😐A single person spends $1,161 per month in Pretoria vs $1,026 in St Francis Bay, rent included.
😐A couple spends around $1,768 per month in Pretoria vs $1,587 in St Francis Bay, rent included.
😐A family of three spends $2,375 per month in Pretoria vs $2,147 in St Francis Bay, rent included.
😐Pretoria costs about 13% more than St Francis Bay, driven mainly by Getting Around.
📊Both Pretoria and St Francis Bay are more affordable than the global median – Pretoria14% lower, St Francis Bay24% lower.
Currency
🍽 Eating Out
Pretoria
St Francis Bay
Difference
Meal at Budget Restaurant
$8.26R 134
$8.40R 136
-1.67%
Three-Course Dinner for Two, Mid-Range
$34.24R 554
$33.69R 545
1.63%
Fast Food Meal(McDonalds, etc)
$4.67R 75.6
$4.98R 80.4
-6.22%
Cappuccino
$2.11R 34.13
$2.03R 32.79
3.94%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.06R 17.14
$1.02R 16.56
3.92%
Water(0.33 liter bottle)
$0.86R 13.97
$0.78R 12.53
10.26%
Local Beer(0.5 liter draught)
$2.22R 35.87
$2.27R 36.65
-2.20%
Imported Beer(0.33 liter bottle)
$2.75R 44.46
$2.51R 40.54
9.56%
🛒 Groceries & Markets
Pretoria
St Francis Bay
Difference
Milk(1 liter)
$1.20R 19.45
$1.11R 18.01
8.11%
White Bread(500g)
$1.01R 16.38
$1.05R 17.04
-3.81%
Rice(white)(1kg)
$1.64R 26.47
$1.61R 26.04
1.86%
Eggs
$2.39R 38.70
$2.47R 39.98
-3.24%
Local Cheese(1kg)
$7.89R 128
$7.91R 128
-0.25%
Chicken Fillets(1kg)
$4.68R 75.7
$4.65R 75.1
0.65%
Beef Round Steak(1kg)
$6.32R 102
$6.60R 107
-4.24%
Apples(1kg)
$1.70R 27.43
$1.63R 26.34
4.29%
Banana(1kg)
$1.54R 24.87
$1.54R 24.82
-
Oranges(1kg)
$1.60R 25.85
$1.49R 24.08
7.38%
Tomato(1kg)
$1.69R 27.35
$1.65R 26.63
2.42%
Potato(1kg)
$1.33R 21.42
$1.37R 22.20
-2.92%
Onion(1kg)
$1.20R 19.48
$1.18R 19.13
1.69%
Lettuce(1 head)
$1.08R 17.47
$1.06R 17.11
1.89%
Water(1.5 liter bottle)
$1.13R 18.22
$0.90R 14.61
25.56%
Cigarettes 20 Pack(Marlboro, Camel)
$2.77R 44.75
$2.73R 44.14
1.47%
Wine(Bottle)
$5.18R 83.8
$4.79R 77.5
8.14%
Local Beer(0.5 liter bottle)
$1.49R 24.16
$1.37R 22.21
8.76%
Imported Beer(0.33 liter bottle)
$1.78R 28.74
$1.73R 27.94
2.89%
🚌 Getting Around
Pretoria
St Francis Bay
Difference
One-way Ticket(Public Transport)
$3.23R 52.3
$1.62R 26.22
99.38%
Public Transport Monthly Pass(Regular Price)
$64.9R 1,049
-
-
Taxi Start(Normal Tariff)
$1.37R 22.17
$1.11R 17.91
23.42%
Taxi(Normal Tariff)(1km)
$1.32R 21.29
$0.87R 14.15
51.72%
Taxi 1hour Waiting(Normal Tariff)
$3.15R 51.0
$4.08R 66.0
-22.79%
Gasoline(1 liter)
$1.31R 21.17
$1.28R 20.64
2.34%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.6KR 317.3K
$21.1KR 341.0K
-6.95%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7KR 415.5K
$24.3KR 392.5K
5.87%
🧾 Monthly Utilities & Internet
Pretoria
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$126R 2,035
$117R 1,898
7.22%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$37.96R 614
$34.91R 564
8.74%
Internet(50+ Mbps, Unlimited Data)
$37.60R 608
$41.76R 675
-9.96%
🎉 Sport & Entertainment
Pretoria
St Francis Bay
Difference
Gym Membership(Monthly)
$32.78R 530
$30.43R 492
7.72%
Tennis Court(1 Hour on Weekend)
$10.48R 169
$11.04R 178
-5.07%
Cinema Ticket
$7.71R 125
$6.66R 108
15.77%
🧸 Childcare & Education
Pretoria
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$195R 3,146
$193R 3,124
0.68%
International Primary School, 1 Child(Yearly)
$4,381R 70.8K
$4,316R 69.8K
1.50%
👕👟 Clothing & Footwear
Pretoria
St Francis Bay
Difference
Jeans(Levis 501 Or Similar)
$51.7R 835
$49.63R 802
4.07%
Summer Dress(H&M, Zara, etc)
$31.69R 512
$32.43R 524
-2.28%
Sport Shoes(Adidas, Nike)
$89.0R 1,439
$87.1R 1,407
2.22%
Men's Leather Business Shoes
$87.7R 1,418
$78.6R 1,271
11.54%
🏠 Accommodation & Living
Pretoria
St Francis Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$399R 6,450
$362R 5,854
10.17%
1-bedroom Apartment, Outside City Center(Monthly)
$403R 6,515
$339R 5,484
18.80%
3-bedroom Apartment, City Center(Monthly)
$729R 11.8K
$686R 11.1K
6.34%
3-bedroom Apartment, Outside City Center(Monthly)
$771R 12.5K
$697R 11.3K
10.56%
Buy Apartment in City Center(m2)
$872R 14.1K
$899R 14.5K
-3.06%
Buy Apartment Outside City Center(m2)
$695R 11.2K
$709R 11.5K
-1.98%
💵 Salaries & Financials
Pretoria
St Francis Bay
Difference
Average Monthly Net Salary(After Tax)
$1,467R 23.7K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.69
11.51
1.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pretoria: June 7, 2026
Last update for St Francis Bay: June 8, 2026
Cost Breakdown
🏠A central one-bedroom costs $399 in Pretoria versus $362 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $34.00 in Pretoria versus $34.00 in St Francis Bay. Groceries tell a different story – $183 in Pretoria vs $178 in St Francis Bay – so St Francis Bay wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pretoria vs St Francis Bay: Cost of Living - Frequently Asked Questions
Is St Francis Bay cheaper than Pretoria?
Yes – Pretoria is pricier by about 13%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,742 per month in Pretoria and $1,539 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Pretoria vs St Francis Bay?
Monthly expenses with rent come to $1,161 in Pretoria and $1,026 in St Francis Bay. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $195 per month in Pretoria and $193 in St Francis Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for Pretoria or St Francis Bay?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,026, than in Pretoria at $1,161. In St Francis Bay it covers expenses comfortably, while in Pretoria it requires careful planning or may not stretch far enough.
Is Pretoria or St Francis Bay more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Pretoria or St Francis Bay?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pretoria makes more sense. Both are solid long-term options with distinct trade-offs.