Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Stephenville

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,251 in Stephenville, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
108

Cost of Living Index in Stephenville
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Stephenville Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Stephenville

🇨🇦 Canada

$2,251

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Stephenville

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Stephenville actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,251 in Stephenville.

Ubud, Bali $1,353
Stephenville $2,251

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,245 in Stephenville.

Ubud, Bali $2,297
Stephenville $3,245

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,239 in Stephenville.

Ubud, Bali $3,241
Stephenville $4,239

Living in Ubud, Bali costs roughly 40% less than in Stephenville, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Stephenville 66% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$17.56 CA$24.82

-81.61%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$65.2 CA$92.2

-46.51%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$10.41 CA$14.72

-45.24%

Cappuccino

$2.62 Rp 47.1K

$3.61 CA$5.10

-27.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$1.94 CA$2.74

-11.34%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.54 CA$2.18

-47.40%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.38 CA$7.61

-50.74%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.55 CA$7.84

-21.26%

Milk (1 liter)

$1.57 Rp 28.3K

$2.38 CA$3.36

-34.03%

White Bread (500g)

$2.19 Rp 39.5K

$2.53 CA$3.58

-13.44%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.17 CA$4.49

-62.78%

Eggs

$2.16 Rp 38.8K

$3.46 CA$4.90

-37.57%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.07 CA$14.24

75.27%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$11.33 CA$16.02

-66.64%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$14.47 CA$20.46

-17.42%

Apples (1kg)

$3.60 Rp 64.8K

$3.72 CA$5.26

-3.23%

Banana (1kg)

$1.59 Rp 28.6K

$1.27 CA$1.79

25.20%

Oranges (1kg)

$2.31 Rp 41.6K

$3.57 CA$5.05

-35.29%

Tomato (1kg)

$1.91 Rp 34.3K

$3.66 CA$5.17

-47.81%

Potato (1kg)

$1.78 Rp 32.1K

$2.53 CA$3.57

-29.64%

Onion (1kg)

$2.33 Rp 41.9K

$2.17 CA$3.06

7.37%

Lettuce (1 head)

$1.00 Rp 18.0K

$4.13 CA$5.84

-75.79%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.62 CA$2.29

-67.28%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$14.10 CA$19.93

-83.76%

Wine (Bottle)

$22.07 Rp 397.3K

$10.70 CA$15.13

106.26%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.60 CA$3.68

-9.62%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.95 CA$4.16

1.02%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.23 CA$3.15

-89.69%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$61.5 CA$87.0

-85.53%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.78 CA$3.94

-83.09%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.47 CA$2.08

-70.75%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$23.36 CA$33.02

-76.58%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.15 CA$1.62

-27.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$27.8K CA$39.3K

-14.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.1K CA$26.9K

72.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$136 CA$193

-41.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$37.91 CA$53.6

-82.70%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$53.1 CA$75.1

-65.00%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$40.46 CA$57.2

33.76%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$17.91 CA$25.32

2.07%

Cinema Ticket

$4.25 Rp 76.5K

$10.90 CA$15.41

-61.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$754 CA$1,065

-34.62%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$13.1K CA$18.6K

-57.42%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$52.1 CA$73.6

-12.45%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$37.28 CA$52.7

-6.22%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$85.2 CA$120

-8.79%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$102 CA$145

-23.30%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,221 CA$1,725

-7.30%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,137 CA$1,607

-40.80%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,971 CA$2,787

83.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,716 CA$2,426

-0.82%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$4,180 CA$5,910

-35.00%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,511 CA$4,964

-36.17%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.66

195.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Stephenville: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Stephenville

$1.1K 50.5% 68.9% $464

Groceries & Markets

Ubud, Bali

$287 21.2%

Stephenville

$353 15.7% 22.9% $66

Clothing & Footwear

Ubud, Bali

$107 7.9%

Stephenville

$125 5.5% 16.9% $18

Eating Out

Ubud, Bali

$106 7.9%

Stephenville

$267 11.9% 151% $161

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Stephenville

$227 10.1% 116% $122

Sport & Entertainment

Ubud, Bali

$63 4.6%

Stephenville

$62 2.8% 0.6% $0.4

Getting Around

Ubud, Bali

$12 0.9%

Stephenville

$81 3.6% 548% $68

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,221 in Stephenville. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $65.0 in Stephenville for a mid-range dinner for two. Groceries echo the gap at $287 vs $353 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Stephenville

🕒 Local time

14:28 2:28 PM

03:58 3:58 AM

10 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

6,600

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 21, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Stephenville 15,530 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Stephenville

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Stephenville: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 66% lower than in Stephenville. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,030 in Ubud, Bali and $3,377 in Stephenville to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,221 in Stephenville. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $754 in Stephenville. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 23% higher in Stephenville. For households that cook at home regularly, that difference adds up over a month.

At $1,353 in Ubud, Bali versus $2,251 in Stephenville, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Stephenville. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Stephenville are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 66% less than in Stephenville. Beyond cost, consider language, visa policies, and how big the international community is in each city.