Cost of Living Comparison Between Swinoujscie and Ubud, Bali Cost of Living Comparison Between Swinoujscie and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,454 in Swinoujscie versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $2,111 in Swinoujscie versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,767 in Swinoujscie versus $3,660 in Ubud, Bali.

Living in Swinoujscie is roughly 2% more expensive than Ubud, Bali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Swinoujscie 9% above, Ubud, Bali 6% above.

Currency
🍽 Eating Out
Swinoujscie
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.04 zł 40.26
$3.56 Rp 64.3K
210.11%
Three-Course Dinner for Two, Mid-Range
$42.68 zł 156
$32.73 Rp 590.3K
30.40%
Fast Food Meal (McDonalds, etc)
$8.38 zł 30.55
$4.95 Rp 89.2K
69.29%
Cappuccino
$3.57 zł 13.02
$2.71 Rp 48.9K
31.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 zł 7.07
$1.34 Rp 24.2K
44.78%
Water (0.33 liter bottle)
$1.70 zł 6.19
$0.70 Rp 12.6K
142.86%
Local Beer (0.5 liter draught)
$3.32 zł 12.12
$2.92 Rp 52.7K
13.70%
Imported Beer (0.33 liter bottle)
$3.65 zł 13.30
$3.96 Rp 71.4K
-7.83%
🛒 Groceries & Markets
Swinoujscie
Ubud, Bali
Difference
Milk (1 liter)
$1.08 zł 3.93
$1.81 Rp 32.6K
-40.33%
White Bread (500g)
$1.36 zł 4.97
$2.52 Rp 45.4K
-46.03%
Rice (white) (1kg)
$1.43 zł 5.20
$1.16 Rp 20.9K
23.28%
Eggs
$3.32 zł 12.12
$2.46 Rp 44.4K
34.96%
Local Cheese (1kg)
$8.89 zł 32.43
$14.71 Rp 265.3K
-39.56%
Chicken Fillets (1kg)
$6.57 zł 23.94
$4.32 Rp 77.9K
52.08%
Beef Round Steak (1kg)
$10.87 zł 39.65
$12.14 Rp 218.9K
-10.46%
Apples (1kg)
$1.09 zł 3.97
$3.84 Rp 69.3K
-71.61%
Banana (1kg)
$1.77 zł 6.46
$1.56 Rp 28.1K
13.46%
Oranges (1kg)
$1.72 zł 6.29
$2.83 Rp 51.1K
-39.22%
Tomato (1kg)
$2.86 zł 10.42
$2.33 Rp 41.9K
22.75%
Potato (1kg)
$0.96 zł 3.50
$1.91 Rp 34.5K
-49.74%
Onion (1kg)
$1.10 zł 3.99
$2.20 Rp 39.7K
-50.00%
Lettuce (1 head)
$1.28 zł 4.68
$1.01 Rp 18.3K
26.73%
Water (1.5 liter bottle)
$0.60 zł 2.20
$0.78 Rp 14.0K
-23.08%
Cigarettes 20 Pack (Marlboro, Camel)
$5.10 zł 18.60
$3.32 Rp 59.8K
53.61%
Wine (Bottle)
$7.11 zł 25.92
$23.74 Rp 428.0K
-70.05%
Local Beer (0.5 liter bottle)
$1.10 zł 4.01
$2.79 Rp 50.3K
-60.57%
Imported Beer (0.33 liter bottle)
$1.60 zł 5.82
$2.86 Rp 51.6K
-44.06%
🚌 Getting Around
Swinoujscie
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.06 zł 3.88
$0.27 Rp 4,848
292.59%
Public Transport Monthly Pass (Regular Price)
$32.63 zł 119
$8.03 Rp 144.8K
306.35%
Taxi Start (Normal Tariff)
$2.12 zł 7.73
$0.46 Rp 8,230
360.87%
Taxi (Normal Tariff) (1km)
$0.72 zł 2.62
$0.45 Rp 8,116
60.00%
Taxi 1hour Waiting (Normal Tariff)
$10.80 zł 39.39
$6.10 Rp 109.9K
77.05%
Gasoline (1 liter)
$1.70 zł 6.19
$0.79 Rp 14.3K
115.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7K zł 123.0K
$26.1K Rp 471.6M
29.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.3K zł 110.5K
$32.1K Rp 579.2M
-5.67%
🧾 Monthly Utilities & Internet
Swinoujscie
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$272 zł 991
$79.9 Rp 1.4M
239.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$8.68 zł 31.65
$4.06 Rp 73.3K
113.79%
Internet (50+ Mbps, Unlimited Data)
$16.64 zł 60.7
$23.52 Rp 424.1K
-29.25%
🎉 Sport & Entertainment
Swinoujscie
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.86 zł 134
$98.7 Rp 1.8M
-62.65%
Tennis Court (1 Hour on Weekend)
$19.86 zł 72.4
$6.63 Rp 119.6K
199.55%
Cinema Ticket
$6.93 zł 25.26
$4.15 Rp 74.8K
66.99%
🧸 Childcare & Education
Swinoujscie
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$338 zł 1,234
$304 Rp 5.5M
11.29%
International Primary School, 1 Child (Yearly)
$8,249 zł 30.1K
$6,613 Rp 119.3M
24.74%
👕👟 Clothing & Footwear
Swinoujscie
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$88.4 zł 322
$55.5 Rp 1.0M
59.16%
Summer Dress (H&M, Zara, etc)
$35.81 zł 131
$38.31 Rp 690.9K
-6.53%
Sport Shoes (Adidas, Nike)
$82.3 zł 300
$88.6 Rp 1.6M
-7.12%
Men's Leather Business Shoes
$96.7 zł 353
$77.9 Rp 1.4M
24.21%
🏠 Accommodation & Living
Swinoujscie
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$650 zł 2,368
$1,006 Rp 18.1M
-35.46%
1-bedroom Apartment, Outside City Center (Monthly)
$496 zł 1,807
$675 Rp 12.2M
-26.62%
3-bedroom Apartment, City Center (Monthly)
$991 zł 3,615
$3,442 Rp 62.1M
-71.20%
3-bedroom Apartment, Outside City Center (Monthly)
$812 zł 2,960
$2,039 Rp 36.8M
-60.20%
Buy Apartment in City Center (m2)
$2,295 zł 8,367
$2,841 Rp 51.2M
-19.24%
Buy Apartment Outside City Center (m2)
$1,590 zł 5,797
$2,264 Rp 40.8M
-29.77%
💵 Salaries & Financials
Swinoujscie
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,896 zł 6,913
$165 Rp 3.0M
1047.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
13.28
-49.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swinoujscie: June 2, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $650 in Swinoujscie and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Swinoujscie pays 1047% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Swinoujscie vs $33.00 in Ubud, Bali. Groceries flip the comparison at $213 vs $302, with Swinoujscie cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Swinoujscie vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Swinoujscie or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 2% lower than in Swinoujscie. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Swinoujscie or Ubud, Bali?
Swinoujscie pays 1047% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Swinoujscie vs Ubud, Bali?
Rent for a central apartment: $650 in Swinoujscie versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Swinoujscie vs Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 306% less than in Swinoujscie. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Swinoujscie and Ubud, Bali?
Childcare runs $338 in Swinoujscie versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Swinoujscie or Ubud, Bali?
At $1,419 in Ubud, Bali versus $1,454 in Swinoujscie, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Swinoujscie. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Swinoujscie or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Swinoujscie compared to Ubud, Bali?
Safety-wise, Swinoujscie and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 2% less than in Swinoujscie. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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