Last update: Oct 2026

Cost of Living Comparison Between Surrey, Canada and Hackensack, NJ

For one person, living is cheaper in Surrey: $2,338 a month against $3,387 in Hackensack, NJ, rent and utilities included – about $12,600 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Surrey
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Surrey Living Index
162

Cost of Living Index in Hackensack, NJ
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Hackensack, NJ Living Index

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Surrey

🇨🇦 Canada

$2,338

/mo nomad

Hackensack, NJ

🇺🇸 United States

$3,387

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Hackensack, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Hackensack, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,338 in Surrey versus $3,387 in Hackensack, NJ.

Surrey $2,338
Hackensack, NJ $3,387

Estimated couple costs with rent: $3,564 in Surrey versus $5,155 in Hackensack, NJ.

Surrey $3,564
Hackensack, NJ $5,155

Monthly costs for a family of three with rent: $4,791 in Surrey versus $6,923 in Hackensack, NJ.

Surrey $4,791
Hackensack, NJ $6,923

Living in Surrey costs roughly 31% less than in Hackensack, NJ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Surrey 72% above, Hackensack, NJ 149% above.

Meal at Budget Restaurant

$18.11 CA$25.42

$25.17 $25.17

-28.05%

Three-Course Dinner for Two, Mid-Range

$57.5 CA$80.7

$98.4 $98.4

-41.60%

Fast Food Meal (McDonalds, etc)

$10.06 CA$14.12

$13.09 $13.09

-23.15%

Cappuccino

$3.52 CA$4.94

$5.44 $5.44

-35.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.83

$2.39 $2.39

-15.90%

Water (0.33 liter bottle)

$1.50 CA$2.10

$1.55 $1.55

-3.23%

Local Beer (0.5 liter draught)

$6.01 CA$8.44

$7.83 $7.83

-23.24%

Imported Beer (0.33 liter bottle)

$5.63 CA$7.91

$7.96 $7.96

-29.27%

Milk (1 liter)

$2.47 CA$3.47

$1.28 $1.28

92.97%

White Bread (500g)

$2.10 CA$2.95

$4.38 $4.38

-52.05%

Rice (white) (1kg)

$3.64 CA$5.11

$6.08 $6.08

-40.13%

Eggs

$3.22 CA$4.52

$5.93 $5.93

-45.70%

Local Cheese (1kg)

$9.77 CA$13.71

$12.53 $12.53

-22.03%

Chicken Fillets (1kg)

$10.57 CA$14.84

$7.97 $7.97

32.62%

Beef Round Steak (1kg)

$20.34 CA$28.54

$17.19 $17.19

18.32%

Apples (1kg)

$3.33 CA$4.67

$5.48 $5.48

-39.23%

Banana (1kg)

$1.30 CA$1.82

$1.71 $1.71

-23.98%

Oranges (1kg)

$2.94 CA$4.12

$4.30 $4.30

-31.63%

Tomato (1kg)

$3.02 CA$4.24

$5.39 $5.39

-43.97%

Potato (1kg)

$2.59 CA$3.63

$3.12 $3.12

-16.99%

Onion (1kg)

$2.15 CA$3.02

$2.97 $2.97

-27.61%

Lettuce (1 head)

$2.00 CA$2.81

$2.81 $2.81

-28.83%

Water (1.5 liter bottle)

$1.83 CA$2.57

$2.93 $2.93

-37.54%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 CA$19.81

$11.70 $11.70

20.60%

Wine (Bottle)

$14.20 CA$19.93

$14.82 $14.82

-4.18%

Local Beer (0.5 liter bottle)

$2.45 CA$3.44

$1.75 $1.75

40.00%

Imported Beer (0.33 liter bottle)

$3.23 CA$4.53

$3.60 $3.60

-10.28%

One-way Ticket (Public Transport)

$2.55 CA$3.58

$3.60 $3.60

-29.17%

Public Transport Monthly Pass (Regular Price)

$110 CA$155

$59.2 $59.2

86.50%

Taxi Start (Normal Tariff)

$2.64 CA$3.70

$3.08 $3.08

-14.29%

Taxi (Normal Tariff) (1km)

$1.60 CA$2.24

$2.10 $2.10

-23.81%

Taxi 1hour Waiting (Normal Tariff)

$28.02 CA$39.32

$24.30 $24.30

15.31%

Gasoline (1 liter)

$1.38 CA$1.93

$1.08 $1.08

27.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.5K

$27.8K $27.8K

1.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.5K

$25.5K $25.5K

-14.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 CA$262

$213 $213

-12.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.14 CA$52.1

$54.2 $54.2

-31.45%

Internet (50+ Mbps, Unlimited Data)

$65.7 CA$92.3

$49.74 $49.74

32.17%

Gym Membership (Monthly)

$31.83 CA$44.67

$45.08 $45.08

-29.39%

Tennis Court (1 Hour on Weekend)

$25.35 CA$35.57

Cinema Ticket

$12.18 CA$17.09

$20.12 $20.12

-39.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 CA$938

$1,965 $1,965

-65.98%

International Primary School, 1 Child (Yearly)

$12.1K CA$16.9K

$16.0K $16.0K

-24.68%

Jeans (Levis 501 Or Similar)

$55.0 CA$77.2

$44.27 $44.27

24.17%

Summer Dress (H&M, Zara, etc)

$61.1 CA$85.8

$56.8 $56.8

7.61%

Sport Shoes (Adidas, Nike)

$99.5 CA$140

$87.9 $87.9

13.20%

Men's Leather Business Shoes

$90.8 CA$127

$102 $102

-11.38%

1-bedroom Apartment, City Center (Monthly)

$1,376 CA$1,931

$2,356 $2,356

-41.60%

1-bedroom Apartment, Outside City Center (Monthly)

$1,094 CA$1,535

$1,968 $1,968

-44.43%

3-bedroom Apartment, City Center (Monthly)

$2,606 CA$3,657

$4,211 $4,211

-38.11%

3-bedroom Apartment, Outside City Center (Monthly)

$2,095 CA$2,940

$3,684 $3,684

-43.13%

Buy Apartment in City Center (m2)

$6,631 CA$9,306

$3,608 $3,608

83.80%

Buy Apartment Outside City Center (m2)

$5,166 CA$7,249

$3,238 $3,238

59.54%

Average Monthly Net Salary (After Tax)

$3,156 CA$4,429

$6,137 $6,137

-48.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

6.8

-28.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 25, 2026

Last update for Hackensack, NJ: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.1K 46.8%

Hackensack, NJ

$2K 58.1% 79.9% $874

Groceries & Markets

Surrey

$357 15.3%

Hackensack, NJ

$423 12.5% 18.5% $66

Monthly Utilities & Internet

Surrey

$289 12.4%

Hackensack, NJ

$316 9.3% 9.4% $27

Eating Out

Surrey

$273 11.7%

Hackensack, NJ

$377 11.1% 38.1% $104

Clothing & Footwear

Surrey

$138 5.9%

Hackensack, NJ

$131 3.9% 4.9% $6.7

Getting Around

Surrey

$131 5.6%

Hackensack, NJ

$87 2.6% 33.6% $44

Sport & Entertainment

Surrey

$56 2.4%

Hackensack, NJ

$85 2.5% 51.8% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,376 in Surrey and $2,356 in Hackensack, NJ. Housing cost is often the main lever when comparing two cities.

Hackensack, NJ pays 94% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $57 in Surrey vs $98 in Hackensack, NJ for a mid-range dinner for two. Groceries echo the gap at $357 vs $423 per month, with Surrey cheaper across the board.

Good to know

🇨🇦 Surrey

🇺🇸 Hackensack, NJ

🕒 Local time

11:40 11:40 AM

14:40 2:40 PM

3 h ahead of Surrey

🌤 Weather

👥 Population

517,887

44,756

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Surrey Hackensack, NJ 3,870 km ≈ 5 h nonstop flight

From you

Surrey
Hackensack, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Hackensack, NJ: Cost of Living - Frequently Asked Questions

Surrey wins on cost – living expenses run 31% lower than in Hackensack, NJ. Housing and daily spending are where you’ll feel the difference most, making Surrey the obvious pick if budget is a priority.

On paper, salaries run 49% lower in Surrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,376 in Surrey versus $2,356 in Hackensack, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $668 in Surrey versus $1,965 in Hackensack, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Hackensack, NJ. For households that cook at home regularly, that difference adds up over a month.

At $2,338 in Surrey versus $3,387 in Hackensack, NJ, a $3,000 budget is realistic in Surrey but tight or insufficient in Hackensack, NJ. The gap between the two cities makes Surrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Surrey wins on affordability, Hackensack, NJ on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.