🙂A single person spends $1,052 per month in St Francis Bay vs $1,681 in Medellin, rent included.
🙂A couple spends around $1,736 per month in St Francis Bay vs $2,445 in Medellin, rent included.
🙂A family of three spends $2,421 per month in St Francis Bay vs $3,210 in Medellin, rent included.
🙂St Francis Bay is about 37% cheaper than Medellin, driven mainly by Groceries & Markets.
📊St Francis Bay sits 23% below the global median, while Medellin is 23% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
St Francis Bay
Medellin
Difference
Meal at Budget Restaurant
$11.21R 182
$8.02COP 25.4K
39.78%
Three-Course Dinner for Two, Mid-Range
$43.44R 706
$47.87COP 152.0K
-9.25%
Fast Food Meal(McDonalds, etc)
$3.69R 59.9
$9.89COP 31.4K
-62.69%
Cappuccino
$2.13R 34.63
$3.13COP 9,937
-31.95%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.10R 17.81
$1.91COP 6,058
-42.41%
Water(0.33 liter bottle)
$0.79R 12.85
$1.51COP 4,794
-47.68%
Local Beer(0.5 liter draught)
$2.14R 34.83
$3.12COP 9,917
-31.41%
Imported Beer(0.33 liter bottle)
$1.86R 30.23
$5.75COP 18.3K
-67.65%
🛒 Groceries & Markets
St Francis Bay
Medellin
Difference
Milk(1 liter)
$0.92R 14.88
$1.44COP 4,587
-36.11%
White Bread(500g)
$1.08R 17.56
$2.49COP 7,894
-56.63%
Rice(white)(1kg)
$1.55R 25.21
$1.77COP 5,631
-12.43%
Eggs
$2.87R 46.62
$2.96COP 9,396
-3.04%
Local Cheese(1kg)
$7.56R 123
$10.07COP 32.0K
-24.93%
Chicken Fillets(1kg)
$5.49R 89.1
$10.12COP 32.1K
-45.75%
Beef Round Steak(1kg)
$8.90R 145
$14.30COP 45.4K
-37.76%
Apples(1kg)
$2.19R 35.58
$4.14COP 13.1K
-47.10%
Banana(1kg)
$1.60R 26.03
$1.61COP 5,106
-0.62%
Oranges(1kg)
$1.74R 28.34
$2.25COP 7,129
-22.67%
Tomato(1kg)
$1.80R 29.24
$2.25COP 7,150
-20.00%
Potato(1kg)
$1.74R 28.21
$2.04COP 6,486
-14.71%
Onion(1kg)
$1.44R 23.35
$1.54COP 4,873
-6.49%
Lettuce(1 head)
$1.30R 21.08
$1.17COP 3,715
11.11%
Water(1.5 liter bottle)
$1.01R 16.42
$1.31COP 4,148
-22.90%
Cigarettes 20 Pack(Marlboro, Camel)
$3.28R 53.2
$3.90COP 12.4K
-15.90%
Wine(Bottle)
$5.04R 81.8
$14.01COP 44.5K
-64.03%
Local Beer(0.5 liter bottle)
$1.27R 20.70
$1.74COP 5,534
-27.01%
Imported Beer(0.33 liter bottle)
$1.81R 29.47
$2.87COP 9,112
-36.93%
🚌 Getting Around
St Francis Bay
Medellin
Difference
One-way Ticket(Public Transport)
$1.59R 25.79
$1.22COP 3,858
30.33%
Public Transport Monthly Pass(Regular Price)
-
$80.5COP 255.5K
-
Taxi Start(Normal Tariff)
$0.61R 9.88
$1.31COP 4,155
-53.44%
Taxi(Normal Tariff)(1km)
$0.51R 8.33
$2.19COP 6,944
-76.71%
Taxi 1hour Waiting(Normal Tariff)
$8.50R 138
$8.71COP 27.7K
-2.41%
Gasoline(1 liter)
$1.36R 22.15
$1.37COP 4,334
-0.73%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1KR 342.6K
$27.8KCOP 88.4M
-24.24%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.1KR 570.9K
$35.8KCOP 113.6M
-1.76%
🧾 Monthly Utilities & Internet
St Francis Bay
Medellin
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$62.8R 1,021
$177COP 562.9K
-64.57%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.85R 582
$13.88COP 44.1K
158.29%
Internet(50+ Mbps, Unlimited Data)
$44.63R 725
$29.72COP 94.4K
50.17%
🎉 Sport & Entertainment
St Francis Bay
Medellin
Difference
Gym Membership(Monthly)
$33.06R 537
$44.88COP 142.5K
-26.34%
Tennis Court(1 Hour on Weekend)
$12.37R 201
$17.12COP 54.4K
-27.75%
Cinema Ticket
$9.20R 149
$6.65COP 21.1K
38.35%
🧸 Childcare & Education
St Francis Bay
Medellin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$183R 2,972
$813COP 2.6M
-77.50%
International Primary School, 1 Child(Yearly)
$6,461R 105.0K
$9,187COP 29.2M
-29.66%
👕👟 Clothing & Footwear
St Francis Bay
Medellin
Difference
Jeans(Levis 501 Or Similar)
$73.2R 1,189
$89.5COP 284.1K
-18.25%
Summer Dress(H&M, Zara, etc)
$38.76R 630
$59.0COP 187.2K
-34.27%
Sport Shoes(Adidas, Nike)
$117R 1,893
$138COP 438.8K
-15.68%
Men's Leather Business Shoes
$98.1R 1,593
$102COP 324.2K
-3.99%
🏠 Accommodation & Living
St Francis Bay
Medellin
Difference
1-bedroom Apartment, City Center(Monthly)
$434R 7,054
$1,062COP 3.4M
-59.12%
1-bedroom Apartment, Outside City Center(Monthly)
$368R 5,982
$663COP 2.1M
-44.46%
3-bedroom Apartment, City Center(Monthly)
$815R 13.2K
$1,888COP 6.0M
-56.83%
3-bedroom Apartment, Outside City Center(Monthly)
$788R 12.8K
$1,027COP 3.3M
-23.27%
Buy Apartment in City Center(m2)
$909R 14.8K
$4,183COP 13.3M
-78.26%
Buy Apartment Outside City Center(m2)
$696R 11.3K
$1,675COP 5.3M
-58.41%
💵 Salaries & Financials
St Francis Bay
Medellin
Difference
Average Monthly Net Salary(After Tax)
-
$678COP 2.2M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.94
10.94
9.14%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for St Francis Bay: September 13, 2026
Last update for Medellin: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $434 in St Francis Bay versus $1,062 in Medellin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $43.00 in St Francis Bay versus $48.00 in Medellin. Monthly groceries follow the same trend: $196 vs $305 – making St Francis Bay the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Medellin: Cost of Living - Frequently Asked Questions
Is Medellin cheaper than St Francis Bay?
Yes – Medellin is pricier by about 60%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,578 per month in St Francis Bay and $2,521 in Medellin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in St Francis Bay or in Medellin?
A mid-range dinner for two costs $43.00 in St Francis Bay and $48.00 in Medellin. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in St Francis Bay and in Medellin?
Groceries cost about 55% more in Medellin, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,000 a realistic budget for living in St Francis Bay or in Medellin?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,052, than in Medellin at $1,681. In St Francis Bay it covers expenses comfortably, while in Medellin it requires careful planning or may not stretch far enough.
Is St Francis Bay or Medellin more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, St Francis Bay or Medellin?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Medellin makes more sense. Both are solid long-term options with distinct trade-offs.
St Francis Bay vs other spots: cost of living compared