πMonthly costs for one person with rent: $1,003 in St Francis Bay versus $2,227 in Lisbon.
πEstimated couple costs with rent: $1,569 in St Francis Bay versus $3,305 in Lisbon.
πMonthly costs for a family of three with rent: $2,134 in St Francis Bay versus $4,384 in Lisbon.
πLiving in St Francis Bay costs roughly 55% less than in Lisbon, driven mainly by Eating Out.
πThe two cities straddle the global median: St Francis Bay is 25% below, Lisbon is 66% above.
Currency
π½ Eating Out
St Francis Bay
Lisbon
Difference
Meal at Budget Restaurant
$8.29RΒ 139
$16.17β¬13.84
-48.73%
Three-Course Dinner for Two, Mid-Range
$33.26RΒ 558
$64.6β¬55.3
-48.49%
Fast Food Meal(McDonalds, etc)
$4.80RΒ 80.5
$10.38β¬8.88
-53.76%
Cappuccino
$2.06RΒ 34.54
$2.77β¬2.37
-25.63%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.04RΒ 17.37
$2.25β¬1.92
-53.78%
Water(0.33 liter bottle)
$0.81RΒ 13.57
$1.57β¬1.35
-48.41%
Local Beer(0.5 liter draught)
$2.30RΒ 38.58
$3.49β¬2.99
-34.10%
Imported Beer(0.33 liter bottle)
$2.46RΒ 41.33
$4.00β¬3.43
-38.50%
π Groceries & Markets
St Francis Bay
Lisbon
Difference
Milk(1 liter)
$1.12RΒ 18.78
$1.08β¬0.93
3.70%
White Bread(500g)
$1.05RΒ 17.63
$1.74β¬1.49
-39.66%
Rice(white)(1kg)
$1.64RΒ 27.44
$1.74β¬1.49
-5.75%
Eggs
$2.39RΒ 40.13
$3.18β¬2.72
-24.84%
Local Cheese(1kg)
$7.87RΒ 132
$13.43β¬11.50
-41.40%
Chicken Fillets(1kg)
$4.61RΒ 77.4
$7.99β¬6.84
-42.30%
Beef Round Steak(1kg)
$6.88RΒ 115
$16.09β¬13.77
-57.24%
Apples(1kg)
$1.65RΒ 27.74
$2.28β¬1.95
-27.63%
Banana(1kg)
$1.51RΒ 25.37
$1.72β¬1.48
-12.21%
Oranges(1kg)
$1.55RΒ 25.94
$1.94β¬1.66
-20.10%
Tomato(1kg)
$1.59RΒ 26.68
$2.54β¬2.18
-37.40%
Potato(1kg)
$1.36RΒ 22.81
$1.83β¬1.57
-25.68%
Onion(1kg)
$1.22RΒ 20.53
$2.04β¬1.75
-40.20%
Lettuce(1 head)
$1.05RΒ 17.56
$1.98β¬1.69
-46.97%
Water(1.5 liter bottle)
$0.98RΒ 16.51
$0.85β¬0.73
15.29%
Cigarettes 20 Pack(Marlboro, Camel)
$2.76RΒ 46.36
$6.85β¬5.87
-59.71%
Wine(Bottle)
$4.86RΒ 81.5
$5.78β¬4.94
-15.92%
Local Beer(0.5 liter bottle)
$1.34RΒ 22.43
$1.37β¬1.18
-2.19%
Imported Beer(0.33 liter bottle)
$1.66RΒ 27.91
$2.90β¬2.48
-42.76%
π Getting Around
St Francis Bay
Lisbon
Difference
One-way Ticket(Public Transport)
$1.69RΒ 28.34
$2.28β¬1.95
-25.88%
Public Transport Monthly Pass(Regular Price)
-
$46.84β¬40.10
-
Taxi Start(Normal Tariff)
$1.13RΒ 19.02
$4.08β¬3.49
-72.30%
Taxi(Normal Tariff)(1km)
$0.96RΒ 16.17
$0.82β¬0.70
17.07%
Taxi 1hour Waiting(Normal Tariff)
$4.14RΒ 69.4
$18.27β¬15.64
-77.34%
Gasoline(1 liter)
$1.28RΒ 21.52
$2.01β¬1.72
-36.32%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.6KRΒ 362.8K
$35.3Kβ¬30.2K
-38.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.4KRΒ 393.0K
$38.5Kβ¬32.9K
-39.11%
π§Ύ Monthly Utilities & Internet
St Francis Bay
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$119RΒ 1,998
$145β¬124
-18.06%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.75RΒ 600
$20.96β¬17.94
70.56%
Internet(50+ Mbps, Unlimited Data)
$41.17RΒ 690
$40.05β¬34.29
2.80%
π Sport & Entertainment
St Francis Bay
Lisbon
Difference
Gym Membership(Monthly)
$30.49RΒ 511
$48.79β¬41.76
-37.51%
Tennis Court(1 Hour on Weekend)
$11.03RΒ 185
$18.69β¬16.00
-40.98%
Cinema Ticket
$6.61RΒ 111
$9.06β¬7.76
-27.04%
π§Έ Childcare & Education
St Francis Bay
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$193RΒ 3,243
$607β¬519
-68.12%
International Primary School, 1 Child(Yearly)
$4,310RΒ 72.3K
$16.3Kβ¬14.0K
-73.60%
ππ Clothing & Footwear
St Francis Bay
Lisbon
Difference
Jeans(Levis 501 Or Similar)
$49.76RΒ 835
$105β¬89.6
-52.46%
Summer Dress(H&M, Zara, etc)
$31.85RΒ 534
$40.95β¬35.06
-22.22%
Sport Shoes(Adidas, Nike)
$88.8RΒ 1,489
$93.6β¬80.1
-5.12%
Men's Leather Business Shoes
$79.7RΒ 1,336
$119β¬101
-32.79%
π Accommodation & Living
St Francis Bay
Lisbon
Difference
1-bedroom Apartment, City Center(Monthly)
$367RΒ 6,147
$1,604β¬1,373
-77.15%
1-bedroom Apartment, Outside City Center(Monthly)
$336RΒ 5,636
$1,236β¬1,058
-72.80%
3-bedroom Apartment, City Center(Monthly)
$685RΒ 11.5K
$3,046β¬2,607
-77.52%
3-bedroom Apartment, Outside City Center(Monthly)
$702RΒ 11.8K
$2,057β¬1,761
-65.85%
Buy Apartment in City Center(m2)
$673RΒ 11.3K
$7,709β¬6,599
-91.27%
Buy Apartment Outside City Center(m2)
$590RΒ 9,895
$4,266β¬3,652
-86.17%
π΅ Salaries & Financials
St Francis Bay
Lisbon
Difference
Average Monthly Net Salary(After Tax)
-
$1,584β¬1,356
-
20-Year Fixed Mortgage Interest Rate(Annual %)
11.51
3.81
202.10%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for St Francis Bay: April 28, 2026
Last update for Lisbon: April 26, 2026
Cost Breakdown
π A one-bedroom apartment in the center runs $367 in St Francis Bay and $1,604 in Lisbon. Housing cost is often the main lever when comparing two cities.
πDining out: $33.00 in St Francis Bay vs $65.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $179 vs $271 per month, with St Francis Bay cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
St Francis Bay vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in St Francis Bay and Lisbon?
St Francis Bay and Lisbon differ by about 122% in total monthly costs ($1,003 vs $2,227 including rent). St Francis Bay is meaningfully more affordable β a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in St Francis Bay compared to Lisbon?
You'd need roughly $1,505 in St Francis Bay and $3,341 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in St Francis Bay and Lisbon?
Rent for a central apartment: $367 in St Francis Bay versus $1,604 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 51% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: St Francis Bay or Lisbon?
All in, you'll spend $1,003 per month in St Francis Bay versus $2,227 in Lisbon β a 122% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $2,000 per month?
At $1,003 in St Francis Bay versus $2,227 in Lisbon, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Lisbon. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.
How does quality of life compare between St Francis Bay and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better β the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is St Francis Bay or Lisbon safer for residents?
Safety-wise, St Francis Bay and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: St Francis Bay or Lisbon?
Expats usually find St Francis Bay gentler on the wallet β expenses run 122% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.
St Francis Bay vs other spots: cost of living compared