Last update: Oct 2026

Cost of Living Comparison Between Montreal and Summerland

For one person, living costs are similar in Montreal and in Summerland: $2,064 and $2,079 a month, rent and utilities included.

99

Cost of Living Index in Montreal
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Montreal Living Index
107

Cost of Living Index in Summerland
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Summerland Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

Summerland

🇨🇦 Canada

$2,079

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Summerland

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Summerland actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $2,079 in Summerland, rent included.

Montreal $2,064
Summerland $2,079

A couple spends around $3,156 per month in Montreal vs $3,092 in Summerland, rent included.

Montreal $3,156
Summerland $3,092

A family of three spends $4,247 per month in Montreal vs $4,106 in Summerland, rent included.

Montreal $4,247
Summerland $4,106

Montreal and Summerland have comparable living costs – the differences are in the details.

Both Montreal and Summerland sit above the global median – Montreal by 52%, Summerland by 53%.

Meal at Budget Restaurant

$18.98 CA$26.52

$10.89 CA$15.22

74.29%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$51.0 CA$71.2

43.24%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.20

$10.46 CA$14.62

4.02%

Cappuccino

$3.81 CA$5.33

$3.43 CA$4.79

11.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.71

$1.86 CA$2.59

4.30%

Water (0.33 liter bottle)

$1.58 CA$2.21

$1.59 CA$2.22

-0.63%

Local Beer (0.5 liter draught)

$6.37 CA$8.90

$6.18 CA$8.64

3.07%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.15

$5.79 CA$8.09

25.39%

Milk (1 liter)

$2.23 CA$3.11

$1.81 CA$2.53

23.20%

White Bread (500g)

$3.17 CA$4.43

$2.21 CA$3.09

43.44%

Rice (white) (1kg)

$3.31 CA$4.62

$4.25 CA$5.94

-22.12%

Eggs

$3.63 CA$5.07

$3.09 CA$4.32

17.48%

Local Cheese (1kg)

$13.16 CA$18.38

$12.71 CA$17.76

3.54%

Chicken Fillets (1kg)

$11.56 CA$16.15

$18.32 CA$25.59

-36.90%

Beef Round Steak (1kg)

$13.71 CA$19.16

$18.86 CA$26.35

-27.31%

Apples (1kg)

$3.29 CA$4.60

$4.75 CA$6.64

-30.74%

Banana (1kg)

$1.46 CA$2.04

$1.08 CA$1.50

35.19%

Oranges (1kg)

$3.37 CA$4.70

$4.83 CA$6.75

-30.23%

Tomato (1kg)

$3.15 CA$4.40

$3.53 CA$4.93

-10.76%

Potato (1kg)

$1.89 CA$2.64

$1.59 CA$2.22

18.87%

Onion (1kg)

$1.79 CA$2.50

$2.53 CA$3.54

-29.25%

Lettuce (1 head)

$2.47 CA$3.45

$2.65 CA$3.70

-6.79%

Water (1.5 liter bottle)

$1.58 CA$2.21

$1.90 CA$2.66

-16.84%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.77

$15.06 CA$21.04

-25.10%

Wine (Bottle)

$10.49 CA$14.66

$10.89 CA$15.22

-3.67%

Local Beer (0.5 liter bottle)

$2.34 CA$3.26

$4.15 CA$5.79

-43.61%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.07

$3.85 CA$5.38

-24.42%

One-way Ticket (Public Transport)

$2.61 CA$3.65

$2.27 CA$3.17

14.98%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

$62.9 CA$87.8

25.86%

Taxi Start (Normal Tariff)

$3.26 CA$4.55

$3.50 CA$4.89

-6.86%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.01

$1.46 CA$2.04

-1.37%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.71

$24.48 CA$34.20

36.56%

Gasoline (1 liter)

$1.33 CA$1.86

$1.13 CA$1.58

17.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.0K

$26.3K CA$36.8K

8.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.5K

$18.9K CA$26.3K

11.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$115 CA$161

-30.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$47.92

$35.92 CA$50.2

-4.51%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$59.9

$55.3 CA$77.2

-22.46%

Gym Membership (Monthly)

$31.14 CA$43.51

$38.23 CA$53.4

-18.55%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.11

$20.50 CA$28.64

-5.32%

Cinema Ticket

$11.23 CA$15.69

$7.20 CA$10.05

55.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$734

$369 CA$516

42.15%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.8K

$8,494 CA$11.9K

92.25%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.0

$53.3 CA$74.5

8.80%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.2

$41.59 CA$58.1

-8.37%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$81.5 CA$114

14.60%

Men's Leather Business Shoes

$110 CA$154

$98.5 CA$138

11.86%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,795

$1,374 CA$1,919

-6.45%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,364

$980 CA$1,370

-0.39%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,173

$2,001 CA$2,796

13.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,326

$1,662 CA$2,321

0.20%

Buy Apartment in City Center (m2)

$5,139 CA$7,180

$4,037 CA$5,640

27.30%

Buy Apartment Outside City Center (m2)

$3,834 CA$5,357

$3,657 CA$5,109

4.85%

Average Monthly Net Salary (After Tax)

$3,002 CA$4,194

$3,460 CA$4,834

-13.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.72

-5.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Summerland: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Summerland

$980 47.2% 0.4% $3.8

Groceries & Markets

Montreal

$351 17%

Summerland

$417 20% 18.6% $65

Eating Out

Montreal

$291 14.1%

Summerland

$216 10.4% 25.7% $75

Monthly Utilities & Internet

Montreal

$157 7.6%

Summerland

$207 9.9% 31.4% $49

Clothing & Footwear

Montreal

$135 6.5%

Summerland

$124 6% 8.3% $11

Getting Around

Montreal

$100 4.9%

Summerland

$83 4% 17.3% $17

Sport & Entertainment

Montreal

$54 2.6%

Summerland

$53 2.5% 1.8% $1

Cost Breakdown

A central one-bedroom costs $1,285 in Montreal versus $1,374 in Summerland. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Summerland. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Montreal versus $51 in Summerland. Groceries tell a different story – $351 in Montreal vs $417 in Summerland – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇨🇦 Summerland

🕒 Local time

21:37 9:37 PM

19:37 7:37 PM

2 h behind Montreal

🌤 Weather

👥 Population

1,762,949

11,000

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

On the map

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Between locations

Montreal Summerland 3,430 km ≈ 4 h 45 min nonstop flight

From you

Montreal
Summerland

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Summerland: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $3,096 per month in Montreal and $3,118 in Summerland. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,285 in Montreal and $1,374 in Summerland. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $73 in Montreal and $51 in Summerland. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 21% less in Summerland. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,064 in Montreal and $2,079 in Summerland. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,064 in Montreal to $2,079 in Summerland. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Montreal. If higher salaries or specific career opportunities are the priority, Summerland makes more sense. Both are solid long-term options with distinct trade-offs.