Cost of Living Comparison Between Swat and Tbilisi Cost of Living Comparison Between Swat and Tbilisi

Monthly Cost of Living

Monthly costs for one person with rent: $439 in Swat versus $1,279 in Tbilisi.

Estimated couple costs with rent: $684 in Swat versus $2,011 in Tbilisi.

Monthly costs for a family of three with rent: $929 in Swat versus $2,743 in Tbilisi.

Living in Swat costs roughly 66% less than in Tbilisi, driven mainly by Groceries & Markets.

Both cities sit below the global median: Swat 68% lower, Tbilisi 7% lower.

Meal at Budget Restaurant

$3.49 PKR 968

$11.43 ₾29.72

-69.47%

Three-Course Dinner for Two, Mid-Range

$23.31 PKR 6,458

$38.16 ₾99.2

-38.92%

Fast Food Meal (McDonalds, etc)

$3.65 PKR 1,011

$9.40 ₾24.45

-61.17%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.61 PKR 1,000

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.71 PKR 1,860

Cappuccino

$2.55 PKR 705

$3.38 ₾8.78

-24.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 PKR 90.1

$1.04 ₾2.70

-68.27%

Water (0.33 liter bottle)

$0.21 PKR 58.0

$0.60 ₾1.56

-65.00%

Local Beer (0.5 liter draught)

$2.71 ₾7.05

Imported Beer (0.33 liter bottle)

$3.04 ₾7.90

Milk (1 liter)

$0.98 PKR 271

$2.27 ₾5.90

-56.83%

White Bread (500g)

$0.45 PKR 124

$0.79 ₾2.04

-43.04%

Rice (white) (1kg)

$1.28 PKR 355

$1.62 ₾4.21

-20.99%

Eggs

$1.27 PKR 353

$2.74 ₾7.13

-53.65%

Local Cheese (1kg)

$6.05 PKR 1,677

$9.30 ₾24.19

-34.95%

Chicken Fillets (1kg)

$1.34 PKR 372

$6.79 ₾17.65

-80.27%

Beef Round Steak (1kg)

$1.46 PKR 403

$13.01 ₾33.84

-88.78%

Apples (1kg)

$1.05 PKR 292

$1.64 ₾4.27

-35.98%

Banana (1kg)

$0.83 PKR 230

$1.83 ₾4.77

-54.64%

Oranges (1kg)

$0.57 PKR 157

$1.90 ₾4.94

-70.00%

Tomato (1kg)

$0.51 PKR 142

$2.57 ₾6.68

-80.16%

Potato (1kg)

$0.26 PKR 72.0

$0.84 ₾2.19

-69.05%

Onion (1kg)

$0.35 PKR 97.6

$0.65 ₾1.70

-46.15%

Lettuce (1 head)

$0.28 PKR 77.3

$1.36 ₾3.54

-79.41%

Water (1.5 liter bottle)

$0.40 PKR 110

$0.80 ₾2.07

-50.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.78 PKR 494

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.20 PKR 332

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.67 PKR 739

Cigarettes 20 Pack (Marlboro, Camel)

$2.32 PKR 643

$3.40 ₾8.85

-31.76%

Wine (Bottle)

$7.67 ₾19.94

Local Beer (0.5 liter bottle)

$1.68 ₾4.36

Imported Beer (0.33 liter bottle)

$2.38 ₾6.18

One-way Ticket (Public Transport)

$0.16 PKR 45.60

$0.39 ₾1.02

-58.97%

Public Transport Monthly Pass (Regular Price)

$9.75 PKR 2,700

$15.55 ₾40.44

-37.30%

Taxi Start (Normal Tariff)

$1.27 PKR 353

$1.14 ₾2.96

11.40%

Taxi (Normal Tariff) (1km)

$0.74 PKR 205

$0.74 ₾1.93

Taxi 1hour Waiting (Normal Tariff)

$1.59 PKR 440

$11.32 ₾29.42

-85.95%

Gasoline (1 liter)

$1.07 PKR 297

$1.38 ₾3.60

-22.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K PKR 6.0M

$24.6K ₾63.9K

-12.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K PKR 6.6M

$22.0K ₾57.2K

8.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 PKR 27.9K

$88.7 ₾231

13.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.76 PKR 1,596

$13.18 ₾34.26

-56.30%

Internet (50+ Mbps, Unlimited Data)

$15.65 PKR 4,334

$19.68 ₾51.2

-20.48%

Gym Membership (Monthly)

$10.62 PKR 2,943

$68.3 ₾177

-84.44%

Tennis Court (1 Hour on Weekend)

$17.94 ₾46.65

Cinema Ticket

$4.42 PKR 1,225

$6.42 ₾16.70

-31.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$43.15 PKR 12.0K

$372 ₾967

-88.40%

International Primary School, 1 Child (Yearly)

$1,028 PKR 284.8K

$10.8K ₾28.1K

-90.49%

Jeans (Levis 501 Or Similar)

$24.44 PKR 6,770

$105 ₾272

-76.61%

Summer Dress (H&M, Zara, etc)

$35.24 PKR 9,763

$38.83 ₾101

-9.25%

Sport Shoes (Adidas, Nike)

$25.15 PKR 6,966

$115 ₾299

-78.10%

Men's Leather Business Shoes

$41.04 PKR 11.4K

$122 ₾318

-66.45%

1-bedroom Apartment, City Center (Monthly)

$125 PKR 34.6K

$681 ₾1,770

-81.63%

1-bedroom Apartment, Outside City Center (Monthly)

$76.9 PKR 21.3K

$456 ₾1,185

-83.13%

3-bedroom Apartment, City Center (Monthly)

$258 PKR 71.4K

$1,312 ₾3,410

-80.36%

3-bedroom Apartment, Outside City Center (Monthly)

$133 PKR 36.8K

$892 ₾2,321

-85.13%

Buy Apartment in City Center (m2)

$843 PKR 233.4K

$2,391 ₾6,216

-64.75%

Buy Apartment Outside City Center (m2)

$461 PKR 127.7K

$1,425 ₾3,704

-67.65%

Average Monthly Net Salary (After Tax)

$640 ₾1,663

20-Year Fixed Mortgage Interest Rate (Annual %)

13.08

12.62

3.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swat: September 6, 2026

Last update for Tbilisi: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $125 in Swat and $681 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Dining out: $23.00 in Swat vs $38.00 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $76.0 vs $236 per month, with Swat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Swat vs Tbilisi: Cost of Living - Frequently Asked Questions

Swat wins on cost – living expenses run 191% lower than in Tbilisi. Housing and daily spending are where you'll feel the difference most, making Swat the obvious pick if budget is a priority.

You'd need roughly $659 in Swat and $1,919 in Tbilisi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $125 in Swat versus $681 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Swat runs roughly 59% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $43.15 in Swat versus $372 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $439 in Swat versus $1,279 in Tbilisi, a $1,000 budget is realistic in Swat but tight or insufficient in Tbilisi. The gap between the two cities makes Swat the clear choice for anyone on this budget.

Both work as nomad bases, but Swat delivers better value – similar infrastructure at $439 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swat hard to pass up.

Safety-wise, Swat and Tbilisi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swat gentler on the wallet – expenses run 191% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.