5K

$0.93 zł 3.38

105.38%

Onion (1kg)

$2.20 Rp 39.7K

$0.70 zł 2.55

214.29%

Lettuce (1 head)

$1.01 Rp 18.3K

$1.55 zł 5.66

-34.84%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.69 zł 2.53

13.04%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$5.43 zł 19.80

-38.86%

Wine (Bottle)

$23.74 Rp 428.0K

$8.48 zł 30.93

179.95%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.11 zł 4.07

151.35%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.60 zł 5.82

78.75%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$1.11 zł 4.05

-75.68%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$32.71 zł 119

-75.45%

Taxi Start (Normal Tariff)

$0.46 Rp 8,230

$2.37 zł 8.63

-80.59%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,116

$0.77 zł 2.82

-41.56%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$13.61 zł 49.62

-55.18%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.76 zł 6.42

-55.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$34.3K zł 124.9K

-23.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.2M

$30.2K zł 109.9K

6.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$361 zł 1,318

-77.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$11.75 zł 42.83

-65.45%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.1K

$15.59 zł 56.8

50.87%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$37.01 zł 135

166.68%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$19.41 zł 70.8

-65.84%

Cinema Ticket

$4.15 Rp 74.8K

$7.54 zł 27.51

-44.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$377 zł 1,373

-19.30%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$6,552 zł 23.9K

0.93%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$122 zł 445

-54.46%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$46.47 zł 169

-17.56%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$110 zł 400

-19.32%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$90.2 zł 329

-13.63%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$505 zł 1,843

99.12%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$494 zł 1,803

36.60%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$962 zł 3,506

257.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$807 zł 2,944

152.61%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$2,673 zł 9,747

6.29%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$2,552 zł 9,307

-11.30%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,354 zł 4,938

-87.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.2

216.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Szczecinek: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $505 in Szczecinek. Housing cost is often the main lever when comparing two cities.

Szczecinek pays 719% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $25.00 in Szczecinek for a mid-range dinner for two. Groceries echo the gap at $302 vs $227 per month, with Szczecinek cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Szczecinek: Cost of Living - Frequently Asked Questions

Ubud, Bali and Szczecinek differ by about 8% in total monthly costs ($1,419 vs $1,539 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Szczecinek earns 719% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $505 in Szczecinek. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,419 per month in Ubud, Bali versus $1,539 in Szczecinek – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ubud, Bali runs roughly 307% less than in Szczecinek. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,419 in Ubud, Bali versus $1,539 in Szczecinek, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Szczecinek. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Szczecinek are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 8% less than in Szczecinek. Beyond cost, consider language, visa policies, and how big the international community is in each city.