Cost of Living Comparison Between Warsaw and Suwalki Cost of Living Comparison Between Warsaw and Suwalki

Monthly Cost of Living

A single person spends $2,153 per month in Warsaw vs $1,570 in Suwalki, rent included.

A couple spends around $3,118 per month in Warsaw vs $2,136 in Suwalki, rent included.

A family of three spends $4,082 per month in Warsaw vs $2,701 in Suwalki, rent included.

Warsaw costs about 37% more than Suwalki, driven mainly by Eating Out.

Both Warsaw and Suwalki sit above the global median – Warsaw by 57%, Suwalki by 15%.

Meal at Budget Restaurant

$12.62 zł 47.90

$5.38 zł 20.43

134.57%

Three-Course Dinner for Two, Mid-Range

$64.3 zł 244

$21.13 zł 80.2

204.31%

Fast Food Meal (McDonalds, etc)

$10.53 zł 39.96

$9.51 zł 36.11

10.73%

Cappuccino

$4.52 zł 17.17

$3.44 zł 13.06

31.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 zł 9.23

$0.90 zł 3.43

170.00%

Water (0.33 liter bottle)

$2.30 zł 8.72

$2.32 zł 8.80

-0.86%

Local Beer (0.5 liter draught)

$4.89 zł 18.57

$4.65 zł 17.67

5.16%

Imported Beer (0.33 liter bottle)

$5.22 zł 19.82

$5.36 zł 20.36

-2.61%

Milk (1 liter)

$1.14 zł 4.31

$1.02 zł 3.87

11.76%

White Bread (500g)

$1.60 zł 6.07

$0.97 zł 3.67

64.95%

Rice (white) (1kg)

$1.85 zł 7.01

$1.17 zł 4.43

58.12%

Eggs

$3.95 zł 14.98

$2.85 zł 10.82

38.60%

Local Cheese (1kg)

$9.47 zł 35.94

$7.99 zł 30.34

18.52%

Chicken Fillets (1kg)

$7.20 zł 27.35

$5.43 zł 20.60

32.60%

Beef Round Steak (1kg)

$15.58 zł 59.2

$6.57 zł 24.94

137.14%

Apples (1kg)

$1.25 zł 4.74

$0.83 zł 3.14

50.60%

Banana (1kg)

$1.84 zł 6.98

$1.81 zł 6.87

1.66%

Oranges (1kg)

$1.82 zł 6.91

$1.76 zł 6.67

3.41%

Tomato (1kg)

$4.03 zł 15.30

$4.02 zł 15.25

0.25%

Potato (1kg)

$0.88 zł 3.32

$0.52 zł 1.96

69.23%

Onion (1kg)

$0.97 zł 3.68

$0.97 zł 3.69

Lettuce (1 head)

$1.54 zł 5.83

$1.21 zł 4.60

27.27%

Water (1.5 liter bottle)

$0.72 zł 2.75

$0.39 zł 1.47

84.62%

Cigarettes 20 Pack (Marlboro, Camel)

$6.51 zł 24.73

$6.45 zł 24.49

0.93%

Wine (Bottle)

$6.68 zł 25.35

$6.57 zł 24.94

1.67%

Local Beer (0.5 liter bottle)

$1.18 zł 4.48

$1.12 zł 4.25

5.36%

Imported Beer (0.33 liter bottle)

$1.88 zł 7.15

$1.82 zł 6.90

3.30%

One-way Ticket (Public Transport)

$1.19 zł 4.53

$0.97 zł 3.67

22.68%

Public Transport Monthly Pass (Regular Price)

$29.05 zł 110

$29.24 zł 111

-0.65%

Taxi Start (Normal Tariff)

$2.58 zł 9.81

$2.65 zł 10.05

-2.64%

Taxi (Normal Tariff) (1km)

$1.32 zł 5.00

$1.31 zł 4.99

0.76%

Taxi 1hour Waiting (Normal Tariff)

$13.54 zł 51.4

$13.34 zł 50.7

1.50%

Gasoline (1 liter)

$1.68 zł 6.38

$1.76 zł 6.68

-4.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.3K zł 118.9K

$31.5K zł 119.7K

-0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K zł 118.4K

$31.2K zł 118.3K

0.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$366 zł 1,391

$373 zł 1,417

-1.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.92 zł 33.85

$8.92 zł 33.86

Internet (50+ Mbps, Unlimited Data)

$17.20 zł 65.3

$17.77 zł 67.4

-3.21%

Gym Membership (Monthly)

$50.2 zł 191

$41.97 zł 159

19.70%

Tennis Court (1 Hour on Weekend)

$28.82 zł 109

$22.09 zł 83.9

30.47%

Cinema Ticket

$9.75 zł 37.02

$9.58 zł 36.37

1.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$623 zł 2,366

$614 zł 2,333

1.42%

International Primary School, 1 Child (Yearly)

$15.8K zł 60.1K

$15.5K zł 58.7K

2.37%

Jeans (Levis 501 Or Similar)

$112 zł 426

$112 zł 424

0.42%

Summer Dress (H&M, Zara, etc)

$41.82 zł 159

$42.51 zł 161

-1.62%

Sport Shoes (Adidas, Nike)

$112 zł 426

$111 zł 423

0.72%

Men's Leather Business Shoes

$123 zł 467

$126 zł 478

-2.38%

1-bedroom Apartment, City Center (Monthly)

$1,236 zł 4,693

$626 zł 2,376

97.52%

1-bedroom Apartment, Outside City Center (Monthly)

$967 zł 3,673

$518 zł 1,968

86.65%

3-bedroom Apartment, City Center (Monthly)

$2,167 zł 8,228

$1,030 zł 3,908

110.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,578 zł 5,990

$858 zł 3,258

83.83%

Buy Apartment in City Center (m2)

$6,401 zł 24.3K

$3,186 zł 12.1K

100.89%

Buy Apartment Outside City Center (m2)

$4,165 zł 15.8K

$2,652 zł 10.1K

57.03%

Average Monthly Net Salary (After Tax)

$2,145 zł 8,145

$1,545 zł 5,865

38.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.65

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: September 14, 2026

Last update for Suwalki: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,236 in Warsaw versus $626 in Suwalki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64.0 in Warsaw versus $21.00 in Suwalki. Monthly groceries follow the same trend: $249 vs $184 – making Suwalki the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Suwalki: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 37%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,229 per month in Warsaw and $2,356 in Suwalki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Suwalki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 1% less in Suwalki. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $623 per month in Warsaw and $614 in Suwalki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Suwalki, where all-in costs run around $1,570, than in Warsaw at $2,153. In Suwalki it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Suwalki – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Suwalki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.