Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Stephenville

For one person, living is cheaper in Stephenville: $2,261 a month against $2,704 in Austin, TX, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
109

Cost of Living Index in Stephenville
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Stephenville Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Stephenville

🇨🇦 Canada

$2,261

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Stephenville

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Stephenville actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $2,261 in Stephenville.

Austin, TX $2,704
Stephenville $2,261

Estimated couple costs with rent: $4,133 in Austin, TX versus $3,221 in Stephenville.

Austin, TX $4,133
Stephenville $3,221

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $4,181 in Stephenville.

Austin, TX $5,562
Stephenville $4,181

Living in Austin, TX is roughly 20% more expensive than in Stephenville, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 102% above, Stephenville 69% above.

Meal at Budget Restaurant

$20.22 $20.22

$17.69 CA$25.17

14.30%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$62.6 CA$89.0

35.92%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$10.70 CA$15.22

15.42%

Cappuccino

$5.47 $5.47

$3.58 CA$5.09

52.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.96 CA$2.79

94.90%

Water (0.33 liter bottle)

$2.50 $2.50

$1.62 CA$2.31

54.32%

Local Beer (0.5 liter draught)

$8.06 $8.06

$5.31 CA$7.55

51.79%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$5.49 CA$7.81

63.75%

Milk (1 liter)

$1.13 $1.13

$2.47 CA$3.52

-54.25%

White Bread (500g)

$3.78 $3.78

$2.52 CA$3.59

50.00%

Rice (white) (1kg)

$3.25 $3.25

$3.34 CA$4.75

-2.69%

Eggs

$4.14 $4.14

$3.45 CA$4.91

20.00%

Local Cheese (1kg)

$13.08 $13.08

$9.77 CA$13.90

33.88%

Chicken Fillets (1kg)

$14.31 $14.31

$11.42 CA$16.24

25.31%

Beef Round Steak (1kg)

$15.96 $15.96

$14.30 CA$20.34

11.61%

Apples (1kg)

$4.38 $4.38

$3.80 CA$5.40

15.26%

Banana (1kg)

$1.45 $1.45

$1.30 CA$1.85

11.54%

Oranges (1kg)

$4.54 $4.54

$3.70 CA$5.27

22.70%

Tomato (1kg)

$4.19 $4.19

$3.68 CA$5.23

13.86%

Potato (1kg)

$2.63 $2.63

$2.50 CA$3.56

5.20%

Onion (1kg)

$2.36 $2.36

$2.25 CA$3.20

4.89%

Lettuce (1 head)

$1.76 $1.76

$2.34 CA$3.33

-24.79%

Water (1.5 liter bottle)

$2.16 $2.16

$1.61 CA$2.28

34.16%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$13.88 CA$19.74

-29.32%

Wine (Bottle)

$14.72 $14.72

$10.76 CA$15.31

36.80%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$2.57 CA$3.66

8.17%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$3.09 CA$4.40

12.62%

One-way Ticket (Public Transport)

$1.49 $1.49

$2.30 CA$3.27

-35.22%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$61.0 CA$86.8

-33.60%

Taxi Start (Normal Tariff)

$2.67 $2.67

$2.82 CA$4.01

-5.32%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$1.42 CA$2.02

11.27%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$22.82 CA$32.45

54.65%

Gasoline (1 liter)

$0.99 $0.99

$1.11 CA$1.58

-10.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$27.8K CA$39.5K

28.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$18.8K CA$26.7K

44.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$139 CA$197

58.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$38.22 CA$54.4

51.73%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$54.8 CA$77.9

24.77%

Gym Membership (Monthly)

$57.9 $57.9

$40.70 CA$57.9

42.26%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$18.03 CA$25.64

-17.80%

Cinema Ticket

$14.13 $14.13

$11.22 CA$15.95

25.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$736 CA$1,046

105.14%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$13.2K CA$18.7K

63.05%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$54.0 CA$76.9

-4.40%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$38.23 CA$54.4

15.22%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$83.5 CA$119

1.95%

Men's Leather Business Shoes

$105 $105

$99.0 CA$141

6.36%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$1,232 CA$1,753

56.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$1,132 CA$1,610

12.45%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$1,911 CA$2,718

92.10%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$1,711 CA$2,434

47.54%

Buy Apartment in City Center (m2)

$7,617 $7,617

$4,270 CA$6,073

78.39%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$3,568 CA$5,075

-10.33%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

4.64

46.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Stephenville: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Stephenville

$1.1K 50.4% 11.1% $141

Groceries & Markets

Austin, TX

$403 15.3%

Stephenville

$348 15.5% 13.7% $55

Eating Out

Austin, TX

$348 13.2%

Stephenville

$268 12% 22.9% $80

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Stephenville

$232 10.3% 33% $114

Clothing & Footwear

Austin, TX

$129 4.9%

Stephenville

$124 5.5% 4% $5.1

Sport & Entertainment

Austin, TX

$86 3.3%

Stephenville

$63 2.8% 26.7% $23

Getting Around

Austin, TX

$57 2.2%

Stephenville

$80 3.6% 40.6% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $1,232 in Stephenville. Housing cost is often the main lever when comparing two cities.

Dining out: $85.0 in Austin, TX vs $63.0 in Stephenville for a mid-range dinner for two. Groceries echo the gap at $403 vs $348 per month, with Stephenville cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇨🇦 Stephenville

🕒 Local time

00:28 12:28 AM

02:58 2:58 AM

2 h 30 min ahead of Austin, TX

🌤 Weather

👥 Population

974,447

6,600

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

CAD to USD in detail →

On the map

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Between locations

Austin, TX Stephenville 3,870 km ≈ 5 h nonstop flight

From you

Austin, TX
Stephenville

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Stephenville: Cost of Living - Frequently Asked Questions

Stephenville wins on cost – living expenses run 20% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Stephenville the obvious pick if budget is a priority.

You'd need roughly $4,055 in Austin, TX and $3,392 in Stephenville to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,932 in Austin, TX versus $1,232 in Stephenville. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $2,261 in Stephenville – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Stephenville runs roughly 51% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,261 in Stephenville versus $2,704 in Austin, TX, a $2,000 budget is realistic in Stephenville but tight or insufficient in Austin, TX. The gap between the two cities makes Stephenville the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Stephenville gentler on the wallet – expenses run 20% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.