Cost of Living Comparison Between Surrey and Hackensack, NJ Cost of Living Comparison Between Surrey and Hackensack, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $2,380 in Surrey versus $3,050 in Hackensack, NJ.

Estimated couple costs with rent: $3,617 in Surrey versus $4,803 in Hackensack, NJ.

Monthly costs for a family of three with rent: $4,853 in Surrey versus $6,556 in Hackensack, NJ.

Living in Surrey costs roughly 22% less than in Hackensack, NJ, driven mainly by Eating Out.

Both cities are pricier than the global median: Surrey 73% above, Hackensack, NJ 121% above.

Meal at Budget Restaurant

$18.12 CA$25.13

$25.25 $25.25

-28.24%

Three-Course Dinner for Two, Mid-Range

$57.2 CA$79.3

$99.1 $99.1

-42.32%

Fast Food Meal (McDonalds, etc)

$10.60 CA$14.70

$12.86 $12.86

-17.57%

Cappuccino

$3.67 CA$5.08

$5.44 $5.44

-32.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.91

$2.28 $2.28

-7.89%

Water (0.33 liter bottle)

$1.67 CA$2.31

$1.52 $1.52

9.87%

Local Beer (0.5 liter draught)

$5.91 CA$8.20

$8.08 $8.08

-26.86%

Imported Beer (0.33 liter bottle)

$6.10 CA$8.47

$7.86 $7.86

-22.39%

Milk (1 liter)

$2.48 CA$3.44

$1.29 $1.29

92.25%

White Bread (500g)

$2.07 CA$2.86

$3.84 $3.84

-46.09%

Rice (white) (1kg)

$3.72 CA$5.16

$6.15 $6.15

-39.51%

Eggs

$3.21 CA$4.46

$5.75 $5.75

-44.17%

Local Cheese (1kg)

$10.05 CA$13.94

$12.68 $12.68

-20.74%

Chicken Fillets (1kg)

$10.50 CA$14.57

$7.74 $7.74

35.66%

Beef Round Steak (1kg)

$20.41 CA$28.31

$16.94 $16.94

20.48%

Apples (1kg)

$3.30 CA$4.57

$5.26 $5.26

-37.26%

Banana (1kg)

$1.36 CA$1.88

$1.76 $1.76

-22.73%

Oranges (1kg)

$3.08 CA$4.27

$4.22 $4.22

-27.01%

Tomato (1kg)

$3.07 CA$4.26

$4.82 $4.82

-36.31%

Potato (1kg)

$2.66 CA$3.69

$3.06 $3.06

-13.07%

Onion (1kg)

$2.17 CA$3.01

$3.10 $3.10

-30.00%

Lettuce (1 head)

$2.03 CA$2.81

$2.81 $2.81

-27.76%

Water (1.5 liter bottle)

$1.86 CA$2.58

$2.87 $2.87

-35.19%

Cigarettes 20 Pack (Marlboro, Camel)

$14.22 CA$19.72

$11.28 $11.28

26.06%

Wine (Bottle)

$14.35 CA$19.90

$15.20 $15.20

-5.59%

Local Beer (0.5 liter bottle)

$2.60 CA$3.60

$1.70 $1.70

52.94%

Imported Beer (0.33 liter bottle)

$3.31 CA$4.59

$3.53 $3.53

-6.23%

One-way Ticket (Public Transport)

$2.65 CA$3.68

$3.43 $3.43

-22.74%

Public Transport Monthly Pass (Regular Price)

$112 CA$155

$58.9 $58.9

90.28%

Taxi Start (Normal Tariff)

$2.73 CA$3.78

$2.92 $2.92

-6.51%

Taxi (Normal Tariff) (1km)

$1.61 CA$2.24

$2.02 $2.02

-20.30%

Taxi 1hour Waiting (Normal Tariff)

$28.60 CA$39.66

$24.10 $24.10

18.67%

Gasoline (1 liter)

$1.34 CA$1.86

$1.02 $1.02

31.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.1K

$35.1K $35.1K

-19.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K CA$26.8K

$25.6K $25.6K

-24.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 CA$264

$209 $209

-8.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.56 CA$52.1

$54.9 $54.9

-31.63%

Internet (50+ Mbps, Unlimited Data)

$66.9 CA$92.8

$49.15 $49.15

36.09%

Gym Membership (Monthly)

$35.12 CA$48.71

$45.11 $45.11

-22.15%

Tennis Court (1 Hour on Weekend)

$25.61 CA$35.51

Cinema Ticket

$12.85 CA$17.82

$19.75 $19.75

-34.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$863 CA$1,197

$1,374 $1,374

-37.20%

International Primary School, 1 Child (Yearly)

$12.3K CA$17.0K

$16.0K $16.0K

-23.54%

Jeans (Levis 501 Or Similar)

$57.4 CA$79.6

$43.02 $43.02

33.38%

Summer Dress (H&M, Zara, etc)

$63.1 CA$87.5

$58.2 $58.2

8.40%

Sport Shoes (Adidas, Nike)

$102 CA$141

$86.2 $86.2

18.11%

Men's Leather Business Shoes

$91.3 CA$127

$102 $102

-10.72%

1-bedroom Apartment, City Center (Monthly)

$1,341 CA$1,859

$1,828 $1,828

-26.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,061 CA$1,471

$1,645 $1,645

-35.51%

3-bedroom Apartment, City Center (Monthly)

$2,773 CA$3,846

$3,358 $3,358

-17.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,211 CA$3,066

$3,272 $3,272

-32.42%

Buy Apartment in City Center (m2)

$9,645 CA$13.4K

$3,662 $3,662

163.36%

Buy Apartment Outside City Center (m2)

$8,562 CA$11.9K

$3,284 $3,284

160.69%

Average Monthly Net Salary (After Tax)

$3,107 CA$4,310

$6,277 $6,277

-50.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

6.28

-22.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: September 7, 2026

Last update for Hackensack, NJ: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,341 in Surrey and $1,828 in Hackensack, NJ. Housing cost is often the main lever when comparing two cities.

Hackensack, NJ pays 102% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Surrey vs $99.0 in Hackensack, NJ for a mid-range dinner for two. Groceries echo the gap at $360 vs $411 per month, with Surrey cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Hackensack, NJ: Cost of Living - Frequently Asked Questions

Surrey wins on cost – living expenses run 28% lower than in Hackensack, NJ. Housing and daily spending are where you'll feel the difference most, making Surrey the obvious pick if budget is a priority.

On paper, salaries run 102% lower in Hackensack, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,341 in Surrey versus $1,828 in Hackensack, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $863 in Surrey versus $1,374 in Hackensack, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 14% higher in Hackensack, NJ. For households that cook at home regularly, that difference adds up over a month.

At $2,380 in Surrey versus $3,050 in Hackensack, NJ, a $3,000 budget is realistic in Surrey but tight or insufficient in Hackensack, NJ. The gap between the two cities makes Surrey the clear choice for anyone on this budget.

Both work as nomad bases, but Surrey delivers better value – similar infrastructure at $2,380 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Surrey hard to pass up.

Safety-wise, Surrey and Hackensack, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surrey gentler on the wallet – expenses run 28% less than in Hackensack, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.