Cost of Living Comparison Between Playa del Carmen and St Francis Bay Cost of Living Comparison Between Playa del Carmen and St Francis Bay

Monthly Cost of Living

A single person spends $1,271 per month in Playa del Carmen vs $1,026 in St Francis Bay, rent included.

A couple spends around $2,126 per month in Playa del Carmen vs $1,587 in St Francis Bay, rent included.

A family of three spends $2,980 per month in Playa del Carmen vs $2,147 in St Francis Bay, rent included.

Playa del Carmen costs about 24% more than St Francis Bay, driven mainly by Eating Out.

Both Playa del Carmen and St Francis Bay are more affordable than the global median – Playa del Carmen 5% lower, St Francis Bay 24% lower.

Meal at Budget Restaurant

$11.87 MX$204

$8.40 R 136

41.31%

Three-Course Dinner for Two, Mid-Range

$42.90 MX$736

$33.69 R 545

27.34%

Fast Food Meal (McDonalds, etc)

$10.65 MX$183

$4.98 R 80.4

113.86%

Cappuccino

$3.45 MX$59.2

$2.03 R 32.79

69.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.50 MX$25.81

$1.02 R 16.56

47.06%

Water (0.33 liter bottle)

$0.95 MX$16.28

$0.78 R 12.53

21.79%

Local Beer (0.5 liter draught)

$3.03 MX$51.9

$2.27 R 36.65

33.48%

Imported Beer (0.33 liter bottle)

$4.61 MX$79.1

$2.51 R 40.54

83.67%

Milk (1 liter)

$1.38 MX$23.61

$1.11 R 18.01

24.32%

White Bread (500g)

$1.85 MX$31.70

$1.05 R 17.04

76.19%

Rice (white) (1kg)

$1.61 MX$27.65

$1.61 R 26.04

Eggs

$2.59 MX$44.51

$2.47 R 39.98

4.86%

Local Cheese (1kg)

$8.26 MX$142

$7.91 R 128

4.42%

Chicken Fillets (1kg)

$8.37 MX$144

$4.65 R 75.1

80.00%

Beef Round Steak (1kg)

$10.66 MX$183

$6.60 R 107

61.52%

Apples (1kg)

$2.63 MX$45.12

$1.63 R 26.34

61.35%

Banana (1kg)

$1.49 MX$25.53

$1.54 R 24.82

-3.25%

Oranges (1kg)

$1.92 MX$32.94

$1.49 R 24.08

28.86%

Tomato (1kg)

$2.09 MX$35.81

$1.65 R 26.63

26.67%

Potato (1kg)

$1.86 MX$31.88

$1.37 R 22.20

35.77%

Onion (1kg)

$2.26 MX$38.81

$1.18 R 19.13

91.53%

Lettuce (1 head)

$1.06 MX$18.23

$1.06 R 17.11

Water (1.5 liter bottle)

$1.09 MX$18.67

$0.90 R 14.61

21.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.15 MX$71.2

$2.73 R 44.14

52.01%

Wine (Bottle)

$10.39 MX$178

$4.79 R 77.5

116.91%

Local Beer (0.5 liter bottle)

$1.72 MX$29.59

$1.37 R 22.21

25.55%

Imported Beer (0.33 liter bottle)

$2.61 MX$44.85

$1.73 R 27.94

50.87%

One-way Ticket (Public Transport)

$0.54 MX$9.30

$1.62 R 26.22

-66.67%

Public Transport Monthly Pass (Regular Price)

$26.94 MX$462

Taxi Start (Normal Tariff)

$3.13 MX$53.7

$1.11 R 17.91

181.98%

Taxi (Normal Tariff) (1km)

$2.51 MX$43.09

$0.87 R 14.15

188.51%

Taxi 1hour Waiting (Normal Tariff)

$3.15 MX$54.1

$4.08 R 66.0

-22.79%

Gasoline (1 liter)

$1.27 MX$21.88

$1.28 R 20.64

-0.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K MX$521.3K

$21.1K R 341.0K

44.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.6K MX$404.5K

$24.3K R 392.5K

-2.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 MX$1,425

$117 R 1,898

-29.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.71 MX$390

$34.91 R 564

-34.95%

Internet (50+ Mbps, Unlimited Data)

$29.46 MX$506

$41.76 R 675

-29.45%

Gym Membership (Monthly)

$51.0 MX$875

$30.43 R 492

67.60%

Tennis Court (1 Hour on Weekend)

$18.33 MX$315

$11.04 R 178

66.03%

Cinema Ticket

$4.93 MX$84.5

$6.66 R 108

-25.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$197 MX$3,386

$193 R 3,124

2.09%

International Primary School, 1 Child (Yearly)

$5,280 MX$90.6K

$4,316 R 69.8K

22.32%

Jeans (Levis 501 Or Similar)

$36.90 MX$633

$49.63 R 802

-25.65%

Summer Dress (H&M, Zara, etc)

$39.89 MX$685

$32.43 R 524

23.00%

Sport Shoes (Adidas, Nike)

$80.0 MX$1,373

$87.1 R 1,407

-8.09%

Men's Leather Business Shoes

$89.5 MX$1,536

$78.6 R 1,271

13.79%

1-bedroom Apartment, City Center (Monthly)

$956 MX$16.4K

$362 R 5,854

164.09%

1-bedroom Apartment, Outside City Center (Monthly)

$477 MX$8,189

$339 R 5,484

40.64%

3-bedroom Apartment, City Center (Monthly)

$1,646 MX$28.3K

$686 R 11.1K

139.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,225 MX$21.0K

$697 R 11.3K

75.67%

Buy Apartment in City Center (m2)

$3,918 MX$67.2K

$899 R 14.5K

335.72%

Buy Apartment Outside City Center (m2)

$6,459 MX$110.9K

$709 R 11.5K

810.79%

Average Monthly Net Salary (After Tax)

$667 MX$11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

11.42

11.51

-0.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: June 7, 2026

Last update for St Francis Bay: June 8, 2026

Cost Breakdown

A central one-bedroom costs $956 in Playa del Carmen versus $362 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $43.00 in Playa del Carmen versus $34.00 in St Francis Bay. Monthly groceries follow the same trend: $250 vs $178 – making St Francis Bay the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Playa del Carmen vs St Francis Bay: Cost of Living - Frequently Asked Questions

Yes – Playa del Carmen is pricier by about 24%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,906 per month in Playa del Carmen and $1,539 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,271 in Playa del Carmen and $1,026 in St Francis Bay. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $197 per month in Playa del Carmen and $193 in St Francis Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,026, than in Playa del Carmen at $1,271. In St Francis Bay it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.

Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.