Cost of Living Comparison Between Surrey and Singapore Cost of Living Comparison Between Surrey and Singapore

Monthly Cost of Living

Monthly costs for one person with rent: $2,760 in Surrey versus $3,534 in Singapore.

Estimated couple costs with rent: $4,115 in Surrey versus $5,201 in Singapore.

Monthly costs for a family of three with rent: $5,470 in Surrey versus $6,868 in Singapore.

Living in Surrey costs roughly 22% less than in Singapore, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Surrey 107% above, Singapore 164% above.

Meal at Budget Restaurant

$18.10 CA$25.49

$11.07 SGD 14.29

63.50%

Three-Course Dinner for Two, Mid-Range

$81.2 CA$114

$77.6 SGD 100

4.59%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.41

$7.93 SGD 10.23

37.96%

Cappuccino

$4.29 CA$6.05

$4.90 SGD 6.33

-12.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$1.71 SGD 2.21

19.30%

Water (0.33 liter bottle)

$1.80 CA$2.54

$1.20 SGD 1.54

50.00%

Local Beer (0.5 liter draught)

$5.79 CA$8.15

$8.01 SGD 10.33

-27.72%

Imported Beer (0.33 liter bottle)

$6.89 CA$9.70

$9.57 SGD 12.36

-28.00%

Milk (1 liter)

$2.62 CA$3.69

$2.98 SGD 3.85

-12.08%

White Bread (500g)

$2.74 CA$3.86

$2.37 SGD 3.06

15.61%

Rice (white) (1kg)

$5.43 CA$7.65

$2.80 SGD 3.62

93.93%

Eggs

$3.64 CA$5.13

$3.28 SGD 4.24

10.98%

Local Cheese (1kg)

$10.19 CA$14.36

$19.09 SGD 24.64

-46.62%

Chicken Fillets (1kg)

$12.00 CA$16.90

$11.36 SGD 14.66

5.63%

Beef Round Steak (1kg)

$24.83 CA$34.97

$22.45 SGD 28.98

10.60%

Apples (1kg)

$3.50 CA$4.93

$4.44 SGD 5.74

-21.17%

Banana (1kg)

$1.29 CA$1.81

$3.03 SGD 3.92

-57.43%

Oranges (1kg)

$2.99 CA$4.21

$5.00 SGD 6.45

-40.20%

Tomato (1kg)

$3.52 CA$4.96

$2.70 SGD 3.48

30.37%

Potato (1kg)

$2.35 CA$3.31

$2.42 SGD 3.13

-2.89%

Onion (1kg)

$2.00 CA$2.82

$2.16 SGD 2.79

-7.41%

Lettuce (1 head)

$2.45 CA$3.45

$2.02 SGD 2.60

21.29%

Water (1.5 liter bottle)

$2.01 CA$2.84

$1.50 SGD 1.94

34.00%

Cigarettes 20 Pack (Marlboro, Camel)

$14.88 CA$20.95

$13.34 SGD 17.22

11.54%

Wine (Bottle)

$14.07 CA$19.81

$22.85 SGD 29.49

-38.42%

Local Beer (0.5 liter bottle)

$3.83 CA$5.40

$4.23 SGD 5.46

-9.46%

Imported Beer (0.33 liter bottle)

$3.84 CA$5.41

$5.28 SGD 6.81

-27.27%

One-way Ticket (Public Transport)

$3.12 CA$4.39

$1.52 SGD 1.96

105.26%

Public Transport Monthly Pass (Regular Price)

$125 CA$177

$91.9 SGD 119

36.45%

Taxi Start (Normal Tariff)

$2.84 CA$4.00

$3.69 SGD 4.76

-23.04%

Taxi (Normal Tariff) (1km)

$1.55 CA$2.19

$0.72 SGD 0.92

115.28%

Taxi 1hour Waiting (Normal Tariff)

$28.59 CA$40.27

$16.44 SGD 21.22

73.91%

Gasoline (1 liter)

$1.37 CA$1.94

$2.25 SGD 2.91

-39.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.6K

$139.2K SGD 179.7K

-81.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K CA$29.6K

$128.3K SGD 165.6K

-83.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 CA$263

$156 SGD 202

19.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.34 CA$58.2

$18.58 SGD 23.98

122.50%

Internet (50+ Mbps, Unlimited Data)

$66.6 CA$93.8

$36.67 SGD 47.34

81.51%

Gym Membership (Monthly)

$44.82 CA$63.1

$117 SGD 151

-61.79%

Tennis Court (1 Hour on Weekend)

$18.50 CA$26.05

$12.29 SGD 15.86

50.53%

Cinema Ticket

$12.36 CA$17.41

$11.63 SGD 15.01

6.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$888 CA$1,251

$1,193 SGD 1,541

-25.57%

International Primary School, 1 Child (Yearly)

$12.5K CA$17.6K

$29.6K SGD 38.2K

-57.76%

Jeans (Levis 501 Or Similar)

$54.9 CA$77.3

$83.4 SGD 108

-34.18%

Summer Dress (H&M, Zara, etc)

$53.9 CA$75.9

$42.23 SGD 54.5

27.61%

Sport Shoes (Adidas, Nike)

$105 CA$148

$107 SGD 138

-1.94%

Men's Leather Business Shoes

$95.3 CA$134

$131 SGD 169

-27.38%

1-bedroom Apartment, City Center (Monthly)

$1,623 CA$2,286

$3,100 SGD 4,002

-47.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,396 CA$1,966

$2,268 SGD 2,928

-38.47%

3-bedroom Apartment, City Center (Monthly)

$3,011 CA$4,241

$6,263 SGD 8,085

-51.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,445 CA$3,444

$3,803 SGD 4,909

-35.71%

Buy Apartment in City Center (m2)

$9,586 CA$13.5K

$22.8K SGD 29.4K

-57.94%

Buy Apartment Outside City Center (m2)

$8,475 CA$11.9K

$16.3K SGD 21.1K

-48.06%

Average Monthly Net Salary (After Tax)

$3,122 CA$4,398

$3,978 SGD 5,135

-21.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.54

3.19

105.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surrey: July 21, 2026

Last update for Singapore: July 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,623 in Surrey and $3,100 in Singapore. Housing cost is often the main lever when comparing two cities.

Singapore pays 27% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Surrey vs $78.0 in Singapore. Groceries flip the comparison at $410 vs $448, with Surrey cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surrey vs Singapore: Cost of Living - Frequently Asked Questions

Surrey is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment. The 28% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 27% lower in Singapore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,623 in Surrey versus $3,100 in Singapore. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,760 per month in Surrey versus $3,534 in Singapore – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Surrey runs roughly 36% less than in Singapore. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $3,000. Surrey is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Surrey and Singapore are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Surrey gentler on the wallet – expenses run 28% less than in Singapore. Beyond cost, consider language, visa policies, and how big the international community is in each city.