Last update: Oct 2026

Cost of Living Comparison Between Swinoujscie and Bansko

For one person, living is cheaper in Bansko: $965 a month against $1,415 in Swinoujscie, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

69

Cost of Living Index in Swinoujscie
Learn more

Swinoujscie Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

Jump to prices

Swinoujscie

🇵🇱 Poland

$1,415

/mo nomad

Bansko

🇧🇬 Bulgaria

$965

/mo nomad

Monthly Cost of Living

How much you'll spend in Swinoujscie and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Swinoujscie and in Bansko actually costs, broken down by who's living it.

A single person spends $1,415 per month in Swinoujscie vs $965 in Bansko, rent included.

Swinoujscie $1,415
Bansko $965

A couple spends around $2,048 per month in Swinoujscie vs $1,481 in Bansko, rent included.

Swinoujscie $2,048
Bansko $1,481

A family of three spends $2,681 per month in Swinoujscie vs $1,998 in Bansko, rent included.

Swinoujscie $2,681
Bansko $1,998

Swinoujscie costs about 47% more than Bansko, and outside of rent the biggest gap is in clothing.

Swinoujscie sits 4% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.75 zł 37.90

$8.74 BGN 15.20

11.56%

Three-Course Dinner for Two, Mid-Range

$41.32 zł 161

$46.37 BGN 80.7

-10.89%

Fast Food Meal (McDonalds, etc)

$8.76 zł 34.04

$8.92 BGN 15.52

-1.79%

Cappuccino

$3.41 zł 13.23

$2.27 BGN 3.94

50.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 zł 8.08

$1.57 BGN 2.73

32.48%

Water (0.33 liter bottle)

$1.59 zł 6.18

$0.89 BGN 1.54

78.65%

Local Beer (0.5 liter draught)

$3.52 zł 13.66

$1.73 BGN 3.01

103.47%

Imported Beer (0.33 liter bottle)

$3.85 zł 14.98

$1.95 BGN 3.39

97.44%

Milk (1 liter)

$0.94 zł 3.64

$1.79 BGN 3.11

-47.49%

White Bread (500g)

$1.50 zł 5.81

$0.81 BGN 1.42

85.19%

Rice (white) (1kg)

$0.72 zł 2.81

$1.51 BGN 2.62

-52.32%

Eggs

$2.88 zł 11.17

$2.35 BGN 4.09

22.55%

Local Cheese (1kg)

$8.89 zł 34.53

$9.55 BGN 16.61

-6.91%

Chicken Fillets (1kg)

$6.23 zł 24.22

$6.63 BGN 11.54

-6.03%

Beef Round Steak (1kg)

$11.92 zł 46.30

$8.37 BGN 14.57

42.41%

Apples (1kg)

$1.17 zł 4.54

$1.30 BGN 2.26

-10.00%

Banana (1kg)

$1.24 zł 4.82

$1.68 BGN 2.93

-26.19%

Oranges (1kg)

$1.44 zł 5.60

$1.68 BGN 2.92

-14.29%

Tomato (1kg)

$2.34 zł 9.11

$1.92 BGN 3.34

21.87%

Potato (1kg)

$0.66 zł 2.57

$0.94 BGN 1.63

-29.79%

Onion (1kg)

$0.85 zł 3.30

$0.75 BGN 1.31

13.33%

Lettuce (1 head)

$1.24 zł 4.80

$0.59 BGN 1.02

110.17%

Water (1.5 liter bottle)

$0.68 zł 2.63

$0.58 BGN 1.02

17.24%

Cigarettes 20 Pack (Marlboro, Camel)

$5.41 zł 21.03

$3.26 BGN 5.67

65.95%

Wine (Bottle)

$6.43 zł 24.98

$5.20 BGN 9.04

23.65%

Local Beer (0.5 liter bottle)

$1.08 zł 4.21

$1.14 BGN 1.98

-5.26%

Imported Beer (0.33 liter bottle)

$1.54 zł 6.00

$1.74 BGN 3.03

-11.49%

One-way Ticket (Public Transport)

$1.04 zł 4.03

$0.90 BGN 1.57

15.56%

Public Transport Monthly Pass (Regular Price)

$30.39 zł 118

$26.72 BGN 46.50

13.74%

Taxi Start (Normal Tariff)

$2.06 zł 8.01

$1.30 BGN 2.26

58.46%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.89

$0.61 BGN 1.06

21.31%

Taxi 1hour Waiting (Normal Tariff)

$9.99 zł 38.82

$10.29 BGN 17.91

-2.92%

Gasoline (1 liter)

$1.60 zł 6.21

$1.56 BGN 2.71

2.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 117.9K

$29.1K BGN 50.7K

4.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K zł 105.7K

$21.3K BGN 37.1K

27.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 zł 1,061

$92.8 BGN 161

194.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.65 zł 33.60

$15.05 BGN 26.18

-42.52%

Internet (50+ Mbps, Unlimited Data)

$17.29 zł 67.2

$12.19 BGN 21.21

41.84%

Gym Membership (Monthly)

$38.91 zł 151

$32.83 BGN 57.1

18.52%

Tennis Court (1 Hour on Weekend)

$21.54 zł 83.7

$8.40 BGN 14.61

156.43%

Cinema Ticket

$7.05 zł 27.38

$5.56 BGN 9.67

26.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 zł 1,410

$230 BGN 400

58.00%

International Primary School, 1 Child (Yearly)

$7,877 zł 30.6K

$2,295 BGN 3,994

243.17%

Jeans (Levis 501 Or Similar)

$79.9 zł 310

$30.31 BGN 52.7

163.58%

Summer Dress (H&M, Zara, etc)

$38.36 zł 149

$19.41 BGN 33.78

97.63%

Sport Shoes (Adidas, Nike)

$88.1 zł 342

$45.34 BGN 78.9

94.22%

Men's Leather Business Shoes

$100 zł 390

$48.47 BGN 84.3

107.20%

1-bedroom Apartment, City Center (Monthly)

$616 zł 2,392

$514 BGN 894

19.86%

1-bedroom Apartment, Outside City Center (Monthly)

$498 zł 1,934

$361 BGN 627

38.03%

3-bedroom Apartment, City Center (Monthly)

$969 zł 3,765

$630 BGN 1,096

53.86%

3-bedroom Apartment, Outside City Center (Monthly)

$811 zł 3,149

$571 BGN 993

42.05%

Buy Apartment in City Center (m2)

$2,101 zł 8,165

$1,202 BGN 2,091

74.90%

Buy Apartment Outside City Center (m2)

$1,471 zł 5,716

$972 BGN 1,691

51.44%

Average Monthly Net Salary (After Tax)

$1,808 zł 7,024

$1,665 BGN 2,898

8.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

2.99

123.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swinoujscie: October 17, 2026

Last update for Bansko: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Swinoujscie

$498 35.2%

Bansko

$361 37.4% 27.6% $137

Monthly Utilities & Internet

Swinoujscie

$299 21.2%

Bansko

$120 12.5% 59.9% $179

Groceries & Markets

Swinoujscie

$201 14.2%

Bansko

$194 20.2% 3.4% $6.8

Eating Out

Swinoujscie

$185 13.1%

Bansko

$146 15.2% 21% $39

Clothing & Footwear

Swinoujscie

$138 9.8%

Bansko

$65 6.7% 53.2% $73

Sport & Entertainment

Swinoujscie

$53 3.8%

Bansko

$44 4.6% 17.1% $9.1

Getting Around

Swinoujscie

$40 2.9%

Bansko

$35 3.6% 14% $5.6

Cost Breakdown

A central one-bedroom costs $616 in Swinoujscie versus $514 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Swinoujscie, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Swinoujscie versus $46.00 in Bansko. Groceries tell a different story – $201 in Swinoujscie vs $194 in Bansko – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Swinoujscie

🇧🇬 Bansko

🕒 Local time

21:35 9:35 PM

22:35 10:35 PM

1 h ahead of Swinoujscie

🌤 Weather

👥 Population

38,728

8,000

💱 Currency

Polish Złoty PLN zł

Bulgarian Lev BGN лв.

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Swinoujscie Bansko 1,510 km ≈ 2 h 30 min nonstop flight

From you

Swinoujscie
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swinoujscie vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,415 in Swinoujscie, $965 in Bansko – roughly 47% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $2,122 per month in Swinoujscie and $1,447 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $41.00 in Swinoujscie and $46.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,415 in Swinoujscie and $965 in Bansko. That's a gap of about 47%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $965, than in Swinoujscie at $1,415. In Bansko it covers expenses comfortably, while in Swinoujscie it requires careful planning or may not stretch far enough.

It depends on your priorities. Swinoujscie has an edge in some lifestyle areas, with costs from $965 in Bansko to $1,415 in Swinoujscie. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Swinoujscie makes more sense. Both are solid long-term options with distinct trade-offs.