Last update: Oct 2026

Cost of Living Comparison Between Bangalore and Surabaya

For one person, living is cheaper in Bangalore: $535 a month against $688 in Surabaya, rent and utilities included – about $1,800 less a year. The total is higher in Surabaya despite lower rent and utilities.

26

Cost of Living Index in Bangalore
Learn more

Bangalore Living Index
33

Cost of Living Index in Surabaya
Learn more

Surabaya Living Index

Jump to prices

Bangalore

🇮🇳 India

$535

/mo nomad

Surabaya

🇮🇩 Indonesia

$688

/mo nomad

Monthly Cost of Living

How much you'll spend in Bangalore and in Surabaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bangalore and in Surabaya actually costs, broken down by who's living it.

Monthly costs for one person with rent: $535 in Bangalore versus $688 in Surabaya.

Bangalore $535
Surabaya $688

Estimated couple costs with rent: $927 in Bangalore versus $1,191 in Surabaya.

Bangalore $927
Surabaya $1,191

Monthly costs for a family of three with rent: $1,318 in Bangalore versus $1,695 in Surabaya.

Bangalore $1,318
Surabaya $1,695

Living in Bangalore costs roughly 22% less than in Surabaya, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bangalore 60% lower, Surabaya 49% lower.

Meal at Budget Restaurant

$3.04 ₹294

$1.69 Rp 30.2K

79.88%

Three-Course Dinner for Two, Mid-Range

$17.83 ₹1,725

$11.40 Rp 203.9K

56.40%

Fast Food Meal (McDonalds, etc)

$4.78 ₹463

$3.05 Rp 54.6K

56.72%

Cappuccino

$2.24 ₹217

$1.57 Rp 28.0K

42.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 ₹37.49

$0.61 Rp 10.8K

-36.07%

Water (0.33 liter bottle)

$0.14 ₹13.64

$0.28 Rp 5,026

-50.00%

Local Beer (0.5 liter draught)

$2.34 ₹226

$2.26 Rp 40.5K

3.54%

Imported Beer (0.33 liter bottle)

$3.91 ₹379

$4.09 Rp 73.1K

-4.40%

Milk (1 liter)

$0.61 ₹58.6

$1.22 Rp 21.8K

-50.00%

White Bread (500g)

$0.57 ₹55.2

$1.27 Rp 22.8K

-55.12%

Rice (white) (1kg)

$0.81 ₹77.9

$0.84 Rp 15.0K

-3.57%

Eggs

$1.12 ₹109

$1.20 Rp 21.5K

-6.67%

Local Cheese (1kg)

$5.93 ₹574

$7.66 Rp 136.9K

-22.58%

Chicken Fillets (1kg)

$3.85 ₹373

$3.08 Rp 55.0K

25.00%

Beef Round Steak (1kg)

$7.85 Rp 140.3K

Apples (1kg)

$2.78 ₹269

$2.09 Rp 37.4K

33.01%

Banana (1kg)

$0.75 ₹72.2

$1.30 Rp 23.2K

-42.31%

Oranges (1kg)

$1.22 ₹118

$1.82 Rp 32.6K

-32.97%

Tomato (1kg)

$0.40 ₹39.19

$1.56 Rp 27.8K

-74.36%

Potato (1kg)

$0.38 ₹36.40

$1.30 Rp 23.3K

-70.77%

Onion (1kg)

$0.36 ₹34.72

$1.91 Rp 34.2K

-81.15%

Lettuce (1 head)

$0.42 ₹40.31

$0.96 Rp 17.2K

-56.25%

Water (1.5 liter bottle)

$0.32 ₹31.21

$0.43 Rp 7,679

-25.58%

Cigarettes 20 Pack (Marlboro, Camel)

$4.61 ₹446

$1.94 Rp 34.6K

137.63%

Wine (Bottle)

$9.01 ₹872

$24.67 Rp 441.1K

-63.48%

Local Beer (0.5 liter bottle)

$1.86 ₹180

$1.73 Rp 30.9K

7.51%

Imported Beer (0.33 liter bottle)

$2.92 ₹283

$3.00 Rp 53.5K

-2.67%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.35 ₹614

One-way Ticket (Public Transport)

$0.51 ₹48.89

$0.32 Rp 5,669

59.38%

Public Transport Monthly Pass (Regular Price)

$15.71 ₹1,520

Taxi Start (Normal Tariff)

$1.01 ₹97.8

$0.48 Rp 8,519

110.42%

Taxi (Normal Tariff) (1km)

$0.30 ₹29.43

$0.43 Rp 7,679

-30.23%

Taxi 1hour Waiting (Normal Tariff)

$2.10 ₹203

$2.61 Rp 46.7K

-19.54%

Gasoline (1 liter)

$1.08 ₹104

$0.83 Rp 14.8K

30.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.6K ₹1.2M

$25.0K Rp 446.0M

-49.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₹1.8M

$32.8K Rp 585.5M

-41.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.32 ₹2,934

$86.2 Rp 1.5M

-64.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.11 ₹398

$4.58 Rp 81.9K

-10.26%

Internet (50+ Mbps, Unlimited Data)

$10.23 ₹990

$19.24 Rp 343.9K

-46.83%

Gym Membership (Monthly)

$18.61 ₹1,801

$17.96 Rp 321.0K

3.62%

Tennis Court (1 Hour on Weekend)

$5.95 ₹576

$6.82 Rp 121.9K

-12.76%

Cinema Ticket

$4.60 ₹446

$2.72 Rp 48.7K

69.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$104 ₹10.1K

$280 Rp 5.0M

-62.83%

International Primary School, 1 Child (Yearly)

$3,176 ₹307.3K

$9,557 Rp 170.8M

-66.77%

Jeans (Levis 501 Or Similar)

$32.29 ₹3,125

$70.0 Rp 1.3M

-53.87%

Summer Dress (H&M, Zara, etc)

$29.85 ₹2,889

$39.31 Rp 702.6K

-24.07%

Sport Shoes (Adidas, Nike)

$53.3 ₹5,160

$81.4 Rp 1.5M

-34.54%

Men's Leather Business Shoes

$39.66 ₹3,838

$73.4 Rp 1.3M

-45.99%

1-bedroom Apartment, City Center (Monthly)

$309 ₹29.9K

$279 Rp 5.0M

10.70%

1-bedroom Apartment, Outside City Center (Monthly)

$175 ₹16.9K

$147 Rp 2.6M

19.19%

3-bedroom Apartment, City Center (Monthly)

$788 ₹76.3K

$1,247 Rp 22.3M

-36.80%

3-bedroom Apartment, Outside City Center (Monthly)

$481 ₹46.6K

$620 Rp 11.1M

-22.33%

Buy Apartment in City Center (m2)

$1,889 ₹182.8K

$2,155 Rp 38.5M

-12.35%

Buy Apartment Outside City Center (m2)

$1,067 ₹103.3K

$1,047 Rp 18.7M

1.92%

Average Monthly Net Salary (After Tax)

$919 ₹89.0K

$273 Rp 4.9M

236.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.5

7.5

13.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bangalore: October 4, 2026

Last update for Surabaya: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bangalore

$175 32%

Surabaya

$147 21.7% 16.1% $28

Groceries & Markets

Bangalore

$122 22.4%

Surabaya

$209 30.9% 70.8% $87

Eating Out

Bangalore

$87 15.9%

Surabaya

$65 9.5% 25.9% $23

Clothing & Footwear

Bangalore

$70 12.8%

Surabaya

$119 17.6% 70.3% $49

Monthly Utilities & Internet

Bangalore

$45 8.2%

Surabaya

$110 16.3% 146% $65

Sport & Entertainment

Bangalore

$28 5.1%

Surabaya

$23 3.5% 15.9% $4.4

Getting Around

Bangalore

$20 3.7%

Surabaya

$3.9 * 0.6% 80.8% $16

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $309 in Bangalore and $279 in Surabaya. Housing cost is often the main lever when comparing two cities.

Bangalore pays 237% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Bangalore vs $11.00 in Surabaya. Groceries flip the comparison at $122 vs $209, with Bangalore cheaper for home cooking.

Good to know

🇮🇳 Bangalore

🇮🇩 Surabaya

🕒 Local time

11:09 11:09 AM

12:39 12:39 PM

1 h 30 min ahead of Bangalore

🌤 Weather

👥 Population

8,495,492

2,765,487

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.33 USD

1,000 INR = 9.21 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 10, 2026: 1 USD = 96.78 INR (100 INR = 1.03 USD). 1 EUR = 109 INR (1,000 INR = 9.21 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Bangalore Surabaya 4,480 km ≈ 6 h nonstop flight

From you

Bangalore
Surabaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bangalore vs Surabaya: Cost of Living - Frequently Asked Questions

Bangalore wins on cost – living expenses run 28% lower than in Surabaya. Housing and daily spending are where you'll feel the difference most, making Bangalore the obvious pick if budget is a priority.

Average pay runs 237% higher in Bangalore, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $309 in Bangalore versus $279 in Surabaya. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 71% higher in Surabaya. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $535 per month in Bangalore versus $688 in Surabaya – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Bangalore gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bangalore delivers better value – similar infrastructure at $535 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bangalore hard to pass up.

Expats usually find Bangalore gentler on the wallet – expenses run 28% less than in Surabaya. Beyond cost, consider language, visa policies, and how big the international community is in each city.