Last update: Oct 2026

Cost of Living Comparison Between Bansko and Swinoujscie

For one person, living is cheaper in Bansko: $965 a month against $1,415 in Swinoujscie, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Bansko
Learn more

Bansko Living Index
69

Cost of Living Index in Swinoujscie
Learn more

Swinoujscie Living Index

Jump to prices

Bansko

🇧🇬 Bulgaria

$965

/mo nomad

Swinoujscie

🇵🇱 Poland

$1,415

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Swinoujscie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Swinoujscie actually costs, broken down by who's living it.

A single person spends $965 per month in Bansko vs $1,415 in Swinoujscie, rent included.

Bansko $965
Swinoujscie $1,415

A couple spends around $1,481 per month in Bansko vs $2,048 in Swinoujscie, rent included.

Bansko $1,481
Swinoujscie $2,048

A family of three spends $1,998 per month in Bansko vs $2,681 in Swinoujscie, rent included.

Bansko $1,998
Swinoujscie $2,681

Bansko is about 32% cheaper than Swinoujscie, and outside of rent the biggest gap is in clothing.

Bansko sits 29% below the global median, while Swinoujscie is 4% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.74 BGN 15.20

$9.75 zł 37.90

-10.36%

Three-Course Dinner for Two, Mid-Range

$46.37 BGN 80.7

$41.32 zł 161

12.22%

Fast Food Meal (McDonalds, etc)

$8.92 BGN 15.52

$8.76 zł 34.04

1.83%

Cappuccino

$2.27 BGN 3.94

$3.41 zł 13.23

-33.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.73

$2.08 zł 8.08

-24.52%

Water (0.33 liter bottle)

$0.89 BGN 1.54

$1.59 zł 6.18

-44.03%

Local Beer (0.5 liter draught)

$1.73 BGN 3.01

$3.52 zł 13.66

-50.85%

Imported Beer (0.33 liter bottle)

$1.95 BGN 3.39

$3.85 zł 14.98

-49.35%

Milk (1 liter)

$1.79 BGN 3.11

$0.94 zł 3.64

90.43%

White Bread (500g)

$0.81 BGN 1.42

$1.50 zł 5.81

-46.00%

Rice (white) (1kg)

$1.51 BGN 2.62

$0.72 zł 2.81

109.72%

Eggs

$2.35 BGN 4.09

$2.88 zł 11.17

-18.40%

Local Cheese (1kg)

$9.55 BGN 16.61

$8.89 zł 34.53

7.42%

Chicken Fillets (1kg)

$6.63 BGN 11.54

$6.23 zł 24.22

6.42%

Beef Round Steak (1kg)

$8.37 BGN 14.57

$11.92 zł 46.30

-29.78%

Apples (1kg)

$1.30 BGN 2.26

$1.17 zł 4.54

11.11%

Banana (1kg)

$1.68 BGN 2.93

$1.24 zł 4.82

35.48%

Oranges (1kg)

$1.68 BGN 2.92

$1.44 zł 5.60

16.67%

Tomato (1kg)

$1.92 BGN 3.34

$2.34 zł 9.11

-17.95%

Potato (1kg)

$0.94 BGN 1.63

$0.66 zł 2.57

42.42%

Onion (1kg)

$0.75 BGN 1.31

$0.85 zł 3.30

-11.76%

Lettuce (1 head)

$0.59 BGN 1.02

$1.24 zł 4.80

-52.42%

Water (1.5 liter bottle)

$0.58 BGN 1.02

$0.68 zł 2.63

-14.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.26 BGN 5.67

$5.41 zł 21.03

-39.74%

Wine (Bottle)

$5.20 BGN 9.04

$6.43 zł 24.98

-19.13%

Local Beer (0.5 liter bottle)

$1.14 BGN 1.98

$1.08 zł 4.21

5.56%

Imported Beer (0.33 liter bottle)

$1.74 BGN 3.03

$1.54 zł 6.00

12.99%

One-way Ticket (Public Transport)

$0.90 BGN 1.57

$1.04 zł 4.03

-13.46%

Public Transport Monthly Pass (Regular Price)

$26.72 BGN 46.50

$30.39 zł 118

-12.08%

Taxi Start (Normal Tariff)

$1.30 BGN 2.26

$2.06 zł 8.01

-36.89%

Taxi (Normal Tariff) (1km)

$0.61 BGN 1.06

$0.74 zł 2.89

-17.57%

Taxi 1hour Waiting (Normal Tariff)

$10.29 BGN 17.91

$9.99 zł 38.82

3.00%

Gasoline (1 liter)

$1.56 BGN 2.71

$1.60 zł 6.21

-2.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

$30.4K zł 117.9K

-3.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K BGN 37.1K

$27.2K zł 105.7K

-21.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.8 BGN 161

$273 zł 1,061

-66.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.05 BGN 26.18

$8.65 zł 33.60

73.99%

Internet (50+ Mbps, Unlimited Data)

$12.19 BGN 21.21

$17.29 zł 67.2

-29.50%

Gym Membership (Monthly)

$32.83 BGN 57.1

$38.91 zł 151

-15.63%

Tennis Court (1 Hour on Weekend)

$8.40 BGN 14.61

$21.54 zł 83.7

-61.00%

Cinema Ticket

$5.56 BGN 9.67

$7.05 zł 27.38

-21.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 400

$363 zł 1,410

-36.71%

International Primary School, 1 Child (Yearly)

$2,295 BGN 3,994

$7,877 zł 30.6K

-70.86%

Jeans (Levis 501 Or Similar)

$30.31 BGN 52.7

$79.9 zł 310

-62.06%

Summer Dress (H&M, Zara, etc)

$19.41 BGN 33.78

$38.36 zł 149

-49.40%

Sport Shoes (Adidas, Nike)

$45.34 BGN 78.9

$88.1 zł 342

-48.51%

Men's Leather Business Shoes

$48.47 BGN 84.3

$100 zł 390

-51.74%

1-bedroom Apartment, City Center (Monthly)

$514 BGN 894

$616 zł 2,392

-16.57%

1-bedroom Apartment, Outside City Center (Monthly)

$361 BGN 627

$498 zł 1,934

-27.55%

3-bedroom Apartment, City Center (Monthly)

$630 BGN 1,096

$969 zł 3,765

-35.01%

3-bedroom Apartment, Outside City Center (Monthly)

$571 BGN 993

$811 zł 3,149

-29.60%

Buy Apartment in City Center (m2)

$1,202 BGN 2,091

$2,101 zł 8,165

-42.83%

Buy Apartment Outside City Center (m2)

$972 BGN 1,691

$1,471 zł 5,716

-33.97%

Average Monthly Net Salary (After Tax)

$1,665 BGN 2,898

$1,808 zł 7,024

-7.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

6.68

-55.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 18, 2026

Last update for Swinoujscie: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$361 37.4%

Swinoujscie

$498 35.2% 38% $137

Groceries & Markets

Bansko

$194 20.2%

Swinoujscie

$201 14.2% 3.5% $6.8

Eating Out

Bansko

$146 15.2%

Swinoujscie

$185 13.1% 26.6% $39

Monthly Utilities & Internet

Bansko

$120 12.5%

Swinoujscie

$299 21.2% 149% $179

Clothing & Footwear

Bansko

$65 6.7%

Swinoujscie

$138 9.8% 114% $73

Sport & Entertainment

Bansko

$44 4.6%

Swinoujscie

$53 3.8% 20.6% $9.1

Getting Around

Bansko

$35 3.6%

Swinoujscie

$40 2.9% 16.3% $5.6

Cost Breakdown

A central one-bedroom costs $514 in Bansko versus $616 in Swinoujscie. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 9% higher in Swinoujscie, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $46.00 in Bansko versus $41.00 in Swinoujscie. Groceries tell a different story – $194 in Bansko vs $201 in Swinoujscie – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Bansko

🇵🇱 Swinoujscie

🕒 Local time

00:12 12:12 AM

23:12 11:12 PM

1 h behind Bansko

🌤 Weather

👥 Population

8,000

38,728

💱 Currency

Bulgarian Lev BGN лв.

Polish Złoty PLN zł

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Swinoujscie 1,510 km ≈ 2 h 30 min nonstop flight

From you

Bansko
Swinoujscie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Swinoujscie: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $965 in Bansko, $1,415 in Swinoujscie – roughly 47% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,447 per month in Bansko and $2,122 in Swinoujscie. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $46.00 in Bansko and $41.00 in Swinoujscie. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $965 in Bansko and $1,415 in Swinoujscie. That's a gap of about 47%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $965, than in Swinoujscie at $1,415. In Bansko it covers expenses comfortably, while in Swinoujscie it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $965 in Bansko to $1,415 in Swinoujscie. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Swinoujscie makes more sense. Both are solid long-term options with distinct trade-offs.