Cost of Living Comparison Between Lisbon and St Francis Bay Cost of Living Comparison Between Lisbon and St Francis Bay

Monthly Cost of Living

Monthly costs for one person with rent: $2,263 in Lisbon versus $1,026 in St Francis Bay.

Estimated couple costs with rent: $3,315 in Lisbon versus $1,587 in St Francis Bay.

Monthly costs for a family of three with rent: $4,368 in Lisbon versus $2,147 in St Francis Bay.

Living in Lisbon is roughly 121% more expensive than St Francis Bay, driven mainly by Eating Out.

The two cities straddle the global median: Lisbon is 68% above, St Francis Bay is 24% below.

Meal at Budget Restaurant

$15.94 €13.73

$8.40 R 136

89.76%

Three-Course Dinner for Two, Mid-Range

$63.4 €54.6

$33.69 R 545

88.10%

Fast Food Meal (McDonalds, etc)

$10.38 €8.95

$4.98 R 80.4

108.43%

Cappuccino

$2.79 €2.40

$2.03 R 32.79

37.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 €2.01

$1.02 R 16.56

129.41%

Water (0.33 liter bottle)

$1.57 €1.35

$0.78 R 12.53

101.28%

Local Beer (0.5 liter draught)

$3.43 €2.95

$2.27 R 36.65

51.10%

Imported Beer (0.33 liter bottle)

$3.91 €3.37

$2.51 R 40.54

55.78%

Milk (1 liter)

$1.08 €0.93

$1.11 R 18.01

-2.70%

White Bread (500g)

$1.77 €1.52

$1.05 R 17.04

68.57%

Rice (white) (1kg)

$1.71 €1.47

$1.61 R 26.04

6.21%

Eggs

$3.15 €2.71

$2.47 R 39.98

27.53%

Local Cheese (1kg)

$13.68 €11.79

$7.91 R 128

72.95%

Chicken Fillets (1kg)

$8.01 €6.90

$4.65 R 75.1

72.26%

Beef Round Steak (1kg)

$15.52 €13.37

$6.60 R 107

135.15%

Apples (1kg)

$2.29 €1.98

$1.63 R 26.34

40.49%

Banana (1kg)

$1.64 €1.41

$1.54 R 24.82

6.49%

Oranges (1kg)

$1.94 €1.67

$1.49 R 24.08

30.20%

Tomato (1kg)

$2.51 €2.17

$1.65 R 26.63

52.12%

Potato (1kg)

$1.79 €1.54

$1.37 R 22.20

30.66%

Onion (1kg)

$2.01 €1.73

$1.18 R 19.13

70.34%

Lettuce (1 head)

$1.97 €1.69

$1.06 R 17.11

85.85%

Water (1.5 liter bottle)

$0.84 €0.73

$0.90 R 14.61

-6.67%

Cigarettes 20 Pack (Marlboro, Camel)

$6.79 €5.85

$2.73 R 44.14

148.72%

Wine (Bottle)

$5.67 €4.89

$4.79 R 77.5

18.37%

Local Beer (0.5 liter bottle)

$1.39 €1.20

$1.37 R 22.21

1.46%

Imported Beer (0.33 liter bottle)

$3.02 €2.60

$1.73 R 27.94

74.57%

One-way Ticket (Public Transport)

$2.27 €1.95

$1.62 R 26.22

40.12%

Public Transport Monthly Pass (Regular Price)

$45.44 €39.15

Taxi Start (Normal Tariff)

$4.29 €3.70

$1.11 R 17.91

286.49%

Taxi (Normal Tariff) (1km)

$0.85 €0.73

$0.87 R 14.15

-2.30%

Taxi 1hour Waiting (Normal Tariff)

$18.28 €15.75

$4.08 R 66.0

348.04%

Gasoline (1 liter)

$1.99 €1.71

$1.28 R 20.64

55.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €30.2K

$21.1K R 341.0K

66.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K €34.1K

$24.3K R 392.5K

62.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 €126

$117 R 1,898

24.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.45 €17.62

$34.91 R 564

-41.42%

Internet (50+ Mbps, Unlimited Data)

$38.98 €33.58

$41.76 R 675

-6.66%

Gym Membership (Monthly)

$48.98 €42.21

$30.43 R 492

60.96%

Tennis Court (1 Hour on Weekend)

$18.83 €16.22

$11.04 R 178

70.56%

Cinema Ticket

$9.52 €8.21

$6.66 R 108

42.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$608 €524

$193 R 3,124

214.66%

International Primary School, 1 Child (Yearly)

$16.5K €14.2K

$4,316 R 69.8K

282.52%

Jeans (Levis 501 Or Similar)

$104 €89.5

$49.63 R 802

109.33%

Summer Dress (H&M, Zara, etc)

$42.12 €36.29

$32.43 R 524

29.88%

Sport Shoes (Adidas, Nike)

$92.2 €79.5

$87.1 R 1,407

5.94%

Men's Leather Business Shoes

$120 €103

$78.6 R 1,271

52.65%

1-bedroom Apartment, City Center (Monthly)

$1,621 €1,397

$362 R 5,854

347.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 €1,092

$339 R 5,484

273.68%

3-bedroom Apartment, City Center (Monthly)

$3,048 €2,626

$686 R 11.1K

344.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,009 €1,731

$697 R 11.3K

188.14%

Buy Apartment in City Center (m2)

$7,663 €6,602

$899 R 14.5K

752.16%

Buy Apartment Outside City Center (m2)

$4,329 €3,730

$709 R 11.5K

510.39%

Average Monthly Net Salary (After Tax)

$1,585 €1,366

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

11.51

-66.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: June 8, 2026

Last update for St Francis Bay: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,621 in Lisbon and $362 in St Francis Bay. Housing cost is often the main lever when comparing two cities.

Dining out: $63.0 in Lisbon vs $34.00 in St Francis Bay for a mid-range dinner for two. Groceries echo the gap at $269 vs $178 per month, with St Francis Bay cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs St Francis Bay: Cost of Living - Frequently Asked Questions

Lisbon and St Francis Bay differ by about 121% in total monthly costs ($2,263 vs $1,026 including rent). St Francis Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,394 in Lisbon and $1,539 in St Francis Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,621 in Lisbon versus $362 in St Francis Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 51% higher in Lisbon. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,263 per month in Lisbon versus $1,026 in St Francis Bay – a 121% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,026 in St Francis Bay versus $2,263 in Lisbon, a $2,000 budget is realistic in St Francis Bay but tight or insufficient in Lisbon. The gap between the two cities makes St Francis Bay the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and St Francis Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find St Francis Bay gentler on the wallet – expenses run 121% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.