Cost of Living Comparison Between Hackensack, NJ and Surrey Cost of Living Comparison Between Hackensack, NJ and Surrey

Monthly Cost of Living

Monthly costs for one person with rent: $2,965 in Hackensack, NJ versus $2,760 in Surrey.

Estimated couple costs with rent: $4,732 in Hackensack, NJ versus $4,115 in Surrey.

Monthly costs for a family of three with rent: $6,498 in Hackensack, NJ versus $5,470 in Surrey.

Living in Hackensack, NJ is roughly 7% more expensive than in Surrey, driven mainly by Getting Around.

Both cities are pricier than the global median: Hackensack, NJ 122% above, Surrey 107% above.

Meal at Budget Restaurant

$19.90 $19.90

$18.10 CA$25.49

9.94%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$81.2 CA$114

21.50%

Fast Food Meal (McDonalds, etc)

$14.23 $14.23

$10.94 CA$15.41

30.07%

Cappuccino

$5.46 $5.46

$4.29 CA$6.05

27.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 $2.36

$2.04 CA$2.87

15.69%

Water (0.33 liter bottle)

$1.96 $1.96

$1.80 CA$2.54

8.89%

Local Beer (0.5 liter draught)

$6.93 $6.93

$5.79 CA$8.15

19.69%

Imported Beer (0.33 liter bottle)

$8.93 $8.93

$6.89 CA$9.70

29.61%

Milk (1 liter)

$1.34 $1.34

$2.62 CA$3.69

-48.85%

White Bread (500g)

$3.71 $3.71

$2.74 CA$3.86

35.40%

Rice (white) (1kg)

$5.32 $5.32

$5.43 CA$7.65

-2.03%

Eggs

$4.76 $4.76

$3.64 CA$5.13

30.77%

Local Cheese (1kg)

$13.91 $13.91

$10.19 CA$14.36

36.51%

Chicken Fillets (1kg)

$10.45 $10.45

$12.00 CA$16.90

-12.92%

Beef Round Steak (1kg)

$17.11 $17.11

$24.83 CA$34.97

-31.09%

Apples (1kg)

$4.89 $4.89

$3.50 CA$4.93

39.71%

Banana (1kg)

$1.78 $1.78

$1.29 CA$1.81

37.98%

Oranges (1kg)

$4.00 $4.00

$2.99 CA$4.21

33.78%

Tomato (1kg)

$4.30 $4.30

$3.52 CA$4.96

22.16%

Potato (1kg)

$2.83 $2.83

$2.35 CA$3.31

20.43%

Onion (1kg)

$2.58 $2.58

$2.00 CA$2.82

29.00%

Lettuce (1 head)

$2.45 $2.45

$2.45 CA$3.45

Water (1.5 liter bottle)

$2.64 $2.64

$2.01 CA$2.84

31.34%

Cigarettes 20 Pack (Marlboro, Camel)

$12.04 $12.04

$14.88 CA$20.95

-19.09%

Wine (Bottle)

$15.11 $15.11

$14.07 CA$19.81

7.39%

Local Beer (0.5 liter bottle)

$1.77 $1.77

$3.83 CA$5.40

-53.79%

Imported Beer (0.33 liter bottle)

$4.37 $4.37

$3.84 CA$5.41

13.80%

One-way Ticket (Public Transport)

$3.41 $3.41

$3.12 CA$4.39

9.29%

Public Transport Monthly Pass (Regular Price)

$59.2 $59.2

$125 CA$177

-52.77%

Taxi Start (Normal Tariff)

$3.03 $3.03

$2.84 CA$4.00

6.69%

Taxi (Normal Tariff) (1km)

$2.03 $2.03

$1.55 CA$2.19

30.97%

Taxi 1hour Waiting (Normal Tariff)

$24.19 $24.19

$28.59 CA$40.27

-15.39%

Gasoline (1 liter)

$0.87 $0.87

$1.37 CA$1.94

-36.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.5K $23.5K

$25.3K CA$35.6K

-7.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$21.0K CA$29.6K

19.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$187 CA$263

13.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.9 $52.9

$41.34 CA$58.2

27.91%

Internet (50+ Mbps, Unlimited Data)

$58.6 $58.6

$66.6 CA$93.8

-11.96%

Gym Membership (Monthly)

$45.11 $45.11

$44.82 CA$63.1

0.65%

Tennis Court (1 Hour on Weekend)

$18.50 CA$26.05

Cinema Ticket

$19.69 $19.69

$12.36 CA$17.41

59.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,394 $1,394

$888 CA$1,251

57.00%

International Primary School, 1 Child (Yearly)

$15.9K $15.9K

$12.5K CA$17.6K

27.04%

Jeans (Levis 501 Or Similar)

$50.5 $50.5

$54.9 CA$77.3

-8.02%

Summer Dress (H&M, Zara, etc)

$63.0 $63.0

$53.9 CA$75.9

16.89%

Sport Shoes (Adidas, Nike)

$85.6 $85.6

$105 CA$148

-18.39%

Men's Leather Business Shoes

$99.9 $99.9

$95.3 CA$134

4.77%

1-bedroom Apartment, City Center (Monthly)

$1,777 $1,777

$1,623 CA$2,286

9.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,648 $1,648

$1,396 CA$1,966

18.04%

3-bedroom Apartment, City Center (Monthly)

$3,368 $3,368

$3,011 CA$4,241

11.87%

3-bedroom Apartment, Outside City Center (Monthly)

$3,218 $3,218

$2,445 CA$3,444

31.63%

Buy Apartment in City Center (m2)

$3,672 $3,672

$9,586 CA$13.5K

-61.69%

Buy Apartment Outside City Center (m2)

$3,268 $3,268

$8,475 CA$11.9K

-61.44%

Average Monthly Net Salary (After Tax)

$6,098 $6,098

$3,122 CA$4,398

95.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.54

1.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hackensack, NJ: July 21, 2026

Last update for Surrey: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,777 in Hackensack, NJ and $1,623 in Surrey. Housing cost is often the main lever when comparing two cities.

Hackensack, NJ pays 95% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $99.0 in Hackensack, NJ vs $81.0 in Surrey for a mid-range dinner for two. Groceries echo the gap at $412 vs $410 per month, with Surrey cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hackensack, NJ vs Surrey: Cost of Living - Frequently Asked Questions

Surrey wins on cost – living expenses run 7% lower than in Hackensack, NJ. Housing and daily spending are where you'll feel the difference most, making Surrey the obvious pick if budget is a priority.

Average pay runs 95% higher in Hackensack, NJ, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,777 in Hackensack, NJ versus $1,623 in Surrey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,394 in Hackensack, NJ versus $888 in Surrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 0% higher in Hackensack, NJ. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Surrey is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Surrey delivers better value – similar infrastructure at $2,760 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Surrey hard to pass up.

Safety-wise, Hackensack, NJ and Surrey are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surrey gentler on the wallet – expenses run 7% less than in Hackensack, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.