Last update: Oct 2026

Cost of Living Comparison Between Stephenville and Austin, TX

For one person, living is cheaper in Stephenville: $2,261 a month against $2,704 in Austin, TX, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

109

Cost of Living Index in Stephenville
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Stephenville Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Stephenville

🇨🇦 Canada

$2,261

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Stephenville and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stephenville and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,261 in Stephenville versus $2,704 in Austin, TX.

Stephenville $2,261
Austin, TX $2,704

Estimated couple costs with rent: $3,221 in Stephenville versus $4,133 in Austin, TX.

Stephenville $3,221
Austin, TX $4,133

Monthly costs for a family of three with rent: $4,181 in Stephenville versus $5,562 in Austin, TX.

Stephenville $4,181
Austin, TX $5,562

Living in Stephenville costs roughly 16% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Stephenville 69% above, Austin, TX 102% above.

Meal at Budget Restaurant

$17.69 CA$25.17

$20.22 $20.22

-12.51%

Three-Course Dinner for Two, Mid-Range

$62.6 CA$89.0

$85.0 $85.0

-26.43%

Fast Food Meal (McDonalds, etc)

$10.70 CA$15.22

$12.35 $12.35

-13.36%

Cappuccino

$3.58 CA$5.09

$5.47 $5.47

-34.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 CA$2.79

$3.82 $3.82

-48.69%

Water (0.33 liter bottle)

$1.62 CA$2.31

$2.50 $2.50

-35.20%

Local Beer (0.5 liter draught)

$5.31 CA$7.55

$8.06 $8.06

-34.12%

Imported Beer (0.33 liter bottle)

$5.49 CA$7.81

$8.99 $8.99

-38.93%

Milk (1 liter)

$2.47 CA$3.52

$1.13 $1.13

118.58%

White Bread (500g)

$2.52 CA$3.59

$3.78 $3.78

-33.33%

Rice (white) (1kg)

$3.34 CA$4.75

$3.25 $3.25

2.77%

Eggs

$3.45 CA$4.91

$4.14 $4.14

-16.67%

Local Cheese (1kg)

$9.77 CA$13.90

$13.08 $13.08

-25.31%

Chicken Fillets (1kg)

$11.42 CA$16.24

$14.31 $14.31

-20.20%

Beef Round Steak (1kg)

$14.30 CA$20.34

$15.96 $15.96

-10.40%

Apples (1kg)

$3.80 CA$5.40

$4.38 $4.38

-13.24%

Banana (1kg)

$1.30 CA$1.85

$1.45 $1.45

-10.34%

Oranges (1kg)

$3.70 CA$5.27

$4.54 $4.54

-18.50%

Tomato (1kg)

$3.68 CA$5.23

$4.19 $4.19

-12.17%

Potato (1kg)

$2.50 CA$3.56

$2.63 $2.63

-4.94%

Onion (1kg)

$2.25 CA$3.20

$2.36 $2.36

-4.66%

Lettuce (1 head)

$2.34 CA$3.33

$1.76 $1.76

32.95%

Water (1.5 liter bottle)

$1.61 CA$2.28

$2.16 $2.16

-25.46%

Cigarettes 20 Pack (Marlboro, Camel)

$13.88 CA$19.74

$9.81 $9.81

41.49%

Wine (Bottle)

$10.76 CA$15.31

$14.72 $14.72

-26.90%

Local Beer (0.5 liter bottle)

$2.57 CA$3.66

$2.78 $2.78

-7.55%

Imported Beer (0.33 liter bottle)

$3.09 CA$4.40

$3.48 $3.48

-11.21%

One-way Ticket (Public Transport)

$2.30 CA$3.27

$1.49 $1.49

54.36%

Public Transport Monthly Pass (Regular Price)

$61.0 CA$86.8

$40.51 $40.51

50.60%

Taxi Start (Normal Tariff)

$2.82 CA$4.01

$2.67 $2.67

5.62%

Taxi (Normal Tariff) (1km)

$1.42 CA$2.02

$1.58 $1.58

-10.13%

Taxi 1hour Waiting (Normal Tariff)

$22.82 CA$32.45

$35.29 $35.29

-35.34%

Gasoline (1 liter)

$1.11 CA$1.58

$0.99 $0.99

12.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.5K

$35.8K $35.8K

-22.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K CA$26.7K

$27.2K $27.2K

-30.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$197

$219 $219

-36.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.22 CA$54.4

$58.0 $58.0

-34.09%

Internet (50+ Mbps, Unlimited Data)

$54.8 CA$77.9

$68.4 $68.4

-19.85%

Gym Membership (Monthly)

$40.70 CA$57.9

$57.9 $57.9

-29.71%

Tennis Court (1 Hour on Weekend)

$18.03 CA$25.64

$14.82 $14.82

21.66%

Cinema Ticket

$11.22 CA$15.95

$14.13 $14.13

-20.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 CA$1,046

$1,509 $1,509

-51.25%

International Primary School, 1 Child (Yearly)

$13.2K CA$18.7K

$21.5K $21.5K

-38.67%

Jeans (Levis 501 Or Similar)

$54.0 CA$76.9

$51.7 $51.7

4.61%

Summer Dress (H&M, Zara, etc)

$38.23 CA$54.4

$44.05 $44.05

-13.21%

Sport Shoes (Adidas, Nike)

$83.5 CA$119

$85.1 $85.1

-1.92%

Men's Leather Business Shoes

$99.0 CA$141

$105 $105

-5.98%

1-bedroom Apartment, City Center (Monthly)

$1,232 CA$1,753

$1,932 $1,932

-36.23%

1-bedroom Apartment, Outside City Center (Monthly)

$1,132 CA$1,610

$1,272 $1,272

-11.07%

3-bedroom Apartment, City Center (Monthly)

$1,911 CA$2,718

$3,670 $3,670

-47.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,711 CA$2,434

$2,525 $2,525

-32.22%

Buy Apartment in City Center (m2)

$4,270 CA$6,073

$7,617 $7,617

-43.94%

Buy Apartment Outside City Center (m2)

$3,568 CA$5,075

$3,199 $3,199

11.52%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

20-Year Fixed Mortgage Interest Rate (Annual %)

4.64

6.79

-31.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stephenville: October 5, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Stephenville

$1.1K 50.4%

Austin, TX

$1.3K 48.2% 12.4% $141

Groceries & Markets

Stephenville

$348 15.5%

Austin, TX

$403 15.3% 15.9% $55

Eating Out

Stephenville

$268 12%

Austin, TX

$348 13.2% 29.6% $80

Monthly Utilities & Internet

Stephenville

$232 10.3%

Austin, TX

$346 13.1% 49.3% $114

Clothing & Footwear

Stephenville

$124 5.5%

Austin, TX

$129 4.9% 4.1% $5.1

Getting Around

Stephenville

$80 3.6%

Austin, TX

$57 2.2% 28.9% $23

Sport & Entertainment

Stephenville

$63 2.8%

Austin, TX

$86 3.3% 36.5% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,232 in Stephenville and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $63.0 in Stephenville vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $348 vs $403 per month, with Stephenville cheaper across the board.

Good to know

🇨🇦 Stephenville

🇺🇸 Austin, TX

🕒 Local time

00:24 12:24 AM

21:54 9:54 PM

2 h 30 min behind Stephenville

🌤 Weather

👥 Population

6,600

974,447

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CAD in detail →

On the map

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Between locations

Stephenville Austin, TX 3,870 km ≈ 5 h nonstop flight

From you

Stephenville
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Stephenville vs Austin, TX: Cost of Living - Frequently Asked Questions

Stephenville wins on cost – living expenses run 20% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Stephenville the obvious pick if budget is a priority.

You'd need roughly $3,392 in Stephenville and $4,055 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,232 in Stephenville versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,261 per month in Stephenville versus $2,704 in Austin, TX – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Stephenville runs roughly 51% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,261 in Stephenville versus $2,704 in Austin, TX, a $2,000 budget is realistic in Stephenville but tight or insufficient in Austin, TX. The gap between the two cities makes Stephenville the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Stephenville gentler on the wallet – expenses run 20% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.