Last update: Oct 2026

Cost of Living Comparison Between Surabaya and Bangalore

For one person, living is cheaper in Bangalore: $535 a month against $688 in Surabaya, rent and utilities included – about $1,800 less a year. The total is higher in Surabaya despite lower rent and utilities.

33

Cost of Living Index in Surabaya
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Surabaya Living Index
26

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index

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Surabaya

🇮🇩 Indonesia

$688

/mo nomad

Bangalore

🇮🇳 India

$535

/mo nomad

Monthly Cost of Living

How much you'll spend in Surabaya and in Bangalore

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Surabaya and in Bangalore actually costs, broken down by who's living it.

Monthly costs for one person with rent: $688 in Surabaya versus $535 in Bangalore.

Surabaya $688
Bangalore $535

Estimated couple costs with rent: $1,191 in Surabaya versus $927 in Bangalore.

Surabaya $1,191
Bangalore $927

Monthly costs for a family of three with rent: $1,695 in Surabaya versus $1,318 in Bangalore.

Surabaya $1,695
Bangalore $1,318

Living in Surabaya is roughly 28% more expensive than in Bangalore, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Surabaya 49% lower, Bangalore 60% lower.

Meal at Budget Restaurant

$1.69 Rp 30.2K

$3.04 ₹294

-44.41%

Three-Course Dinner for Two, Mid-Range

$11.40 Rp 203.9K

$17.83 ₹1,725

-36.06%

Fast Food Meal (McDonalds, etc)

$3.05 Rp 54.6K

$4.78 ₹463

-36.19%

Cappuccino

$1.57 Rp 28.0K

$2.24 ₹217

-29.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 Rp 10.8K

$0.39 ₹37.49

56.41%

Water (0.33 liter bottle)

$0.28 Rp 5,026

$0.14 ₹13.64

100.00%

Local Beer (0.5 liter draught)

$2.26 Rp 40.5K

$2.34 ₹226

-3.42%

Imported Beer (0.33 liter bottle)

$4.09 Rp 73.1K

$3.91 ₹379

4.60%

Milk (1 liter)

$1.22 Rp 21.8K

$0.61 ₹58.6

100.00%

White Bread (500g)

$1.27 Rp 22.8K

$0.57 ₹55.2

122.81%

Rice (white) (1kg)

$0.84 Rp 15.0K

$0.81 ₹77.9

3.70%

Eggs

$1.20 Rp 21.5K

$1.12 ₹109

7.14%

Local Cheese (1kg)

$7.66 Rp 136.9K

$5.93 ₹574

29.17%

Chicken Fillets (1kg)

$3.08 Rp 55.0K

$3.85 ₹373

-20.00%

Beef Round Steak (1kg)

$7.85 Rp 140.3K

Apples (1kg)

$2.09 Rp 37.4K

$2.78 ₹269

-24.82%

Banana (1kg)

$1.30 Rp 23.2K

$0.75 ₹72.2

73.33%

Oranges (1kg)

$1.82 Rp 32.6K

$1.22 ₹118

49.18%

Tomato (1kg)

$1.56 Rp 27.8K

$0.40 ₹39.19

290.00%

Potato (1kg)

$1.30 Rp 23.3K

$0.38 ₹36.40

242.11%

Onion (1kg)

$1.91 Rp 34.2K

$0.36 ₹34.72

430.56%

Lettuce (1 head)

$0.96 Rp 17.2K

$0.42 ₹40.31

128.57%

Water (1.5 liter bottle)

$0.43 Rp 7,679

$0.32 ₹31.21

34.37%

Cigarettes 20 Pack (Marlboro, Camel)

$1.94 Rp 34.6K

$4.61 ₹446

-57.92%

Wine (Bottle)

$24.67 Rp 441.1K

$9.01 ₹872

173.81%

Local Beer (0.5 liter bottle)

$1.73 Rp 30.9K

$1.86 ₹180

-6.99%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.5K

$2.92 ₹283

2.74%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.35 ₹614

One-way Ticket (Public Transport)

$0.32 Rp 5,669

$0.51 ₹48.89

-37.25%

Public Transport Monthly Pass (Regular Price)

$15.71 ₹1,520

Taxi Start (Normal Tariff)

$0.48 Rp 8,519

$1.01 ₹97.8

-52.48%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$0.30 ₹29.43

43.33%

Taxi 1hour Waiting (Normal Tariff)

$2.61 Rp 46.7K

$2.10 ₹203

24.29%

Gasoline (1 liter)

$0.83 Rp 14.8K

$1.08 ₹104

-23.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 446.0M

$12.6K ₹1.2M

98.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 585.5M

$19.1K ₹1.8M

71.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$86.2 Rp 1.5M

$30.32 ₹2,934

184.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.58 Rp 81.9K

$4.11 ₹398

11.44%

Internet (50+ Mbps, Unlimited Data)

$19.24 Rp 343.9K

$10.23 ₹990

88.07%

Gym Membership (Monthly)

$17.96 Rp 321.0K

$18.61 ₹1,801

-3.49%

Tennis Court (1 Hour on Weekend)

$6.82 Rp 121.9K

$5.95 ₹576

14.62%

Cinema Ticket

$2.72 Rp 48.7K

$4.60 ₹446

-40.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$280 Rp 5.0M

$104 ₹10.1K

169.04%

International Primary School, 1 Child (Yearly)

$9,557 Rp 170.8M

$3,176 ₹307.3K

200.96%

Jeans (Levis 501 Or Similar)

$70.0 Rp 1.3M

$32.29 ₹3,125

116.79%

Summer Dress (H&M, Zara, etc)

$39.31 Rp 702.6K

$29.85 ₹2,889

31.69%

Sport Shoes (Adidas, Nike)

$81.4 Rp 1.5M

$53.3 ₹5,160

52.77%

Men's Leather Business Shoes

$73.4 Rp 1.3M

$39.66 ₹3,838

85.15%

1-bedroom Apartment, City Center (Monthly)

$279 Rp 5.0M

$309 ₹29.9K

-9.66%

1-bedroom Apartment, Outside City Center (Monthly)

$147 Rp 2.6M

$175 ₹16.9K

-16.10%

3-bedroom Apartment, City Center (Monthly)

$1,247 Rp 22.3M

$788 ₹76.3K

58.22%

3-bedroom Apartment, Outside City Center (Monthly)

$620 Rp 11.1M

$481 ₹46.6K

28.75%

Buy Apartment in City Center (m2)

$2,155 Rp 38.5M

$1,889 ₹182.8K

14.10%

Buy Apartment Outside City Center (m2)

$1,047 Rp 18.7M

$1,067 ₹103.3K

-1.89%

Average Monthly Net Salary (After Tax)

$273 Rp 4.9M

$919 ₹89.0K

-70.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

8.5

-11.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Surabaya: October 5, 2026

Last update for Bangalore: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Surabaya

$209 30.9%

Bangalore

$122 22.4% 41.4% $87

Accommodation & Living

Surabaya

$147 21.7%

Bangalore

$175 32% 19.2% $28

Clothing & Footwear

Surabaya

$119 17.6%

Bangalore

$70 12.8% 41.3% $49

Monthly Utilities & Internet

Surabaya

$110 16.3%

Bangalore

$45 8.2% 59.4% $65

Eating Out

Surabaya

$65 9.5%

Bangalore

$87 15.9% 35% $23

Sport & Entertainment

Surabaya

$23 3.5%

Bangalore

$28 5.1% 18.8% $4.4

Getting Around

Surabaya

$3.9 * 0.6%

Bangalore

$20 3.7% 421% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $279 in Surabaya and $309 in Bangalore. Housing cost is often the main lever when comparing two cities.

Bangalore pays 237% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11.00 in Surabaya vs $18.00 in Bangalore. Groceries flip the comparison at $209 vs $122, with Bangalore cheaper for home cooking.

Good to know

🇮🇩 Surabaya

🇮🇳 Bangalore

🕒 Local time

10:51 10:51 AM

09:21 9:21 AM

1 h 30 min behind Surabaya

🌤 Weather

👥 Population

2,765,487

8,495,492

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Surabaya Bangalore 4,480 km ≈ 6 h nonstop flight

From you

Surabaya
Bangalore

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Surabaya vs Bangalore: Cost of Living - Frequently Asked Questions

Bangalore wins on cost – living expenses run 28% lower than in Surabaya. Housing and daily spending are where you'll feel the difference most, making Bangalore the obvious pick if budget is a priority.

On paper, salaries run 237% lower in Bangalore. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $279 in Surabaya versus $309 in Bangalore. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 71% higher in Surabaya. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $688 per month in Surabaya versus $535 in Bangalore – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Bangalore gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bangalore delivers better value – similar infrastructure at $535 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bangalore hard to pass up.

Expats usually find Bangalore gentler on the wallet – expenses run 28% less than in Surabaya. Beyond cost, consider language, visa policies, and how big the international community is in each city.