😐A single person spends $761 per month in Sulaymaniyah vs $655 in Karbala, rent included.
😐A couple spends around $1,176 per month in Sulaymaniyah vs $964 in Karbala, rent included.
😐A family of three spends $1,591 per month in Sulaymaniyah vs $1,272 in Karbala, rent included.
😐Sulaymaniyah costs about 16% more than Karbala, driven mainly by Groceries & Markets.
📊Both Sulaymaniyah and Karbala are more affordable than the global median – Sulaymaniyah43% lower, Karbala51% lower.
Currency
🍽 Eating Out
Sulaymaniyah
Karbala
Difference
Meal at Budget Restaurant
$5.42IQD 7,098
$5.05IQD 6,611
7.33%
Three-Course Dinner for Two, Mid-Range
$26.66IQD 34.9K
$15.25IQD 20.0K
74.82%
Fast Food Meal(McDonalds, etc)
$6.84IQD 8,953
$5.34IQD 6,993
28.09%
Cappuccino
$2.65IQD 3,468
$1.65IQD 2,157
60.61%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.39IQD 515
$0.37IQD 482
5.41%
Water(0.33 liter bottle)
$0.20IQD 256
$0.30IQD 394
-33.33%
Local Beer(0.5 liter draught)
$2.05IQD 2,681
$1.95IQD 2,550
5.13%
Imported Beer(0.33 liter bottle)
$2.69IQD 3,529
$2.93IQD 3,833
-8.19%
🛒 Groceries & Markets
Sulaymaniyah
Karbala
Difference
Milk(1 liter)
$1.46IQD 1,913
$1.18IQD 1,548
23.73%
White Bread(500g)
$0.99IQD 1,295
$0.69IQD 909
43.48%
Rice(white)(1kg)
$1.61IQD 2,105
$1.50IQD 1,961
7.33%
Eggs
$1.71IQD 2,244
$1.72IQD 2,251
-0.58%
Local Cheese(1kg)
$6.05IQD 7,920
$5.10IQD 6,674
18.63%
Chicken Fillets(1kg)
$3.53IQD 4,617
$4.88IQD 6,395
-27.66%
Beef Round Steak(1kg)
$14.46IQD 18.9K
$9.71IQD 12.7K
48.92%
Apples(1kg)
$1.17IQD 1,527
$0.92IQD 1,209
27.17%
Banana(1kg)
$1.23IQD 1,615
$1.08IQD 1,410
13.89%
Oranges(1kg)
$1.28IQD 1,671
$0.98IQD 1,287
30.61%
Tomato(1kg)
$0.75IQD 985
$0.68IQD 887
10.29%
Potato(1kg)
$0.67IQD 871
$0.67IQD 879
-
Onion(1kg)
$0.65IQD 845
$0.54IQD 706
20.37%
Lettuce(1 head)
$0.55IQD 715
$0.57IQD 742
-3.51%
Water(1.5 liter bottle)
$0.45IQD 586
$0.63IQD 828
-28.57%
Cigarettes 20 Pack(Marlboro, Camel)
$1.94IQD 2,543
$1.94IQD 2,538
-
Wine(Bottle)
$11.56IQD 15.1K
-
-
Local Beer(0.5 liter bottle)
$1.51IQD 1,976
$1.03IQD 1,343
46.60%
Imported Beer(0.33 liter bottle)
$1.73IQD 2,269
$2.16IQD 2,824
-19.91%
🚌 Getting Around
Sulaymaniyah
Karbala
Difference
One-way Ticket(Public Transport)
$0.55IQD 724
$0.40IQD 518
37.50%
Public Transport Monthly Pass(Regular Price)
$22.59IQD 29.6K
$30.72IQD 40.2K
-26.46%
Taxi Start(Normal Tariff)
$2.27IQD 2,966
$2.33IQD 3,048
-2.58%
Taxi(Normal Tariff)(1km)
$2.28IQD 2,986
$1.54IQD 2,017
48.05%
Taxi 1hour Waiting(Normal Tariff)
$5.21IQD 6,828
$7.79IQD 10.2K
-33.12%
Gasoline(1 liter)
$0.75IQD 985
$0.48IQD 631
56.25%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.7KIQD 27.1M
$11.3KIQD 14.8M
82.95%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1KIQD 27.7M
$14.3KIQD 18.7M
47.64%
🧾 Monthly Utilities & Internet
Sulaymaniyah
Karbala
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$77.5IQD 101.5K
$72.5IQD 95.0K
6.80%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.80IQD 22.0K
$24.85IQD 32.5K
-32.39%
Internet(50+ Mbps, Unlimited Data)
$26.70IQD 35.0K
$49.76IQD 65.2K
-46.34%
🎉 Sport & Entertainment
Sulaymaniyah
Karbala
Difference
Gym Membership(Monthly)
$38.57IQD 50.5K
$22.79IQD 29.8K
69.24%
Tennis Court(1 Hour on Weekend)
$16.67IQD 21.8K
$16.58IQD 21.7K
0.54%
Cinema Ticket
$7.48IQD 9,799
$9.05IQD 11.8K
-17.35%
🧸 Childcare & Education
Sulaymaniyah
Karbala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$150IQD 196.2K
$128IQD 168.2K
16.67%
International Primary School, 1 Child(Yearly)
$3,550IQD 4.6M
$793IQD 1.0M
347.76%
👕👟 Clothing & Footwear
Sulaymaniyah
Karbala
Difference
Jeans(Levis 501 Or Similar)
$23.44IQD 30.7K
$16.95IQD 22.2K
38.29%
Summer Dress(H&M, Zara, etc)
$24.93IQD 32.6K
$13.90IQD 18.2K
79.35%
Sport Shoes(Adidas, Nike)
$43.58IQD 57.1K
$31.10IQD 40.7K
40.13%
Men's Leather Business Shoes
$36.28IQD 47.5K
$32.10IQD 42.0K
13.02%
🏠 Accommodation & Living
Sulaymaniyah
Karbala
Difference
1-bedroom Apartment, City Center(Monthly)
$235IQD 308.2K
$255IQD 333.5K
-7.59%
1-bedroom Apartment, Outside City Center(Monthly)
$180IQD 236.2K
$145IQD 190.2K
24.18%
3-bedroom Apartment, City Center(Monthly)
$568IQD 744.4K
$352IQD 461.5K
61.29%
3-bedroom Apartment, Outside City Center(Monthly)
$340IQD 445.3K
$245IQD 321.3K
38.62%
Buy Apartment in City Center(m2)
$820IQD 1.1M
$1,153IQD 1.5M
-28.89%
Buy Apartment Outside City Center(m2)
$576IQD 753.9K
$154IQD 201.4K
274.34%
💵 Salaries & Financials
Sulaymaniyah
Karbala
Difference
Average Monthly Net Salary(After Tax)
$570IQD 746.9K
$394IQD 516.3K
44.66%
20-Year Fixed Mortgage Interest Rate(Annual %)
9
5.67
58.73%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Sulaymaniyah: July 27, 2026
Last update for Karbala: July 27, 2026
Cost Breakdown
🏠A central one-bedroom costs $235 in Sulaymaniyah versus $255 in Karbala. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 45% higher in Sulaymaniyah, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $27.00 in Sulaymaniyah versus $15.00 in Karbala. Monthly groceries follow the same trend: $184 vs $141 – making Karbala the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sulaymaniyah vs Karbala: Cost of Living - Frequently Asked Questions
Is Karbala cheaper than Sulaymaniyah?
Yes – Sulaymaniyah is pricier by about 16%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,142 per month in Sulaymaniyah and $983 in Karbala. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Karbala, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Sulaymaniyah and in Karbala?
Monthly expenses with rent come to $761 in Sulaymaniyah and $655 in Karbala. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 36% less in Karbala. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,000 enough for either Sulaymaniyah or Karbala?
$1,000 covers both cities comfortably – all-in costs are $761 in Sulaymaniyah and $655 in Karbala, leaving budget for savings and extras in both cases.
Is Sulaymaniyah or Karbala more family-friendly?
Families tend to lean toward Karbala – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Sulaymaniyah or Karbala?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Karbala. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sulaymaniyah makes more sense. Both are solid long-term options with distinct trade-offs.
Sulaymaniyah vs other spots: cost of living compared