Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stilbaai

For one person, living is cheaper in Stilbaai: $1,148 a month against $1,368 in Ubud, Bali, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
56

Cost of Living Index in Stilbaai
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Stilbaai Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Stilbaai

🇿🇦 South Africa

$1,148

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stilbaai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stilbaai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,148 in Stilbaai.

Ubud, Bali $1,368
Stilbaai $1,148

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,832 in Stilbaai.

Ubud, Bali $2,314
Stilbaai $1,832

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,516 in Stilbaai.

Ubud, Bali $3,260
Stilbaai $2,516

Living in Ubud, Bali is roughly 19% more expensive than in Stilbaai, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Stilbaai is 15% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$11.91 R 196

-72.04%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$46.22 R 761

-23.89%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$6.10 R 100

-4.92%

Cappuccino

$2.73 Rp 49.1K

$2.38 R 39.28

14.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.26 R 20.84

30.16%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.96 R 15.77

-13.54%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.95 R 48.65

-8.47%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.58 R 59.1

20.11%

Milk (1 liter)

$1.50 Rp 27.1K

$1.38 R 22.74

8.70%

White Bread (500g)

$2.30 Rp 41.4K

$1.26 R 20.69

82.54%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.20 R 36.30

-46.36%

Eggs

$2.14 Rp 38.6K

$2.97 R 48.89

-27.95%

Local Cheese (1kg)

$17.48 Rp 314.6K

$8.94 R 147

95.53%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$6.94 R 114

-41.93%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$9.58 R 158

27.66%

Apples (1kg)

$3.55 Rp 63.9K

$1.92 R 31.62

84.90%

Banana (1kg)

$1.57 Rp 28.3K

$1.94 R 32.00

-19.07%

Oranges (1kg)

$2.24 Rp 40.2K

$1.65 R 27.23

35.76%

Tomato (1kg)

$1.93 Rp 34.7K

$2.13 R 35.11

-9.39%

Potato (1kg)

$1.88 Rp 33.9K

$1.55 R 25.57

21.29%

Onion (1kg)

$2.29 Rp 41.3K

$1.47 R 24.20

55.78%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.28 R 21.04

-22.66%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.18 R 19.49

-55.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$3.56 R 58.7

-35.96%

Wine (Bottle)

$23.01 Rp 414.2K

$5.97 R 98.4

285.43%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.32 R 21.71

77.27%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.15 R 35.46

35.35%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.48 R 24.38

-83.78%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.59 R 9.68

-18.64%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.53 R 25.16

-69.93%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$5.07 R 83.6

7.50%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.52 R 25.00

-42.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$35.0K R 577.0K

-29.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$31.2K R 513.6K

0.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$114 R 1,883

-27.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$28.76 R 474

-77.57%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$39.29 R 647

-52.74%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$31.60 R 521

76.65%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$10.58 R 174

71.17%

Cinema Ticket

$4.38 Rp 78.9K

$8.83 R 145

-50.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$267 R 4,405

84.38%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$6,885 R 113.4K

-16.44%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$56.3 R 928

-18.02%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$32.76 R 540

7.84%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$120 R 1,981

-34.21%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$105 R 1,726

-25.18%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$387 R 6,374

195.29%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$363 R 5,973

86.35%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$739 R 12.2K

373.71%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$742 R 12.2K

129.21%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$864 R 14.2K

222.37%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$663 R 10.9K

238.04%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

10.97

25.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Stilbaai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Stilbaai

$363 31.6% 46.3% $313

Groceries & Markets

Ubud, Bali

$290 21.2%

Stilbaai

$226 19.6% 22.3% $65

Eating Out

Ubud, Bali

$109 8%

Stilbaai

$173 15.1% 59% $64

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Stilbaai

$182 15.9% 68.8% $74

Clothing & Footwear

Ubud, Bali

$108 7.9%

Stilbaai

$141 12.3% 31.4% $34

Sport & Entertainment

Ubud, Bali

$65 4.7%

Stilbaai

$49 4.3% 23.7% $15

Getting Around

Ubud, Bali

$13 0.9%

Stilbaai

$14 * 1.2% 12.7% $1.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $387 in Stilbaai. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $46.00 in Stilbaai. Groceries flip the comparison at $290 vs $226, with Stilbaai cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇿🇦 Stilbaai

🕒 Local time

14:29 2:29 PM

08:29 8:29 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,000

💱 Currency

Indonesian Rupiah IDR Rp

South African Rand ZAR R

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

South African Rand exchange rates as of October 18, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.52 ZAR (100 ZAR = 5.4 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Stilbaai 9,820 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Stilbaai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stilbaai: Cost of Living - Frequently Asked Questions

Ubud, Bali and Stilbaai differ by about 19% in total monthly costs ($1,368 vs $1,148 including rent). Stilbaai is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,051 in Ubud, Bali and $1,722 in Stilbaai to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $387 in Stilbaai. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $267 in Stilbaai. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Stilbaai – a meal for two runs $46.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,148 in Stilbaai versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Stilbaai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Stilbaai the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Stilbaai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Stilbaai gentler on the wallet – expenses run 19% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.