Cost of Living Comparison Between Swat and Tbilisi Cost of Living Comparison Between Swat and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $431 in Swat versus $1,185 in Tbilisi.

Estimated couple costs with rent: $641 in Swat versus $1,834 in Tbilisi.

Monthly costs for a family of three with rent: $852 in Swat versus $2,483 in Tbilisi.

Living in Swat costs roughly 64% less than in Tbilisi, driven mainly by Groceries & Markets.

Both cities sit below the global median: Swat 68% lower, Tbilisi 12% lower.

Meal at Budget Restaurant

$2.80 PKR 781

$11.15 ₾30.00

-74.89%

Three-Course Dinner for Two, Mid-Range

$14.08 PKR 3,925

$43.13 ₾116

-67.35%

Fast Food Meal (McDonalds, etc)

$5.16 PKR 1,438

$8.22 ₾22.11

-37.23%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.81 PKR 505

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.93 PKR 1,096

Cappuccino

$2.06 PKR 573

$3.13 ₾8.42

-34.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 PKR 118

$0.74 ₾2.00

-43.24%

Water (0.33 liter bottle)

$0.24 PKR 67.3

$0.45 ₾1.22

-46.67%

Local Beer (0.5 liter draught)

$2.13 ₾5.74

Imported Beer (0.33 liter bottle)

$2.99 ₾8.06

Milk (1 liter)

$0.68 PKR 189

$1.89 ₾5.09

-64.02%

White Bread (500g)

$0.67 PKR 187

$0.73 ₾1.97

-8.22%

Rice (white) (1kg)

$1.23 PKR 344

$1.85 ₾4.98

-33.51%

Eggs

$1.26 PKR 351

$2.45 ₾6.58

-48.57%

Local Cheese (1kg)

$6.25 PKR 1,741

$7.85 ₾21.12

-20.38%

Chicken Fillets (1kg)

$1.36 PKR 380

$6.25 ₾16.82

-78.24%

Beef Round Steak (1kg)

$1.43 PKR 398

$9.77 ₾26.28

-85.36%

Apples (1kg)

$0.86 PKR 239

$1.21 ₾3.26

-28.93%

Banana (1kg)

$0.36 PKR 102

$1.59 ₾4.28

-77.36%

Oranges (1kg)

$0.51 PKR 141

$1.79 ₾4.81

-71.51%

Tomato (1kg)

$0.41 PKR 113

$2.32 ₾6.25

-82.33%

Potato (1kg)

$0.39 PKR 108

$0.71 ₾1.91

-45.07%

Onion (1kg)

$0.51 PKR 142

$0.67 ₾1.81

-23.88%

Lettuce (1 head)

$0.31 PKR 85.7

$1.18 ₾3.16

-73.73%

Water (1.5 liter bottle)

$0.41 PKR 114

$0.71 ₾1.92

-42.25%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.44 PKR 401

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.87 PKR 244

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.02 PKR 563

Cigarettes 20 Pack (Marlboro, Camel)

$2.13 PKR 594

$2.92 ₾7.85

-27.05%

Wine (Bottle)

$7.25 ₾19.50

Local Beer (0.5 liter bottle)

$1.55 ₾4.17

Imported Beer (0.33 liter bottle)

$2.31 ₾6.21

One-way Ticket (Public Transport)

$0.19 PKR 53.4

$0.38 ₾1.03

-50.00%

Public Transport Monthly Pass (Regular Price)

$7.13 PKR 1,989

$14.81 ₾39.83

-51.86%

Taxi Start (Normal Tariff)

$0.36 PKR 101

$1.48 ₾3.98

-75.68%

Taxi (Normal Tariff) (1km)

$0.43 PKR 121

$0.69 ₾1.86

-37.68%

Taxi 1hour Waiting (Normal Tariff)

$2.89 PKR 807

$7.45 ₾20.05

-61.21%

Gasoline (1 liter)

$0.91 PKR 255

$1.15 ₾3.10

-20.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K PKR 5.8M

$18.0K ₾48.4K

15.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K PKR 7.2M

$19.8K ₾53.4K

30.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 PKR 31.2K

$73.4 ₾198

52.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.43 PKR 1,513

$11.64 ₾31.32

-53.35%

Internet (50+ Mbps, Unlimited Data)

$12.52 PKR 3,489

$17.77 ₾47.79

-29.54%

Gym Membership (Monthly)

$6.12 PKR 1,706

$60.6 ₾163

-89.90%

Tennis Court (1 Hour on Weekend)

$5.99 PKR 1,670

$16.44 ₾44.21

-63.56%

Cinema Ticket

$4.30 PKR 1,199

$6.51 ₾17.52

-33.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$19.32 PKR 5,385

$263 ₾707

-92.64%

International Primary School, 1 Child (Yearly)

$1,104 PKR 307.8K

$5,136 ₾13.8K

-78.50%

Jeans (Levis 501 Or Similar)

$21.69 PKR 6,046

$77.7 ₾209

-72.08%

Summer Dress (H&M, Zara, etc)

$28.29 PKR 7,888

$44.39 ₾119

-36.27%

Sport Shoes (Adidas, Nike)

$88.5 PKR 24.7K

$118 ₾317

-24.78%

Men's Leather Business Shoes

$40.89 PKR 11.4K

$114 ₾307

-64.18%

1-bedroom Apartment, City Center (Monthly)

$75.7 PKR 21.1K

$693 ₾1,865

-89.08%

1-bedroom Apartment, Outside City Center (Monthly)

$52.1 PKR 14.5K

$462 ₾1,244

-88.72%

3-bedroom Apartment, City Center (Monthly)

$168 PKR 46.8K

$1,337 ₾3,597

-87.43%

3-bedroom Apartment, Outside City Center (Monthly)

$106 PKR 29.5K

$779 ₾2,096

-86.41%

Buy Apartment in City Center (m2)

$833 PKR 232.1K

$2,530 ₾6,805

-67.09%

Buy Apartment Outside City Center (m2)

$572 PKR 159.4K

$1,430 ₾3,847

-60.02%

Average Monthly Net Salary (After Tax)

$633 ₾1,702

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

11.89

69.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swat: April 26, 2026

Last update for Tbilisi: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $75.7 in Swat and $693 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Dining out: $14.00 in Swat vs $43.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $72.0 vs $206 per month, with Swat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swat vs Tbilisi: Cost of Living - Frequently Asked Questions

Swat wins on cost – living expenses run 175% lower than in Tbilisi. Housing and daily spending are where you'll feel the difference most, making Swat the obvious pick if budget is a priority.

You'd need roughly $647 in Swat and $1,777 in Tbilisi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $75.7 in Swat versus $693 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Swat runs roughly 108% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $19.32 in Swat versus $263 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $431 in Swat versus $1,185 in Tbilisi, a $1,000 budget is realistic in Swat but tight or insufficient in Tbilisi. The gap between the two cities makes Swat the clear choice for anyone on this budget.

Both work as nomad bases, but Swat delivers better value – similar infrastructure at $431 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swat hard to pass up.

Safety-wise, Swat and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swat gentler on the wallet – expenses run 175% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.