Last update: Oct 2026

Cost of Living Comparison Between Stilbaai and Ubud, Bali

For one person, living is cheaper in Stilbaai: $1,148 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

56

Cost of Living Index in Stilbaai
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Stilbaai Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Stilbaai

🇿🇦 South Africa

$1,148

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Stilbaai and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stilbaai and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,148 in Stilbaai versus $1,368 in Ubud, Bali.

Stilbaai $1,148
Ubud, Bali $1,368

Estimated couple costs with rent: $1,832 in Stilbaai versus $2,314 in Ubud, Bali.

Stilbaai $1,832
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,516 in Stilbaai versus $3,260 in Ubud, Bali.

Stilbaai $2,516
Ubud, Bali $3,260

Living in Stilbaai costs roughly 16% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Stilbaai is 15% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$11.91 R 196

$3.33 Rp 59.9K

257.66%

Three-Course Dinner for Two, Mid-Range

$46.22 R 761

$35.18 Rp 633.2K

31.38%

Fast Food Meal (McDonalds, etc)

$6.10 R 100

$5.80 Rp 104.5K

5.17%

Cappuccino

$2.38 R 39.28

$2.73 Rp 49.1K

-12.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.26 R 20.84

$1.64 Rp 29.5K

-23.17%

Water (0.33 liter bottle)

$0.96 R 15.77

$0.83 Rp 15.0K

15.66%

Local Beer (0.5 liter draught)

$2.95 R 48.65

$2.70 Rp 48.6K

9.26%

Imported Beer (0.33 liter bottle)

$3.58 R 59.1

$4.30 Rp 77.4K

-16.74%

Milk (1 liter)

$1.38 R 22.74

$1.50 Rp 27.1K

-8.00%

White Bread (500g)

$1.26 R 20.69

$2.30 Rp 41.4K

-45.22%

Rice (white) (1kg)

$2.20 R 36.30

$1.18 Rp 21.2K

86.44%

Eggs

$2.97 R 48.89

$2.14 Rp 38.6K

38.79%

Local Cheese (1kg)

$8.94 R 147

$17.48 Rp 314.6K

-48.86%

Chicken Fillets (1kg)

$6.94 R 114

$4.03 Rp 72.5K

72.21%

Beef Round Steak (1kg)

$9.58 R 158

$12.23 Rp 220.1K

-21.67%

Apples (1kg)

$1.92 R 31.62

$3.55 Rp 63.9K

-45.92%

Banana (1kg)

$1.94 R 32.00

$1.57 Rp 28.3K

23.57%

Oranges (1kg)

$1.65 R 27.23

$2.24 Rp 40.2K

-26.34%

Tomato (1kg)

$2.13 R 35.11

$1.93 Rp 34.7K

10.36%

Potato (1kg)

$1.55 R 25.57

$1.88 Rp 33.9K

-17.55%

Onion (1kg)

$1.47 R 24.20

$2.29 Rp 41.3K

-35.81%

Lettuce (1 head)

$1.28 R 21.04

$0.99 Rp 17.9K

29.29%

Water (1.5 liter bottle)

$1.18 R 19.49

$0.53 Rp 9,475

122.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.56 R 58.7

$2.28 Rp 41.1K

56.14%

Wine (Bottle)

$5.97 R 98.4

$23.01 Rp 414.2K

-74.05%

Local Beer (0.5 liter bottle)

$1.32 R 21.71

$2.34 Rp 42.2K

-43.59%

Imported Beer (0.33 liter bottle)

$2.15 R 35.46

$2.91 Rp 52.4K

-26.12%

One-way Ticket (Public Transport)

$1.48 R 24.38

$0.24 Rp 4,315

516.67%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.59 R 9.68

$0.48 Rp 8,684

22.92%

Taxi (Normal Tariff) (1km)

$1.53 R 25.16

$0.46 Rp 8,233

232.61%

Taxi 1hour Waiting (Normal Tariff)

$5.07 R 83.6

$5.45 Rp 98.2K

-6.97%

Gasoline (1 liter)

$1.52 R 25.00

$0.88 Rp 15.9K

72.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K R 577.0K

$24.6K Rp 442.2M

42.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K R 513.6K

$31.2K Rp 561.4M

-0.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 R 1,883

$83.0 Rp 1.5M

37.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.76 R 474

$6.45 Rp 116.0K

345.89%

Internet (50+ Mbps, Unlimited Data)

$39.29 R 647

$18.57 Rp 334.2K

111.58%

Gym Membership (Monthly)

$31.60 R 521

$55.8 Rp 1.0M

-43.39%

Tennis Court (1 Hour on Weekend)

$10.58 R 174

$18.11 Rp 326.0K

-41.58%

Cinema Ticket

$8.83 R 145

$4.38 Rp 78.9K

101.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$267 R 4,405

$493 Rp 8.9M

-45.77%

International Primary School, 1 Child (Yearly)

$6,885 R 113.4K

$5,754 Rp 103.6M

19.67%

Jeans (Levis 501 Or Similar)

$56.3 R 928

$46.19 Rp 831.4K

21.97%

Summer Dress (H&M, Zara, etc)

$32.76 R 540

$35.33 Rp 636.0K

-7.27%

Sport Shoes (Adidas, Nike)

$120 R 1,981

$79.1 Rp 1.4M

52.00%

Men's Leather Business Shoes

$105 R 1,726

$78.4 Rp 1.4M

33.65%

1-bedroom Apartment, City Center (Monthly)

$387 R 6,374

$1,142 Rp 20.6M

-66.14%

1-bedroom Apartment, Outside City Center (Monthly)

$363 R 5,973

$676 Rp 12.2M

-46.34%

3-bedroom Apartment, City Center (Monthly)

$739 R 12.2K

$3,503 Rp 63.1M

-78.89%

3-bedroom Apartment, Outside City Center (Monthly)

$742 R 12.2K

$1,700 Rp 30.6M

-56.37%

Buy Apartment in City Center (m2)

$864 R 14.2K

$2,784 Rp 50.1M

-68.98%

Buy Apartment Outside City Center (m2)

$663 R 10.9K

$2,241 Rp 40.3M

-70.42%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

10.97

13.78

-20.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stilbaai: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stilbaai

$363 31.6%

Ubud, Bali

$676 49.4% 86.4% $313

Groceries & Markets

Stilbaai

$226 19.6%

Ubud, Bali

$290 21.2% 28.8% $65

Monthly Utilities & Internet

Stilbaai

$182 15.9%

Ubud, Bali

$108 7.9% 40.8% $74

Eating Out

Stilbaai

$173 15.1%

Ubud, Bali

$109 8% 37.1% $64

Clothing & Footwear

Stilbaai

$141 12.3%

Ubud, Bali

$108 7.9% 23.9% $34

Sport & Entertainment

Stilbaai

$49 4.3%

Ubud, Bali

$65 4.7% 31.1% $15

Getting Around

Stilbaai

$14 * 1.2%

Ubud, Bali

$13 0.9% 11.2% $1.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $387 in Stilbaai and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $46.00 in Stilbaai vs $35.00 in Ubud, Bali. Groceries flip the comparison at $226 vs $290, with Stilbaai cheaper for home cooking.

Good to know

🇿🇦 Stilbaai

🇮🇩 Ubud, Bali

🕒 Local time

03:23 3:23 AM

09:23 9:23 AM

6 h ahead of Stilbaai

🌤 Weather

👥 Population

8,000

74,800

💱 Currency

South African Rand ZAR R

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ZAR – South African Rand Converter

🇺🇸 United States Dollar ($)

🇿🇦 South African Rand (R)

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to ZAR in detail →

On the map

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Highest

Between locations

Stilbaai Ubud, Bali 9,820 km ≈ 13 h nonstop flight

From you

Stilbaai
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stilbaai vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Stilbaai and Ubud, Bali differ by about 19% in total monthly costs ($1,148 vs $1,368 including rent). Stilbaai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,722 in Stilbaai and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $387 in Stilbaai versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $267 in Stilbaai versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Stilbaai – a meal for two runs $46.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,148 in Stilbaai versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Stilbaai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Stilbaai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Stilbaai and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Stilbaai gentler on the wallet – expenses run 19% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.