😐Monthly costs for one person with rent: $1,454 in Swinoujscie versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,111 in Swinoujscie versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,767 in Swinoujscie versus $3,660 in Ubud, Bali.
😐Living in Swinoujscie is roughly 2% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Swinoujscie9% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Swinoujscie
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.04zł 40.26
$3.56Rp 64.3K
210.11%
Three-Course Dinner for Two, Mid-Range
$42.68zł 156
$32.73Rp 590.3K
30.40%
Fast Food Meal(McDonalds, etc)
$8.38zł 30.55
$4.95Rp 89.2K
69.29%
Cappuccino
$3.57zł 13.02
$2.71Rp 48.9K
31.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.94zł 7.07
$1.34Rp 24.2K
44.78%
Water(0.33 liter bottle)
$1.70zł 6.19
$0.70Rp 12.6K
142.86%
Local Beer(0.5 liter draught)
$3.32zł 12.12
$2.92Rp 52.7K
13.70%
Imported Beer(0.33 liter bottle)
$3.65zł 13.30
$3.96Rp 71.4K
-7.83%
🛒 Groceries & Markets
Swinoujscie
Ubud, Bali
Difference
Milk(1 liter)
$1.08zł 3.93
$1.81Rp 32.6K
-40.33%
White Bread(500g)
$1.36zł 4.97
$2.52Rp 45.4K
-46.03%
Rice(white)(1kg)
$1.43zł 5.20
$1.16Rp 20.9K
23.28%
Eggs
$3.32zł 12.12
$2.46Rp 44.4K
34.96%
Local Cheese(1kg)
$8.89zł 32.43
$14.71Rp 265.3K
-39.56%
Chicken Fillets(1kg)
$6.57zł 23.94
$4.32Rp 77.9K
52.08%
Beef Round Steak(1kg)
$10.87zł 39.65
$12.14Rp 218.9K
-10.46%
Apples(1kg)
$1.09zł 3.97
$3.84Rp 69.3K
-71.61%
Banana(1kg)
$1.77zł 6.46
$1.56Rp 28.1K
13.46%
Oranges(1kg)
$1.72zł 6.29
$2.83Rp 51.1K
-39.22%
Tomato(1kg)
$2.86zł 10.42
$2.33Rp 41.9K
22.75%
Potato(1kg)
$0.96zł 3.50
$1.91Rp 34.5K
-49.74%
Onion(1kg)
$1.10zł 3.99
$2.20Rp 39.7K
-50.00%
Lettuce(1 head)
$1.28zł 4.68
$1.01Rp 18.3K
26.73%
Water(1.5 liter bottle)
$0.60zł 2.20
$0.78Rp 14.0K
-23.08%
Cigarettes 20 Pack(Marlboro, Camel)
$5.10zł 18.60
$3.32Rp 59.8K
53.61%
Wine(Bottle)
$7.11zł 25.92
$23.74Rp 428.0K
-70.05%
Local Beer(0.5 liter bottle)
$1.10zł 4.01
$2.79Rp 50.3K
-60.57%
Imported Beer(0.33 liter bottle)
$1.60zł 5.82
$2.86Rp 51.6K
-44.06%
🚌 Getting Around
Swinoujscie
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.06zł 3.88
$0.27Rp 4,848
292.59%
Public Transport Monthly Pass(Regular Price)
$32.63zł 119
$8.03Rp 144.8K
306.35%
Taxi Start(Normal Tariff)
$2.12zł 7.73
$0.46Rp 8,230
360.87%
Taxi(Normal Tariff)(1km)
$0.72zł 2.62
$0.45Rp 8,116
60.00%
Taxi 1hour Waiting(Normal Tariff)
$10.80zł 39.39
$6.10Rp 109.9K
77.05%
Gasoline(1 liter)
$1.70zł 6.19
$0.79Rp 14.3K
115.19%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7Kzł 123.0K
$26.1KRp 471.6M
29.02%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.3Kzł 110.5K
$32.1KRp 579.2M
-5.67%
🧾 Monthly Utilities & Internet
Swinoujscie
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$272zł 991
$79.9Rp 1.4M
239.98%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.68zł 31.65
$4.06Rp 73.3K
113.79%
Internet(50+ Mbps, Unlimited Data)
$16.64zł 60.7
$23.52Rp 424.1K
-29.25%
🎉 Sport & Entertainment
Swinoujscie
Ubud, Bali
Difference
Gym Membership(Monthly)
$36.86zł 134
$98.7Rp 1.8M
-62.65%
Tennis Court(1 Hour on Weekend)
$19.86zł 72.4
$6.63Rp 119.6K
199.55%
Cinema Ticket
$6.93zł 25.26
$4.15Rp 74.8K
66.99%
🧸 Childcare & Education
Swinoujscie
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$338zł 1,234
$304Rp 5.5M
11.29%
International Primary School, 1 Child(Yearly)
$8,249zł 30.1K
$6,613Rp 119.3M
24.74%
👕👟 Clothing & Footwear
Swinoujscie
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$88.4zł 322
$55.5Rp 1.0M
59.16%
Summer Dress(H&M, Zara, etc)
$35.81zł 131
$38.31Rp 690.9K
-6.53%
Sport Shoes(Adidas, Nike)
$82.3zł 300
$88.6Rp 1.6M
-7.12%
Men's Leather Business Shoes
$96.7zł 353
$77.9Rp 1.4M
24.21%
🏠 Accommodation & Living
Swinoujscie
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$650zł 2,368
$1,006Rp 18.1M
-35.46%
1-bedroom Apartment, Outside City Center(Monthly)
$496zł 1,807
$675Rp 12.2M
-26.62%
3-bedroom Apartment, City Center(Monthly)
$991zł 3,615
$3,442Rp 62.1M
-71.20%
3-bedroom Apartment, Outside City Center(Monthly)
$812zł 2,960
$2,039Rp 36.8M
-60.20%
Buy Apartment in City Center(m2)
$2,295zł 8,367
$2,841Rp 51.2M
-19.24%
Buy Apartment Outside City Center(m2)
$1,590zł 5,797
$2,264Rp 40.8M
-29.77%
💵 Salaries & Financials
Swinoujscie
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,896zł 6,913
$165Rp 3.0M
1047.31%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.75
13.28
-49.17%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Swinoujscie: June 2, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $650 in Swinoujscie and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Swinoujscie pays 1047% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $43.00 in Swinoujscie vs $33.00 in Ubud, Bali. Groceries flip the comparison at $213 vs $302, with Swinoujscie cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Swinoujscie vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Swinoujscie or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 2% lower than in Swinoujscie. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Swinoujscie or Ubud, Bali?
Swinoujscie pays 1047% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Swinoujscie vs Ubud, Bali?
Rent for a central apartment: $650 in Swinoujscie versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Swinoujscie vs Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 306% less than in Swinoujscie. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Swinoujscie and Ubud, Bali?
Childcare runs $338 in Swinoujscie versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Swinoujscie or Ubud, Bali?
At $1,419 in Ubud, Bali versus $1,454 in Swinoujscie, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Swinoujscie. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Swinoujscie or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Swinoujscie compared to Ubud, Bali?
Safety-wise, Swinoujscie and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 2% less than in Swinoujscie. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Swinoujscie vs other spots: cost of living compared