Cost of Living Comparison Between Tbilisi and Swat Cost of Living Comparison Between Tbilisi and Swat

Monthly Cost of Living

Monthly costs for one person with rent: $1,242 in Tbilisi versus $468 in Swat.

Estimated couple costs with rent: $1,962 in Tbilisi versus $726 in Swat.

Monthly costs for a family of three with rent: $2,682 in Tbilisi versus $984 in Swat.

Living in Tbilisi is roughly 166% more expensive than in Swat, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tbilisi 7% lower, Swat 65% lower.

Meal at Budget Restaurant

$10.98 ₾28.48

$3.67 PKR 1,015

199.18%

Three-Course Dinner for Two, Mid-Range

$38.21 ₾99.1

$23.36 PKR 6,465

63.57%

Fast Food Meal (McDonalds, etc)

$9.58 ₾24.85

$3.60 PKR 995

166.11%

Local Non-Alcoholic Beer (0.5 liter draught)

$3.56 PKR 986

Imported Non-Alcoholic Beer (0.33 liter bottle)

$7.05 PKR 1,951

Cappuccino

$3.59 ₾9.31

$2.62 PKR 726

37.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 ₾2.66

$0.32 PKR 89.7

221.88%

Water (0.33 liter bottle)

$0.63 ₾1.64

$0.21 PKR 58.0

200.00%

Local Beer (0.5 liter draught)

$2.74 ₾7.10

Imported Beer (0.33 liter bottle)

$3.17 ₾8.22

Milk (1 liter)

$2.13 ₾5.53

$0.98 PKR 270

117.35%

White Bread (500g)

$0.74 ₾1.92

$0.42 PKR 116

76.19%

Rice (white) (1kg)

$1.72 ₾4.46

$1.30 PKR 359

32.31%

Eggs

$2.78 ₾7.21

$1.26 PKR 349

120.63%

Local Cheese (1kg)

$9.48 ₾24.57

$5.97 PKR 1,653

58.79%

Chicken Fillets (1kg)

$6.45 ₾16.72

$3.28 PKR 907

96.65%

Beef Round Steak (1kg)

$13.02 ₾33.77

$5.48 PKR 1,516

137.59%

Apples (1kg)

$1.69 ₾4.37

$1.29 PKR 358

31.01%

Banana (1kg)

$1.84 ₾4.76

$0.81 PKR 223

127.16%

Oranges (1kg)

$1.89 ₾4.91

$1.04 PKR 288

81.73%

Tomato (1kg)

$2.40 ₾6.22

$0.55 PKR 153

336.36%

Potato (1kg)

$0.84 ₾2.17

$0.28 PKR 77.6

200.00%

Onion (1kg)

$0.68 ₾1.75

$0.38 PKR 106

78.95%

Lettuce (1 head)

$1.42 ₾3.68

$0.28 PKR 76.9

407.14%

Water (1.5 liter bottle)

$0.77 ₾2.01

$0.38 PKR 106

102.63%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.80 PKR 499

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.23 PKR 341

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.32 PKR 643

Cigarettes 20 Pack (Marlboro, Camel)

$3.56 ₾9.22

$2.35 PKR 649

51.49%

Wine (Bottle)

$7.48 ₾19.40

Local Beer (0.5 liter bottle)

$1.71 ₾4.44

Imported Beer (0.33 liter bottle)

$2.29 ₾5.94

One-way Ticket (Public Transport)

$0.40 ₾1.04

$0.18 PKR 48.66

122.22%

Public Transport Monthly Pass (Regular Price)

$15.15 ₾39.29

$10.79 PKR 2,986

40.41%

Taxi Start (Normal Tariff)

$1.19 ₾3.08

$1.28 PKR 355

-7.03%

Taxi (Normal Tariff) (1km)

$0.78 ₾2.03

$0.71 PKR 196

9.86%

Taxi 1hour Waiting (Normal Tariff)

$11.77 ₾30.52

$1.64 PKR 454

617.68%

Gasoline (1 liter)

$1.41 ₾3.66

$1.32 PKR 365

6.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K ₾62.9K

$21.8K PKR 6.0M

11.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K ₾56.4K

$24.1K PKR 6.7M

-9.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$87.6 ₾227

$104 PKR 28.7K

-15.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.33 ₾34.57

$5.28 PKR 1,462

152.46%

Internet (50+ Mbps, Unlimited Data)

$19.51 ₾50.6

$16.25 PKR 4,498

20.06%

Gym Membership (Monthly)

$64.7 ₾168

$14.86 PKR 4,113

335.40%

Tennis Court (1 Hour on Weekend)

$18.85 ₾48.89

$8.50 PKR 2,352

121.76%

Cinema Ticket

$6.55 ₾16.98

$4.25 PKR 1,176

54.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$377 ₾978

$43.27 PKR 12.0K

771.69%

International Primary School, 1 Child (Yearly)

$10.6K ₾27.6K

$1,057 PKR 292.6K

905.36%

Jeans (Levis 501 Or Similar)

$102 ₾265

$24.78 PKR 6,859

312.51%

Summer Dress (H&M, Zara, etc)

$40.36 ₾105

$34.29 PKR 9,491

17.70%

Sport Shoes (Adidas, Nike)

$117 ₾302

$25.41 PKR 7,032

358.91%

Men's Leather Business Shoes

$121 ₾314

$40.40 PKR 11.2K

199.75%

1-bedroom Apartment, City Center (Monthly)

$675 ₾1,750

$124 PKR 34.3K

444.41%

1-bedroom Apartment, Outside City Center (Monthly)

$451 ₾1,171

$76.6 PKR 21.2K

489.36%

3-bedroom Apartment, City Center (Monthly)

$1,275 ₾3,307

$274 PKR 75.9K

364.84%

3-bedroom Apartment, Outside City Center (Monthly)

$883 ₾2,289

$170 PKR 47.1K

419.08%

Buy Apartment in City Center (m2)

$2,415 ₾6,262

$911 PKR 252.3K

164.93%

Buy Apartment Outside City Center (m2)

$1,404 ₾3,641

$540 PKR 149.5K

159.96%

Average Monthly Net Salary (After Tax)

$706 ₾1,831

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

13.08

-3.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: October 4, 2026

Last update for Swat: October 3, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $675 in Tbilisi and $124 in Swat. Housing cost is often the main lever when comparing two cities.

Dining out: $38.00 in Tbilisi vs $23.00 in Swat for a mid-range dinner for two. Groceries echo the gap at $232 vs $100 per month, with Swat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Swat: Cost of Living - Frequently Asked Questions

Swat wins on cost – living expenses run 166% lower than in Tbilisi. Housing and daily spending are where you'll feel the difference most, making Swat the obvious pick if budget is a priority.

You'd need roughly $1,863 in Tbilisi and $702 in Swat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $675 in Tbilisi versus $124 in Swat. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Swat runs roughly 40% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $377 in Tbilisi versus $43.27 in Swat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $468 in Swat versus $1,242 in Tbilisi, a $1,000 budget is realistic in Swat but tight or insufficient in Tbilisi. The gap between the two cities makes Swat the clear choice for anyone on this budget.

Both work as nomad bases, but Swat delivers better value – similar infrastructure at $468 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swat hard to pass up.

Safety-wise, Tbilisi and Swat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swat gentler on the wallet – expenses run 166% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.