Last update: Oct 2026

Cost of Living Comparison Between Stephenville and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,251 in Stephenville, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

108

Cost of Living Index in Stephenville
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Stephenville Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Stephenville

🇨🇦 Canada

$2,251

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Stephenville and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stephenville and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,251 in Stephenville versus $1,353 in Ubud, Bali.

Stephenville $2,251
Ubud, Bali $1,353

Estimated couple costs with rent: $3,245 in Stephenville versus $2,297 in Ubud, Bali.

Stephenville $3,245
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,239 in Stephenville versus $3,241 in Ubud, Bali.

Stephenville $4,239
Ubud, Bali $3,241

Living in Stephenville is roughly 66% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Stephenville 66% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$17.56 CA$24.82

$3.23 Rp 58.1K

443.65%

Three-Course Dinner for Two, Mid-Range

$65.2 CA$92.2

$34.88 Rp 627.8K

86.96%

Fast Food Meal (McDonalds, etc)

$10.41 CA$14.72

$5.70 Rp 102.5K

82.63%

Cappuccino

$3.61 CA$5.10

$2.62 Rp 47.1K

37.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$1.72 Rp 31.0K

12.79%

Water (0.33 liter bottle)

$1.54 CA$2.18

$0.81 Rp 14.6K

90.12%

Local Beer (0.5 liter draught)

$5.38 CA$7.61

$2.65 Rp 47.7K

103.02%

Imported Beer (0.33 liter bottle)

$5.55 CA$7.84

$4.37 Rp 78.6K

27.00%

Milk (1 liter)

$2.38 CA$3.36

$1.57 Rp 28.3K

51.59%

White Bread (500g)

$2.53 CA$3.58

$2.19 Rp 39.5K

15.53%

Rice (white) (1kg)

$3.17 CA$4.49

$1.18 Rp 21.2K

168.64%

Eggs

$3.46 CA$4.90

$2.16 Rp 38.8K

60.19%

Local Cheese (1kg)

$10.07 CA$14.24

$17.65 Rp 317.7K

-42.95%

Chicken Fillets (1kg)

$11.33 CA$16.02

$3.78 Rp 68.0K

199.74%

Beef Round Steak (1kg)

$14.47 CA$20.46

$11.95 Rp 215.1K

21.09%

Apples (1kg)

$3.72 CA$5.26

$3.60 Rp 64.8K

3.33%

Banana (1kg)

$1.27 CA$1.79

$1.59 Rp 28.6K

-20.13%

Oranges (1kg)

$3.57 CA$5.05

$2.31 Rp 41.6K

54.55%

Tomato (1kg)

$3.66 CA$5.17

$1.91 Rp 34.3K

91.62%

Potato (1kg)

$2.53 CA$3.57

$1.78 Rp 32.1K

42.13%

Onion (1kg)

$2.17 CA$3.06

$2.33 Rp 41.9K

-6.87%

Lettuce (1 head)

$4.13 CA$5.84

$1.00 Rp 18.0K

313.00%

Water (1.5 liter bottle)

$1.62 CA$2.29

$0.53 Rp 9,509

205.66%

Cigarettes 20 Pack (Marlboro, Camel)

$14.10 CA$19.93

$2.29 Rp 41.1K

515.72%

Wine (Bottle)

$10.70 CA$15.13

$22.07 Rp 397.3K

-51.52%

Local Beer (0.5 liter bottle)

$2.60 CA$3.68

$2.35 Rp 42.2K

10.64%

Imported Beer (0.33 liter bottle)

$2.95 CA$4.16

$2.98 Rp 53.6K

-1.01%

One-way Ticket (Public Transport)

$2.23 CA$3.15

$0.23 Rp 4,112

869.57%

Public Transport Monthly Pass (Regular Price)

$61.5 CA$87.0

$8.90 Rp 160.2K

591.12%

Taxi Start (Normal Tariff)

$2.78 CA$3.94

$0.47 Rp 8,466

491.49%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.08

$0.43 Rp 7,737

241.86%

Taxi 1hour Waiting (Normal Tariff)

$23.36 CA$33.02

$5.47 Rp 98.4K

327.06%

Gasoline (1 liter)

$1.15 CA$1.62

$0.83 Rp 14.9K

38.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.3K

$23.9K Rp 429.8M

16.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K CA$26.9K

$32.8K Rp 590.1M

-41.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 CA$193

$80.0 Rp 1.4M

70.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.91 CA$53.6

$6.56 Rp 118.1K

477.90%

Internet (50+ Mbps, Unlimited Data)

$53.1 CA$75.1

$18.60 Rp 334.8K

185.70%

Gym Membership (Monthly)

$40.46 CA$57.2

$54.1 Rp 974.1K

-25.24%

Tennis Court (1 Hour on Weekend)

$17.91 CA$25.32

$18.28 Rp 329.0K

-2.02%

Cinema Ticket

$10.90 CA$15.41

$4.25 Rp 76.5K

156.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,065

$493 Rp 8.9M

52.96%

International Primary School, 1 Child (Yearly)

$13.1K CA$18.6K

$5,597 Rp 100.7M

134.88%

Jeans (Levis 501 Or Similar)

$52.1 CA$73.6

$45.58 Rp 820.4K

14.22%

Summer Dress (H&M, Zara, etc)

$37.28 CA$52.7

$34.96 Rp 629.4K

6.64%

Sport Shoes (Adidas, Nike)

$85.2 CA$120

$77.7 Rp 1.4M

9.64%

Men's Leather Business Shoes

$102 CA$145

$78.5 Rp 1.4M

30.37%

1-bedroom Apartment, City Center (Monthly)

$1,221 CA$1,725

$1,131 Rp 20.4M

7.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,137 CA$1,607

$673 Rp 12.1M

68.93%

3-bedroom Apartment, City Center (Monthly)

$1,971 CA$2,787

$3,613 Rp 65.0M

-45.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,716 CA$2,426

$1,702 Rp 30.6M

0.83%

Buy Apartment in City Center (m2)

$4,180 CA$5,910

$2,717 Rp 48.9M

53.84%

Buy Apartment Outside City Center (m2)

$3,511 CA$4,964

$2,241 Rp 40.3M

56.67%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.66

13.78

-66.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stephenville: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stephenville

$1.1K 50.5%

Ubud, Bali

$673 49.7% 40.8% $464

Groceries & Markets

Stephenville

$353 15.7%

Ubud, Bali

$287 21.2% 18.6% $66

Eating Out

Stephenville

$267 11.9%

Ubud, Bali

$106 7.9% 60.1% $161

Monthly Utilities & Internet

Stephenville

$227 10.1%

Ubud, Bali

$105 7.8% 53.8% $122

Clothing & Footwear

Stephenville

$125 5.5%

Ubud, Bali

$107 7.9% 14.5% $18

Getting Around

Stephenville

$81 3.6%

Ubud, Bali

$12 0.9% 84.6% $68

Sport & Entertainment

Stephenville

$62 2.8%

Ubud, Bali

$63 4.6% 0.6% $0.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,221 in Stephenville and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $65.0 in Stephenville vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $353 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇦 Stephenville

🇮🇩 Ubud, Bali

🕒 Local time

02:17 2:17 AM

12:47 12:47 PM

10 h 30 min ahead of Stephenville

🌤 Weather

👥 Population

6,600

74,800

💱 Currency

Canadian Dollar CAD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CAD in detail →

On the map

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Highest

Between locations

Stephenville Ubud, Bali 15,530 km ≈ 20 h nonstop flight

From you

Stephenville
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stephenville vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 66% lower than in Stephenville. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,377 in Stephenville and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,221 in Stephenville versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $754 in Stephenville versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 23% higher in Stephenville. For households that cook at home regularly, that difference adds up over a month.

At $1,353 in Ubud, Bali versus $2,251 in Stephenville, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stephenville. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Stephenville and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Stephenville. Beyond cost, consider language, visa policies, and how big the international community is in each city.