Cost of Living Comparison Between Surrey and Victoria Cost of Living Comparison Between Surrey and Victoria

Monthly Cost of Living

Monthly costs for one person with rent: $2,380 in Surrey versus $2,616 in Victoria.

Estimated couple costs with rent: $3,617 in Surrey versus $3,960 in Victoria.

Monthly costs for a family of three with rent: $4,853 in Surrey versus $5,303 in Victoria.

Living in Surrey costs roughly 9% less than in Victoria, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Surrey 73% above, Victoria 90% above.

Meal at Budget Restaurant

$18.12 CA$25.13

$18.01 CA$24.98

0.61%

Three-Course Dinner for Two, Mid-Range

$57.2 CA$79.3

$71.7 CA$99.4

-20.23%

Fast Food Meal (McDonalds, etc)

$10.60 CA$14.70

$10.88 CA$15.09

-2.57%

Cappuccino

$3.67 CA$5.08

$4.55 CA$6.31

-19.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.91

$2.41 CA$3.34

-12.86%

Water (0.33 liter bottle)

$1.67 CA$2.31

$1.85 CA$2.56

-9.73%

Local Beer (0.5 liter draught)

$5.91 CA$8.20

$5.67 CA$7.87

4.23%

Imported Beer (0.33 liter bottle)

$6.10 CA$8.47

$6.62 CA$9.18

-7.85%

Milk (1 liter)

$2.48 CA$3.44

$2.95 CA$4.09

-15.93%

White Bread (500g)

$2.07 CA$2.86

$3.21 CA$4.46

-35.51%

Rice (white) (1kg)

$3.72 CA$5.16

$4.22 CA$5.85

-11.85%

Eggs

$3.21 CA$4.46

$4.39 CA$6.09

-26.88%

Local Cheese (1kg)

$10.05 CA$13.94

$27.94 CA$38.75

-64.03%

Chicken Fillets (1kg)

$10.50 CA$14.57

$12.18 CA$16.89

-13.79%

Beef Round Steak (1kg)

$20.41 CA$28.31

$15.03 CA$20.84

35.80%

Apples (1kg)

$3.30 CA$4.57

$4.14 CA$5.74

-20.29%

Banana (1kg)

$1.36 CA$1.88

$1.47 CA$2.04

-7.48%

Oranges (1kg)

$3.08 CA$4.27

$4.14 CA$5.74

-25.60%

Tomato (1kg)

$3.07 CA$4.26

$4.21 CA$5.83

-27.08%

Potato (1kg)

$2.66 CA$3.69

$3.56 CA$4.94

-25.28%

Onion (1kg)

$2.17 CA$3.01

$3.02 CA$4.19

-28.15%

Lettuce (1 head)

$2.03 CA$2.81

$3.18 CA$4.41

-36.16%

Water (1.5 liter bottle)

$1.86 CA$2.58

$2.54 CA$3.53

-26.77%

Cigarettes 20 Pack (Marlboro, Camel)

$14.22 CA$19.72

$15.46 CA$21.45

-8.02%

Wine (Bottle)

$14.35 CA$19.90

$18.35 CA$25.45

-21.80%

Local Beer (0.5 liter bottle)

$2.60 CA$3.60

$4.11 CA$5.70

-36.74%

Imported Beer (0.33 liter bottle)

$3.31 CA$4.59

$3.60 CA$5.00

-8.06%

One-way Ticket (Public Transport)

$2.65 CA$3.68

$2.19 CA$3.04

21.00%

Public Transport Monthly Pass (Regular Price)

$112 CA$155

$62.2 CA$86.2

80.15%

Taxi Start (Normal Tariff)

$2.73 CA$3.78

$2.77 CA$3.84

-1.44%

Taxi (Normal Tariff) (1km)

$1.61 CA$2.24

$1.58 CA$2.19

1.90%

Taxi 1hour Waiting (Normal Tariff)

$28.60 CA$39.66

$34.86 CA$48.35

-17.96%

Gasoline (1 liter)

$1.34 CA$1.86

$1.42 CA$1.98

-5.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.1K

$28.1K CA$39.0K

0.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K CA$26.8K

$18.7K CA$26.0K

3.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 CA$264

$118 CA$163

61.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.56 CA$52.1

$46.09 CA$63.9

-18.51%

Internet (50+ Mbps, Unlimited Data)

$66.9 CA$92.8

$63.3 CA$87.8

5.70%

Gym Membership (Monthly)

$35.12 CA$48.71

$43.42 CA$60.2

-19.12%

Tennis Court (1 Hour on Weekend)

$25.61 CA$35.51

$18.74 CA$25.98

36.66%

Cinema Ticket

$12.85 CA$17.82

$10.82 CA$15.00

18.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$863 CA$1,197

$906 CA$1,257

-4.77%

International Primary School, 1 Child (Yearly)

$12.3K CA$17.0K

$23.5K CA$32.5K

-47.78%

Jeans (Levis 501 Or Similar)

$57.4 CA$79.6

$52.9 CA$73.4

8.47%

Summer Dress (H&M, Zara, etc)

$63.1 CA$87.5

$45.58 CA$63.2

38.39%

Sport Shoes (Adidas, Nike)

$102 CA$141

$91.7 CA$127

11.07%

Men's Leather Business Shoes

$91.3 CA$127

$106 CA$148

-14.26%

1-bedroom Apartment, City Center (Monthly)

$1,341 CA$1,859

$1,607 CA$2,229

-16.61%

1-bedroom Apartment, Outside City Center (Monthly)

$1,061 CA$1,471

$1,339 CA$1,857

-20.78%

3-bedroom Apartment, City Center (Monthly)

$2,773 CA$3,846

$2,840 CA$3,939

-2.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,211 CA$3,066

$2,331 CA$3,233

-5.16%

Buy Apartment in City Center (m2)

$9,645 CA$13.4K

$5,473 CA$7,591

76.22%

Buy Apartment Outside City Center (m2)

$8,562 CA$11.9K

$4,549 CA$6,309

88.21%

Average Monthly Net Salary (After Tax)

$3,107 CA$4,310

$3,306 CA$4,585

-6.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

4.32

12.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: September 7, 2026

Last update for Victoria: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,341 in Surrey and $1,607 in Victoria. Housing cost is often the main lever when comparing two cities.

Victoria pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Surrey vs $72.0 in Victoria for a mid-range dinner for two. Groceries echo the gap at $360 vs $477 per month, with Surrey cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Victoria: Cost of Living - Frequently Asked Questions

Surrey and Victoria differ by about 10% in total monthly costs ($2,380 vs $2,616 including rent). Surrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 6% lower in Victoria. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,341 in Surrey versus $1,607 in Victoria. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Surrey – a meal for two runs $57.0 versus $72.0 in Victoria. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,380 per month in Surrey versus $2,616 in Victoria – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,380 in Surrey versus $2,616 in Victoria, a $3,000 budget is realistic in Surrey but tight or insufficient in Victoria. The gap between the two cities makes Surrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Surrey gentler on the wallet – expenses run 10% less than in Victoria. Beyond cost, consider language, visa policies, and how big the international community is in each city.