Last update: Oct 2026

Cost of Living Comparison Between Summerside, PE and Toronto

For one person, living is cheaper in Summerside, PE: $1,773 a month against $2,561 in Toronto, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

87

Cost of Living Index in Summerside, PE
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Summerside, PE Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Summerside, PE

🇨🇦 Canada

$1,773

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Summerside, PE and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Summerside, PE and in Toronto actually costs, broken down by who's living it.

A single person spends $1,773 per month in Summerside, PE vs $2,561 in Toronto, rent included.

Summerside, PE $1,773
Toronto $2,561

A couple spends around $2,575 per month in Summerside, PE vs $3,694 in Toronto, rent included.

Summerside, PE $2,575
Toronto $3,694

A family of three spends $3,377 per month in Summerside, PE vs $4,826 in Toronto, rent included.

Summerside, PE $3,377
Toronto $4,826

Summerside, PE is about 31% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Summerside, PE and Toronto sit above the global median – Summerside, PE by 31%, Toronto by 90%.

Meal at Budget Restaurant

$21.01 CA$29.70

$17.18 CA$24.29

22.29%

Three-Course Dinner for Two, Mid-Range

$53.8 CA$76.0

$76.0 CA$107

-29.24%

Fast Food Meal (McDonalds, etc)

$10.22 CA$14.44

$10.54 CA$14.89

-3.04%

Cappuccino

$3.61 CA$5.10

$4.02 CA$5.68

-10.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.61 CA$2.28

$2.12 CA$3.00

-24.06%

Water (0.33 liter bottle)

$2.07 CA$2.93

$1.75 CA$2.48

18.29%

Local Beer (0.5 liter draught)

$4.91 CA$6.95

$6.24 CA$8.83

-21.31%

Imported Beer (0.33 liter bottle)

$4.59 CA$6.49

$7.09 CA$10.02

-35.26%

Milk (1 liter)

$1.67 CA$2.36

$2.44 CA$3.45

-31.56%

White Bread (500g)

$2.72 CA$3.85

$2.68 CA$3.78

1.49%

Rice (white) (1kg)

$2.56 CA$3.61

$2.24 CA$3.17

14.29%

Eggs

$3.80 CA$5.38

$3.56 CA$5.03

6.74%

Local Cheese (1kg)

$9.21 CA$13.02

$9.09 CA$12.85

1.32%

Chicken Fillets (1kg)

$8.72 CA$12.32

$11.33 CA$16.01

-23.04%

Beef Round Steak (1kg)

$9.25 CA$13.07

$14.53 CA$20.55

-36.34%

Apples (1kg)

$4.56 CA$6.44

$3.62 CA$5.12

25.97%

Banana (1kg)

$1.50 CA$2.11

$1.21 CA$1.72

23.97%

Oranges (1kg)

$3.46 CA$4.89

$3.60 CA$5.09

-3.89%

Tomato (1kg)

$3.74 CA$5.29

$4.21 CA$5.96

-11.16%

Potato (1kg)

$2.55 CA$3.60

$1.79 CA$2.53

42.46%

Onion (1kg)

$1.56 CA$2.20

$1.59 CA$2.25

-1.89%

Lettuce (1 head)

$2.13 CA$3.01

$2.27 CA$3.21

-6.17%

Water (1.5 liter bottle)

$1.63 CA$2.30

$1.25 CA$1.77

30.40%

Cigarettes 20 Pack (Marlboro, Camel)

$11.08 CA$15.66

$13.82 CA$19.53

-19.83%

Wine (Bottle)

$11.91 CA$16.84

$14.27 CA$20.18

-16.54%

Local Beer (0.5 liter bottle)

$4.16 CA$5.88

$2.20 CA$3.10

89.09%

Imported Beer (0.33 liter bottle)

$3.58 CA$5.07

$2.43 CA$3.44

47.33%

One-way Ticket (Public Transport)

$1.38 CA$1.96

$2.39 CA$3.38

-42.26%

Public Transport Monthly Pass (Regular Price)

$45.19 CA$63.9

$111 CA$157

-59.26%

Taxi Start (Normal Tariff)

$2.86 CA$4.04

$2.91 CA$4.12

-1.72%

Taxi (Normal Tariff) (1km)

$1.36 CA$1.92

$1.20 CA$1.69

13.33%

Taxi 1hour Waiting (Normal Tariff)

$21.19 CA$29.95

$21.38 CA$30.23

-0.89%

Gasoline (1 liter)

$1.18 CA$1.67

$1.21 CA$1.71

-2.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K CA$36.7K

$28.2K CA$39.8K

-7.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K CA$26.6K

$20.3K CA$28.6K

-7.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 CA$162

$120 CA$170

-4.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.0 CA$93.3

$32.26 CA$45.60

104.62%

Internet (50+ Mbps, Unlimited Data)

$69.3 CA$97.9

$47.93 CA$67.8

44.50%

Gym Membership (Monthly)

$30.81 CA$43.56

$38.48 CA$54.4

-19.93%

Tennis Court (1 Hour on Weekend)

$10.67 CA$15.09

$22.96 CA$32.46

-53.53%

Cinema Ticket

$10.09 CA$14.26

$12.38 CA$17.50

-18.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$582 CA$823

$830 CA$1,173

-29.84%

International Primary School, 1 Child (Yearly)

$1,652 CA$2,335

$23.1K CA$32.6K

-92.85%

Jeans (Levis 501 Or Similar)

$49.67 CA$70.2

$50.7 CA$71.7

-2.05%

Summer Dress (H&M, Zara, etc)

$24.57 CA$34.73

$40.02 CA$56.6

-38.61%

Sport Shoes (Adidas, Nike)

$66.4 CA$93.8

$98.0 CA$139

-32.24%

Men's Leather Business Shoes

$65.2 CA$92.2

$121 CA$171

-45.93%

1-bedroom Apartment, City Center (Monthly)

$926 CA$1,309

$1,592 CA$2,251

-41.86%

1-bedroom Apartment, Outside City Center (Monthly)

$705 CA$997

$1,410 CA$1,994

-49.99%

3-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,337

$2,670 CA$3,775

-38.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 CA$1,455

$2,152 CA$3,042

-52.15%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$1,114 CA$1,575

$6,542 CA$9,249

-82.97%

Average Monthly Net Salary (After Tax)

$2,354 CA$3,328

$3,727 CA$5,269

-36.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

4.47

6.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Summerside, PE: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Summerside, PE

$705 39.8%

Toronto

$1.4K 55.1% 100% $705

Groceries & Markets

Summerside, PE

$323 18.2%

Toronto

$340 13.3% 5.1% $17

Eating Out

Summerside, PE

$291 16.4%

Toronto

$278 10.9% 4.3% $12

Monthly Utilities & Internet

Summerside, PE

$250 14.1%

Toronto

$201 7.8% 19.8% $49

Clothing & Footwear

Summerside, PE

$93 5.2%

Toronto

$139 5.4% 50.3% $47

Getting Around

Summerside, PE

$60 3.4%

Toronto

$129 5.1% 114% $69

Sport & Entertainment

Summerside, PE

$51 2.9%

Toronto

$63 2.5% 24% $12

Cost Breakdown

A central one-bedroom costs $926 in Summerside, PE versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 58% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $54.0 in Summerside, PE versus $76.0 in Toronto. Monthly groceries follow the same trend: $323 vs $340 – making Summerside, PE the more affordable choice for daily food spending.

Good to know

🇨🇦 Summerside, PE

🇨🇦 Toronto

🕒 Local time

08:33 8:33 AM

07:33 7:33 AM

1 h behind Summerside, PE

🌤 Weather

👥 Population

16,001

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Summerside, PE Toronto 1,260 km ≈ 2 h nonstop flight

From you

Summerside, PE
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Summerside, PE vs Toronto: Cost of Living - Frequently Asked Questions

Toronto costs about 44% more than Summerside, PE, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,660 per month in Summerside, PE and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Summerside, PE, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,773 in Summerside, PE and $2,561 in Toronto. That's a gap of about 44%.

Public transport costs about 145% less in Summerside, PE. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Summerside, PE, where all-in costs run around $1,773, than in Toronto at $2,561. In Summerside, PE it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Summerside, PE – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Summerside, PE. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.