Cost of Living in Hackensack, NJ - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,958 monthly including rent, or $1,142 excluding housing.

Estimated monthly costs for a couple: $4,654 with rent, or $2,212 without housing.

Monthly costs for a family of three come to about $6,351 including rent, or $3,283 for daily expenses alone.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$19.74 $19.74
$11.85 $11.85
$29.62 $29.62
Three-Course Dinner for Two, Mid-Range
$101 $101
$60.4 $60.4
$151 $151
Fast Food Meal (McDonalds, etc)
$14.25 $14.25
$10.18 $10.18
$15.26 $15.26
Cappuccino
$5.32 $5.32
$1.98 $1.98
$6.43 $6.43
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.37 $2.37
$1.97 $1.97
$2.95 $2.95
Water (0.33 liter bottle)
$1.93 $1.93
$1.52 $1.52
$2.28 $2.28
Local Beer (0.5 liter draught)
$7.15 $7.15
$5.11 $5.11
$10.22 $10.22
Imported Beer (0.33 liter bottle)
$8.94 $8.94
$5.96 $5.96
$11.92 $11.92
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.27 $1.27
$0.77 $0.77
$1.69 $1.69
White Bread (500g)
$3.81 $3.81
$1.90 $1.90
$5.56 $5.56
Rice (white) (1kg)
$5.27 $5.27
$1.55 $1.55
$8.88 $8.88
Eggs
$4.79 $4.79
$1.98 $1.98
$6.92 $6.92
Local Cheese (1kg)
$14.09 $14.09
$6.67 $6.67
$33.37 $33.37
Chicken Fillets (1kg)
$10.29 $10.29
$4.42 $4.42
$15.45 $15.45
Beef Round Steak (1kg)
$17.43 $17.43
$8.91 $8.91
$20.05 $20.05
Apples (1kg)
$5.02 $5.02
$2.03 $2.03
$6.70 $6.70
Banana (1kg)
$1.77 $1.77
$1.01 $1.01
$2.21 $2.21
Oranges (1kg)
$3.93 $3.93
$1.64 $1.64
$6.57 $6.57
Tomato (1kg)
$4.12 $4.12
$1.97 $1.97
$8.67 $8.67
Potato (1kg)
$2.76 $2.76
$1.07 $1.07
$4.28 $4.28
Onion (1kg)
$2.64 $2.64
$1.35 $1.35
$5.62 $5.62
Lettuce (1 head)
$2.47 $2.47
$1.28 $1.28
$3.58 $3.58
Water (1.5 liter bottle)
$2.67 $2.67
$1.52 $1.52
$4.04 $4.04
Cigarettes 20 Pack (Marlboro, Camel)
$11.83 $11.83
$9.87 $9.87
$13.02 $13.02
Wine (Bottle)
$15.05 $15.05
$11.04 $11.04
$20.07 $20.07
Local Beer (0.5 liter bottle)
$1.70 $1.70
$1.41 $1.41
$1.70 $1.70
Imported Beer (0.33 liter bottle)
$4.29 $4.29
$1.83 $1.83
$5.10 $5.10
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$3.53 $3.53
$1.26 $1.26
$3.53 $3.53
Public Transport Monthly Pass (Regular Price)
$60.7 $60.7
-
Taxi Start (Normal Tariff)
$3.07 $3.07
$3.07 $3.07
$7.16 $7.16
Taxi (Normal Tariff) (1km)
$2.10 $2.10
$2.10 $2.10
$2.10 $2.10
Taxi 1hour Waiting (Normal Tariff)
$24.46 $24.46
$24.46 $24.46
$42.80 $42.80
Gasoline (1 liter)
$0.91 $0.91
$0.80 $0.80
$1.01 $1.01
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.4K $23.4K
$23.4K $23.4K
$35.9K $35.9K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$25.3K $25.3K
$26.5K $26.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$212 $212
$83.9 $83.9
$413 $413
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.9 $53.9
$35.23 $35.23
$70.5 $70.5
Internet (50+ Mbps, Unlimited Data)
$58.2 $58.2
$39.88 $39.88
$74.8 $74.8
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$45.75 $45.75
$20.33 $20.33
$71.2 $71.2
Cinema Ticket
$20.34 $20.34
$13.22 $13.22
$24.41 $24.41
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,393 $1,393
$1,194 $1,194
$1,592 $1,592
International Primary School, 1 Child (Yearly)
$16.1K $16.1K
$15.1K $15.1K
$30.2K $30.2K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$49.02 $49.02
$19.61 $19.61
$53.9 $53.9
Summer Dress (H&M, Zara, etc)
$63.1 $63.1
$19.91 $19.91
$79.7 $79.7
Sport Shoes (Adidas, Nike)
$88.2 $88.2
$61.1 $61.1
$102 $102
Men's Leather Business Shoes
$98.6 $98.6
$60.4 $60.4
$201 $201
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,772 $1,772
$1,182 $1,182
$1,829 $1,829
1-bedroom Apartment, Outside City Center (Monthly)
$1,634 $1,634
$1,516 $1,516
$1,819 $1,819
3-bedroom Apartment, City Center (Monthly)
$3,390 $3,390
$1,994 $1,994
$3,390 $3,390
3-bedroom Apartment, Outside City Center (Monthly)
$3,271 $3,271
$2,718 $2,718
$3,825 $3,825
Buy Apartment in City Center (m2)
$3,570 $3,570
-
Buy Apartment Outside City Center (m2)
$3,240 $3,240
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$6,265 $6,265
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.62
6
7.15

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 1, 2026

Cost Breakdown

Expect to pay about $1,772 for a central one-bedroom, or $1,634 outside the center. At 28% of the average salary ($6,265), housing is the biggest financial pressure.

Average take-home pay sits at $6,265, while typical expenses reach $2,958. This leaves solid room for saving and lifestyle spending.

Expect to spend about $412 monthly on groceries. Dining out at a mid-range restaurant costs roughly $101 for two.

Public transport is priced at around $60.7 per month.

Cost Highlights

Fast food meal is more expensive than 96% of cities in North America

Family monthly cost (excluding rent) is more expensive than 95% of cities in North America

Family monthly cost (including rent) is more expensive than 94% of cities in North America

Hackensack, NJ Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
ms
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Hackensack, NJ - Frequently Asked Questions
How does Hackensack compare in terms of overall affordability for travelers, expats, and digital nomads?
Hackensack sits just across the river from Manhattan, offering a practical balance of value and convenience for travelers, expats, and digital nomads. You'll find a range of housing options, from modest apartments to well-located studios, paired with everyday costs for groceries, meals, and services that are generally friendlier than in NYC. The transit links are reliable, and you can enjoy shopping, parks, and cultural options without the price pressure of downtown, which keeps your budget flexible for occasional trips to the city. Cost of Living in Hackensack, NJ, United States remains competitive among the tri-state area's residential hubs. Tip: Plan a few weeks of scouting before you commit to a neighborhood.
What does daily life look like for a remote worker in Hackensack, including housing search, food options, and transportation?
Daily life blends practical convenience with a calmer pace than NYC yet with fast rail access for day trips. When housing search, target walkable cores or river-adjacent pockets; shorter leases or furnished options can ease transitions. Food choices cover supermarkets, farmers' markets, and casual eateries that won't drain your budget, and you can save by cooking at home. For work, co-working spaces and cafes are friendly, with reliable wifi and shorter commutes. Hackensack, NJ, United States living cost remains reasonable compared with larger metros, especially if you balance housing with transit days. Tip: Schedule a test week to compare coworking and grocery runs.
What lifestyle and budgeting strategies help you maximize quality of life in Hackensack while staying on track?
Quality of life here comes from easy access to services, green spaces, and a strong local network. Build a simple budgeting framework that breaks your month into core buckets: housing, groceries, transport, utilities, and personal needs, then adjust as the seasons shift. You can save by shopping at local markets, taking advantage of library programs, and choosing off-peak times for events. Neighborhood fit matters: a quieter residential street near shops offers focus and longer evenings, while a busier downtown area suits you if you crave social opportunities and coworking buzz. Tip: map two or three neighborhoods for a weekend stay and compare vibe, pace, and amenities.
Why is Hackensack, NJ so expensive to live in?
Living in Hackensack, NJ doesn't come cheap – monthly expenses with rent reach $2,958, putting it among the pricier cities worldwide. Housing dominates the cost, but food, services, and leisure all sit above the global median too.
Is Hackensack, NJ expensive to live in?
Budget at least $2,958 per month to live in Hackensack, NJ once rent is factored in. The high price tag reflects quality infrastructure and a strong economy, but it does mean you need a decent income to live comfortably here.
What is a good salary in Hackensack, NJ?
Earning $4,436 monthly in Hackensack, NJ means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Hackensack, NJ?
Rents for a 1-bedroom flat in Hackensack, NJ range from $1,634 to $1,772, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Hackensack, NJ?
At around $45.75 monthly, gym costs in Hackensack, NJ are on the steep side. The price tracks with the city's overall high cost of services, though annual contracts and promotional deals can cut the bill.
Is food expensive in Hackensack, NJ?
Hackensack, NJ isn't cheap for groceries. Monthly bills reach $412 for a single person, and even basic items cost more than in most comparable cities. Cooking at home is still the most economical approach.
Is $2,000 enough to live comfortably in Hackensack, NJ?
At $2,958 in typical monthly expenses, a $2,000 budget barely covers Hackensack, NJ. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
Is Hackensack, NJ good for expats?
Expats in Hackensack, NJ enjoy fast internet, low crime rates, vibrant nightlife, and monthly costs average around $2,958. The international crowd is active and welcoming, and practical stuff – bank accounts, apartment hunting, healthcare – is all manageable with some basic prep.

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