Cost of Living Comparison Between Tbilisi and Swat Cost of Living Comparison Between Tbilisi and Swat

Monthly Cost of Living

Monthly costs for one person with rent: $1,218 in Tbilisi versus $425 in Swat.

Estimated couple costs with rent: $1,853 in Tbilisi versus $643 in Swat.

Monthly costs for a family of three with rent: $2,489 in Tbilisi versus $862 in Swat.

Living in Tbilisi is roughly 187% more expensive than Swat, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tbilisi 9% lower, Swat 68% lower.

Meal at Budget Restaurant

$10.85 ₾28.75

$2.75 PKR 766

294.55%

Three-Course Dinner for Two, Mid-Range

$44.17 ₾117

$14.36 PKR 3,993

207.59%

Fast Food Meal (McDonalds, etc)

$8.28 ₾21.94

$5.25 PKR 1,458

57.71%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.73 PKR 481

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.86 PKR 1,073

Cappuccino

$3.02 ₾8.00

$2.05 PKR 571

47.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₾2.02

$0.43 PKR 120

76.74%

Water (0.33 liter bottle)

$0.46 ₾1.22

$0.22 PKR 60.9

109.09%

Local Beer (0.5 liter draught)

$2.24 ₾5.93

Imported Beer (0.33 liter bottle)

$3.00 ₾7.95

Milk (1 liter)

$1.93 ₾5.11

$0.68 PKR 190

183.82%

White Bread (500g)

$0.72 ₾1.91

$0.67 PKR 185

7.46%

Rice (white) (1kg)

$1.84 ₾4.87

$1.23 PKR 341

49.59%

Eggs

$2.45 ₾6.48

$1.20 PKR 335

104.17%

Local Cheese (1kg)

$7.43 ₾19.67

$6.02 PKR 1,674

23.42%

Chicken Fillets (1kg)

$6.48 ₾17.16

$1.31 PKR 364

394.66%

Beef Round Steak (1kg)

$9.70 ₾25.70

$1.37 PKR 382

608.03%

Apples (1kg)

$1.20 ₾3.18

$0.90 PKR 251

33.33%

Banana (1kg)

$1.56 ₾4.14

$0.36 PKR 100

333.33%

Oranges (1kg)

$1.79 ₾4.75

$0.55 PKR 153

225.45%

Tomato (1kg)

$2.23 ₾5.90

$0.40 PKR 111

457.50%

Potato (1kg)

$0.65 ₾1.73

$0.41 PKR 115

58.54%

Onion (1kg)

$0.68 ₾1.79

$0.55 PKR 152

23.64%

Lettuce (1 head)

$1.19 ₾3.16

$0.33 PKR 91.8

260.61%

Water (1.5 liter bottle)

$0.70 ₾1.86

$0.38 PKR 105

84.21%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.41 PKR 392

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.92 PKR 257

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.03 PKR 566

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 ₾7.82

$2.09 PKR 581

41.15%

Wine (Bottle)

$7.33 ₾19.41

Local Beer (0.5 liter bottle)

$1.52 ₾4.02

Imported Beer (0.33 liter bottle)

$2.25 ₾5.95

One-way Ticket (Public Transport)

$0.36 ₾0.95

$0.15 PKR 42.96

140.00%

Public Transport Monthly Pass (Regular Price)

$14.60 ₾38.68

$7.15 PKR 1,988

104.20%

Taxi Start (Normal Tariff)

$1.50 ₾3.97

$0.37 PKR 102

305.41%

Taxi (Normal Tariff) (1km)

$0.73 ₾1.92

$0.44 PKR 122

65.91%

Taxi 1hour Waiting (Normal Tariff)

$7.45 ₾19.74

$2.81 PKR 782

165.12%

Gasoline (1 liter)

$1.14 ₾3.01

$0.98 PKR 271

16.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.5K ₾49.0K

$21.1K PKR 5.9M

-12.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₾53.6K

$26.6K PKR 7.4M

-23.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.9 ₾196

$113 PKR 31.4K

-34.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.71 ₾31.01

$5.36 PKR 1,490

118.47%

Internet (50+ Mbps, Unlimited Data)

$18.16 ₾48.09

$12.50 PKR 3,476

45.28%

Gym Membership (Monthly)

$61.7 ₾163

$6.15 PKR 1,710

903.41%

Tennis Court (1 Hour on Weekend)

$16.66 ₾44.12

$6.04 PKR 1,681

175.83%

Cinema Ticket

$6.61 ₾17.50

$4.29 PKR 1,192

54.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$264 ₾700

$19.38 PKR 5,389

1263.21%

International Primary School, 1 Child (Yearly)

$5,145 ₾13.6K

$1,120 PKR 311.4K

359.34%

Jeans (Levis 501 Or Similar)

$74.9 ₾198

$21.60 PKR 6,006

246.57%

Summer Dress (H&M, Zara, etc)

$43.98 ₾117

$28.19 PKR 7,838

56.01%

Sport Shoes (Adidas, Nike)

$118 ₾312

$89.5 PKR 24.9K

31.49%

Men's Leather Business Shoes

$114 ₾301

$40.85 PKR 11.4K

178.48%

1-bedroom Apartment, City Center (Monthly)

$692 ₾1,833

$75.1 PKR 20.9K

821.56%

1-bedroom Apartment, Outside City Center (Monthly)

$454 ₾1,203

$51.9 PKR 14.4K

774.18%

3-bedroom Apartment, City Center (Monthly)

$1,323 ₾3,504

$167 PKR 46.5K

691.07%

3-bedroom Apartment, Outside City Center (Monthly)

$789 ₾2,089

$107 PKR 29.8K

635.05%

Buy Apartment in City Center (m2)

$2,431 ₾6,440

$965 PKR 268.4K

151.84%

Buy Apartment Outside City Center (m2)

$1,441 ₾3,818

$445 PKR 123.7K

223.92%

Average Monthly Net Salary (After Tax)

$645 ₾1,709

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

20.2

-41.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: June 9, 2026

Last update for Swat: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $692 in Tbilisi and $75.1 in Swat. Housing cost is often the main lever when comparing two cities.

Dining out: $44.00 in Tbilisi vs $14.00 in Swat for a mid-range dinner for two. Groceries echo the gap at $204 vs $71.0 per month, with Swat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Swat: Cost of Living - Frequently Asked Questions

Swat wins on cost – living expenses run 187% lower than in Tbilisi. Housing and daily spending are where you'll feel the difference most, making Swat the obvious pick if budget is a priority.

You'd need roughly $1,827 in Tbilisi and $637 in Swat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $692 in Tbilisi versus $75.1 in Swat. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Swat runs roughly 104% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $264 in Tbilisi versus $19.38 in Swat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $425 in Swat versus $1,218 in Tbilisi, a $1,000 budget is realistic in Swat but tight or insufficient in Tbilisi. The gap between the two cities makes Swat the clear choice for anyone on this budget.

Both work as nomad bases, but Swat delivers better value – similar infrastructure at $425 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swat hard to pass up.

Safety-wise, Tbilisi and Swat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swat gentler on the wallet – expenses run 187% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.