Cost of Living Comparison Between Surrey and Singapore Cost of Living Comparison Between Surrey and Singapore

Monthly Cost of Living

Monthly costs for one person with rent: $2,759 in Surrey versus $3,651 in Singapore.

Estimated couple costs with rent: $4,117 in Surrey versus $5,227 in Singapore.

Monthly costs for a family of three with rent: $5,476 in Surrey versus $6,803 in Singapore.

Living in Surrey costs roughly 24% less than in Singapore, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Surrey 106% above, Singapore 172% above.

Meal at Budget Restaurant

$18.54 CA$25.40

$11.07 SGD 14.06

67.48%

Three-Course Dinner for Two, Mid-Range

$82.1 CA$112

$77.3 SGD 98.2

6.17%

Fast Food Meal (McDonalds, etc)

$10.98 CA$15.05

$8.03 SGD 10.20

36.74%

Cappuccino

$4.24 CA$5.80

$5.09 SGD 6.47

-16.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 CA$2.81

$1.73 SGD 2.19

18.50%

Water (0.33 liter bottle)

$1.82 CA$2.49

$1.18 SGD 1.49

54.24%

Local Beer (0.5 liter draught)

$5.96 CA$8.16

$7.70 SGD 9.78

-22.60%

Imported Beer (0.33 liter bottle)

$6.90 CA$9.45

$9.56 SGD 12.14

-27.82%

Milk (1 liter)

$2.65 CA$3.63

$2.95 SGD 3.75

-10.17%

White Bread (500g)

$2.70 CA$3.69

$2.35 SGD 2.98

14.89%

Rice (white) (1kg)

$5.58 CA$7.64

$2.81 SGD 3.56

98.58%

Eggs

$3.60 CA$4.93

$3.29 SGD 4.17

9.42%

Local Cheese (1kg)

$10.36 CA$14.19

$19.42 SGD 24.67

-46.65%

Chicken Fillets (1kg)

$11.66 CA$15.97

$11.28 SGD 14.33

3.37%

Beef Round Steak (1kg)

$24.34 CA$33.35

$22.99 SGD 29.20

5.87%

Apples (1kg)

$3.37 CA$4.61

$4.42 SGD 5.62

-23.76%

Banana (1kg)

$1.33 CA$1.83

$2.92 SGD 3.71

-54.45%

Oranges (1kg)

$2.98 CA$4.08

$4.82 SGD 6.12

-38.17%

Tomato (1kg)

$3.36 CA$4.61

$2.73 SGD 3.47

23.08%

Potato (1kg)

$2.34 CA$3.20

$2.41 SGD 3.06

-2.90%

Onion (1kg)

$2.01 CA$2.75

$2.25 SGD 2.86

-10.67%

Lettuce (1 head)

$2.51 CA$3.44

$2.04 SGD 2.59

23.04%

Water (1.5 liter bottle)

$1.92 CA$2.64

$1.57 SGD 1.99

22.29%

Cigarettes 20 Pack (Marlboro, Camel)

$14.77 CA$20.23

$13.01 SGD 16.53

13.53%

Wine (Bottle)

$14.67 CA$20.10

$25.39 SGD 32.25

-42.22%

Local Beer (0.5 liter bottle)

$3.80 CA$5.21

$4.17 SGD 5.30

-8.87%

Imported Beer (0.33 liter bottle)

$4.00 CA$5.47

$5.22 SGD 6.64

-23.37%

One-way Ticket (Public Transport)

$3.16 CA$4.33

$1.59 SGD 2.03

98.74%

Public Transport Monthly Pass (Regular Price)

$127 CA$174

$92.9 SGD 118

36.50%

Taxi Start (Normal Tariff)

$2.83 CA$3.87

$3.62 SGD 4.60

-21.82%

Taxi (Normal Tariff) (1km)

$1.54 CA$2.11

$0.77 SGD 0.98

100.00%

Taxi 1hour Waiting (Normal Tariff)

$29.06 CA$39.81

$16.35 SGD 20.77

77.74%

Gasoline (1 liter)

$1.36 CA$1.86

$2.18 SGD 2.77

-37.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$34.7K

$141.4K SGD 179.6K

-82.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$28.8K

$131.0K SGD 166.3K

-83.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$189 CA$259

$160 SGD 203

18.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.09 CA$57.7

$18.77 SGD 23.84

124.24%

Internet (50+ Mbps, Unlimited Data)

$66.3 CA$90.9

$37.67 SGD 47.84

76.03%

Gym Membership (Monthly)

$43.84 CA$60.1

$119 SGD 152

-63.29%

Tennis Court (1 Hour on Weekend)

$18.37 CA$25.17

$12.39 SGD 15.74

48.26%

Cinema Ticket

$12.55 CA$17.20

$11.92 SGD 15.14

5.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$910 CA$1,247

$1,212 SGD 1,540

-24.94%

International Primary School, 1 Child (Yearly)

$12.4K CA$17.0K

$29.2K SGD 37.0K

-57.54%

Jeans (Levis 501 Or Similar)

$54.9 CA$75.2

$81.5 SGD 104

-32.62%

Summer Dress (H&M, Zara, etc)

$54.3 CA$74.4

$42.85 SGD 54.4

26.67%

Sport Shoes (Adidas, Nike)

$103 CA$142

$107 SGD 136

-3.31%

Men's Leather Business Shoes

$96.8 CA$133

$127 SGD 161

-23.52%

1-bedroom Apartment, City Center (Monthly)

$1,658 CA$2,271

$3,129 SGD 3,974

-47.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,404 CA$1,923

$2,251 SGD 2,859

-37.64%

3-bedroom Apartment, City Center (Monthly)

$3,055 CA$4,185

$6,231 SGD 7,913

-50.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,407 CA$3,297

$3,818 SGD 4,849

-36.97%

Buy Apartment in City Center (m2)

$10.3K CA$14.2K

$23.6K SGD 29.9K

-56.14%

Buy Apartment Outside City Center (m2)

$8,277 CA$11.3K

$16.0K SGD 20.3K

-48.27%

Average Monthly Net Salary (After Tax)

$3,141 CA$4,303

$4,332 SGD 5,501

-27.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

3.19

105.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: April 20, 2026

Last update for Singapore: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,658 in Surrey and $3,129 in Singapore. Housing cost is often the main lever when comparing two cities.

Singapore pays 38% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82 in Surrey vs $77 in Singapore. Groceries flip the comparison at $407 vs $454, with Surrey cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Singapore: Cost of Living - Frequently Asked Questions

Surrey is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 32% gap adds up to real monthly savings that compound significantly over time.

On paper, Singapore earns 38% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,658 in Surrey versus $3,129 in Singapore. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,759 per month in Surrey versus $3,651 in Singapore – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Surrey runs roughly 36% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Surrey is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Surrey and Singapore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surrey gentler on the wallet – expenses run 32% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.