Cost of Living Comparison Between Swat and Karachi Cost of Living Comparison Between Swat and Karachi

🙂 Solo nomad: Swat is 12.7% cheaper than Karachi without rent, and 11.6% cheaper with rent.
🙂 Family of 3: Swat is 11.1% cheaper than Karachi without rent, and 14.5% cheaper with rent.
Currency
🍽 Eating Out
Swat
Karachi
Difference
Meal at Budget Restaurant
$2.79 PKR 779
$2.15 PKR 601
29.77%
Three-Course Dinner for Two, Mid-Range
$14.23 PKR 3,971
$12.35 PKR 3,444
15.22%
Fast Food Meal (McDonalds, etc)
$5.20 PKR 1,450
$4.22 PKR 1,178
23.22%
Local Non-Alcoholic Beer (0.5 liter draught)
$1.75 PKR 487
$1.98 PKR 552
-11.62%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$3.84 PKR 1,072
$5.19 PKR 1,449
-26.01%
Cappuccino
$1.98 PKR 553
$1.88 PKR 524
5.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.40 PKR 110
$0.34 PKR 94.2
17.65%
Water (0.33 liter bottle)
$0.22 PKR 61.0
$0.23 PKR 64.4
-4.35%
🛒 Groceries & Markets
Swat
Karachi
Difference
Milk (1 liter)
$0.68 PKR 190
$0.81 PKR 225
-16.05%
White Bread (500g)
$0.61 PKR 171
$0.58 PKR 162
5.17%
Rice (white) (1kg)
$1.24 PKR 346
$1.13 PKR 316
9.73%
Eggs
$1.22 PKR 340
$1.17 PKR 326
4.27%
Local Cheese (1kg)
$6.37 PKR 1,776
$6.44 PKR 1,797
-1.09%
Chicken Fillets (1kg)
$1.32 PKR 367
$3.13 PKR 874
-57.83%
Beef Round Steak (1kg)
$1.38 PKR 386
$5.15 PKR 1,437
-73.20%
Apples (1kg)
$0.84 PKR 235
$1.07 PKR 299
-21.50%
Banana (1kg)
$0.36 PKR 102
$0.55 PKR 154
-34.55%
Oranges (1kg)
$0.52 PKR 145
$0.96 PKR 266
-45.83%
Tomato (1kg)
$0.40 PKR 113
$0.57 PKR 160
-29.82%
Potato (1kg)
$0.39 PKR 108
$0.38 PKR 106
2.63%
Onion (1kg)
$0.55 PKR 154
$0.47 PKR 130
17.02%
Lettuce (1 head)
$0.33 PKR 93.3
$0.38 PKR 107
-13.16%
Water (1.5 liter bottle)
$0.40 PKR 112
$0.40 PKR 112
-
Bottle of Non-Alcoholic Wine (Mid-Range)
$1.40 PKR 391
$1.63 PKR 455
-14.11%
Local Non-Alcoholic Beer (0.5 liter bottle)
$0.86 PKR 240
$1.26 PKR 352
-31.75%
Imported Non-Alcoholic Beer (0.33 liter bottle)
$2.03 PKR 567
$2.04 PKR 570
-0.49%
Cigarettes 20 Pack (Marlboro, Camel)
$2.11 PKR 587
$2.17 PKR 605
-2.76%
🚌 Getting Around
Swat
Karachi
Difference
One-way Ticket (Public Transport)
$0.17 PKR 47.52
$0.33 PKR 92.8
-48.48%
Public Transport Monthly Pass (Regular Price)
$6.86 PKR 1,915
$6.23 PKR 1,738
10.11%
Taxi Start (Normal Tariff)
$0.33 PKR 92.9
$0.74 PKR 207
-55.41%
Taxi (Normal Tariff) (1km)
$0.44 PKR 123
$0.65 PKR 181
-32.31%
Taxi 1hour Waiting (Normal Tariff)
$2.82 PKR 787
$1.75 PKR 488
61.14%
Gasoline (1 liter)
$0.92 PKR 257
$0.87 PKR 242
5.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.4K PKR 6.0M
$16.4K PKR 4.6M
30.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K PKR 7.4M
$25.3K PKR 7.0M
5.45%
🧾 Monthly Utilities & Internet
Swat
Karachi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$114 PKR 31.8K
$134 PKR 37.4K
-14.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.22 PKR 1,455
$4.86 PKR 1,355
7.41%
Internet (50+ Mbps, Unlimited Data)
$12.45 PKR 3,474
$13.64 PKR 3,806
-8.72%
🎉 Sport & Entertainment
Swat
Karachi
Difference
Gym Membership (Monthly)
$6.11 PKR 1,704
$15.61 PKR 4,354
-60.86%
Tennis Court (1 Hour on Weekend)
$5.81 PKR 1,621
$14.21 PKR 3,965
-59.11%
Cinema Ticket
$4.20 PKR 1,173
$4.22 PKR 1,176
-0.47%
🧸 Childcare & Education
Swat
Karachi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$19.42 PKR 5,418
$58.1 PKR 16.2K
-66.55%
International Primary School, 1 Child (Yearly)
$1,105 PKR 308.3K
$1,405 PKR 391.9K
-21.34%
👕👟 Clothing & Footwear
Swat
Karachi
Difference
Jeans (Levis 501 Or Similar)
$21.08 PKR 5,880
$17.52 PKR 4,889
20.32%
Summer Dress (H&M, Zara, etc)
$28.06 PKR 7,827
$25.62 PKR 7,147
9.52%
Sport Shoes (Adidas, Nike)
$90.1 PKR 25.1K
$65.7 PKR 18.3K
37.19%
Men's Leather Business Shoes
$40.44 PKR 11.3K
$35.88 PKR 10.0K
12.71%
🏠 Accommodation & Living
Swat
Karachi
Difference
1-bedroom Apartment, City Center (Monthly)
$76.2 PKR 21.3K
$118 PKR 33.0K
-35.52%
1-bedroom Apartment, Outside City Center (Monthly)
$51.5 PKR 14.4K
$76.4 PKR 21.3K
-32.62%
3-bedroom Apartment, City Center (Monthly)
$165 PKR 46.0K
$324 PKR 90.3K
-49.02%
3-bedroom Apartment, Outside City Center (Monthly)
$106 PKR 29.5K
$182 PKR 50.8K
-41.86%
Buy Apartment in City Center (m2)
$920 PKR 256.7K
$728 PKR 203.2K
26.34%
Buy Apartment Outside City Center (m2)
$657 PKR 183.3K
$461 PKR 128.5K
42.67%
💵 Salaries & Financials
Swat
Karachi
Difference
Average Monthly Net Salary (After Tax)
-
$171 PKR 47.7K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
20.2
17.8
13.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Swat: April 14, 2026

Last update for Karachi: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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