Last update: Oct 2026

Cost of Living Comparison Between Toronto and Summerside, PE

For one person, living is cheaper in Summerside, PE: $1,773 a month against $2,561 in Toronto, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
87

Cost of Living Index in Summerside, PE
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Summerside, PE Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Summerside, PE

🇨🇦 Canada

$1,773

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Summerside, PE

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Summerside, PE actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $1,773 in Summerside, PE, rent included.

Toronto $2,561
Summerside, PE $1,773

A couple spends around $3,694 per month in Toronto vs $2,575 in Summerside, PE, rent included.

Toronto $3,694
Summerside, PE $2,575

A family of three spends $4,826 per month in Toronto vs $3,377 in Summerside, PE, rent included.

Toronto $4,826
Summerside, PE $3,377

Toronto costs about 44% more than Summerside, PE, and outside of rent the biggest gap is in transport.

Both Toronto and Summerside, PE sit above the global median – Toronto by 90%, Summerside, PE by 31%.

Meal at Budget Restaurant

$17.18 CA$24.29

$21.01 CA$29.70

-18.23%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$53.8 CA$76.0

41.31%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$10.22 CA$14.44

3.13%

Cappuccino

$4.02 CA$5.68

$3.61 CA$5.10

11.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.61 CA$2.28

31.68%

Water (0.33 liter bottle)

$1.75 CA$2.48

$2.07 CA$2.93

-15.46%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.91 CA$6.95

27.09%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$4.59 CA$6.49

54.47%

Milk (1 liter)

$2.44 CA$3.45

$1.67 CA$2.36

46.11%

White Bread (500g)

$2.68 CA$3.78

$2.72 CA$3.85

-1.47%

Rice (white) (1kg)

$2.24 CA$3.17

$2.56 CA$3.61

-12.50%

Eggs

$3.56 CA$5.03

$3.80 CA$5.38

-6.32%

Local Cheese (1kg)

$9.09 CA$12.85

$9.21 CA$13.02

-1.30%

Chicken Fillets (1kg)

$11.33 CA$16.01

$8.72 CA$12.32

29.93%

Beef Round Steak (1kg)

$14.53 CA$20.55

$9.25 CA$13.07

57.08%

Apples (1kg)

$3.62 CA$5.12

$4.56 CA$6.44

-20.61%

Banana (1kg)

$1.21 CA$1.72

$1.50 CA$2.11

-19.33%

Oranges (1kg)

$3.60 CA$5.09

$3.46 CA$4.89

4.05%

Tomato (1kg)

$4.21 CA$5.96

$3.74 CA$5.29

12.57%

Potato (1kg)

$1.79 CA$2.53

$2.55 CA$3.60

-29.80%

Onion (1kg)

$1.59 CA$2.25

$1.56 CA$2.20

1.92%

Lettuce (1 head)

$2.27 CA$3.21

$2.13 CA$3.01

6.57%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.63 CA$2.30

-23.31%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$11.08 CA$15.66

24.73%

Wine (Bottle)

$14.27 CA$20.18

$11.91 CA$16.84

19.82%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$4.16 CA$5.88

-47.12%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.58 CA$5.07

-32.12%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.38 CA$1.96

73.19%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$45.19 CA$63.9

145.47%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$2.86 CA$4.04

1.75%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.36 CA$1.92

-11.76%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$21.19 CA$29.95

0.90%

Gasoline (1 liter)

$1.21 CA$1.71

$1.18 CA$1.67

2.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$26.0K CA$36.7K

8.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$18.8K CA$26.6K

7.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$115 CA$162

4.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$66.0 CA$93.3

-51.13%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$69.3 CA$97.9

-30.80%

Gym Membership (Monthly)

$38.48 CA$54.4

$30.81 CA$43.56

24.89%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$10.67 CA$15.09

115.18%

Cinema Ticket

$12.38 CA$17.50

$10.09 CA$14.26

22.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$582 CA$823

42.54%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$1,652 CA$2,335

1298.06%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$49.67 CA$70.2

2.09%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$24.57 CA$34.73

62.88%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$66.4 CA$93.8

47.59%

Men's Leather Business Shoes

$121 CA$171

$65.2 CA$92.2

84.93%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$926 CA$1,309

71.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$705 CA$997

99.96%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,653 CA$2,337

61.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,030 CA$1,455

108.99%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,114 CA$1,575

487.17%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$2,354 CA$3,328

58.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.77

-6.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Summerside, PE: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Summerside, PE

$705 39.8% 50% $705

Groceries & Markets

Toronto

$340 13.3%

Summerside, PE

$323 18.2% 4.9% $17

Eating Out

Toronto

$278 10.9%

Summerside, PE

$291 16.4% 4.4% $12

Monthly Utilities & Internet

Toronto

$201 7.8%

Summerside, PE

$250 14.1% 24.7% $49

Clothing & Footwear

Toronto

$139 5.4%

Summerside, PE

$93 5.2% 33.5% $47

Getting Around

Toronto

$129 5.1%

Summerside, PE

$60 3.4% 53.3% $69

Sport & Entertainment

Toronto

$63 2.5%

Summerside, PE

$51 2.9% 19.4% $12

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $926 in Summerside, PE. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 58% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $54.0 in Summerside, PE. Monthly groceries follow the same trend: $340 vs $323 – making Summerside, PE the more affordable choice for daily food spending.

Good to know

🇨🇦 Toronto

🇨🇦 Summerside, PE

🕒 Local time

08:34 8:34 AM

09:34 9:34 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

16,001

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Toronto Summerside, PE 1,260 km ≈ 2 h nonstop flight

From you

Toronto
Summerside, PE

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Summerside, PE: Cost of Living - Frequently Asked Questions

Toronto costs about 44% more than Summerside, PE, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,841 per month in Toronto and $2,660 in Summerside, PE. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Summerside, PE, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $1,773 in Summerside, PE. That's a gap of about 44%.

Public transport costs about 145% less in Summerside, PE. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,000 monthly budget goes further in Summerside, PE, where all-in costs run around $1,773, than in Toronto at $2,561. In Summerside, PE it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Summerside, PE – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Summerside, PE. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.