Cost of Living Comparison Between Pretoria and St Francis Bay Cost of Living Comparison Between Pretoria and St Francis Bay

Monthly Cost of Living

A single person spends $1,377 per month in Pretoria vs $1,052 in St Francis Bay, rent included.

A couple spends around $2,061 per month in Pretoria vs $1,736 in St Francis Bay, rent included.

A family of three spends $2,745 per month in Pretoria vs $2,421 in St Francis Bay, rent included.

Pretoria costs about 31% more than St Francis Bay, driven mainly by Getting Around.

Pretoria sits 1% above the global median, while St Francis Bay is 23% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Pretoria
St Francis Bay
Difference
Meal at Budget Restaurant
$9.30 R 151
$11.21 R 182
-17.04%
Three-Course Dinner for Two, Mid-Range
$38.02 R 618
$43.44 R 706
-12.48%
Fast Food Meal (McDonalds, etc)
$5.71 R 92.7
$3.69 R 59.9
54.74%
Cappuccino
$2.35 R 38.25
$2.13 R 34.63
10.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.06 R 17.21
$1.10 R 17.81
-3.64%
Water (0.33 liter bottle)
$0.88 R 14.33
$0.79 R 12.85
11.39%
Local Beer (0.5 liter draught)
$2.65 R 43.10
$2.14 R 34.83
23.83%
Imported Beer (0.33 liter bottle)
$3.18 R 51.7
$1.86 R 30.23
70.97%
🛒 Groceries & Markets
Pretoria
St Francis Bay
Difference
Milk (1 liter)
$1.23 R 20.02
$0.92 R 14.88
33.70%
White Bread (500g)
$1.16 R 18.77
$1.08 R 17.56
7.41%
Rice (white) (1kg)
$1.85 R 29.99
$1.55 R 25.21
19.35%
Eggs
$2.54 R 41.32
$2.87 R 46.62
-11.50%
Local Cheese (1kg)
$8.48 R 138
$7.56 R 123
12.17%
Chicken Fillets (1kg)
$5.07 R 82.3
$5.49 R 89.1
-7.65%
Beef Round Steak (1kg)
$7.24 R 118
$8.90 R 145
-18.65%
Apples (1kg)
$1.87 R 30.40
$2.19 R 35.58
-14.61%
Banana (1kg)
$1.63 R 26.48
$1.60 R 26.03
1.87%
Oranges (1kg)
$1.83 R 29.80
$1.74 R 28.34
5.17%
Tomato (1kg)
$1.65 R 26.83
$1.80 R 29.24
-8.33%
Potato (1kg)
$1.19 R 19.25
$1.74 R 28.21
-31.61%
Onion (1kg)
$1.23 R 20.04
$1.44 R 23.35
-14.58%
Lettuce (1 head)
$1.24 R 20.11
$1.30 R 21.08
-4.62%
Water (1.5 liter bottle)
$1.36 R 22.10
$1.01 R 16.42
34.65%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 R 53.1
$3.28 R 53.2
-0.30%
Wine (Bottle)
$5.03 R 81.7
$5.04 R 81.8
-0.20%
Local Beer (0.5 liter bottle)
$1.54 R 25.01
$1.27 R 20.70
21.26%
Imported Beer (0.33 liter bottle)
$1.92 R 31.25
$1.81 R 29.47
6.08%
🚌 Getting Around
Pretoria
St Francis Bay
Difference
One-way Ticket (Public Transport)
$4.80 R 77.9
$1.59 R 25.79
201.89%
Public Transport Monthly Pass (Regular Price)
$179 R 2,900
-
-
Taxi Start (Normal Tariff)
$0.32 R 5.27
$0.61 R 9.88
-47.54%
Taxi (Normal Tariff) (1km)
$0.78 R 12.64
$0.51 R 8.33
52.94%
Taxi 1hour Waiting (Normal Tariff)
$14.56 R 237
$8.50 R 138
71.29%
Gasoline (1 liter)
$1.47 R 23.94
$1.36 R 22.15
8.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.5K R 593.6K
$21.1K R 342.6K
73.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.0K R 552.4K
$35.1K R 570.9K
-3.25%
🧾 Monthly Utilities & Internet
Pretoria
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$155 R 2,513
$62.8 R 1,021
146.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.47 R 609
$35.85 R 582
4.52%
Internet (50+ Mbps, Unlimited Data)
$37.79 R 614
$44.63 R 725
-15.33%
🎉 Sport & Entertainment
Pretoria
St Francis Bay
Difference
Gym Membership (Monthly)
$31.74 R 516
$33.06 R 537
-3.99%
Tennis Court (1 Hour on Weekend)
$10.81 R 176
$12.37 R 201
-12.61%
Cinema Ticket
$7.41 R 120
$9.20 R 149
-19.46%
🧸 Childcare & Education
Pretoria
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$263 R 4,277
$183 R 2,972
43.93%
International Primary School, 1 Child (Yearly)
$8,086 R 131.4K
$6,461 R 105.0K
25.15%
👕👟 Clothing & Footwear
Pretoria
St Francis Bay
Difference
Jeans (Levis 501 Or Similar)
$54.4 R 884
$73.2 R 1,189
-25.64%
Summer Dress (H&M, Zara, etc)
$32.97 R 536
$38.76 R 630
-14.94%
Sport Shoes (Adidas, Nike)
$93.1 R 1,513
$117 R 1,893
-20.09%
Men's Leather Business Shoes
$86.2 R 1,400
$98.1 R 1,593
-12.14%
🏠 Accommodation & Living
Pretoria
St Francis Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$471 R 7,645
$434 R 7,054
8.39%
1-bedroom Apartment, Outside City Center (Monthly)
$418 R 6,785
$368 R 5,982
13.42%
3-bedroom Apartment, City Center (Monthly)
$1,007 R 16.4K
$815 R 13.2K
23.55%
3-bedroom Apartment, Outside City Center (Monthly)
$763 R 12.4K
$788 R 12.8K
-3.19%
Buy Apartment in City Center (m2)
$900 R 14.6K
$909 R 14.8K
-1.05%
Buy Apartment Outside City Center (m2)
$713 R 11.6K
$696 R 11.3K
2.33%
💵 Salaries & Financials
Pretoria
St Francis Bay
Difference
Average Monthly Net Salary (After Tax)
$1,447 R 23.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
11.34
11.94
-5.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Pretoria: September 14, 2026

Last update for St Francis Bay: September 13, 2026

Cost Breakdown

A central one-bedroom costs $471 in Pretoria versus $434 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $38.00 in Pretoria versus $43.00 in St Francis Bay. Groceries tell a different story – $198 in Pretoria vs $196 in St Francis Bay – so St Francis Bay wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pretoria vs St Francis Bay: Cost of Living - Frequently Asked Questions
Is St Francis Bay cheaper than Pretoria?
Yes – Pretoria is pricier by about 31%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,066 per month in Pretoria and $1,578 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Pretoria and in St Francis Bay?
Monthly expenses with rent come to $1,377 in Pretoria and $1,052 in St Francis Bay. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $263 per month in Pretoria and $183 in St Francis Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in Pretoria or in St Francis Bay?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,052, than in Pretoria at $1,377. In St Francis Bay it covers expenses comfortably, while in Pretoria it requires careful planning or may not stretch far enough.
Is Pretoria or St Francis Bay more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Pretoria or St Francis Bay?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pretoria makes more sense. Both are solid long-term options with distinct trade-offs.

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