Cost of Living Comparison Between Medellin and St Francis Bay Cost of Living Comparison Between Medellin and St Francis Bay

Monthly Cost of Living

A single person spends $1,681 per month in Medellin vs $1,052 in St Francis Bay, rent included.

A couple spends around $2,445 per month in Medellin vs $1,736 in St Francis Bay, rent included.

A family of three spends $3,210 per month in Medellin vs $2,421 in St Francis Bay, rent included.

Medellin costs about 60% more than St Francis Bay, driven mainly by Groceries & Markets.

Medellin sits 23% above the global median, while St Francis Bay is 23% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Medellin
St Francis Bay
Difference
Meal at Budget Restaurant
$8.02 COP 25.4K
$11.21 R 182
-28.46%
Three-Course Dinner for Two, Mid-Range
$47.87 COP 152.0K
$43.44 R 706
10.20%
Fast Food Meal (McDonalds, etc)
$9.89 COP 31.4K
$3.69 R 59.9
168.02%
Cappuccino
$3.13 COP 9,937
$2.13 R 34.63
46.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.91 COP 6,058
$1.10 R 17.81
73.64%
Water (0.33 liter bottle)
$1.51 COP 4,794
$0.79 R 12.85
91.14%
Local Beer (0.5 liter draught)
$3.12 COP 9,917
$2.14 R 34.83
45.79%
Imported Beer (0.33 liter bottle)
$5.75 COP 18.3K
$1.86 R 30.23
209.14%
🛒 Groceries & Markets
Medellin
St Francis Bay
Difference
Milk (1 liter)
$1.44 COP 4,587
$0.92 R 14.88
56.52%
White Bread (500g)
$2.49 COP 7,894
$1.08 R 17.56
130.56%
Rice (white) (1kg)
$1.77 COP 5,631
$1.55 R 25.21
14.19%
Eggs
$2.96 COP 9,396
$2.87 R 46.62
3.14%
Local Cheese (1kg)
$10.07 COP 32.0K
$7.56 R 123
33.20%
Chicken Fillets (1kg)
$10.12 COP 32.1K
$5.49 R 89.1
84.34%
Beef Round Steak (1kg)
$14.30 COP 45.4K
$8.90 R 145
60.67%
Apples (1kg)
$4.14 COP 13.1K
$2.19 R 35.58
89.04%
Banana (1kg)
$1.61 COP 5,106
$1.60 R 26.03
0.63%
Oranges (1kg)
$2.25 COP 7,129
$1.74 R 28.34
29.31%
Tomato (1kg)
$2.25 COP 7,150
$1.80 R 29.24
25.00%
Potato (1kg)
$2.04 COP 6,486
$1.74 R 28.21
17.24%
Onion (1kg)
$1.54 COP 4,873
$1.44 R 23.35
6.94%
Lettuce (1 head)
$1.17 COP 3,715
$1.30 R 21.08
-10.00%
Water (1.5 liter bottle)
$1.31 COP 4,148
$1.01 R 16.42
29.70%
Cigarettes 20 Pack (Marlboro, Camel)
$3.90 COP 12.4K
$3.28 R 53.2
18.90%
Wine (Bottle)
$14.01 COP 44.5K
$5.04 R 81.8
177.98%
Local Beer (0.5 liter bottle)
$1.74 COP 5,534
$1.27 R 20.70
37.01%
Imported Beer (0.33 liter bottle)
$2.87 COP 9,112
$1.81 R 29.47
58.56%
🚌 Getting Around
Medellin
St Francis Bay
Difference
One-way Ticket (Public Transport)
$1.22 COP 3,858
$1.59 R 25.79
-23.27%
Public Transport Monthly Pass (Regular Price)
$80.5 COP 255.5K
-
-
Taxi Start (Normal Tariff)
$1.31 COP 4,155
$0.61 R 9.88
114.75%
Taxi (Normal Tariff) (1km)
$2.19 COP 6,944
$0.51 R 8.33
329.41%
Taxi 1hour Waiting (Normal Tariff)
$8.71 COP 27.7K
$8.50 R 138
2.47%
Gasoline (1 liter)
$1.37 COP 4,334
$1.36 R 22.15
0.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K COP 88.4M
$21.1K R 342.6K
31.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8K COP 113.6M
$35.1K R 570.9K
1.79%
🧾 Monthly Utilities & Internet
Medellin
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$177 COP 562.9K
$62.8 R 1,021
182.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.88 COP 44.1K
$35.85 R 582
-61.28%
Internet (50+ Mbps, Unlimited Data)
$29.72 COP 94.4K
$44.63 R 725
-33.41%
🎉 Sport & Entertainment
Medellin
St Francis Bay
Difference
Gym Membership (Monthly)
$44.88 COP 142.5K
$33.06 R 537
35.75%
Tennis Court (1 Hour on Weekend)
$17.12 COP 54.4K
$12.37 R 201
38.40%
Cinema Ticket
$6.65 COP 21.1K
$9.20 R 149
-27.72%
🧸 Childcare & Education
Medellin
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$813 COP 2.6M
$183 R 2,972
344.44%
International Primary School, 1 Child (Yearly)
$9,187 COP 29.2M
$6,461 R 105.0K
42.17%
👕👟 Clothing & Footwear
Medellin
St Francis Bay
Difference
Jeans (Levis 501 Or Similar)
$89.5 COP 284.1K
$73.2 R 1,189
22.32%
Summer Dress (H&M, Zara, etc)
$59.0 COP 187.2K
$38.76 R 630
52.14%
Sport Shoes (Adidas, Nike)
$138 COP 438.8K
$117 R 1,893
18.60%
Men's Leather Business Shoes
$102 COP 324.2K
$98.1 R 1,593
4.15%
🏠 Accommodation & Living
Medellin
St Francis Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$1,062 COP 3.4M
$434 R 7,054
144.59%
1-bedroom Apartment, Outside City Center (Monthly)
$663 COP 2.1M
$368 R 5,982
80.05%
3-bedroom Apartment, City Center (Monthly)
$1,888 COP 6.0M
$815 R 13.2K
131.65%
3-bedroom Apartment, Outside City Center (Monthly)
$1,027 COP 3.3M
$788 R 12.8K
30.32%
Buy Apartment in City Center (m2)
$4,183 COP 13.3M
$909 R 14.8K
360.08%
Buy Apartment Outside City Center (m2)
$1,675 COP 5.3M
$696 R 11.3K
140.45%
💵 Salaries & Financials
Medellin
St Francis Bay
Difference
Average Monthly Net Salary (After Tax)
$678 COP 2.2M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
10.94
11.94
-8.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Medellin: September 14, 2026

Last update for St Francis Bay: September 13, 2026

Cost Breakdown

A central one-bedroom costs $1,062 in Medellin versus $434 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $48.00 in Medellin versus $43.00 in St Francis Bay. Monthly groceries follow the same trend: $305 vs $196 – making St Francis Bay the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Medellin vs St Francis Bay: Cost of Living - Frequently Asked Questions
Is St Francis Bay cheaper than Medellin?
Yes – Medellin is pricier by about 60%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,521 per month in Medellin and $1,578 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Medellin or in St Francis Bay?
A mid-range dinner for two costs $48.00 in Medellin and $43.00 in St Francis Bay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Medellin and in St Francis Bay?
Groceries cost about 55% more in Medellin, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,000 a realistic budget for living in Medellin or in St Francis Bay?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,052, than in Medellin at $1,681. In St Francis Bay it covers expenses comfortably, while in Medellin it requires careful planning or may not stretch far enough.
Is Medellin or St Francis Bay more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Medellin or St Francis Bay?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Medellin makes more sense. Both are solid long-term options with distinct trade-offs.

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