Cost of Living Comparison Between Surrey and Singapore Cost of Living Comparison Between Surrey and Singapore

Monthly Cost of Living

Monthly costs for one person with rent: $2,380 in Surrey versus $3,475 in Singapore.

Estimated couple costs with rent: $3,617 in Surrey versus $5,242 in Singapore.

Monthly costs for a family of three with rent: $4,853 in Surrey versus $7,008 in Singapore.

Living in Surrey costs roughly 32% less than in Singapore, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Surrey 73% above, Singapore 152% above.

Meal at Budget Restaurant

$18.12 CA$25.13

$11.82 SGD 14.98

53.30%

Three-Course Dinner for Two, Mid-Range

$57.2 CA$79.3

$66.6 SGD 84.4

-14.13%

Fast Food Meal (McDonalds, etc)

$10.60 CA$14.70

$8.67 SGD 10.99

22.26%

Cappuccino

$3.67 CA$5.08

$5.29 SGD 6.70

-30.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.91

$1.90 SGD 2.40

10.53%

Water (0.33 liter bottle)

$1.67 CA$2.31

$1.21 SGD 1.53

38.02%

Local Beer (0.5 liter draught)

$5.91 CA$8.20

$8.32 SGD 10.54

-28.97%

Imported Beer (0.33 liter bottle)

$6.10 CA$8.47

$10.29 SGD 13.03

-40.72%

Milk (1 liter)

$2.48 CA$3.44

$2.98 SGD 3.77

-16.78%

White Bread (500g)

$2.07 CA$2.86

$2.56 SGD 3.24

-19.14%

Rice (white) (1kg)

$3.72 CA$5.16

$2.71 SGD 3.43

37.27%

Eggs

$3.21 CA$4.46

$3.60 SGD 4.56

-10.83%

Local Cheese (1kg)

$10.05 CA$13.94

$21.01 SGD 26.62

-52.17%

Chicken Fillets (1kg)

$10.50 CA$14.57

$9.90 SGD 12.55

6.06%

Beef Round Steak (1kg)

$20.41 CA$28.31

$24.94 SGD 31.60

-18.16%

Apples (1kg)

$3.30 CA$4.57

$4.46 SGD 5.65

-26.01%

Banana (1kg)

$1.36 CA$1.88

$3.05 SGD 3.87

-55.41%

Oranges (1kg)

$3.08 CA$4.27

$4.81 SGD 6.10

-35.97%

Tomato (1kg)

$3.07 CA$4.26

$2.29 SGD 2.90

34.06%

Potato (1kg)

$2.66 CA$3.69

$2.61 SGD 3.31

1.92%

Onion (1kg)

$2.17 CA$3.01

$2.26 SGD 2.86

-3.98%

Lettuce (1 head)

$2.03 CA$2.81

$1.86 SGD 2.35

9.14%

Water (1.5 liter bottle)

$1.86 CA$2.58

$1.42 SGD 1.80

30.99%

Cigarettes 20 Pack (Marlboro, Camel)

$14.22 CA$19.72

$14.08 SGD 17.84

0.99%

Wine (Bottle)

$14.35 CA$19.90

$23.60 SGD 29.90

-39.19%

Local Beer (0.5 liter bottle)

$2.60 CA$3.60

$4.80 SGD 6.09

-45.83%

Imported Beer (0.33 liter bottle)

$3.31 CA$4.59

$4.66 SGD 5.90

-28.97%

One-way Ticket (Public Transport)

$2.65 CA$3.68

$1.62 SGD 2.05

63.58%

Public Transport Monthly Pass (Regular Price)

$112 CA$155

$100 SGD 127

11.71%

Taxi Start (Normal Tariff)

$2.73 CA$3.78

$3.71 SGD 4.70

-26.42%

Taxi (Normal Tariff) (1km)

$1.61 CA$2.24

$0.81 SGD 1.02

98.77%

Taxi 1hour Waiting (Normal Tariff)

$28.60 CA$39.66

$16.66 SGD 21.11

71.67%

Gasoline (1 liter)

$1.34 CA$1.86

$2.44 SGD 3.09

-45.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.1K

$156.3K SGD 198.1K

-81.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K CA$26.8K

$148.4K SGD 188.0K

-86.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 CA$264

$163 SGD 206

17.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.56 CA$52.1

$12.54 SGD 15.89

199.52%

Internet (50+ Mbps, Unlimited Data)

$66.9 CA$92.8

$27.91 SGD 35.37

139.66%

Gym Membership (Monthly)

$35.12 CA$48.71

$109 SGD 138

-67.70%

Tennis Court (1 Hour on Weekend)

$25.61 CA$35.51

$11.63 SGD 14.73

120.21%

Cinema Ticket

$12.85 CA$17.82

$11.84 SGD 15.00

8.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$863 CA$1,197

$1,471 SGD 1,864

-41.36%

International Primary School, 1 Child (Yearly)

$12.3K CA$17.0K

$29.6K SGD 37.6K

-58.68%

Jeans (Levis 501 Or Similar)

$57.4 CA$79.6

$79.5 SGD 101

-27.81%

Summer Dress (H&M, Zara, etc)

$63.1 CA$87.5

$53.1 SGD 67.3

18.75%

Sport Shoes (Adidas, Nike)

$102 CA$141

$112 SGD 141

-8.72%

Men's Leather Business Shoes

$91.3 CA$127

$130 SGD 164

-29.51%

1-bedroom Apartment, City Center (Monthly)

$1,341 CA$1,859

$3,051 SGD 3,866

-56.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,061 CA$1,471

$2,163 SGD 2,740

-50.95%

3-bedroom Apartment, City Center (Monthly)

$2,773 CA$3,846

$5,870 SGD 7,438

-52.76%

3-bedroom Apartment, Outside City Center (Monthly)

$2,211 CA$3,066

$3,862 SGD 4,893

-42.75%

Buy Apartment in City Center (m2)

$9,645 CA$13.4K

$23.7K SGD 30.1K

-59.35%

Buy Apartment Outside City Center (m2)

$8,562 CA$11.9K

$16.8K SGD 21.3K

-48.99%

Average Monthly Net Salary (After Tax)

$3,107 CA$4,310

$4,259 SGD 5,397

-27.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

2.43

100.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: September 7, 2026

Last update for Singapore: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,341 in Surrey and $3,051 in Singapore. Housing cost is often the main lever when comparing two cities.

Singapore pays 37% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Surrey vs $67.0 in Singapore for a mid-range dinner for two. Groceries echo the gap at $360 vs $457 per month, with Surrey cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Singapore: Cost of Living - Frequently Asked Questions

Surrey is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 46% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 37% lower in Singapore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,341 in Surrey versus $3,051 in Singapore. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,380 per month in Surrey versus $3,475 in Singapore – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Surrey runs roughly 12% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,380 in Surrey versus $3,475 in Singapore, a $3,000 budget is realistic in Surrey but tight or insufficient in Singapore. The gap between the two cities makes Surrey the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Surrey and Singapore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surrey gentler on the wallet – expenses run 46% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.