πMonthly costs for one person with rent: $1,026 in St Francis Bay versus $2,263 in Lisbon.
πEstimated couple costs with rent: $1,587 in St Francis Bay versus $3,315 in Lisbon.
πMonthly costs for a family of three with rent: $2,147 in St Francis Bay versus $4,368 in Lisbon.
πLiving in St Francis Bay costs roughly 55% less than in Lisbon, driven mainly by Eating Out.
πThe two cities straddle the global median: St Francis Bay is 24% below, Lisbon is 68% above.
Currency
π½ Eating Out
St Francis Bay
Lisbon
Difference
Meal at Budget Restaurant
$8.40RΒ 136
$15.94β¬13.73
-47.30%
Three-Course Dinner for Two, Mid-Range
$33.69RΒ 545
$63.4β¬54.6
-46.84%
Fast Food Meal(McDonalds, etc)
$4.98RΒ 80.4
$10.38β¬8.95
-52.02%
Cappuccino
$2.03RΒ 32.79
$2.79β¬2.40
-27.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.02RΒ 16.56
$2.34β¬2.01
-56.41%
Water(0.33 liter bottle)
$0.78RΒ 12.53
$1.57β¬1.35
-50.32%
Local Beer(0.5 liter draught)
$2.27RΒ 36.65
$3.43β¬2.95
-33.82%
Imported Beer(0.33 liter bottle)
$2.51RΒ 40.54
$3.91β¬3.37
-35.81%
π Groceries & Markets
St Francis Bay
Lisbon
Difference
Milk(1 liter)
$1.11RΒ 18.01
$1.08β¬0.93
2.78%
White Bread(500g)
$1.05RΒ 17.04
$1.77β¬1.52
-40.68%
Rice(white)(1kg)
$1.61RΒ 26.04
$1.71β¬1.47
-5.85%
Eggs
$2.47RΒ 39.98
$3.15β¬2.71
-21.59%
Local Cheese(1kg)
$7.91RΒ 128
$13.68β¬11.79
-42.18%
Chicken Fillets(1kg)
$4.65RΒ 75.1
$8.01β¬6.90
-41.95%
Beef Round Steak(1kg)
$6.60RΒ 107
$15.52β¬13.37
-57.47%
Apples(1kg)
$1.63RΒ 26.34
$2.29β¬1.98
-28.82%
Banana(1kg)
$1.54RΒ 24.82
$1.64β¬1.41
-6.10%
Oranges(1kg)
$1.49RΒ 24.08
$1.94β¬1.67
-23.20%
Tomato(1kg)
$1.65RΒ 26.63
$2.51β¬2.17
-34.26%
Potato(1kg)
$1.37RΒ 22.20
$1.79β¬1.54
-23.46%
Onion(1kg)
$1.18RΒ 19.13
$2.01β¬1.73
-41.29%
Lettuce(1 head)
$1.06RΒ 17.11
$1.97β¬1.69
-46.19%
Water(1.5 liter bottle)
$0.90RΒ 14.61
$0.84β¬0.73
7.14%
Cigarettes 20 Pack(Marlboro, Camel)
$2.73RΒ 44.14
$6.79β¬5.85
-59.79%
Wine(Bottle)
$4.79RΒ 77.5
$5.67β¬4.89
-15.52%
Local Beer(0.5 liter bottle)
$1.37RΒ 22.21
$1.39β¬1.20
-1.44%
Imported Beer(0.33 liter bottle)
$1.73RΒ 27.94
$3.02β¬2.60
-42.72%
π Getting Around
St Francis Bay
Lisbon
Difference
One-way Ticket(Public Transport)
$1.62RΒ 26.22
$2.27β¬1.95
-28.63%
Public Transport Monthly Pass(Regular Price)
-
$45.44β¬39.15
-
Taxi Start(Normal Tariff)
$1.11RΒ 17.91
$4.29β¬3.70
-74.13%
Taxi(Normal Tariff)(1km)
$0.87RΒ 14.15
$0.85β¬0.73
2.35%
Taxi 1hour Waiting(Normal Tariff)
$4.08RΒ 66.0
$18.28β¬15.75
-77.68%
Gasoline(1 liter)
$1.28RΒ 20.64
$1.99β¬1.71
-35.68%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.1KRΒ 341.0K
$35.0Kβ¬30.2K
-39.80%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3KRΒ 392.5K
$39.5Kβ¬34.1K
-38.61%
π§Ύ Monthly Utilities & Internet
St Francis Bay
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$117RΒ 1,898
$146β¬126
-19.70%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$34.91RΒ 564
$20.45β¬17.62
70.71%
Internet(50+ Mbps, Unlimited Data)
$41.76RΒ 675
$38.98β¬33.58
7.13%
π Sport & Entertainment
St Francis Bay
Lisbon
Difference
Gym Membership(Monthly)
$30.43RΒ 492
$48.98β¬42.21
-37.87%
Tennis Court(1 Hour on Weekend)
$11.04RΒ 178
$18.83β¬16.22
-41.37%
Cinema Ticket
$6.66RΒ 108
$9.52β¬8.21
-30.04%
π§Έ Childcare & Education
St Francis Bay
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$193RΒ 3,124
$608β¬524
-68.22%
International Primary School, 1 Child(Yearly)
$4,316RΒ 69.8K
$16.5Kβ¬14.2K
-73.86%
ππ Clothing & Footwear
St Francis Bay
Lisbon
Difference
Jeans(Levis 501 Or Similar)
$49.63RΒ 802
$104β¬89.5
-52.23%
Summer Dress(H&M, Zara, etc)
$32.43RΒ 524
$42.12β¬36.29
-23.01%
Sport Shoes(Adidas, Nike)
$87.1RΒ 1,407
$92.2β¬79.5
-5.61%
Men's Leather Business Shoes
$78.6RΒ 1,271
$120β¬103
-34.49%
π Accommodation & Living
St Francis Bay
Lisbon
Difference
1-bedroom Apartment, City Center(Monthly)
$362RΒ 5,854
$1,621β¬1,397
-77.67%
1-bedroom Apartment, Outside City Center(Monthly)
$339RΒ 5,484
$1,268β¬1,092
-73.24%
3-bedroom Apartment, City Center(Monthly)
$686RΒ 11.1K
$3,048β¬2,626
-77.50%
3-bedroom Apartment, Outside City Center(Monthly)
$697RΒ 11.3K
$2,009β¬1,731
-65.29%
Buy Apartment in City Center(m2)
$899RΒ 14.5K
$7,663β¬6,602
-88.27%
Buy Apartment Outside City Center(m2)
$709RΒ 11.5K
$4,329β¬3,730
-83.62%
π΅ Salaries & Financials
St Francis Bay
Lisbon
Difference
Average Monthly Net Salary(After Tax)
-
$1,585β¬1,366
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
3.81
202.10%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for St Francis Bay: June 8, 2026
Last update for Lisbon: June 8, 2026
Cost Breakdown
π A one-bedroom apartment in the center runs $362 in St Francis Bay and $1,621 in Lisbon. Housing cost is often the main lever when comparing two cities.
πDining out: $34.00 in St Francis Bay vs $63.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $178 vs $269 per month, with St Francis Bay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in St Francis Bay and Lisbon?
St Francis Bay and Lisbon differ by about 121% in total monthly costs ($1,026 vs $2,263 including rent). St Francis Bay is meaningfully more affordable β a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in St Francis Bay compared to Lisbon?
You'd need roughly $1,539 in St Francis Bay and $3,394 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in St Francis Bay and Lisbon?
Rent for a central apartment: $362 in St Francis Bay versus $1,621 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 51% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: St Francis Bay or Lisbon?
All in, you'll spend $1,026 per month in St Francis Bay versus $2,263 in Lisbon β a 121% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,026 in St Francis Bay versus $2,263 in Lisbon, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Lisbon. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.
How does quality of life compare between St Francis Bay and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better β the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is St Francis Bay or Lisbon safer for residents?
Safety-wise, St Francis Bay and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: St Francis Bay or Lisbon?
Expats usually find St Francis Bay gentler on the wallet β expenses run 121% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.
St Francis Bay vs other spots: cost of living compared