😐A single person spends $1,169 per month in Pretoria vs $1,017 in St Francis Bay, rent included.
😐A couple spends around $1,765 per month in Pretoria vs $1,580 in St Francis Bay, rent included.
😐A family of three spends $2,361 per month in Pretoria vs $2,143 in St Francis Bay, rent included.
😐Pretoria costs about 15% more than St Francis Bay, driven mainly by Getting Around.
📊Both Pretoria and St Francis Bay are more affordable than the global median – Pretoria12% lower, St Francis Bay24% lower.
Currency
🍽 Eating Out
Pretoria
St Francis Bay
Difference
Meal at Budget Restaurant
$8.57R 141
$8.64R 142
-0.81%
Three-Course Dinner for Two, Mid-Range
$34.08R 561
$33.34R 549
2.22%
Fast Food Meal(McDonalds, etc)
$4.69R 77.1
$4.94R 81.4
-5.06%
Cappuccino
$2.13R 35.01
$2.11R 34.73
0.95%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.06R 17.40
$1.02R 16.86
3.92%
Water(0.33 liter bottle)
$0.88R 14.50
$0.78R 12.78
12.82%
Local Beer(0.5 liter draught)
$2.29R 37.67
$2.31R 37.95
-0.87%
Imported Beer(0.33 liter bottle)
$2.72R 44.86
$2.59R 42.62
5.02%
🛒 Groceries & Markets
Pretoria
St Francis Bay
Difference
Milk(1 liter)
$1.20R 19.82
$1.14R 18.84
5.26%
White Bread(500g)
$1.07R 17.53
$1.05R 17.29
1.90%
Rice(white)(1kg)
$1.63R 26.87
$1.57R 25.80
3.82%
Eggs
$2.40R 39.51
$2.39R 39.32
0.42%
Local Cheese(1kg)
$7.49R 123
$7.92R 130
-5.43%
Chicken Fillets(1kg)
$4.58R 75.5
$4.63R 76.3
-1.08%
Beef Round Steak(1kg)
$6.63R 109
$6.76R 111
-1.92%
Apples(1kg)
$1.61R 26.52
$1.66R 27.40
-3.01%
Banana(1kg)
$1.58R 26.07
$1.52R 25.02
3.95%
Oranges(1kg)
$1.59R 26.19
$1.48R 24.30
7.43%
Tomato(1kg)
$1.69R 27.75
$1.65R 27.18
2.42%
Potato(1kg)
$1.36R 22.40
$1.37R 22.54
-0.73%
Onion(1kg)
$1.22R 20.09
$1.22R 20.11
-
Lettuce(1 head)
$1.13R 18.56
$1.09R 17.90
3.67%
Water(1.5 liter bottle)
$1.11R 18.28
$0.90R 14.74
23.33%
Cigarettes 20 Pack(Marlboro, Camel)
$2.88R 47.35
$2.77R 45.60
3.97%
Wine(Bottle)
$5.03R 82.9
$4.65R 76.5
8.17%
Local Beer(0.5 liter bottle)
$1.55R 25.57
$1.34R 22.05
15.67%
Imported Beer(0.33 liter bottle)
$1.87R 30.77
$1.72R 28.35
8.72%
🚌 Getting Around
Pretoria
St Francis Bay
Difference
One-way Ticket(Public Transport)
$3.27R 53.8
$1.67R 27.54
95.81%
Public Transport Monthly Pass(Regular Price)
$65.0R 1,070
-
-
Taxi Start(Normal Tariff)
$1.37R 22.48
$1.09R 18.00
25.69%
Taxi(Normal Tariff)(1km)
$1.38R 22.75
$0.91R 14.97
51.65%
Taxi 1hour Waiting(Normal Tariff)
$3.02R 49.67
$3.98R 65.6
-24.12%
Gasoline(1 liter)
$1.32R 21.70
$1.27R 20.97
3.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.9KR 312.0K
$21.6KR 356.2K
-12.43%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5KR 436.7K
$23.4KR 385.8K
13.20%
🧾 Monthly Utilities & Internet
Pretoria
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$127R 2,084
$118R 1,944
7.19%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$37.37R 615
$34.99R 576
6.80%
Internet(50+ Mbps, Unlimited Data)
$38.46R 633
$41.92R 690
-8.25%
🎉 Sport & Entertainment
Pretoria
St Francis Bay
Difference
Gym Membership(Monthly)
$31.65R 521
$30.80R 507
2.76%
Tennis Court(1 Hour on Weekend)
$10.30R 170
$10.99R 181
-6.28%
Cinema Ticket
$7.55R 124
$6.55R 108
15.27%
🧸 Childcare & Education
Pretoria
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$195R 3,207
$195R 3,203
0.11%
International Primary School, 1 Child(Yearly)
$4,269R 70.3K
$4,292R 70.7K
-0.53%
👕👟 Clothing & Footwear
Pretoria
St Francis Bay
Difference
Jeans(Levis 501 Or Similar)
$50.8R 837
$51.0R 839
-0.26%
Summer Dress(H&M, Zara, etc)
$32.73R 539
$31.75R 523
3.09%
Sport Shoes(Adidas, Nike)
$87.4R 1,438
$89.4R 1,472
-2.33%
Men's Leather Business Shoes
$87.1R 1,434
$79.5R 1,309
9.62%
🏠 Accommodation & Living
Pretoria
St Francis Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$399R 6,562
$360R 5,923
10.78%
1-bedroom Apartment, Outside City Center(Monthly)
$391R 6,432
$339R 5,580
15.27%
3-bedroom Apartment, City Center(Monthly)
$733R 12.1K
$682R 11.2K
7.38%
3-bedroom Apartment, Outside City Center(Monthly)
$753R 12.4K
$693R 11.4K
8.71%
Buy Apartment in City Center(m2)
$855R 14.1K
$755R 12.4K
13.23%
Buy Apartment Outside City Center(m2)
$688R 11.3K
$645R 10.6K
6.73%
💵 Salaries & Financials
Pretoria
St Francis Bay
Difference
Average Monthly Net Salary(After Tax)
$1,418R 23.3K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.69
11.51
1.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pretoria: July 26, 2026
Last update for St Francis Bay: July 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $399 in Pretoria versus $360 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $34.00 in Pretoria versus $33.00 in St Francis Bay. Monthly groceries follow the same trend: $182 vs $178 – making St Francis Bay the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pretoria vs St Francis Bay: Cost of Living - Frequently Asked Questions
Is St Francis Bay cheaper than Pretoria?
Yes – Pretoria is pricier by about 15%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,753 per month in Pretoria and $1,525 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Pretoria and in St Francis Bay?
Monthly expenses with rent come to $1,169 in Pretoria and $1,017 in St Francis Bay. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $195 per month in Pretoria and $195 in St Francis Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in Pretoria or in St Francis Bay?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,017, than in Pretoria at $1,169. In St Francis Bay it covers expenses comfortably, while in Pretoria it requires careful planning or may not stretch far enough.
Is Pretoria or St Francis Bay more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Pretoria or St Francis Bay?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pretoria makes more sense. Both are solid long-term options with distinct trade-offs.