Cost of Living Comparison Between Tbilisi and Swat Cost of Living Comparison Between Tbilisi and Swat

Monthly Cost of Living

Monthly costs for one person with rent: $1,279 in Tbilisi versus $438 in Swat.

Estimated couple costs with rent: $2,033 in Tbilisi versus $667 in Swat.

Monthly costs for a family of three with rent: $2,787 in Tbilisi versus $896 in Swat.

Living in Tbilisi is roughly 192% more expensive than in Swat, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tbilisi 7% lower, Swat 68% lower.

Meal at Budget Restaurant

$11.68 ₾30.42

$3.66 PKR 1,014

219.13%

Three-Course Dinner for Two, Mid-Range

$37.79 ₾98.4

$22.55 PKR 6,252

67.58%

Fast Food Meal (McDonalds, etc)

$9.34 ₾24.31

$3.59 PKR 995

160.17%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.51 PKR 973

Imported Non-Alcoholic Beer (0.33 liter bottle)

$6.79 PKR 1,883

Cappuccino

$3.45 ₾9.00

$2.39 PKR 664

44.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ₾2.84

$0.35 PKR 98.1

211.43%

Water (0.33 liter bottle)

$0.59 ₾1.55

$0.22 PKR 60.8

168.18%

Local Beer (0.5 liter draught)

$2.82 ₾7.35

Imported Beer (0.33 liter bottle)

$3.73 ₾9.71

Milk (1 liter)

$2.19 ₾5.71

$0.98 PKR 272

123.47%

White Bread (500g)

$0.74 ₾1.93

$0.41 PKR 114

80.49%

Rice (white) (1kg)

$1.65 ₾4.29

$1.22 PKR 337

35.25%

Eggs

$2.76 ₾7.20

$1.21 PKR 335

128.10%

Local Cheese (1kg)

$9.64 ₾25.09

$5.89 PKR 1,635

63.67%

Chicken Fillets (1kg)

$6.89 ₾17.94

$1.41 PKR 390

388.65%

Beef Round Steak (1kg)

$13.15 ₾34.23

$1.40 PKR 388

839.29%

Apples (1kg)

$1.71 ₾4.46

$1.06 PKR 295

61.32%

Banana (1kg)

$1.72 ₾4.49

$0.83 PKR 231

107.23%

Oranges (1kg)

$1.87 ₾4.87

$0.56 PKR 155

233.93%

Tomato (1kg)

$2.49 ₾6.49

$0.47 PKR 130

429.79%

Potato (1kg)

$0.81 ₾2.11

$0.27 PKR 74.1

200.00%

Onion (1kg)

$0.66 ₾1.72

$0.33 PKR 92.4

100.00%

Lettuce (1 head)

$1.38 ₾3.60

$0.27 PKR 74.8

411.11%

Water (1.5 liter bottle)

$0.75 ₾1.94

$0.41 PKR 113

82.93%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.81 PKR 502

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.38 PKR 384

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.40 PKR 665

Cigarettes 20 Pack (Marlboro, Camel)

$3.36 ₾8.75

$2.41 PKR 668

39.42%

Wine (Bottle)

$7.81 ₾20.34

Local Beer (0.5 liter bottle)

$1.67 ₾4.34

Imported Beer (0.33 liter bottle)

$2.34 ₾6.10

One-way Ticket (Public Transport)

$0.37 ₾0.96

$0.20 PKR 56.6

85.00%

Public Transport Monthly Pass (Regular Price)

$15.56 ₾40.52

$10.07 PKR 2,791

54.52%

Taxi Start (Normal Tariff)

$1.14 ₾2.97

$1.18 PKR 328

-3.39%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.03

$0.75 PKR 208

4.00%

Taxi 1hour Waiting (Normal Tariff)

$11.51 ₾29.97

$1.82 PKR 504

532.42%

Gasoline (1 liter)

$1.33 ₾3.47

$1.02 PKR 283

30.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K ₾64.7K

$21.4K PKR 5.9M

16.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₾57.8K

$24.5K PKR 6.8M

-9.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.3 ₾235

$102 PKR 28.4K

-11.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.19 ₾34.35

$5.58 PKR 1,548

136.38%

Internet (50+ Mbps, Unlimited Data)

$19.73 ₾51.4

$15.94 PKR 4,421

23.78%

Gym Membership (Monthly)

$66.3 ₾173

$10.70 PKR 2,967

519.16%

Tennis Court (1 Hour on Weekend)

$19.64 ₾51.1

Cinema Ticket

$6.73 ₾17.53

$4.94 PKR 1,369

36.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$356 ₾928

$43.22 PKR 12.0K

724.29%

International Primary School, 1 Child (Yearly)

$10.6K ₾27.6K

$1,001 PKR 277.7K

957.26%

Jeans (Levis 501 Or Similar)

$101 ₾263

$23.80 PKR 6,600

324.41%

Summer Dress (H&M, Zara, etc)

$39.62 ₾103

$32.53 PKR 9,020

21.80%

Sport Shoes (Adidas, Nike)

$115 ₾299

$24.84 PKR 6,888

361.63%

Men's Leather Business Shoes

$120 ₾314

$39.49 PKR 11.0K

204.89%

1-bedroom Apartment, City Center (Monthly)

$703 ₾1,830

$121 PKR 33.6K

479.37%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,173

$72.6 PKR 20.1K

520.31%

3-bedroom Apartment, City Center (Monthly)

$1,276 ₾3,321

$263 PKR 72.8K

385.68%

3-bedroom Apartment, Outside City Center (Monthly)

$891 ₾2,320

$165 PKR 45.7K

440.29%

Buy Apartment in City Center (m2)

$2,530 ₾6,587

$871 PKR 241.4K

190.58%

Buy Apartment Outside City Center (m2)

$1,466 ₾3,818

$554 PKR 153.7K

164.54%

Average Monthly Net Salary (After Tax)

$651 ₾1,696

20-Year Fixed Mortgage Interest Rate (Annual %)

12.73

13.08

-2.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: August 16, 2026

Last update for Swat: August 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $703 in Tbilisi and $121 in Swat. Housing cost is often the main lever when comparing two cities.

Dining out: $38.00 in Tbilisi vs $23.00 in Swat for a mid-range dinner for two. Groceries echo the gap at $235 vs $75.0 per month, with Swat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Swat: Cost of Living - Frequently Asked Questions

Swat wins on cost – living expenses run 192% lower than in Tbilisi. Housing and daily spending are where you'll feel the difference most, making Swat the obvious pick if budget is a priority.

You'd need roughly $1,918 in Tbilisi and $657 in Swat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $703 in Tbilisi versus $121 in Swat. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Swat runs roughly 55% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $356 in Tbilisi versus $43.22 in Swat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $438 in Swat versus $1,279 in Tbilisi, a $1,000 budget is realistic in Swat but tight or insufficient in Tbilisi. The gap between the two cities makes Swat the clear choice for anyone on this budget.

Both work as nomad bases, but Swat delivers better value – similar infrastructure at $438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swat hard to pass up.

Safety-wise, Tbilisi and Swat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swat gentler on the wallet – expenses run 192% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.