Last update: Oct 2026

Cost of Living Comparison Between Hackensack, NJ and Surrey

For one person, living is cheaper in Surrey: $2,298 a month against $3,394 in Hackensack, NJ, rent and utilities included – about $13,200 less a year. Rent and utilities account for most of the difference.

163

Cost of Living Index in Hackensack, NJ
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Hackensack, NJ Living Index
111

Cost of Living Index in Surrey
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Surrey Living Index

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Hackensack, NJ

🇺🇸 United States

$3,394

/mo nomad

Surrey

🇨🇦 Canada

$2,298

/mo nomad

Monthly Cost of Living

How much you'll spend in Hackensack, NJ and in Surrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hackensack, NJ and in Surrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,394 in Hackensack, NJ versus $2,298 in Surrey.

Hackensack, NJ $3,394
Surrey $2,298

Estimated couple costs with rent: $5,126 in Hackensack, NJ versus $3,545 in Surrey.

Hackensack, NJ $5,126
Surrey $3,545

Monthly costs for a family of three with rent: $6,858 in Hackensack, NJ versus $4,792 in Surrey.

Hackensack, NJ $6,858
Surrey $4,792

Living in Hackensack, NJ is roughly 48% more expensive than in Surrey, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Hackensack, NJ 150% above, Surrey 70% above.

Meal at Budget Restaurant

$25.44 $25.44

$17.78 CA$25.13

43.08%

Three-Course Dinner for Two, Mid-Range

$98.1 $98.1

$56.7 CA$80.2

73.00%

Fast Food Meal (McDonalds, etc)

$12.92 $12.92

$9.97 CA$14.10

29.59%

Cappuccino

$5.62 $5.62

$3.45 CA$4.88

62.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 $2.35

$2.05 CA$2.90

14.63%

Water (0.33 liter bottle)

$1.53 $1.53

$1.49 CA$2.11

2.68%

Local Beer (0.5 liter draught)

$7.82 $7.82

$5.93 CA$8.38

31.87%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$5.74 CA$8.12

41.99%

Milk (1 liter)

$1.32 $1.32

$2.40 CA$3.40

-45.00%

White Bread (500g)

$4.21 $4.21

$2.13 CA$3.01

97.65%

Rice (white) (1kg)

$6.03 $6.03

$3.65 CA$5.16

65.21%

Eggs

$5.67 $5.67

$3.25 CA$4.60

74.46%

Local Cheese (1kg)

$12.33 $12.33

$9.96 CA$14.08

23.80%

Chicken Fillets (1kg)

$7.91 $7.91

$10.52 CA$14.87

-24.81%

Beef Round Steak (1kg)

$17.53 $17.53

$19.84 CA$28.05

-11.64%

Apples (1kg)

$5.50 $5.50

$3.17 CA$4.49

73.50%

Banana (1kg)

$1.79 $1.79

$1.29 CA$1.83

38.76%

Oranges (1kg)

$4.29 $4.29

$2.88 CA$4.08

48.96%

Tomato (1kg)

$5.20 $5.20

$3.05 CA$4.31

70.49%

Potato (1kg)

$2.98 $2.98

$2.55 CA$3.60

16.86%

Onion (1kg)

$2.97 $2.97

$2.07 CA$2.92

43.48%

Lettuce (1 head)

$2.77 $2.77

$2.06 CA$2.91

34.47%

Water (1.5 liter bottle)

$2.83 $2.83

$1.82 CA$2.57

55.49%

Cigarettes 20 Pack (Marlboro, Camel)

$11.63 $11.63

$13.89 CA$19.64

-16.27%

Wine (Bottle)

$14.81 $14.81

$14.25 CA$20.15

3.93%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.57 CA$3.64

-31.52%

Imported Beer (0.33 liter bottle)

$3.67 $3.67

$3.20 CA$4.53

14.69%

One-way Ticket (Public Transport)

$3.41 $3.41

$2.59 CA$3.66

31.66%

Public Transport Monthly Pass (Regular Price)

$59.1 $59.1

$106 CA$150

-44.24%

Taxi Start (Normal Tariff)

$3.05 $3.05

$2.69 CA$3.80

13.38%

Taxi (Normal Tariff) (1km)

$2.00 $2.00

$1.56 CA$2.20

28.21%

Taxi 1hour Waiting (Normal Tariff)

$24.05 $24.05

$27.91 CA$39.45

-13.83%

Gasoline (1 liter)

$1.11 $1.11

$1.35 CA$1.91

-17.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$27.8K CA$39.4K

-1.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$21.5K CA$30.5K

20.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$188 CA$266

10.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.5 $54.5

$36.36 CA$51.4

49.75%

Internet (50+ Mbps, Unlimited Data)

$50.7 $50.7

$63.9 CA$90.3

-20.72%

Gym Membership (Monthly)

$44.66 $44.66

$34.86 CA$49.28

28.11%

Tennis Court (1 Hour on Weekend)

$25.11 CA$35.49

Cinema Ticket

$20.05 $20.05

$12.36 CA$17.48

62.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,413 $1,413

$838 CA$1,185

68.67%

International Primary School, 1 Child (Yearly)

$16.1K $16.1K

$11.9K CA$16.9K

35.14%

Jeans (Levis 501 Or Similar)

$42.71 $42.71

$55.5 CA$78.5

-23.03%

Summer Dress (H&M, Zara, etc)

$58.4 $58.4

$61.5 CA$87.0

-5.09%

Sport Shoes (Adidas, Nike)

$87.6 $87.6

$98.5 CA$139

-11.09%

Men's Leather Business Shoes

$101 $101

$88.6 CA$125

13.51%

1-bedroom Apartment, City Center (Monthly)

$2,359 $2,359

$1,305 CA$1,844

80.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,980 $1,980

$1,062 CA$1,502

86.42%

3-bedroom Apartment, City Center (Monthly)

$4,276 $4,276

$2,674 CA$3,780

59.93%

3-bedroom Apartment, Outside City Center (Monthly)

$3,630 $3,630

$2,121 CA$2,998

71.16%

Buy Apartment in City Center (m2)

$3,564 $3,564

$9,582 CA$13.5K

-62.81%

Buy Apartment Outside City Center (m2)

$3,337 $3,337

$8,397 CA$11.9K

-60.26%

Average Monthly Net Salary (After Tax)

$6,253 $6,253

$3,142 CA$4,442

99.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

4.87

39.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hackensack, NJ: October 20, 2026

Last update for Surrey: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hackensack, NJ

$2K 58.4%

Surrey

$1.1K 46.2% 46.4% $918

Groceries & Markets

Hackensack, NJ

$418 12.3%

Surrey

$355 15.5% 15.1% $63

Eating Out

Hackensack, NJ

$381 11.2%

Surrey

$269 11.7% 29.4% $112

Monthly Utilities & Internet

Hackensack, NJ

$314 9.3%

Surrey

$289 12.6% 8% $25

Clothing & Footwear

Hackensack, NJ

$130 3.8%

Surrey

$137 6% 5.1% $6.7

Getting Around

Hackensack, NJ

$86 2.5%

Surrey

$127 5.5% 47.9% $41

Sport & Entertainment

Hackensack, NJ

$85 2.5%

Surrey

$60 2.6% 29.7% $25

Cost Breakdown

A one-bedroom apartment in the center runs $2,359 in Hackensack, NJ and $1,305 in Surrey. Housing cost is often the main lever when comparing two cities.

Hackensack, NJ pays 99% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Hackensack, NJ vs $57.0 in Surrey for a mid-range dinner for two. Groceries echo the gap at $418 vs $355 per month, with Surrey cheaper across the board.

Good to know

🇺🇸 Hackensack, NJ

🇨🇦 Surrey

🕒 Local time

06:16 6:16 AM

03:16 3:16 AM

3 h behind Hackensack, NJ

🌤 Weather

👥 Population

44,756

517,887

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Hackensack, NJ Surrey 3,870 km ≈ 5 h nonstop flight

From you

Hackensack, NJ
Surrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hackensack, NJ vs Surrey: Cost of Living - Frequently Asked Questions

Surrey wins on cost – living expenses run 48% lower than in Hackensack, NJ. Housing and daily spending are where you'll feel the difference most, making Surrey the obvious pick if budget is a priority.

Average pay runs 99% higher in Hackensack, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,359 in Hackensack, NJ versus $1,305 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,413 in Hackensack, NJ versus $838 in Surrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 18% higher in Hackensack, NJ. For households that cook at home regularly, that difference adds up over a month.

At $2,298 in Surrey versus $3,394 in Hackensack, NJ, a $3,000 budget is realistic in Surrey but tight or insufficient in Hackensack, NJ. The gap between the two cities makes Surrey the clear choice for anyone on this budget.

Both work as nomad bases, but Surrey delivers better value – similar infrastructure at $2,298 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Surrey hard to pass up.

Safety-wise, Hackensack, NJ and Surrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surrey gentler on the wallet – expenses run 48% less than in Hackensack, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.