Cost of Living Comparison Between Suwalki and Warsaw Cost of Living Comparison Between Suwalki and Warsaw

Monthly Cost of Living

A single person spends $1,484 per month in Suwalki vs $2,025 in Warsaw, rent included.

A couple spends around $2,037 per month in Suwalki vs $2,904 in Warsaw, rent included.

A family of three spends $2,591 per month in Suwalki vs $3,783 in Warsaw, rent included.

Suwalki is about 27% cheaper than Warsaw, driven mainly by Groceries & Markets.

Both Suwalki and Warsaw sit above the global median – Suwalki by 11%, Warsaw by 52%.

Meal at Budget Restaurant

$5.57 zł 21.15

$10.75 zł 40.77

-48.19%

Three-Course Dinner for Two, Mid-Range

$21.60 zł 81.9

$56.6 zł 215

-61.86%

Fast Food Meal (McDonalds, etc)

$9.53 zł 36.16

$9.45 zł 35.86

0.85%

Cappuccino

$3.45 zł 13.08

$4.17 zł 15.81

-17.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.93 zł 3.55

$2.10 zł 7.98

-55.71%

Water (0.33 liter bottle)

$1.82 zł 6.91

$1.83 zł 6.93

-0.55%

Local Beer (0.5 liter draught)

$4.38 zł 16.63

$4.47 zł 16.95

-2.01%

Imported Beer (0.33 liter bottle)

$4.55 zł 17.26

$4.54 zł 17.23

0.22%

Milk (1 liter)

$1.01 zł 3.84

$1.19 zł 4.51

-15.13%

White Bread (500g)

$0.99 zł 3.75

$1.42 zł 5.40

-30.28%

Rice (white) (1kg)

$1.18 zł 4.50

$1.79 zł 6.79

-34.08%

Eggs

$2.96 zł 11.23

$3.57 zł 13.56

-17.09%

Local Cheese (1kg)

$8.23 zł 31.24

$9.98 zł 37.88

-17.54%

Chicken Fillets (1kg)

$5.35 zł 20.31

$6.92 zł 26.27

-22.69%

Beef Round Steak (1kg)

$6.91 zł 26.22

$14.53 zł 55.1

-52.44%

Apples (1kg)

$0.83 zł 3.14

$1.30 zł 4.93

-36.15%

Banana (1kg)

$1.80 zł 6.84

$1.86 zł 7.06

-3.23%

Oranges (1kg)

$2.01 zł 7.64

$1.93 zł 7.34

4.15%

Tomato (1kg)

$3.63 zł 13.78

$3.77 zł 14.29

-3.71%

Potato (1kg)

$0.52 zł 1.97

$1.06 zł 4.00

-50.94%

Onion (1kg)

$1.18 zł 4.47

$1.24 zł 4.70

-4.84%

Lettuce (1 head)

$1.24 zł 4.71

$1.44 zł 5.47

-13.89%

Water (1.5 liter bottle)

$0.38 zł 1.45

$0.72 zł 2.73

-47.22%

Cigarettes 20 Pack (Marlboro, Camel)

$5.54 zł 21.00

$5.55 zł 21.05

-0.18%

Wine (Bottle)

$7.85 zł 29.79

$7.75 zł 29.40

1.29%

Local Beer (0.5 liter bottle)

$1.38 zł 5.25

$1.37 zł 5.21

0.73%

Imported Beer (0.33 liter bottle)

$1.96 zł 7.42

$1.87 zł 7.08

4.81%

One-way Ticket (Public Transport)

$1.11 zł 4.19

$1.17 zł 4.43

-5.13%

Public Transport Monthly Pass (Regular Price)

$31.79 zł 121

$29.63 zł 112

7.29%

Taxi Start (Normal Tariff)

$2.73 zł 10.36

$2.66 zł 10.11

2.63%

Taxi (Normal Tariff) (1km)

$1.02 zł 3.88

$1.02 zł 3.86

Taxi 1hour Waiting (Normal Tariff)

$13.80 zł 52.4

$13.35 zł 50.6

3.37%

Gasoline (1 liter)

$1.70 zł 6.46

$1.79 zł 6.78

-5.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K zł 123.7K

$32.8K zł 124.3K

-0.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.3K zł 126.5K

$32.6K zł 123.6K

2.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$362 zł 1,373

$357 zł 1,353

1.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.20 zł 38.70

$10.23 zł 38.80

-0.29%

Internet (50+ Mbps, Unlimited Data)

$17.52 zł 66.5

$17.49 zł 66.4

0.17%

Gym Membership (Monthly)

$36.74 zł 139

$44.37 zł 168

-17.20%

Tennis Court (1 Hour on Weekend)

$19.26 zł 73.1

$29.18 zł 111

-34.00%

Cinema Ticket

$9.45 zł 35.87

$9.39 zł 35.63

0.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$591 zł 2,243

$571 zł 2,168

3.49%

International Primary School, 1 Child (Yearly)

$15.8K zł 59.8K

$15.3K zł 58.1K

2.86%

Jeans (Levis 501 Or Similar)

$100 zł 381

$98.7 zł 375

1.65%

Summer Dress (H&M, Zara, etc)

$46.46 zł 176

$46.99 zł 178

-1.13%

Sport Shoes (Adidas, Nike)

$95.2 zł 361

$94.7 zł 359

0.50%

Men's Leather Business Shoes

$108 zł 411

$109 zł 415

-0.85%

1-bedroom Apartment, City Center (Monthly)

$642 zł 2,436

$1,135 zł 4,305

-43.43%

1-bedroom Apartment, Outside City Center (Monthly)

$490 zł 1,858

$922 zł 3,497

-46.88%

3-bedroom Apartment, City Center (Monthly)

$978 zł 3,711

$2,090 zł 7,931

-53.21%

3-bedroom Apartment, Outside City Center (Monthly)

$812 zł 3,081

$1,526 zł 5,790

-46.79%

Buy Apartment in City Center (m2)

$2,979 zł 11.3K

$6,322 zł 24.0K

-52.88%

Buy Apartment Outside City Center (m2)

$2,394 zł 9,084

$3,919 zł 14.9K

-38.91%

Average Monthly Net Salary (After Tax)

$1,511 zł 5,733

$2,150 zł 8,157

-29.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Suwalki: July 13, 2026

Last update for Warsaw: July 13, 2026

Cost Breakdown

A central one-bedroom costs $642 in Suwalki versus $1,135 in Warsaw. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Suwalki versus $57.0 in Warsaw. Monthly groceries follow the same trend: $190 vs $246 – making Suwalki the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Suwalki vs Warsaw: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 37%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,226 per month in Suwalki and $3,038 in Warsaw. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Suwalki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 7% less in Suwalki. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $591 per month in Suwalki and $571 in Warsaw. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Suwalki, where all-in costs run around $1,484, than in Warsaw at $2,025. In Suwalki it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Suwalki – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Suwalki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.