Cost of Living Comparison Between St Francis Bay and Playa del Carmen Cost of Living Comparison Between St Francis Bay and Playa del Carmen

Monthly Cost of Living

A single person spends $1,052 per month in St Francis Bay vs $1,266 in Playa del Carmen, rent included.

A couple spends around $1,736 per month in St Francis Bay vs $2,279 in Playa del Carmen, rent included.

A family of three spends $2,421 per month in St Francis Bay vs $3,292 in Playa del Carmen, rent included.

St Francis Bay is about 17% cheaper than Playa del Carmen, driven mainly by Groceries & Markets.

Both St Francis Bay and Playa del Carmen are more affordable than the global median – St Francis Bay 23% lower, Playa del Carmen 7% lower.

Meal at Budget Restaurant

$11.21 R 182

$11.60 MX$200

-3.36%

Three-Course Dinner for Two, Mid-Range

$43.44 R 706

$47.11 MX$811

-7.79%

Fast Food Meal (McDonalds, etc)

$3.69 R 59.9

$11.88 MX$205

-68.94%

Cappuccino

$2.13 R 34.63

$3.98 MX$68.5

-46.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 R 17.81

$1.43 MX$24.57

-23.08%

Water (0.33 liter bottle)

$0.79 R 12.85

$0.82 MX$14.20

-3.66%

Local Beer (0.5 liter draught)

$2.14 R 34.83

$3.19 MX$54.9

-32.92%

Imported Beer (0.33 liter bottle)

$1.86 R 30.23

$6.79 MX$117

-72.61%

Milk (1 liter)

$0.92 R 14.88

$1.68 MX$28.85

-45.24%

White Bread (500g)

$1.08 R 17.56

$2.20 MX$37.83

-50.91%

Rice (white) (1kg)

$1.55 R 25.21

$1.71 MX$29.41

-9.36%

Eggs

$2.87 R 46.62

$2.74 MX$47.20

4.74%

Local Cheese (1kg)

$7.56 R 123

$9.58 MX$165

-21.09%

Chicken Fillets (1kg)

$5.49 R 89.1

$9.01 MX$155

-39.07%

Beef Round Steak (1kg)

$8.90 R 145

$12.81 MX$221

-30.52%

Apples (1kg)

$2.19 R 35.58

$2.89 MX$49.74

-24.22%

Banana (1kg)

$1.60 R 26.03

$1.50 MX$25.78

6.67%

Oranges (1kg)

$1.74 R 28.34

$2.15 MX$36.98

-19.07%

Tomato (1kg)

$1.80 R 29.24

$2.26 MX$38.91

-20.35%

Potato (1kg)

$1.74 R 28.21

$1.98 MX$34.10

-12.12%

Onion (1kg)

$1.44 R 23.35

$1.99 MX$34.26

-27.64%

Lettuce (1 head)

$1.30 R 21.08

$1.23 MX$21.25

5.69%

Water (1.5 liter bottle)

$1.01 R 16.42

$1.20 MX$20.60

-15.83%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 R 53.2

$4.55 MX$78.3

-27.91%

Wine (Bottle)

$5.04 R 81.8

$10.37 MX$179

-51.40%

Local Beer (0.5 liter bottle)

$1.27 R 20.70

$1.62 MX$27.88

-21.60%

Imported Beer (0.33 liter bottle)

$1.81 R 29.47

$2.88 MX$49.60

-37.15%

One-way Ticket (Public Transport)

$1.59 R 25.79

$0.60 MX$10.34

165.00%

Public Transport Monthly Pass (Regular Price)

$28.80 MX$496

Taxi Start (Normal Tariff)

$0.61 R 9.88

$5.39 MX$92.8

-88.68%

Taxi (Normal Tariff) (1km)

$0.51 R 8.33

$3.73 MX$64.2

-86.33%

Taxi 1hour Waiting (Normal Tariff)

$8.50 R 138

$5.77 MX$99.3

47.31%

Gasoline (1 liter)

$1.36 R 22.15

$1.54 MX$26.45

-11.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K R 342.6K

$22.5K MX$388.3K

-6.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.1K R 570.9K

$26.1K MX$448.7K

34.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.8 R 1,021

$91.4 MX$1,573

-31.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.85 R 582

$25.20 MX$434

42.26%

Internet (50+ Mbps, Unlimited Data)

$44.63 R 725

$31.24 MX$538

42.86%

Gym Membership (Monthly)

$33.06 R 537

$67.2 MX$1,157

-50.80%

Tennis Court (1 Hour on Weekend)

$12.37 R 201

$29.11 MX$501

-57.51%

Cinema Ticket

$9.20 R 149

$4.86 MX$83.7

89.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$183 R 2,972

$224 MX$3,851

-18.21%

International Primary School, 1 Child (Yearly)

$6,461 R 105.0K

$4,229 MX$72.8K

52.79%

Jeans (Levis 501 Or Similar)

$73.2 R 1,189

$47.10 MX$811

55.33%

Summer Dress (H&M, Zara, etc)

$38.76 R 630

$44.29 MX$763

-12.49%

Sport Shoes (Adidas, Nike)

$117 R 1,893

$80.1 MX$1,379

45.46%

Men's Leather Business Shoes

$98.1 R 1,593

$92.7 MX$1,596

5.83%

1-bedroom Apartment, City Center (Monthly)

$434 R 7,054

$1,063 MX$18.3K

-59.14%

1-bedroom Apartment, Outside City Center (Monthly)

$368 R 5,982

$390 MX$6,719

-5.64%

3-bedroom Apartment, City Center (Monthly)

$815 R 13.2K

$2,149 MX$37.0K

-62.07%

3-bedroom Apartment, Outside City Center (Monthly)

$788 R 12.8K

$1,272 MX$21.9K

-38.04%

Buy Apartment in City Center (m2)

$909 R 14.8K

$4,001 MX$68.9K

-77.28%

Buy Apartment Outside City Center (m2)

$696 R 11.3K

$6,502 MX$112.0K

-89.29%

Average Monthly Net Salary (After Tax)

$758 MX$13.1K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.94

11.45

4.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for St Francis Bay: September 13, 2026

Last update for Playa del Carmen: September 12, 2026

Cost Breakdown

A central one-bedroom costs $434 in St Francis Bay versus $1,063 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $43.00 in St Francis Bay versus $47.00 in Playa del Carmen. Monthly groceries follow the same trend: $196 vs $276 – making St Francis Bay the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

St Francis Bay vs Playa del Carmen: Cost of Living - Frequently Asked Questions

Yes – Playa del Carmen is pricier by about 20%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,578 per month in St Francis Bay and $1,899 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,052 in St Francis Bay and $1,266 in Playa del Carmen. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $183 per month in St Francis Bay and $224 in Playa del Carmen. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,052, than in Playa del Carmen at $1,266. In St Francis Bay it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.

Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.