Cost of Living Comparison Between Tbilisi and Swat Cost of Living Comparison Between Tbilisi and Swat

Monthly Cost of Living

Monthly costs for one person with rent: $1,185 in Tbilisi versus $431 in Swat.

Estimated couple costs with rent: $1,834 in Tbilisi versus $641 in Swat.

Monthly costs for a family of three with rent: $2,483 in Tbilisi versus $852 in Swat.

Living in Tbilisi is roughly 175% more expensive than Swat, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tbilisi 12% lower, Swat 68% lower.

Meal at Budget Restaurant

$11.15 ₾30.00

$2.80 PKR 781

298.21%

Three-Course Dinner for Two, Mid-Range

$43.13 ₾116

$14.08 PKR 3,925

206.32%

Fast Food Meal (McDonalds, etc)

$8.22 ₾22.11

$5.16 PKR 1,438

59.30%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.81 PKR 505

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.93 PKR 1,096

Cappuccino

$3.13 ₾8.42

$2.06 PKR 573

51.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.74 ₾2.00

$0.42 PKR 118

76.19%

Water (0.33 liter bottle)

$0.45 ₾1.22

$0.24 PKR 67.3

87.50%

Local Beer (0.5 liter draught)

$2.13 ₾5.74

Imported Beer (0.33 liter bottle)

$2.99 ₾8.06

Milk (1 liter)

$1.89 ₾5.09

$0.68 PKR 189

177.94%

White Bread (500g)

$0.73 ₾1.97

$0.67 PKR 187

8.96%

Rice (white) (1kg)

$1.85 ₾4.98

$1.23 PKR 344

50.41%

Eggs

$2.45 ₾6.58

$1.26 PKR 351

94.44%

Local Cheese (1kg)

$7.85 ₾21.12

$6.25 PKR 1,741

25.60%

Chicken Fillets (1kg)

$6.25 ₾16.82

$1.36 PKR 380

359.56%

Beef Round Steak (1kg)

$9.77 ₾26.28

$1.43 PKR 398

583.22%

Apples (1kg)

$1.21 ₾3.26

$0.86 PKR 239

40.70%

Banana (1kg)

$1.59 ₾4.28

$0.36 PKR 102

341.67%

Oranges (1kg)

$1.79 ₾4.81

$0.51 PKR 141

250.98%

Tomato (1kg)

$2.32 ₾6.25

$0.41 PKR 113

465.85%

Potato (1kg)

$0.71 ₾1.91

$0.39 PKR 108

82.05%

Onion (1kg)

$0.67 ₾1.81

$0.51 PKR 142

31.37%

Lettuce (1 head)

$1.18 ₾3.16

$0.31 PKR 85.7

280.65%

Water (1.5 liter bottle)

$0.71 ₾1.92

$0.41 PKR 114

73.17%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.44 PKR 401

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.87 PKR 244

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.02 PKR 563

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 ₾7.85

$2.13 PKR 594

37.09%

Wine (Bottle)

$7.25 ₾19.50

Local Beer (0.5 liter bottle)

$1.55 ₾4.17

Imported Beer (0.33 liter bottle)

$2.31 ₾6.21

One-way Ticket (Public Transport)

$0.38 ₾1.03

$0.19 PKR 53.4

100.00%

Public Transport Monthly Pass (Regular Price)

$14.81 ₾39.83

$7.13 PKR 1,989

107.71%

Taxi Start (Normal Tariff)

$1.48 ₾3.98

$0.36 PKR 101

311.11%

Taxi (Normal Tariff) (1km)

$0.69 ₾1.86

$0.43 PKR 121

60.47%

Taxi 1hour Waiting (Normal Tariff)

$7.45 ₾20.05

$2.89 PKR 807

157.79%

Gasoline (1 liter)

$1.15 ₾3.10

$0.91 PKR 255

26.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.0K ₾48.4K

$20.8K PKR 5.8M

-13.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K ₾53.4K

$25.8K PKR 7.2M

-23.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.4 ₾198

$112 PKR 31.2K

-34.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.64 ₾31.32

$5.43 PKR 1,513

114.36%

Internet (50+ Mbps, Unlimited Data)

$17.77 ₾47.79

$12.52 PKR 3,489

41.93%

Gym Membership (Monthly)

$60.6 ₾163

$6.12 PKR 1,706

889.71%

Tennis Court (1 Hour on Weekend)

$16.44 ₾44.21

$5.99 PKR 1,670

174.46%

Cinema Ticket

$6.51 ₾17.52

$4.30 PKR 1,199

51.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$263 ₾707

$19.32 PKR 5,385

1259.42%

International Primary School, 1 Child (Yearly)

$5,136 ₾13.8K

$1,104 PKR 307.8K

365.12%

Jeans (Levis 501 Or Similar)

$77.7 ₾209

$21.69 PKR 6,046

258.23%

Summer Dress (H&M, Zara, etc)

$44.39 ₾119

$28.29 PKR 7,888

56.91%

Sport Shoes (Adidas, Nike)

$118 ₾317

$88.5 PKR 24.7K

32.95%

Men's Leather Business Shoes

$114 ₾307

$40.89 PKR 11.4K

179.14%

1-bedroom Apartment, City Center (Monthly)

$693 ₾1,865

$75.7 PKR 21.1K

816.08%

1-bedroom Apartment, Outside City Center (Monthly)

$462 ₾1,244

$52.1 PKR 14.5K

786.88%

3-bedroom Apartment, City Center (Monthly)

$1,337 ₾3,597

$168 PKR 46.8K

695.82%

3-bedroom Apartment, Outside City Center (Monthly)

$779 ₾2,096

$106 PKR 29.5K

635.59%

Buy Apartment in City Center (m2)

$2,530 ₾6,805

$833 PKR 232.1K

203.87%

Buy Apartment Outside City Center (m2)

$1,430 ₾3,847

$572 PKR 159.4K

150.12%

Average Monthly Net Salary (After Tax)

$633 ₾1,702

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

20.2

-41.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: April 26, 2026

Last update for Swat: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $693 in Tbilisi and $75.7 in Swat. Housing cost is often the main lever when comparing two cities.

Dining out: $43.00 in Tbilisi vs $14.00 in Swat for a mid-range dinner for two. Groceries echo the gap at $206 vs $72.0 per month, with Swat cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Swat: Cost of Living - Frequently Asked Questions

Swat wins on cost – living expenses run 175% lower than in Tbilisi. Housing and daily spending are where you'll feel the difference most, making Swat the obvious pick if budget is a priority.

You'd need roughly $1,777 in Tbilisi and $647 in Swat to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $693 in Tbilisi versus $75.7 in Swat. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Swat runs roughly 108% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $263 in Tbilisi versus $19.32 in Swat. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $431 in Swat versus $1,185 in Tbilisi, a $1,000 budget is realistic in Swat but tight or insufficient in Tbilisi. The gap between the two cities makes Swat the clear choice for anyone on this budget.

Both work as nomad bases, but Swat delivers better value – similar infrastructure at $431 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Swat hard to pass up.

Safety-wise, Tbilisi and Swat are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Swat gentler on the wallet – expenses run 175% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.