😐A single person spends $1,174 per month in Pretoria vs $1,003 in St Francis Bay, rent included.
😐A couple spends around $1,795 per month in Pretoria vs $1,569 in St Francis Bay, rent included.
😐A family of three spends $2,417 per month in Pretoria vs $2,134 in St Francis Bay, rent included.
😐Pretoria costs about 17% more than St Francis Bay, driven mainly by Getting Around.
📊Both Pretoria and St Francis Bay are more affordable than the global median – Pretoria12% lower, St Francis Bay25% lower.
Currency
🍽 Eating Out
Pretoria
St Francis Bay
Difference
Meal at Budget Restaurant
$8.17R 137
$8.29R 139
-1.45%
Three-Course Dinner for Two, Mid-Range
$34.21R 574
$33.26R 558
2.86%
Fast Food Meal(McDonalds, etc)
$4.71R 79.0
$4.80R 80.5
-1.87%
Cappuccino
$2.01R 33.68
$2.06R 34.54
-2.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.05R 17.67
$1.04R 17.37
0.96%
Water(0.33 liter bottle)
$0.82R 13.77
$0.81R 13.57
1.23%
Local Beer(0.5 liter draught)
$2.21R 37.11
$2.30R 38.58
-3.91%
Imported Beer(0.33 liter bottle)
$2.82R 47.23
$2.46R 41.33
14.63%
🛒 Groceries & Markets
Pretoria
St Francis Bay
Difference
Milk(1 liter)
$1.19R 19.99
$1.12R 18.78
6.25%
White Bread(500g)
$1.02R 17.13
$1.05R 17.63
-2.86%
Rice(white)(1kg)
$1.65R 27.61
$1.64R 27.44
0.61%
Eggs
$2.37R 39.71
$2.39R 40.13
-0.84%
Local Cheese(1kg)
$7.76R 130
$7.87R 132
-1.40%
Chicken Fillets(1kg)
$4.58R 76.8
$4.61R 77.4
-0.65%
Beef Round Steak(1kg)
$6.35R 107
$6.88R 115
-7.70%
Apples(1kg)
$1.69R 28.34
$1.65R 27.74
2.42%
Banana(1kg)
$1.60R 26.81
$1.51R 25.37
5.96%
Oranges(1kg)
$1.59R 26.74
$1.55R 25.94
2.58%
Tomato(1kg)
$1.64R 27.50
$1.59R 26.68
3.14%
Potato(1kg)
$1.30R 21.87
$1.36R 22.81
-4.41%
Onion(1kg)
$1.16R 19.43
$1.22R 20.53
-4.92%
Lettuce(1 head)
$1.09R 18.26
$1.05R 17.56
3.81%
Water(1.5 liter bottle)
$1.11R 18.65
$0.98R 16.51
13.27%
Cigarettes 20 Pack(Marlboro, Camel)
$2.86R 48.00
$2.76R 46.36
3.62%
Wine(Bottle)
$5.04R 84.5
$4.86R 81.5
3.70%
Local Beer(0.5 liter bottle)
$1.50R 25.14
$1.34R 22.43
11.94%
Imported Beer(0.33 liter bottle)
$1.79R 30.04
$1.66R 27.91
7.83%
🚌 Getting Around
Pretoria
St Francis Bay
Difference
One-way Ticket(Public Transport)
$3.12R 52.3
$1.69R 28.34
84.62%
Public Transport Monthly Pass(Regular Price)
$63.5R 1,064
-
-
Taxi Start(Normal Tariff)
$1.41R 23.73
$1.13R 19.02
24.78%
Taxi(Normal Tariff)(1km)
$1.31R 22.01
$0.96R 16.17
36.46%
Taxi 1hour Waiting(Normal Tariff)
$3.02R 50.6
$4.14R 69.4
-27.05%
Gasoline(1 liter)
$1.31R 21.95
$1.28R 21.52
2.34%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.5KR 327.8K
$21.6KR 362.8K
-9.63%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2KR 440.2K
$23.4KR 393.0K
12.00%
🧾 Monthly Utilities & Internet
Pretoria
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$126R 2,120
$119R 1,998
6.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$38.00R 637
$35.75R 600
6.29%
Internet(50+ Mbps, Unlimited Data)
$38.28R 642
$41.17R 690
-7.02%
🎉 Sport & Entertainment
Pretoria
St Francis Bay
Difference
Gym Membership(Monthly)
$32.47R 545
$30.49R 511
6.49%
Tennis Court(1 Hour on Weekend)
$10.57R 177
$11.03R 185
-4.17%
Cinema Ticket
$7.52R 126
$6.61R 111
13.77%
🧸 Childcare & Education
Pretoria
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$196R 3,288
$193R 3,243
1.40%
International Primary School, 1 Child(Yearly)
$4,288R 71.9K
$4,310R 72.3K
-0.51%
👕👟 Clothing & Footwear
Pretoria
St Francis Bay
Difference
Jeans(Levis 501 Or Similar)
$51.1R 857
$49.76R 835
2.69%
Summer Dress(H&M, Zara, etc)
$32.25R 541
$31.85R 534
1.26%
Sport Shoes(Adidas, Nike)
$87.7R 1,471
$88.8R 1,489
-1.21%
Men's Leather Business Shoes
$87.2R 1,462
$79.7R 1,336
9.40%
🏠 Accommodation & Living
Pretoria
St Francis Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$396R 6,640
$367R 6,147
8.02%
1-bedroom Apartment, Outside City Center(Monthly)
$393R 6,599
$336R 5,636
17.08%
3-bedroom Apartment, City Center(Monthly)
$723R 12.1K
$685R 11.5K
5.63%
3-bedroom Apartment, Outside City Center(Monthly)
$770R 12.9K
$702R 11.8K
9.55%
Buy Apartment in City Center(m2)
$898R 15.1K
$673R 11.3K
33.48%
Buy Apartment Outside City Center(m2)
$700R 11.7K
$590R 9,895
18.65%
💵 Salaries & Financials
Pretoria
St Francis Bay
Difference
Average Monthly Net Salary(After Tax)
$1,408R 23.6K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.69
11.51
1.56%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Pretoria: April 26, 2026
Last update for St Francis Bay: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $396 in Pretoria versus $367 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $34.00 in Pretoria versus $33.00 in St Francis Bay. Monthly groceries follow the same trend: $181 vs $179 – making St Francis Bay the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Pretoria vs St Francis Bay: Cost of Living - Frequently Asked Questions
Is St Francis Bay cheaper than Pretoria?
Yes – Pretoria is pricier by about 17%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,761 per month in Pretoria and $1,505 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Pretoria vs St Francis Bay?
Monthly expenses with rent come to $1,174 in Pretoria and $1,003 in St Francis Bay. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper kindergarten?
Kindergarten costs $196 per month in Pretoria and $193 in St Francis Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for Pretoria or St Francis Bay?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,003, than in Pretoria at $1,174. In St Francis Bay it covers expenses comfortably, while in Pretoria it requires careful planning or may not stretch far enough.
Is Pretoria or St Francis Bay more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Pretoria or St Francis Bay?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Pretoria makes more sense. Both are solid long-term options with distinct trade-offs.