Last update: Oct 2026

Cost of Living Comparison Between Surrey, Canada and Victoria, Canada

Name: Victoria
Address: Victoria, CA

For one person, living is cheaper in Surrey: $2,338 a month against $2,554 in Victoria, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Surrey
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Surrey Living Index
124

Cost of Living Index in Victoria
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Victoria Living Index

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Surrey

🇨🇦 Canada

$2,338

/mo nomad

Victoria

🇨🇦 Canada

$2,554

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Victoria

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Victoria actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,338 in Surrey versus $2,554 in Victoria.

Surrey $2,338
Victoria $2,554

Estimated couple costs with rent: $3,564 in Surrey versus $3,830 in Victoria.

Surrey $3,564
Victoria $3,830

Monthly costs for a family of three with rent: $4,791 in Surrey versus $5,107 in Victoria.

Surrey $4,791
Victoria $5,107

Living in Surrey costs roughly 8% less than in Victoria, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Surrey 72% above, Victoria 88% above.

Meal at Budget Restaurant

$18.11 CA$25.45

$19.57 CA$27.49

-7.46%

Three-Course Dinner for Two, Mid-Range

$57.5 CA$80.8

$70.3 CA$98.8

-18.22%

Fast Food Meal (McDonalds, etc)

$10.06 CA$14.14

$10.92 CA$15.34

-7.88%

Cappuccino

$3.52 CA$4.95

$4.27 CA$6.00

-17.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.83

$2.34 CA$3.29

-14.10%

Water (0.33 liter bottle)

$1.50 CA$2.11

$1.88 CA$2.65

-20.21%

Local Beer (0.5 liter draught)

$6.01 CA$8.45

$5.57 CA$7.83

7.90%

Imported Beer (0.33 liter bottle)

$5.63 CA$7.91

$6.63 CA$9.32

-15.08%

Milk (1 liter)

$2.47 CA$3.48

$2.79 CA$3.93

-11.47%

White Bread (500g)

$2.10 CA$2.95

$3.08 CA$4.32

-31.82%

Rice (white) (1kg)

$3.64 CA$5.12

$4.06 CA$5.70

-10.34%

Eggs

$3.22 CA$4.52

$4.25 CA$5.97

-24.24%

Local Cheese (1kg)

$9.77 CA$13.73

$27.60 CA$38.77

-64.60%

Chicken Fillets (1kg)

$10.57 CA$14.86

$12.88 CA$18.09

-17.93%

Beef Round Steak (1kg)

$20.34 CA$28.57

$14.43 CA$20.28

40.96%

Apples (1kg)

$3.33 CA$4.68

$4.09 CA$5.75

-18.58%

Banana (1kg)

$1.30 CA$1.83

$1.47 CA$2.06

-11.56%

Oranges (1kg)

$2.94 CA$4.13

$3.90 CA$5.48

-24.62%

Tomato (1kg)

$3.02 CA$4.25

$4.16 CA$5.85

-27.40%

Potato (1kg)

$2.59 CA$3.64

$3.54 CA$4.97

-26.84%

Onion (1kg)

$2.15 CA$3.02

$2.88 CA$4.04

-25.35%

Lettuce (1 head)

$2.00 CA$2.81

$3.24 CA$4.55

-38.27%

Water (1.5 liter bottle)

$1.83 CA$2.57

$2.51 CA$3.52

-27.09%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 CA$19.83

$15.04 CA$21.13

-6.18%

Wine (Bottle)

$14.20 CA$19.96

$17.77 CA$24.96

-20.09%

Local Beer (0.5 liter bottle)

$2.45 CA$3.45

$3.85 CA$5.41

-36.36%

Imported Beer (0.33 liter bottle)

$3.23 CA$4.54

$3.62 CA$5.09

-10.77%

One-way Ticket (Public Transport)

$2.55 CA$3.59

$2.10 CA$2.96

21.43%

Public Transport Monthly Pass (Regular Price)

$110 CA$155

$60.0 CA$84.3

83.96%

Taxi Start (Normal Tariff)

$2.64 CA$3.71

$2.78 CA$3.91

-5.04%

Taxi (Normal Tariff) (1km)

$1.60 CA$2.25

$1.59 CA$2.23

0.63%

Taxi 1hour Waiting (Normal Tariff)

$28.02 CA$39.37

$34.64 CA$48.67

-19.11%

Gasoline (1 liter)

$1.38 CA$1.94

$1.39 CA$1.95

-0.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.6K

$28.6K CA$40.2K

-1.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.5K

$21.2K CA$29.8K

2.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 CA$262

$104 CA$146

79.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.14 CA$52.2

$44.11 CA$62.0

-15.80%

Internet (50+ Mbps, Unlimited Data)

$65.7 CA$92.4

$62.1 CA$87.3

5.84%

Gym Membership (Monthly)

$31.83 CA$44.72

$41.39 CA$58.2

-23.10%

Tennis Court (1 Hour on Weekend)

$25.35 CA$35.61

$17.05 CA$23.96

48.68%

Cinema Ticket

$12.18 CA$17.11

$10.58 CA$14.87

15.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 CA$939

$890 CA$1,250

-24.85%

International Primary School, 1 Child (Yearly)

$12.1K CA$17.0K

$23.1K CA$32.5K

-47.79%

Jeans (Levis 501 Or Similar)

$55.0 CA$77.2

$55.4 CA$77.9

-0.79%

Summer Dress (H&M, Zara, etc)

$61.1 CA$85.9

$43.45 CA$61.1

40.62%

Sport Shoes (Adidas, Nike)

$99.5 CA$140

$91.9 CA$129

8.24%

Men's Leather Business Shoes

$90.8 CA$128

$107 CA$150

-14.99%

1-bedroom Apartment, City Center (Monthly)

$1,376 CA$1,933

$1,557 CA$2,188

-11.66%

1-bedroom Apartment, Outside City Center (Monthly)

$1,094 CA$1,536

$1,300 CA$1,827

-15.91%

3-bedroom Apartment, City Center (Monthly)

$2,606 CA$3,661

$2,730 CA$3,835

-4.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,095 CA$2,943

$2,233 CA$3,138

-6.20%

Buy Apartment in City Center (m2)

$6,631 CA$9,316

$5,638 CA$7,921

17.62%

Buy Apartment Outside City Center (m2)

$5,166 CA$7,258

$4,578 CA$6,432

12.83%

Average Monthly Net Salary (After Tax)

$3,156 CA$4,435

$3,229 CA$4,537

-2.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

4.31

12.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 25, 2026

Last update for Victoria: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.1K 46.8%

Victoria

$1.3K 50.9% 18.9% $207

Groceries & Markets

Surrey

$357 15.3%

Victoria

$470 18.4% 31.5% $113

Monthly Utilities & Internet

Surrey

$289 12.4%

Victoria

$210 8.2% 27.3% $79

Eating Out

Surrey

$273 11.7%

Victoria

$299 11.7% 9.5% $26

Clothing & Footwear

Surrey

$138 5.9%

Victoria

$134 5.2% 2.9% $3.9

Getting Around

Surrey

$131 5.6%

Victoria

$79 3.1% 39.7% $52

Sport & Entertainment

Surrey

$56 2.4%

Victoria

$63 2.5% 11.3% $6.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,376 in Surrey and $1,557 in Victoria. Housing cost is often the main lever when comparing two cities.

Dining out: $57 in Surrey vs $70 in Victoria for a mid-range dinner for two. Groceries echo the gap at $357 vs $470 per month, with Surrey cheaper across the board.

Good to know

🇨🇦 Surrey

🇨🇦 Victoria

🕒 Local time

03:06 3:06 AM

Same time as Surrey

🌤 Weather

👥 Population

517,887

85,792

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

1 CAD = 0.712 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

On the map

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Surrey Victoria 93 km

From you

Surrey
Victoria

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Victoria: Cost of Living - Frequently Asked Questions

Surrey and Victoria differ by about 9% in total monthly costs ($2,338 vs $2,554 including rent). Surrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,507 in Surrey and $3,832 in Victoria to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,376 in Surrey versus $1,557 in Victoria. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Surrey – a meal for two runs $57 versus $70 in Victoria. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,338 per month in Surrey versus $2,554 in Victoria – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $3,000 a month, though Surrey gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Surrey is more practical. Housing and childcare are both notably cheaper than in Victoria, and the savings on those two alone free up budget for education, activities, and family trips.