Last update: Nov 2026

Cost of Living Comparison Between Warsaw and Suwalki

For one person, living is cheaper in Suwalki: $1,491 a month against $1,995 in Warsaw, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

95

Cost of Living Index in Warsaw
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Warsaw Living Index
71

Cost of Living Index in Suwalki
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Suwalki Living Index

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Warsaw

🇵🇱 Poland

$1,995

/mo nomad

Suwalki

🇵🇱 Poland

$1,491

/mo nomad

Monthly Cost of Living

How much you'll spend in Warsaw and in Suwalki

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Warsaw and in Suwalki actually costs, broken down by who's living it.

A single person spends $1,995 per month in Warsaw vs $1,491 in Suwalki, rent included.

Warsaw $1,995
Suwalki $1,491

A couple spends around $2,866 per month in Warsaw vs $2,038 in Suwalki, rent included.

Warsaw $2,866
Suwalki $2,038

A family of three spends $3,737 per month in Warsaw vs $2,585 in Suwalki, rent included.

Warsaw $3,737
Suwalki $2,585

Warsaw costs about 34% more than Suwalki, and outside of rent the biggest gap is in eating out.

Both Warsaw and Suwalki sit above the global median – Warsaw by 48%, Suwalki by 10%.

Meal at Budget Restaurant

$11.57 zł 45.21

$5.18 zł 20.24

123.36%

Three-Course Dinner for Two, Mid-Range

$61.8 zł 242

$20.65 zł 80.7

199.42%

Fast Food Meal (McDonalds, etc)

$9.95 zł 38.89

$8.94 zł 34.92

11.30%

Cappuccino

$4.31 zł 16.84

$3.29 zł 12.85

31.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.32 zł 9.09

$0.92 zł 3.61

152.17%

Water (0.33 liter bottle)

$2.27 zł 8.86

$2.19 zł 8.55

3.65%

Local Beer (0.5 liter draught)

$4.54 zł 17.75

$4.52 zł 17.67

0.44%

Imported Beer (0.33 liter bottle)

$5.18 zł 20.24

$4.96 zł 19.38

4.44%

Milk (1 liter)

$1.06 zł 4.15

$0.97 zł 3.78

9.28%

White Bread (500g)

$1.54 zł 6.02

$0.87 zł 3.40

77.01%

Rice (white) (1kg)

$1.53 zł 5.97

$1.10 zł 4.30

39.09%

Eggs

$3.80 zł 14.85

$2.66 zł 10.40

42.86%

Local Cheese (1kg)

$8.87 zł 34.65

$7.80 zł 30.48

13.72%

Chicken Fillets (1kg)

$6.80 zł 26.57

$5.21 zł 20.36

30.52%

Beef Round Steak (1kg)

$14.56 zł 56.9

$6.37 zł 24.90

128.57%

Apples (1kg)

$1.16 zł 4.53

$0.73 zł 2.86

58.90%

Banana (1kg)

$1.70 zł 6.65

$1.68 zł 6.56

1.19%

Oranges (1kg)

$1.67 zł 6.54

$1.67 zł 6.53

Tomato (1kg)

$4.35 zł 17.02

$4.03 zł 15.76

7.94%

Potato (1kg)

$0.94 zł 3.66

$0.53 zł 2.06

77.36%

Onion (1kg)

$0.91 zł 3.55

Lettuce (1 head)

$1.43 zł 5.58

$1.12 zł 4.39

27.68%

Water (1.5 liter bottle)

$0.69 zł 2.71

$0.37 zł 1.43

86.49%

Cigarettes 20 Pack (Marlboro, Camel)

$6.15 zł 24.05

$6.24 zł 24.40

-1.44%

Wine (Bottle)

$6.20 zł 24.23

$6.43 zł 25.13

-3.58%

Local Beer (0.5 liter bottle)

$1.09 zł 4.28

$1.14 zł 4.45

-4.39%

Imported Beer (0.33 liter bottle)

$1.70 zł 6.62

$1.72 zł 6.73

-1.16%

One-way Ticket (Public Transport)

$1.13 zł 4.42

$1.04 zł 4.06

8.65%

Public Transport Monthly Pass (Regular Price)

$27.41 zł 107

$30.22 zł 118

-9.30%

Taxi Start (Normal Tariff)

$2.57 zł 10.04

$2.60 zł 10.17

-1.15%

Taxi (Normal Tariff) (1km)

$1.30 zł 5.06

$1.25 zł 4.89

4.00%

Taxi 1hour Waiting (Normal Tariff)

$12.56 zł 49.06

$12.48 zł 48.76

0.64%

Gasoline (1 liter)

$1.73 zł 6.77

$1.70 zł 6.64

1.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K zł 117.2K

$30.0K zł 117.3K

-0.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.4K zł 118.7K

$29.9K zł 116.8K

1.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$329 zł 1,285

$346 zł 1,352

-4.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.08 zł 35.47

$8.97 zł 35.07

1.23%

Internet (50+ Mbps, Unlimited Data)

$16.00 zł 62.5

$15.78 zł 61.7

1.39%

Gym Membership (Monthly)

$46.70 zł 183

$38.42 zł 150

21.55%

Tennis Court (1 Hour on Weekend)

$27.92 zł 109

$21.85 zł 85.4

27.78%

Cinema Ticket

$8.80 zł 34.40

$9.05 zł 35.36

-2.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$592 zł 2,314

$595 zł 2,323

-0.41%

International Primary School, 1 Child (Yearly)

$18.2K zł 71.2K

$14.6K zł 57.1K

24.70%

Jeans (Levis 501 Or Similar)

$105 zł 410

$107 zł 419

-2.10%

Summer Dress (H&M, Zara, etc)

$38.96 zł 152

$38.72 zł 151

0.62%

Sport Shoes (Adidas, Nike)

$108 zł 422

$105 zł 410

2.94%

Men's Leather Business Shoes

$112 zł 438

$113 zł 442

-0.82%

1-bedroom Apartment, City Center (Monthly)

$1,150 zł 4,493

$592 zł 2,315

94.09%

1-bedroom Apartment, Outside City Center (Monthly)

$910 zł 3,557

$528 zł 2,062

72.48%

3-bedroom Apartment, City Center (Monthly)

$2,144 zł 8,377

$969 zł 3,787

121.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,456 zł 5,689

$811 zł 3,170

79.43%

Buy Apartment in City Center (m2)

$6,018 zł 23.5K

$2,953 zł 11.5K

103.78%

Buy Apartment Outside City Center (m2)

$3,852 zł 15.1K

$2,184 zł 8,537

76.35%

Average Monthly Net Salary (After Tax)

$2,052 zł 8,017

$1,446 zł 5,652

41.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

6.69

-0.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Warsaw: November 2, 2026

Last update for Suwalki: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Warsaw

$910 45.6%

Suwalki

$528 35.4% 42% $382

Monthly Utilities & Internet

Warsaw

$354 17.7%

Suwalki

$371 24.9% 4.7% $17

Groceries & Markets

Warsaw

$236 11.8%

Suwalki

$177 11.9% 25.1% $59

Eating Out

Warsaw

$226 11.3%

Suwalki

$153 10.2% 32.3% $73

Clothing & Footwear

Warsaw

$164 8.2%

Suwalki

$164 11% 0% $0.1

Sport & Entertainment

Warsaw

$64 3.2%

Suwalki

$57 3.8% 12.1% $7.8

Getting Around

Warsaw

$41 2.1%

Suwalki

$43 2.9% 5.5% $2.3

Cost Breakdown

A central one-bedroom costs $1,150 in Warsaw versus $592 in Suwalki. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Warsaw. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $62 in Warsaw versus $21 in Suwalki. Monthly groceries follow the same trend: $236 vs $177 – making Suwalki the more affordable choice for daily food spending.

Good to know

🇵🇱 Warsaw

🇵🇱 Suwalki

🕒 Local time

21:15 9:15 PM

Same time as Warsaw

🌤 Weather

👥 Population

1,861,599 Capital

69,575

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

1 PLN = 0.256 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Warsaw vs Suwalki: Cost of Living - Frequently Asked Questions

Yes – Warsaw is pricier by about 34%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,992 per month in Warsaw and $2,237 in Suwalki. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Suwalki, especially for central apartments: a one-bedroom in the center costs $592 there versus $1,150 in Warsaw.

Public transport costs about 9% less in Warsaw. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $592 per month in Warsaw and $595 in Suwalki. For families with young kids, this one expense can tip the scales when choosing between the two cities.

It depends on your priorities. Warsaw has an edge in some lifestyle areas, with costs from $1,491 in Suwalki to $1,995 in Warsaw. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Suwalki. If higher salaries or specific career opportunities are the priority, Warsaw makes more sense. Both are solid long-term options with distinct trade-offs.