😐A single person spends $1,377 per month in Pretoria vs $1,052 in St Francis Bay, rent included.
😐A couple spends around $2,061 per month in Pretoria vs $1,736 in St Francis Bay, rent included.
😐A family of three spends $2,745 per month in Pretoria vs $2,421 in St Francis Bay, rent included.
😐Pretoria costs about 31% more than St Francis Bay, driven mainly by Getting Around.
📊Pretoria sits 1% above the global median, while St Francis Bay is 23% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Pretoria
St Francis Bay
Difference
Meal at Budget Restaurant
$9.30R 151
$11.21R 182
-17.04%
Three-Course Dinner for Two, Mid-Range
$38.02R 618
$43.44R 706
-12.48%
Fast Food Meal(McDonalds, etc)
$5.71R 92.7
$3.69R 59.9
54.74%
Cappuccino
$2.35R 38.25
$2.13R 34.63
10.33%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.06R 17.21
$1.10R 17.81
-3.64%
Water(0.33 liter bottle)
$0.88R 14.33
$0.79R 12.85
11.39%
Local Beer(0.5 liter draught)
$2.65R 43.10
$2.14R 34.83
23.83%
Imported Beer(0.33 liter bottle)
$3.18R 51.7
$1.86R 30.23
70.97%
🛒 Groceries & Markets
Pretoria
St Francis Bay
Difference
Milk(1 liter)
$1.23R 20.02
$0.92R 14.88
33.70%
White Bread(500g)
$1.16R 18.77
$1.08R 17.56
7.41%
Rice(white)(1kg)
$1.85R 29.99
$1.55R 25.21
19.35%
Eggs
$2.54R 41.32
$2.87R 46.62
-11.50%
Local Cheese(1kg)
$8.48R 138
$7.56R 123
12.17%
Chicken Fillets(1kg)
$5.07R 82.3
$5.49R 89.1
-7.65%
Beef Round Steak(1kg)
$7.24R 118
$8.90R 145
-18.65%
Apples(1kg)
$1.87R 30.40
$2.19R 35.58
-14.61%
Banana(1kg)
$1.63R 26.48
$1.60R 26.03
1.87%
Oranges(1kg)
$1.83R 29.80
$1.74R 28.34
5.17%
Tomato(1kg)
$1.65R 26.83
$1.80R 29.24
-8.33%
Potato(1kg)
$1.19R 19.25
$1.74R 28.21
-31.61%
Onion(1kg)
$1.23R 20.04
$1.44R 23.35
-14.58%
Lettuce(1 head)
$1.24R 20.11
$1.30R 21.08
-4.62%
Water(1.5 liter bottle)
$1.36R 22.10
$1.01R 16.42
34.65%
Cigarettes 20 Pack(Marlboro, Camel)
$3.27R 53.1
$3.28R 53.2
-0.30%
Wine(Bottle)
$5.03R 81.7
$5.04R 81.8
-0.20%
Local Beer(0.5 liter bottle)
$1.54R 25.01
$1.27R 20.70
21.26%
Imported Beer(0.33 liter bottle)
$1.92R 31.25
$1.81R 29.47
6.08%
🚌 Getting Around
Pretoria
St Francis Bay
Difference
One-way Ticket(Public Transport)
$4.80R 77.9
$1.59R 25.79
201.89%
Public Transport Monthly Pass(Regular Price)
$179R 2,900
-
-
Taxi Start(Normal Tariff)
$0.32R 5.27
$0.61R 9.88
-47.54%
Taxi(Normal Tariff)(1km)
$0.78R 12.64
$0.51R 8.33
52.94%
Taxi 1hour Waiting(Normal Tariff)
$14.56R 237
$8.50R 138
71.29%
Gasoline(1 liter)
$1.47R 23.94
$1.36R 22.15
8.09%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5KR 593.6K
$21.1KR 342.6K
73.27%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.0KR 552.4K
$35.1KR 570.9K
-3.25%
🧾 Monthly Utilities & Internet
Pretoria
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$155R 2,513
$62.8R 1,021
146.26%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$37.47R 609
$35.85R 582
4.52%
Internet(50+ Mbps, Unlimited Data)
$37.79R 614
$44.63R 725
-15.33%
🎉 Sport & Entertainment
Pretoria
St Francis Bay
Difference
Gym Membership(Monthly)
$31.74R 516
$33.06R 537
-3.99%
Tennis Court(1 Hour on Weekend)
$10.81R 176
$12.37R 201
-12.61%
Cinema Ticket
$7.41R 120
$9.20R 149
-19.46%
🧸 Childcare & Education
Pretoria
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$263R 4,277
$183R 2,972
43.93%
International Primary School, 1 Child(Yearly)
$8,086R 131.4K
$6,461R 105.0K
25.15%
👕👟 Clothing & Footwear
Pretoria
St Francis Bay
Difference
Jeans(Levis 501 Or Similar)
$54.4R 884
$73.2R 1,189
-25.64%
Summer Dress(H&M, Zara, etc)
$32.97R 536
$38.76R 630
-14.94%
Sport Shoes(Adidas, Nike)
$93.1R 1,513
$117R 1,893
-20.09%
Men's Leather Business Shoes
$86.2R 1,400
$98.1R 1,593
-12.14%
🏠 Accommodation & Living
Pretoria
St Francis Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$471R 7,645
$434R 7,054
8.39%
1-bedroom Apartment, Outside City Center(Monthly)
$418R 6,785
$368R 5,982
13.42%
3-bedroom Apartment, City Center(Monthly)
$1,007R 16.4K
$815R 13.2K
23.55%
3-bedroom Apartment, Outside City Center(Monthly)
$763R 12.4K
$788R 12.8K
-3.19%
Buy Apartment in City Center(m2)
$900R 14.6K
$909R 14.8K
-1.05%
Buy Apartment Outside City Center(m2)
$713R 11.6K
$696R 11.3K
2.33%
💵 Salaries & Financials
Pretoria
St Francis Bay
Difference
Average Monthly Net Salary(After Tax)
$1,447R 23.5K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.34
11.94
-5.03%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pretoria: September 14, 2026
Last update for St Francis Bay: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $471 in Pretoria versus $434 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $38.00 in Pretoria versus $43.00 in St Francis Bay. Groceries tell a different story – $198 in Pretoria vs $196 in St Francis Bay – so St Francis Bay wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pretoria vs St Francis Bay: Cost of Living - Frequently Asked Questions
Is St Francis Bay cheaper than Pretoria?
Yes – Pretoria is pricier by about 31%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,066 per month in Pretoria and $1,578 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Pretoria and in St Francis Bay?
Monthly expenses with rent come to $1,377 in Pretoria and $1,052 in St Francis Bay. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $263 per month in Pretoria and $183 in St Francis Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in Pretoria or in St Francis Bay?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,052, than in Pretoria at $1,377. In St Francis Bay it covers expenses comfortably, while in Pretoria it requires careful planning or may not stretch far enough.
Is Pretoria or St Francis Bay more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Pretoria or St Francis Bay?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pretoria makes more sense. Both are solid long-term options with distinct trade-offs.