Cost of Living Comparison Between Stephenville and Ubud, Bali Cost of Living Comparison Between Stephenville and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,387 in Stephenville versus $1,395 in Ubud, Bali.

Estimated couple costs with rent: $3,456 in Stephenville versus $2,559 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,525 in Stephenville versus $3,724 in Ubud, Bali.

Living in Stephenville is roughly 71% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Stephenville 77% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$16.60 CA$22.75

$3.48 Rp 59.7K

377.01%

Three-Course Dinner for Two, Mid-Range

$70.6 CA$96.7

$32.88 Rp 564.0K

114.60%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.03

$5.09 Rp 87.3K

115.52%

Cappuccino

$3.74 CA$5.13

$2.75 Rp 47.1K

36.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.73

$1.38 Rp 23.7K

44.20%

Water (0.33 liter bottle)

$1.64 CA$2.24

$0.71 Rp 12.2K

130.99%

Local Beer (0.5 liter draught)

$5.40 CA$7.39

$2.88 Rp 49.4K

87.50%

Imported Beer (0.33 liter bottle)

$5.72 CA$7.84

$3.87 Rp 66.4K

47.80%

Milk (1 liter)

$2.63 CA$3.60

$1.79 Rp 30.7K

46.93%

White Bread (500g)

$2.69 CA$3.68

$2.45 Rp 42.0K

9.80%

Rice (white) (1kg)

$3.53 CA$4.84

$1.21 Rp 20.7K

191.74%

Eggs

$3.45 CA$4.72

$2.39 Rp 40.9K

44.35%

Local Cheese (1kg)

$11.34 CA$15.54

$14.70 Rp 252.1K

-22.86%

Chicken Fillets (1kg)

$11.56 CA$15.83

$4.24 Rp 72.7K

172.64%

Beef Round Steak (1kg)

$14.61 CA$20.02

$12.08 Rp 207.1K

20.94%

Apples (1kg)

$4.04 CA$5.53

$3.66 Rp 62.9K

10.38%

Banana (1kg)

$1.43 CA$1.96

$1.61 Rp 27.6K

-11.18%

Oranges (1kg)

$3.77 CA$5.17

$2.72 Rp 46.6K

38.60%

Tomato (1kg)

$3.68 CA$5.04

$2.27 Rp 39.0K

62.11%

Potato (1kg)

$2.51 CA$3.43

$1.90 Rp 32.6K

32.11%

Onion (1kg)

$2.58 CA$3.53

$2.30 Rp 39.4K

12.17%

Lettuce (1 head)

$4.36 CA$5.97

$1.02 Rp 17.4K

327.45%

Water (1.5 liter bottle)

$1.77 CA$2.43

$0.78 Rp 13.4K

126.92%

Cigarettes 20 Pack (Marlboro, Camel)

$13.84 CA$18.96

$3.24 Rp 55.7K

327.16%

Wine (Bottle)

$11.09 CA$15.19

$24.06 Rp 412.7K

-53.91%

Local Beer (0.5 liter bottle)

$2.83 CA$3.87

$2.84 Rp 48.7K

-0.35%

Imported Beer (0.33 liter bottle)

$3.08 CA$4.21

$2.79 Rp 47.8K

10.39%

One-way Ticket (Public Transport)

$2.41 CA$3.31

$0.27 Rp 4,610

792.59%

Public Transport Monthly Pass (Regular Price)

$62.5 CA$85.6

$8.24 Rp 141.4K

657.89%

Taxi Start (Normal Tariff)

$3.19 CA$4.37

$0.45 Rp 7,708

608.89%

Taxi (Normal Tariff) (1km)

$1.45 CA$1.98

$0.43 Rp 7,305

237.21%

Taxi 1hour Waiting (Normal Tariff)

$25.49 CA$34.92

$6.02 Rp 103.3K

323.42%

Gasoline (1 liter)

$1.13 CA$1.55

$0.86 Rp 14.7K

31.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K CA$33.9K

$26.1K Rp 447.1M

-5.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K CA$28.0K

$31.7K Rp 543.7M

-35.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$141 CA$193

$78.3 Rp 1.3M

80.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.98 CA$58.9

$4.00 Rp 68.5K

974.50%

Internet (50+ Mbps, Unlimited Data)

$63.4 CA$86.8

$24.35 Rp 417.7K

160.33%

Gym Membership (Monthly)

$41.24 CA$56.5

$95.8 Rp 1.6M

-56.94%

Tennis Court (1 Hour on Weekend)

$36.38 CA$49.84

$6.46 Rp 110.7K

463.16%

Cinema Ticket

$11.47 CA$15.71

$4.01 Rp 68.7K

186.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$735 CA$1,008

$302 Rp 5.2M

143.87%

International Primary School, 1 Child (Yearly)

$12.0K CA$16.4K

$6,545 Rp 112.3M

82.90%

Jeans (Levis 501 Or Similar)

$54.9 CA$75.2

$53.4 Rp 916.3K

2.70%

Summer Dress (H&M, Zara, etc)

$39.40 CA$54.0

$38.55 Rp 661.2K

2.20%

Sport Shoes (Adidas, Nike)

$85.6 CA$117

$89.1 Rp 1.5M

-3.94%

Men's Leather Business Shoes

$108 CA$148

$78.9 Rp 1.4M

36.93%

1-bedroom Apartment, City Center (Monthly)

$1,323 CA$1,813

$1,016 Rp 17.4M

30.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,156 CA$1,583

$672 Rp 11.5M

71.91%

3-bedroom Apartment, City Center (Monthly)

$2,055 CA$2,815

$3,368 Rp 57.8M

-39.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,795 CA$2,459

$2,108 Rp 36.2M

-14.85%

Buy Apartment in City Center (m2)

$3,891 CA$5,331

$3,001 Rp 51.5M

29.64%

Buy Apartment Outside City Center (m2)

$3,530 CA$4,836

$2,337 Rp 40.1M

51.08%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

13.28

-51.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stephenville: April 11, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,323 in Stephenville and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $71 in Stephenville vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $373 vs $300 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stephenville vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 71% lower than in Stephenville. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,581 in Stephenville and $2,092 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,323 in Stephenville versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $735 in Stephenville versus $302 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 24% higher in Stephenville. For households that cook at home regularly, that difference adds up over a month.

At $1,395 in Ubud, Bali versus $2,387 in Stephenville, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stephenville. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Stephenville and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 71% less than in Stephenville. Beyond cost, consider language, visa policies, and how big the international community is in each city.