Cost of Living Comparison Between Warsaw and Suwalki Cost of Living Comparison Between Warsaw and Suwalki

Monthly Cost of Living

A single person spends $2,040 per month in Warsaw vs $1,501 in Suwalki, rent included.

A couple spends around $2,889 per month in Warsaw vs $2,044 in Suwalki, rent included.

A family of three spends $3,737 per month in Warsaw vs $2,588 in Suwalki, rent included.

Warsaw costs about 36% more than Suwalki, driven mainly by Eating Out.

Both Warsaw and Suwalki sit above the global median – Warsaw by 52%, Suwalki by 12%.

Meal at Budget Restaurant

$11.04 zł 40.27

$5.53 zł 20.17

99.64%

Three-Course Dinner for Two, Mid-Range

$58.1 zł 212

$21.92 zł 79.9

165.15%

Fast Food Meal (McDonalds, etc)

$9.74 zł 35.52

$9.44 zł 34.44

3.18%

Cappuccino

$4.29 zł 15.64

$3.49 zł 12.74

22.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 zł 7.70

$0.99 zł 3.60

113.13%

Water (0.33 liter bottle)

$1.81 zł 6.62

$1.86 zł 6.78

-2.69%

Local Beer (0.5 liter draught)

$4.45 zł 16.23

$4.55 zł 16.59

-2.20%

Imported Beer (0.33 liter bottle)

$4.68 zł 17.08

$4.69 zł 17.09

-0.21%

Milk (1 liter)

$1.15 zł 4.20

$0.98 zł 3.57

17.35%

White Bread (500g)

$1.36 zł 4.97

$0.91 zł 3.30

49.45%

Rice (white) (1kg)

$1.84 zł 6.70

$1.13 zł 4.12

62.83%

Eggs

$3.63 zł 13.24

$2.88 zł 10.52

26.04%

Local Cheese (1kg)

$10.11 zł 36.87

$8.13 zł 29.64

24.35%

Chicken Fillets (1kg)

$6.98 zł 25.45

$5.51 zł 20.09

26.68%

Beef Round Steak (1kg)

$14.55 zł 53.1

$6.77 zł 24.69

114.92%

Apples (1kg)

$1.29 zł 4.71

$0.85 zł 3.10

51.76%

Banana (1kg)

$1.79 zł 6.51

$1.86 zł 6.79

-3.76%

Oranges (1kg)

$1.94 zł 7.06

$2.02 zł 7.38

-3.96%

Tomato (1kg)

$3.62 zł 13.21

$3.67 zł 13.38

-1.36%

Potato (1kg)

$1.06 zł 3.86

$0.52 zł 1.91

103.85%

Onion (1kg)

$1.18 zł 4.29

$1.19 zł 4.36

-0.84%

Lettuce (1 head)

$1.44 zł 5.25

$1.23 zł 4.50

17.07%

Water (1.5 liter bottle)

$0.67 zł 2.43

$0.41 zł 1.50

63.41%

Cigarettes 20 Pack (Marlboro, Camel)

$5.29 zł 19.30

$5.54 zł 20.21

-4.51%

Wine (Bottle)

$8.29 zł 30.24

$8.37 zł 30.52

-0.96%

Local Beer (0.5 liter bottle)

$1.43 zł 5.20

Imported Beer (0.33 liter bottle)

$1.88 zł 6.86

$1.85 zł 6.73

1.62%

One-way Ticket (Public Transport)

$1.16 zł 4.23

$1.07 zł 3.91

8.41%

Public Transport Monthly Pass (Regular Price)

$29.77 zł 109

$33.07 zł 121

-9.98%

Taxi Start (Normal Tariff)

$2.63 zł 9.60

$2.67 zł 9.72

-1.50%

Taxi (Normal Tariff) (1km)

$0.98 zł 3.56

$0.99 zł 3.60

-1.01%

Taxi 1hour Waiting (Normal Tariff)

$13.42 zł 48.95

$13.49 zł 49.18

-0.52%

Gasoline (1 liter)

$1.71 zł 6.23

$1.72 zł 6.27

-0.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K zł 121.8K

$32.9K zł 119.8K

1.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.6K zł 122.5K

$32.7K zł 119.3K

2.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$357 zł 1,302

$358 zł 1,306

-0.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.03 zł 36.58

$10.25 zł 37.37

-2.15%

Internet (50+ Mbps, Unlimited Data)

$17.56 zł 64.0

$17.29 zł 63.0

1.56%

Gym Membership (Monthly)

$44.87 zł 164

$36.30 zł 132

23.61%

Tennis Court (1 Hour on Weekend)

$29.23 zł 107

$19.48 zł 71.0

50.05%

Cinema Ticket

$9.70 zł 35.36

$9.48 zł 34.55

2.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$580 zł 2,114

$585 zł 2,133

-0.88%

International Primary School, 1 Child (Yearly)

$15.7K zł 57.1K

$15.6K zł 56.8K

0.57%

Jeans (Levis 501 Or Similar)

$99.2 zł 362

$98.4 zł 359

0.81%

Summer Dress (H&M, Zara, etc)

$46.99 zł 171

$47.40 zł 173

-0.86%

Sport Shoes (Adidas, Nike)

$92.5 zł 337

$94.4 zł 344

-2.00%

Men's Leather Business Shoes

$111 zł 404

$111 zł 403

0.11%

1-bedroom Apartment, City Center (Monthly)

$1,161 zł 4,233

$636 zł 2,318

82.63%

1-bedroom Apartment, Outside City Center (Monthly)

$890 zł 3,244

$490 zł 1,788

81.39%

3-bedroom Apartment, City Center (Monthly)

$2,033 zł 7,414

$980 zł 3,574

107.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,526 zł 5,566

$813 zł 2,965

87.73%

Buy Apartment in City Center (m2)

$6,283 zł 22.9K

$3,433 zł 12.5K

83.00%

Buy Apartment Outside City Center (m2)

$4,074 zł 14.9K

$2,584 zł 9,422

57.66%

Average Monthly Net Salary (After Tax)

$2,228 zł 8,126

$1,600 zł 5,833

39.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.55

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: June 1, 2026

Last update for Suwalki: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,161 in Warsaw versus $636 in Suwalki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 39% higher in Warsaw, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Warsaw versus $22.00 in Suwalki. Monthly groceries follow the same trend: $246 vs $190 – making Suwalki the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Suwalki: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 36%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,059 per month in Warsaw and $2,251 in Suwalki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Suwalki, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 11% less in Suwalki. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $580 per month in Warsaw and $585 in Suwalki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Suwalki, where all-in costs run around $1,501, than in Warsaw at $2,040. In Suwalki it covers expenses comfortably, while in Warsaw it requires careful planning or may not stretch far enough.

Families tend to lean toward Suwalki – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Suwalki. If higher salaries, better infrastructure, or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.