Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Swinoujscie

For one person, living costs are similar in Ubud, Bali and in Swinoujscie: $1,353 and $1,415 a month, rent and utilities included.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
69

Cost of Living Index in Swinoujscie
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Swinoujscie Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Swinoujscie

🇵🇱 Poland

$1,415

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Swinoujscie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Swinoujscie actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $1,415 in Swinoujscie.

Ubud, Bali $1,353
Swinoujscie $1,415

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,048 in Swinoujscie.

Ubud, Bali $2,297
Swinoujscie $2,048

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $2,681 in Swinoujscie.

Ubud, Bali $3,241
Swinoujscie $2,681

Living in Ubud, Bali costs roughly 4% less than in Swinoujscie, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Ubud, Bali 0% above, Swinoujscie 4% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$9.75 zł 37.90

-66.87%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$41.32 zł 161

-15.59%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.76 zł 34.04

-34.93%

Cappuccino

$2.62 Rp 47.1K

$3.41 zł 13.23

-23.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.08 zł 8.08

-17.31%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.59 zł 6.18

-49.06%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$3.52 zł 13.66

-24.72%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.85 zł 14.98

13.51%

Milk (1 liter)

$1.57 Rp 28.3K

$0.94 zł 3.64

67.02%

White Bread (500g)

$2.19 Rp 39.5K

$1.50 zł 5.81

46.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.72 zł 2.81

63.89%

Eggs

$2.16 Rp 38.8K

$2.88 zł 11.17

-25.00%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.89 zł 34.53

98.54%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.23 zł 24.22

-39.33%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.92 zł 46.30

0.25%

Apples (1kg)

$3.60 Rp 64.8K

$1.17 zł 4.54

207.69%

Banana (1kg)

$1.59 Rp 28.6K

$1.24 zł 4.82

28.23%

Oranges (1kg)

$2.31 Rp 41.6K

$1.44 zł 5.60

60.42%

Tomato (1kg)

$1.91 Rp 34.3K

$2.34 zł 9.11

-18.38%

Potato (1kg)

$1.78 Rp 32.1K

$0.66 zł 2.57

169.70%

Onion (1kg)

$2.33 Rp 41.9K

$0.85 zł 3.30

174.12%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.24 zł 4.80

-19.35%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.68 zł 2.63

-22.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.41 zł 21.03

-57.67%

Wine (Bottle)

$22.07 Rp 397.3K

$6.43 zł 24.98

243.23%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.08 zł 4.21

117.59%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.54 zł 6.00

93.51%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.04 zł 4.03

-77.88%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$30.39 zł 118

-70.71%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.06 zł 8.01

-77.18%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.74 zł 2.89

-41.89%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$9.99 zł 38.82

-45.25%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.60 zł 6.21

-48.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$30.4K zł 117.9K

-21.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$27.2K zł 105.7K

20.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$273 zł 1,061

-70.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$8.65 zł 33.60

-24.16%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$17.29 zł 67.2

7.58%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$38.91 zł 151

39.09%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$21.54 zł 83.7

-15.13%

Cinema Ticket

$4.25 Rp 76.5K

$7.05 zł 27.38

-39.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$363 zł 1,410

35.75%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$7,877 zł 30.6K

-28.94%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$79.9 zł 310

-42.95%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$38.36 zł 149

-8.86%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$88.1 zł 342

-11.74%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$100 zł 390

-21.82%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$616 zł 2,392

83.78%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$498 zł 1,934

35.20%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$969 zł 3,765

272.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$811 zł 3,149

109.93%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,101 zł 8,165

29.31%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,471 zł 5,716

52.32%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,808 zł 7,024

-90.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.68

106.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Swinoujscie: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Swinoujscie

$498 35.2% 26% $175

Groceries & Markets

Ubud, Bali

$287 21.2%

Swinoujscie

$201 14.2% 29.9% $86

Clothing & Footwear

Ubud, Bali

$107 7.9%

Swinoujscie

$138 9.8% 29.6% $31

Eating Out

Ubud, Bali

$106 7.9%

Swinoujscie

$185 13.1% 74% $79

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Swinoujscie

$299 21.2% 185% $194

Sport & Entertainment

Ubud, Bali

$63 4.6%

Swinoujscie

$53 3.8% 15.4% $9.6

Getting Around

Ubud, Bali

$12 0.9%

Swinoujscie

$40 2.9% 224% $28

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $616 in Swinoujscie. Housing cost is often the main lever when comparing two cities.

Swinoujscie pays 987% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $41.00 in Swinoujscie. Groceries flip the comparison at $287 vs $201, with Swinoujscie cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Swinoujscie

🕒 Local time

04:02 4:02 AM

22:02 10:02 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

38,728

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Swinoujscie 11,490 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Swinoujscie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Swinoujscie: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 5% lower than in Swinoujscie. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 987% lower in Swinoujscie. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $616 in Swinoujscie. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 241% less than in Swinoujscie. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $493 in Ubud, Bali versus $363 in Swinoujscie. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,353 in Ubud, Bali versus $1,415 in Swinoujscie, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Swinoujscie. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Swinoujscie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 5% less than in Swinoujscie. Beyond cost, consider language, visa policies, and how big the international community is in each city.