Last update: Oct 2026

Cost of Living Comparison Between Summerside, PE and Montreal

For one person, living is cheaper in Summerside, PE: $1,773 a month against $2,018 in Montreal, rent and utilities included – about $2,900 less a year. Rent and utilities account for most of the difference.

87

Cost of Living Index in Summerside, PE
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Summerside, PE Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Summerside, PE

🇨🇦 Canada

$1,773

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Summerside, PE and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Summerside, PE and in Montreal actually costs, broken down by who's living it.

A single person spends $1,773 per month in Summerside, PE vs $2,018 in Montreal, rent included.

Summerside, PE $1,773
Montreal $2,018

A couple spends around $2,575 per month in Summerside, PE vs $3,085 in Montreal, rent included.

Summerside, PE $2,575
Montreal $3,085

A family of three spends $3,377 per month in Summerside, PE vs $4,152 in Montreal, rent included.

Summerside, PE $3,377
Montreal $4,152

Summerside, PE is about 12% cheaper than Montreal, and outside of rent the biggest gap is in utilities.

Both Summerside, PE and Montreal sit above the global median – Summerside, PE by 31%, Montreal by 49%.

Meal at Budget Restaurant

$21.01 CA$29.70

$18.82 CA$26.61

11.64%

Three-Course Dinner for Two, Mid-Range

$53.8 CA$76.0

$70.3 CA$99.4

-23.52%

Fast Food Meal (McDonalds, etc)

$10.22 CA$14.44

$10.66 CA$15.06

-4.13%

Cappuccino

$3.61 CA$5.10

$3.84 CA$5.43

-5.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.61 CA$2.28

$1.92 CA$2.71

-16.15%

Water (0.33 liter bottle)

$2.07 CA$2.93

$1.54 CA$2.18

34.42%

Local Beer (0.5 liter draught)

$4.91 CA$6.95

$6.23 CA$8.81

-21.19%

Imported Beer (0.33 liter bottle)

$4.59 CA$6.49

$7.10 CA$10.03

-35.35%

Milk (1 liter)

$1.67 CA$2.36

$2.31 CA$3.27

-27.71%

White Bread (500g)

$2.72 CA$3.85

$3.14 CA$4.44

-13.38%

Rice (white) (1kg)

$2.56 CA$3.61

$3.21 CA$4.54

-20.25%

Eggs

$3.80 CA$5.38

$3.52 CA$4.97

7.95%

Local Cheese (1kg)

$9.21 CA$13.02

$12.81 CA$18.11

-28.10%

Chicken Fillets (1kg)

$8.72 CA$12.32

$11.46 CA$16.20

-23.91%

Beef Round Steak (1kg)

$9.25 CA$13.07

$13.39 CA$18.92

-30.92%

Apples (1kg)

$4.56 CA$6.44

$3.14 CA$4.43

45.22%

Banana (1kg)

$1.50 CA$2.11

$1.44 CA$2.03

4.17%

Oranges (1kg)

$3.46 CA$4.89

$3.47 CA$4.91

-0.29%

Tomato (1kg)

$3.74 CA$5.29

$3.07 CA$4.34

21.82%

Potato (1kg)

$2.55 CA$3.60

$1.90 CA$2.69

34.21%

Onion (1kg)

$1.56 CA$2.20

$1.77 CA$2.50

-11.86%

Lettuce (1 head)

$2.13 CA$3.01

$2.34 CA$3.31

-8.97%

Water (1.5 liter bottle)

$1.63 CA$2.30

$1.55 CA$2.19

5.16%

Cigarettes 20 Pack (Marlboro, Camel)

$11.08 CA$15.66

$11.38 CA$16.09

-2.64%

Wine (Bottle)

$11.91 CA$16.84

$10.63 CA$15.03

12.04%

Local Beer (0.5 liter bottle)

$4.16 CA$5.88

$2.27 CA$3.21

83.26%

Imported Beer (0.33 liter bottle)

$3.58 CA$5.07

$2.82 CA$3.99

26.95%

One-way Ticket (Public Transport)

$1.38 CA$1.96

$2.66 CA$3.76

-48.12%

Public Transport Monthly Pass (Regular Price)

$45.19 CA$63.9

$77.3 CA$109

-41.53%

Taxi Start (Normal Tariff)

$2.86 CA$4.04

$3.20 CA$4.53

-10.63%

Taxi (Normal Tariff) (1km)

$1.36 CA$1.92

$1.48 CA$2.09

-8.11%

Taxi 1hour Waiting (Normal Tariff)

$21.19 CA$29.95

$32.88 CA$46.48

-35.55%

Gasoline (1 liter)

$1.18 CA$1.67

$1.34 CA$1.90

-11.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K CA$36.7K

$28.2K CA$39.8K

-7.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K CA$26.6K

$19.6K CA$27.8K

-4.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$115 CA$162

$76.0 CA$107

51.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.0 CA$93.3

$33.95 CA$48.00

94.43%

Internet (50+ Mbps, Unlimited Data)

$69.3 CA$97.9

$42.31 CA$59.8

63.70%

Gym Membership (Monthly)

$30.81 CA$43.56

$29.76 CA$42.07

3.53%

Tennis Court (1 Hour on Weekend)

$10.67 CA$15.09

$20.28 CA$28.67

-47.39%

Cinema Ticket

$10.09 CA$14.26

$11.15 CA$15.77

-9.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$582 CA$823

$507 CA$717

14.82%

International Primary School, 1 Child (Yearly)

$1,652 CA$2,335

$16.1K CA$22.7K

-89.71%

Jeans (Levis 501 Or Similar)

$49.67 CA$70.2

$57.6 CA$81.4

-13.69%

Summer Dress (H&M, Zara, etc)

$24.57 CA$34.73

$37.58 CA$53.1

-34.62%

Sport Shoes (Adidas, Nike)

$66.4 CA$93.8

$91.9 CA$130

-27.77%

Men's Leather Business Shoes

$65.2 CA$92.2

$110 CA$155

-40.46%

1-bedroom Apartment, City Center (Monthly)

$926 CA$1,309

$1,260 CA$1,782

-26.55%

1-bedroom Apartment, Outside City Center (Monthly)

$705 CA$997

$948 CA$1,340

-25.56%

3-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,337

$2,137 CA$3,021

-22.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 CA$1,455

$1,614 CA$2,281

-36.20%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

Buy Apartment Outside City Center (m2)

$1,114 CA$1,575

$3,838 CA$5,425

-70.97%

Average Monthly Net Salary (After Tax)

$2,354 CA$3,328

$2,827 CA$3,997

-16.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

4.48

6.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Summerside, PE: October 10, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Summerside, PE

$705 39.8%

Montreal

$948 47% 34.3% $242

Groceries & Markets

Summerside, PE

$323 18.2%

Montreal

$346 17.2% 7.2% $23

Eating Out

Summerside, PE

$291 16.4%

Montreal

$288 14.3% 0.9% $2.7

Monthly Utilities & Internet

Summerside, PE

$250 14.1%

Montreal

$152 7.5% 39.1% $98

Clothing & Footwear

Summerside, PE

$93 5.2%

Montreal

$133 6.6% 44.1% $41

Getting Around

Summerside, PE

$60 3.4%

Montreal

$99 4.9% 63.2% $38

Sport & Entertainment

Summerside, PE

$51 2.9%

Montreal

$52 2.6% 2.1% $1.1

Cost Breakdown

A central one-bedroom costs $926 in Summerside, PE versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 20% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $54.0 in Summerside, PE versus $70.0 in Montreal. Monthly groceries follow the same trend: $323 vs $346 – making Summerside, PE the more affordable choice for daily food spending.

Good to know

🇨🇦 Summerside, PE

🇨🇦 Montreal

🕒 Local time

08:32 8:32 AM

07:32 7:32 AM

1 h behind Summerside, PE

🌤 Weather

👥 Population

16,001

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Summerside, PE Montreal 760 km ≈ 1 h 30 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Summerside, PE vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 14% more than Summerside, PE, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,660 per month in Summerside, PE and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Summerside, PE, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 7% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $54.0 in Summerside, PE and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Summerside, PE, where all-in costs run around $1,773, than in Montreal at $2,018. In Summerside, PE it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Summerside, PE costs $1,773 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Summerside, PE. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.