😐A single person spends $1,681 per month in Medellin vs $1,052 in St Francis Bay, rent included.
😐A couple spends around $2,445 per month in Medellin vs $1,736 in St Francis Bay, rent included.
😐A family of three spends $3,210 per month in Medellin vs $2,421 in St Francis Bay, rent included.
😐Medellin costs about 60% more than St Francis Bay, driven mainly by Groceries & Markets.
📊Medellin sits 23% above the global median, while St Francis Bay is 23% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Medellin
St Francis Bay
Difference
Meal at Budget Restaurant
$8.02COP 25.4K
$11.21R 182
-28.46%
Three-Course Dinner for Two, Mid-Range
$47.87COP 152.0K
$43.44R 706
10.20%
Fast Food Meal(McDonalds, etc)
$9.89COP 31.4K
$3.69R 59.9
168.02%
Cappuccino
$3.13COP 9,937
$2.13R 34.63
46.95%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.91COP 6,058
$1.10R 17.81
73.64%
Water(0.33 liter bottle)
$1.51COP 4,794
$0.79R 12.85
91.14%
Local Beer(0.5 liter draught)
$3.12COP 9,917
$2.14R 34.83
45.79%
Imported Beer(0.33 liter bottle)
$5.75COP 18.3K
$1.86R 30.23
209.14%
🛒 Groceries & Markets
Medellin
St Francis Bay
Difference
Milk(1 liter)
$1.44COP 4,587
$0.92R 14.88
56.52%
White Bread(500g)
$2.49COP 7,894
$1.08R 17.56
130.56%
Rice(white)(1kg)
$1.77COP 5,631
$1.55R 25.21
14.19%
Eggs
$2.96COP 9,396
$2.87R 46.62
3.14%
Local Cheese(1kg)
$10.07COP 32.0K
$7.56R 123
33.20%
Chicken Fillets(1kg)
$10.12COP 32.1K
$5.49R 89.1
84.34%
Beef Round Steak(1kg)
$14.30COP 45.4K
$8.90R 145
60.67%
Apples(1kg)
$4.14COP 13.1K
$2.19R 35.58
89.04%
Banana(1kg)
$1.61COP 5,106
$1.60R 26.03
0.63%
Oranges(1kg)
$2.25COP 7,129
$1.74R 28.34
29.31%
Tomato(1kg)
$2.25COP 7,150
$1.80R 29.24
25.00%
Potato(1kg)
$2.04COP 6,486
$1.74R 28.21
17.24%
Onion(1kg)
$1.54COP 4,873
$1.44R 23.35
6.94%
Lettuce(1 head)
$1.17COP 3,715
$1.30R 21.08
-10.00%
Water(1.5 liter bottle)
$1.31COP 4,148
$1.01R 16.42
29.70%
Cigarettes 20 Pack(Marlboro, Camel)
$3.90COP 12.4K
$3.28R 53.2
18.90%
Wine(Bottle)
$14.01COP 44.5K
$5.04R 81.8
177.98%
Local Beer(0.5 liter bottle)
$1.74COP 5,534
$1.27R 20.70
37.01%
Imported Beer(0.33 liter bottle)
$2.87COP 9,112
$1.81R 29.47
58.56%
🚌 Getting Around
Medellin
St Francis Bay
Difference
One-way Ticket(Public Transport)
$1.22COP 3,858
$1.59R 25.79
-23.27%
Public Transport Monthly Pass(Regular Price)
$80.5COP 255.5K
-
-
Taxi Start(Normal Tariff)
$1.31COP 4,155
$0.61R 9.88
114.75%
Taxi(Normal Tariff)(1km)
$2.19COP 6,944
$0.51R 8.33
329.41%
Taxi 1hour Waiting(Normal Tariff)
$8.71COP 27.7K
$8.50R 138
2.47%
Gasoline(1 liter)
$1.37COP 4,334
$1.36R 22.15
0.74%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8KCOP 88.4M
$21.1KR 342.6K
31.99%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$35.8KCOP 113.6M
$35.1KR 570.9K
1.79%
🧾 Monthly Utilities & Internet
Medellin
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$177COP 562.9K
$62.8R 1,021
182.23%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.88COP 44.1K
$35.85R 582
-61.28%
Internet(50+ Mbps, Unlimited Data)
$29.72COP 94.4K
$44.63R 725
-33.41%
🎉 Sport & Entertainment
Medellin
St Francis Bay
Difference
Gym Membership(Monthly)
$44.88COP 142.5K
$33.06R 537
35.75%
Tennis Court(1 Hour on Weekend)
$17.12COP 54.4K
$12.37R 201
38.40%
Cinema Ticket
$6.65COP 21.1K
$9.20R 149
-27.72%
🧸 Childcare & Education
Medellin
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$813COP 2.6M
$183R 2,972
344.44%
International Primary School, 1 Child(Yearly)
$9,187COP 29.2M
$6,461R 105.0K
42.17%
👕👟 Clothing & Footwear
Medellin
St Francis Bay
Difference
Jeans(Levis 501 Or Similar)
$89.5COP 284.1K
$73.2R 1,189
22.32%
Summer Dress(H&M, Zara, etc)
$59.0COP 187.2K
$38.76R 630
52.14%
Sport Shoes(Adidas, Nike)
$138COP 438.8K
$117R 1,893
18.60%
Men's Leather Business Shoes
$102COP 324.2K
$98.1R 1,593
4.15%
🏠 Accommodation & Living
Medellin
St Francis Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$1,062COP 3.4M
$434R 7,054
144.59%
1-bedroom Apartment, Outside City Center(Monthly)
$663COP 2.1M
$368R 5,982
80.05%
3-bedroom Apartment, City Center(Monthly)
$1,888COP 6.0M
$815R 13.2K
131.65%
3-bedroom Apartment, Outside City Center(Monthly)
$1,027COP 3.3M
$788R 12.8K
30.32%
Buy Apartment in City Center(m2)
$4,183COP 13.3M
$909R 14.8K
360.08%
Buy Apartment Outside City Center(m2)
$1,675COP 5.3M
$696R 11.3K
140.45%
💵 Salaries & Financials
Medellin
St Francis Bay
Difference
Average Monthly Net Salary(After Tax)
$678COP 2.2M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
10.94
11.94
-8.38%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Medellin: September 14, 2026
Last update for St Francis Bay: September 13, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,062 in Medellin versus $434 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $48.00 in Medellin versus $43.00 in St Francis Bay. Monthly groceries follow the same trend: $305 vs $196 – making St Francis Bay the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Medellin vs St Francis Bay: Cost of Living - Frequently Asked Questions
Is St Francis Bay cheaper than Medellin?
Yes – Medellin is pricier by about 60%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,521 per month in Medellin and $1,578 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Medellin or in St Francis Bay?
A mid-range dinner for two costs $48.00 in Medellin and $43.00 in St Francis Bay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Medellin and in St Francis Bay?
Groceries cost about 55% more in Medellin, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $2,000 a realistic budget for living in Medellin or in St Francis Bay?
A $2,000 monthly budget goes further in St Francis Bay, where all-in costs run around $1,052, than in Medellin at $1,681. In St Francis Bay it covers expenses comfortably, while in Medellin it requires careful planning or may not stretch far enough.
Is Medellin or St Francis Bay more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Medellin or St Francis Bay?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Medellin makes more sense. Both are solid long-term options with distinct trade-offs.