Last update: Oct 2026

Cost of Living Comparison Between Surrey, Canada and Singapore

For one person, living is cheaper in Surrey: $2,338 a month against $3,544 in Singapore, rent and utilities included – about $14,500 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Surrey
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Surrey Living Index
170

Cost of Living Index in Singapore
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Singapore Living Index

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Surrey

🇨🇦 Canada

$2,338

/mo nomad

Singapore

🇸🇬 Singapore

$3,544

/mo nomad

Monthly Cost of Living

How much you'll spend in Surrey and in Singapore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surrey and in Singapore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,338 in Surrey versus $3,544 in Singapore.

Surrey $2,338
Singapore $3,544

Estimated couple costs with rent: $3,564 in Surrey versus $5,318 in Singapore.

Surrey $3,564
Singapore $5,318

Monthly costs for a family of three with rent: $4,791 in Surrey versus $7,093 in Singapore.

Surrey $4,791
Singapore $7,093

Living in Surrey costs roughly 34% less than in Singapore, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Surrey 72% above, Singapore 160% above.

Meal at Budget Restaurant

$18.11 CA$25.42

$11.62 SGD 14.90

55.85%

Three-Course Dinner for Two, Mid-Range

$57.5 CA$80.7

$74.4 SGD 95.4

-22.77%

Fast Food Meal (McDonalds, etc)

$10.06 CA$14.12

$8.35 SGD 10.70

20.48%

Cappuccino

$3.52 CA$4.94

$5.24 SGD 6.71

-32.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 CA$2.83

$1.83 SGD 2.34

9.84%

Water (0.33 liter bottle)

$1.50 CA$2.10

$1.28 SGD 1.64

17.19%

Local Beer (0.5 liter draught)

$6.01 CA$8.44

$8.33 SGD 10.68

-27.85%

Imported Beer (0.33 liter bottle)

$5.63 CA$7.91

$9.99 SGD 12.80

-43.64%

Milk (1 liter)

$2.47 CA$3.47

$2.99 SGD 3.83

-17.39%

White Bread (500g)

$2.10 CA$2.95

$2.58 SGD 3.31

-18.60%

Rice (white) (1kg)

$3.64 CA$5.11

$2.77 SGD 3.55

31.41%

Eggs

$3.22 CA$4.52

$3.76 SGD 4.82

-14.36%

Local Cheese (1kg)

$9.77 CA$13.71

$20.85 SGD 26.73

-53.14%

Chicken Fillets (1kg)

$10.57 CA$14.84

$10.01 SGD 12.83

5.59%

Beef Round Steak (1kg)

$20.34 CA$28.54

$25.28 SGD 32.41

-19.54%

Apples (1kg)

$3.33 CA$4.67

$4.52 SGD 5.79

-26.33%

Banana (1kg)

$1.30 CA$1.82

$3.19 SGD 4.09

-59.25%

Oranges (1kg)

$2.94 CA$4.12

$4.57 SGD 5.86

-35.67%

Tomato (1kg)

$3.02 CA$4.24

$2.17 SGD 2.78

39.17%

Potato (1kg)

$2.59 CA$3.63

$2.48 SGD 3.18

4.44%

Onion (1kg)

$2.15 CA$3.02

$2.33 SGD 2.99

-7.73%

Lettuce (1 head)

$2.00 CA$2.81

$1.91 SGD 2.44

4.71%

Water (1.5 liter bottle)

$1.83 CA$2.57

$1.45 SGD 1.85

26.21%

Cigarettes 20 Pack (Marlboro, Camel)

$14.11 CA$19.81

$13.85 SGD 17.76

1.88%

Wine (Bottle)

$14.20 CA$19.93

$23.38 SGD 29.97

-39.26%

Local Beer (0.5 liter bottle)

$2.45 CA$3.44

$4.69 SGD 6.02

-47.76%

Imported Beer (0.33 liter bottle)

$3.23 CA$4.53

$4.80 SGD 6.16

-32.71%

One-way Ticket (Public Transport)

$2.55 CA$3.58

$1.52 SGD 1.95

67.76%

Public Transport Monthly Pass (Regular Price)

$110 CA$155

$96.6 SGD 124

14.25%

Taxi Start (Normal Tariff)

$2.64 CA$3.70

$3.71 SGD 4.76

-28.84%

Taxi (Normal Tariff) (1km)

$1.60 CA$2.24

$0.81 SGD 1.03

97.53%

Taxi 1hour Waiting (Normal Tariff)

$28.02 CA$39.32

$16.41 SGD 21.04

70.75%

Gasoline (1 liter)

$1.38 CA$1.93

$2.53 SGD 3.25

-45.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.5K

$156.9K SGD 201.2K

-82.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.7K CA$30.5K

$154.6K SGD 198.2K

-85.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 CA$262

$170 SGD 218

9.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.14 CA$52.1

$12.39 SGD 15.89

199.76%

Internet (50+ Mbps, Unlimited Data)

$65.7 CA$92.3

$28.02 SGD 35.92

134.62%

Gym Membership (Monthly)

$31.83 CA$44.67

$111 SGD 143

-71.43%

Tennis Court (1 Hour on Weekend)

$25.35 CA$35.57

$12.09 SGD 15.50

109.68%

Cinema Ticket

$12.18 CA$17.09

$12.21 SGD 15.65

-0.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$668 CA$938

$1,878 SGD 2,408

-64.40%

International Primary School, 1 Child (Yearly)

$12.1K CA$16.9K

$29.1K SGD 37.3K

-58.55%

Jeans (Levis 501 Or Similar)

$55.0 CA$77.2

$76.8 SGD 98.5

-28.42%

Summer Dress (H&M, Zara, etc)

$61.1 CA$85.8

$51.5 SGD 66.1

18.57%

Sport Shoes (Adidas, Nike)

$99.5 CA$140

$107 SGD 138

-7.27%

Men's Leather Business Shoes

$90.8 CA$127

$123 SGD 158

-26.28%

1-bedroom Apartment, City Center (Monthly)

$1,376 CA$1,931

$3,098 SGD 3,972

-55.59%

1-bedroom Apartment, Outside City Center (Monthly)

$1,094 CA$1,535

$2,213 SGD 2,837

-50.58%

3-bedroom Apartment, City Center (Monthly)

$2,606 CA$3,657

$5,983 SGD 7,671

-56.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,095 CA$2,940

$4,088 SGD 5,241

-48.75%

Buy Apartment in City Center (m2)

$6,631 CA$9,306

$23.1K SGD 29.6K

-71.31%

Buy Apartment Outside City Center (m2)

$5,166 CA$7,249

$16.7K SGD 21.4K

-69.07%

Average Monthly Net Salary (After Tax)

$3,156 CA$4,429

$4,464 SGD 5,724

-29.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

2.44

99.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: October 25, 2026

Last update for Singapore: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Surrey

$1.1K 46.8%

Singapore

$2.2K 62.5% 102% $1.1K

Groceries & Markets

Surrey

$357 15.3%

Singapore

$458 12.9% 28.3% $101

Monthly Utilities & Internet

Surrey

$289 12.4%

Singapore

$210 5.9% 27.3% $79

Eating Out

Surrey

$273 11.7%

Singapore

$255 7.2% 6.5% $18

Clothing & Footwear

Surrey

$138 5.9%

Singapore

$161 4.6% 17.1% $24

Getting Around

Surrey

$131 5.6%

Singapore

$110 3.1% 15.8% $21

Sport & Entertainment

Surrey

$56 2.4%

Singapore

$136 3.8% 142% $80

Cost Breakdown

A one-bedroom apartment in the center runs $1,376 in Surrey and $3,098 in Singapore. Housing cost is often the main lever when comparing two cities.

Singapore pays 41% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57 in Surrey vs $74 in Singapore for a mid-range dinner for two. Groceries echo the gap at $357 vs $458 per month, with Surrey cheaper across the board.

Good to know

🇨🇦 Surrey

🇸🇬 Singapore

🕒 Local time

09:59 9:59 AM

00:59 12:59 AM

15 h ahead of Surrey

🌤 Weather

👥 Population

517,887

5,535,002 Capital

💱 Currency

Canadian Dollar CAD $

Singapore Dollar SGD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 SGD = 0.78 USD

1 SGD = 0.701 EUR

Exchange rates and currency converter

SGD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

Singapore Dollar exchange rates as of October 28, 2026: 1 USD = 1.28 SGD (1 SGD = 0.78 USD). 1 EUR = 1.43 SGD (1 SGD = 0.701 EUR).

USD to CAD in detail →

On the map

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Between locations

Surrey Singapore 12,850 km ≈ 17 h nonstop flight

From you

Surrey
Singapore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Singapore: Cost of Living - Frequently Asked Questions

Surrey is cheaper overall, especially in groceries, leisure, and clothing. The 52% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 29% lower in Surrey. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,376 in Surrey versus $3,098 in Singapore. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,338 per month in Surrey versus $3,544 in Singapore – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Singapore runs roughly 12% less than in Surrey. Both cities have functional networks, but the price difference matters if you’re watching your budget.

At $2,338 in Surrey versus $3,544 in Singapore, a $3,000 budget is realistic in Surrey but tight or insufficient in Singapore. The gap between the two cities makes Surrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Surrey wins on affordability, Singapore on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.