🙂A single person spends $1,003 per month in Medellin vs $1,017 in St Francis Bay, rent included.
🙂A couple spends around $1,573 per month in Medellin vs $1,580 in St Francis Bay, rent included.
🙂A family of three spends $2,143 per month in Medellin vs $2,143 in St Francis Bay, rent included.
🙂Medellin is about 1% cheaper than St Francis Bay, driven mainly by Getting Around.
📊Both Medellin and St Francis Bay are more affordable than the global median – Medellin25% lower, St Francis Bay24% lower.
Currency
🍽 Eating Out
Medellin
St Francis Bay
Difference
Meal at Budget Restaurant
$5.91COP 18.6K
$8.64R 142
-31.60%
Three-Course Dinner for Two, Mid-Range
$32.96COP 103.8K
$33.34R 549
-1.14%
Fast Food Meal(McDonalds, etc)
$7.43COP 23.4K
$4.94R 81.4
50.40%
Cappuccino
$1.65COP 5,207
$2.11R 34.73
-21.80%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.10COP 3,468
$1.02R 16.86
7.84%
Water(0.33 liter bottle)
$0.78COP 2,458
$0.78R 12.78
-
Local Beer(0.5 liter draught)
$1.72COP 5,412
$2.31R 37.95
-25.54%
Imported Beer(0.33 liter bottle)
$3.18COP 10.0K
$2.59R 42.62
22.78%
🛒 Groceries & Markets
Medellin
St Francis Bay
Difference
Milk(1 liter)
$1.10COP 3,474
$1.14R 18.84
-3.51%
White Bread(500g)
$1.26COP 3,962
$1.05R 17.29
20.00%
Rice(white)(1kg)
$1.38COP 4,349
$1.57R 25.80
-12.10%
Eggs
$2.18COP 6,858
$2.39R 39.32
-8.79%
Local Cheese(1kg)
$4.49COP 14.1K
$7.92R 130
-43.31%
Chicken Fillets(1kg)
$5.79COP 18.2K
$4.63R 76.3
25.05%
Beef Round Steak(1kg)
$8.97COP 28.2K
$6.76R 111
32.69%
Apples(1kg)
$2.32COP 7,308
$1.66R 27.40
39.76%
Banana(1kg)
$1.06COP 3,352
$1.52R 25.02
-30.26%
Oranges(1kg)
$1.52COP 4,774
$1.48R 24.30
2.70%
Tomato(1kg)
$1.36COP 4,270
$1.65R 27.18
-17.58%
Potato(1kg)
$1.13COP 3,552
$1.37R 22.54
-17.52%
Onion(1kg)
$1.17COP 3,689
$1.22R 20.11
-4.10%
Lettuce(1 head)
$0.90COP 2,838
$1.09R 17.90
-17.43%
Water(1.5 liter bottle)
$0.90COP 2,823
$0.90R 14.74
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.23COP 7,034
$2.77R 45.60
-19.49%
Wine(Bottle)
$12.12COP 38.2K
$4.65R 76.5
160.65%
Local Beer(0.5 liter bottle)
$1.19COP 3,743
$1.34R 22.05
-11.19%
Imported Beer(0.33 liter bottle)
$2.48COP 7,815
$1.72R 28.35
44.19%
🚌 Getting Around
Medellin
St Francis Bay
Difference
One-way Ticket(Public Transport)
$0.85COP 2,687
$1.67R 27.54
-49.10%
Public Transport Monthly Pass(Regular Price)
$41.62COP 131.0K
-
-
Taxi Start(Normal Tariff)
$1.42COP 4,459
$1.09R 18.00
30.28%
Taxi(Normal Tariff)(1km)
$1.95COP 6,141
$0.91R 14.97
114.29%
Taxi 1hour Waiting(Normal Tariff)
$7.89COP 24.8K
$3.98R 65.6
98.24%
Gasoline(1 liter)
$0.99COP 3,118
$1.27R 20.97
-22.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.6KCOP 55.4M
$21.6KR 356.2K
-18.65%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.8KCOP 84.4M
$23.4KR 385.8K
14.35%
🧾 Monthly Utilities & Internet
Medellin
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$83.0COP 261.4K
$118R 1,944
-29.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$9.70COP 30.5K
$34.99R 576
-72.28%
Internet(50+ Mbps, Unlimited Data)
$23.52COP 74.1K
$41.92R 690
-43.89%
🎉 Sport & Entertainment
Medellin
St Francis Bay
Difference
Gym Membership(Monthly)
$25.26COP 79.5K
$30.80R 507
-17.99%
Tennis Court(1 Hour on Weekend)
$19.10COP 60.1K
$10.99R 181
73.79%
Cinema Ticket
$3.95COP 12.4K
$6.55R 108
-39.69%
🧸 Childcare & Education
Medellin
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$316COP 994.2K
$195R 3,203
62.28%
International Primary School, 1 Child(Yearly)
$5,975COP 18.8M
$4,292R 70.7K
39.21%
👕👟 Clothing & Footwear
Medellin
St Francis Bay
Difference
Jeans(Levis 501 Or Similar)
$60.0COP 188.9K
$51.0R 839
17.74%
Summer Dress(H&M, Zara, etc)
$31.82COP 100.2K
$31.75R 523
0.22%
Sport Shoes(Adidas, Nike)
$102COP 320.1K
$89.4R 1,472
13.69%
Men's Leather Business Shoes
$107COP 338.3K
$79.5R 1,309
35.17%
🏠 Accommodation & Living
Medellin
St Francis Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$475COP 1.5M
$360R 5,923
31.99%
1-bedroom Apartment, Outside City Center(Monthly)
$374COP 1.2M
$339R 5,580
10.33%
3-bedroom Apartment, City Center(Monthly)
$849COP 2.7M
$682R 11.2K
24.46%
3-bedroom Apartment, Outside City Center(Monthly)
$719COP 2.3M
$693R 11.4K
3.88%
Buy Apartment in City Center(m2)
$3,265COP 10.3M
$755R 12.4K
332.45%
Buy Apartment Outside City Center(m2)
$1,441COP 4.5M
$645R 10.6K
123.48%
💵 Salaries & Financials
Medellin
St Francis Bay
Difference
Average Monthly Net Salary(After Tax)
$624COP 2.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.43
11.51
16.68%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Medellin: July 27, 2026
Last update for St Francis Bay: July 26, 2026
Cost Breakdown
🏠A central one-bedroom costs $475 in Medellin versus $360 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $33.00 in Medellin versus $33.00 in St Francis Bay. Groceries tell a different story – $193 in Medellin vs $178 in St Francis Bay – so St Francis Bay wins on supermarket bills even if dining out costs more.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Medellin vs St Francis Bay: Cost of Living - Frequently Asked Questions
Is St Francis Bay cheaper than Medellin?
Yes – St Francis Bay is pricier by about 1%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,504 per month in Medellin and $1,525 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Medellin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Medellin or in St Francis Bay?
A mid-range dinner for two costs $33.00 in Medellin and $33.00 in St Francis Bay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Medellin and in St Francis Bay?
Interestingly, groceries are about 9% cheaper in St Francis Bay – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,500 a realistic budget for living in Medellin or in St Francis Bay?
A $1,500 monthly budget goes further in Medellin, where all-in costs run around $1,003, than in St Francis Bay at $1,017. In Medellin it covers expenses comfortably, while in St Francis Bay it requires careful planning or may not stretch far enough.
Is Medellin or St Francis Bay more family-friendly?
Families tend to lean toward Medellin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Medellin or St Francis Bay?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Medellin. If higher salaries, better infrastructure, or specific career opportunities are the priority, St Francis Bay makes more sense. Both are solid long-term options with distinct trade-offs.