Cost of Living Comparison Between Ubud, Bali and Swinoujscie Cost of Living Comparison Between Ubud, Bali and Swinoujscie

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,437 in Swinoujscie.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,090 in Swinoujscie.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,743 in Swinoujscie.

Living in Ubud, Bali costs roughly 2% less than in Swinoujscie, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Swinoujscie 8% above.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$10.83 zł 41.09

-68.14%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 579.0K

$41.28 zł 157

-21.66%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$8.23 zł 31.24

-41.19%

Cappuccino

$2.75 Rp 49.2K

$3.39 zł 12.87

-18.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.98 zł 7.53

-30.30%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$1.61 zł 6.12

-53.42%

Local Beer (0.5 liter draught)

$2.99 Rp 53.6K

$3.31 zł 12.57

-9.67%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$3.72 zł 14.13

3.49%

Milk (1 liter)

$1.74 Rp 31.1K

$1.08 zł 4.10

61.11%

White Bread (500g)

$2.46 Rp 44.0K

$1.32 zł 5.01

86.36%

Rice (white) (1kg)

$1.17 Rp 20.9K

$1.42 zł 5.40

-17.61%

Eggs

$2.43 Rp 43.5K

$3.34 zł 12.68

-27.25%

Local Cheese (1kg)

$14.50 Rp 259.7K

$8.84 zł 33.55

64.03%

Chicken Fillets (1kg)

$4.35 Rp 77.9K

$6.38 zł 24.21

-31.82%

Beef Round Steak (1kg)

$11.98 Rp 214.5K

$10.93 zł 41.47

9.61%

Apples (1kg)

$3.72 Rp 66.6K

$1.09 zł 4.14

241.28%

Banana (1kg)

$1.63 Rp 29.1K

$1.78 zł 6.76

-8.43%

Oranges (1kg)

$2.74 Rp 49.1K

$1.77 zł 6.71

54.80%

Tomato (1kg)

$2.24 Rp 40.1K

$2.95 zł 11.18

-24.07%

Potato (1kg)

$1.92 Rp 34.3K

$0.97 zł 3.70

97.94%

Onion (1kg)

$2.28 Rp 40.7K

$1.14 zł 4.32

100.00%

Lettuce (1 head)

$1.06 Rp 19.0K

$1.28 zł 4.87

-17.19%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.65 zł 2.47

10.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$5.00 zł 18.98

-34.20%

Wine (Bottle)

$23.19 Rp 415.3K

$6.99 zł 26.52

231.76%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$1.09 zł 4.12

155.05%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$1.66 zł 6.30

64.46%

One-way Ticket (Public Transport)

$0.27 Rp 4,768

$1.07 zł 4.05

-74.77%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.1K

$32.29 zł 123

-74.88%

Taxi Start (Normal Tariff)

$0.48 Rp 8,643

$2.11 zł 8.01

-77.25%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,517

$0.77 zł 2.91

-45.45%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.4K

$10.72 zł 40.68

-41.98%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.70 zł 6.47

-52.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.4M

$33.3K zł 126.2K

-20.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.3M

$30.0K zł 114.0K

7.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$271 zł 1,028

-71.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$8.67 zł 32.89

-53.06%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.5K

$16.40 zł 62.2

48.35%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$36.10 zł 137

173.16%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.4K

$19.36 zł 73.5

-67.25%

Cinema Ticket

$3.99 Rp 71.4K

$7.10 zł 26.94

-43.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$336 zł 1,275

-9.19%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.9M

$8,019 zł 30.4K

-17.17%

Jeans (Levis 501 Or Similar)

$54.1 Rp 969.3K

$91.2 zł 346

-40.61%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.9K

$35.51 zł 135

6.48%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$80.9 zł 307

7.40%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$95.0 zł 361

-19.66%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$639 zł 2,424

55.29%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$504 zł 1,913

33.48%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$978 zł 3,712

244.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$830 zł 3,148

147.10%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$2,212 zł 8,395

26.77%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,563 zł 5,930

42.50%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,806 zł 6,854

-90.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.75

96.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Swinoujscie: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $639 in Swinoujscie. Housing cost is often the main lever when comparing two cities.

Swinoujscie pays 982% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $41.00 in Swinoujscie. Groceries flip the comparison at $297 vs $213, with Swinoujscie cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Swinoujscie: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 2% lower than in Swinoujscie. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 982% lower in Swinoujscie. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $639 in Swinoujscie. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 298% less than in Swinoujscie. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $305 in Ubud, Bali versus $336 in Swinoujscie. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,408 in Ubud, Bali versus $1,437 in Swinoujscie, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Swinoujscie. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Swinoujscie are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 2% less than in Swinoujscie. Beyond cost, consider language, visa policies, and how big the international community is in each city.