😐A single person spends $1,068 per month in Durban vs $1,003 in St Francis Bay, rent included.
🙂A couple spends around $1,560 per month in Durban vs $1,569 in St Francis Bay, rent included.
🙂A family of three spends $2,052 per month in Durban vs $2,134 in St Francis Bay, rent included.
😐Durban costs about 6% more than St Francis Bay, driven mainly by Getting Around.
📊Both Durban and St Francis Bay are more affordable than the global median – Durban20% lower, St Francis Bay25% lower.
Currency
🍽 Eating Out
Durban
St Francis Bay
Difference
Meal at Budget Restaurant
$7.36R 123
$8.29R 139
-11.22%
Three-Course Dinner for Two, Mid-Range
$27.78R 466
$33.26R 558
-16.48%
Fast Food Meal(McDonalds, etc)
$5.18R 86.9
$4.80R 80.5
7.92%
Cappuccino
$1.92R 32.14
$2.06R 34.54
-6.80%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.87R 14.64
$1.04R 17.37
-16.35%
Water(0.33 liter bottle)
$0.68R 11.33
$0.81R 13.57
-16.05%
Local Beer(0.5 liter draught)
$1.91R 32.01
$2.30R 38.58
-16.96%
Imported Beer(0.33 liter bottle)
$2.27R 38.03
$2.46R 41.33
-7.72%
🛒 Groceries & Markets
Durban
St Francis Bay
Difference
Milk(1 liter)
$1.00R 16.73
$1.12R 18.78
-10.71%
White Bread(500g)
$0.96R 16.06
$1.05R 17.63
-8.57%
Rice(white)(1kg)
$1.43R 23.93
$1.64R 27.44
-12.80%
Eggs
$2.13R 35.71
$2.39R 40.13
-10.88%
Local Cheese(1kg)
$7.47R 125
$7.87R 132
-5.08%
Chicken Fillets(1kg)
$4.60R 77.1
$4.61R 77.4
-0.22%
Beef Round Steak(1kg)
$6.27R 105
$6.88R 115
-8.87%
Apples(1kg)
$1.57R 26.38
$1.65R 27.74
-4.85%
Banana(1kg)
$1.37R 22.94
$1.51R 25.37
-9.27%
Oranges(1kg)
$1.32R 22.18
$1.55R 25.94
-14.84%
Tomato(1kg)
$1.31R 21.99
$1.59R 26.68
-17.61%
Potato(1kg)
$1.27R 21.34
$1.36R 22.81
-6.62%
Onion(1kg)
$1.18R 19.79
$1.22R 20.53
-3.28%
Lettuce(1 head)
$0.98R 16.45
$1.05R 17.56
-6.67%
Water(1.5 liter bottle)
$0.90R 15.15
$0.98R 16.51
-8.16%
Cigarettes 20 Pack(Marlboro, Camel)
$3.02R 50.7
$2.76R 46.36
9.42%
Wine(Bottle)
$4.90R 82.2
$4.86R 81.5
0.82%
Local Beer(0.5 liter bottle)
$1.46R 24.45
$1.34R 22.43
8.96%
Imported Beer(0.33 liter bottle)
$1.74R 29.16
$1.66R 27.91
4.82%
🚌 Getting Around
Durban
St Francis Bay
Difference
One-way Ticket(Public Transport)
$1.50R 25.12
$1.69R 28.34
-11.24%
Public Transport Monthly Pass(Regular Price)
$38.01R 637
-
-
Taxi Start(Normal Tariff)
$1.65R 27.64
$1.13R 19.02
46.02%
Taxi(Normal Tariff)(1km)
$0.58R 9.73
$0.96R 16.17
-39.58%
Taxi 1hour Waiting(Normal Tariff)
$6.62R 111
$4.14R 69.4
59.90%
Gasoline(1 liter)
$1.33R 22.27
$1.28R 21.52
3.91%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.4KR 342.7K
$21.6KR 362.8K
-5.53%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.1KR 404.3K
$23.4KR 393.0K
2.87%
🧾 Monthly Utilities & Internet
Durban
St Francis Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$142R 2,386
$119R 1,998
19.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$29.90R 501
$35.75R 600
-16.36%
Internet(50+ Mbps, Unlimited Data)
$34.35R 576
$41.17R 690
-16.57%
🎉 Sport & Entertainment
Durban
St Francis Bay
Difference
Gym Membership(Monthly)
$34.01R 570
$30.49R 511
11.54%
Tennis Court(1 Hour on Weekend)
$9.31R 156
$11.03R 185
-15.59%
Cinema Ticket
$6.64R 111
$6.61R 111
0.45%
🧸 Childcare & Education
Durban
St Francis Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$203R 3,412
$193R 3,243
5.21%
International Primary School, 1 Child(Yearly)
$4,644R 77.9K
$4,310R 72.3K
7.75%
👕👟 Clothing & Footwear
Durban
St Francis Bay
Difference
Jeans(Levis 501 Or Similar)
$42.65R 715
$49.76R 835
-14.29%
Summer Dress(H&M, Zara, etc)
$30.30R 508
$31.85R 534
-4.87%
Sport Shoes(Adidas, Nike)
$95.7R 1,605
$88.8R 1,489
7.80%
Men's Leather Business Shoes
$71.7R 1,202
$79.7R 1,336
-10.04%
🏠 Accommodation & Living
Durban
St Francis Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$374R 6,264
$367R 6,147
1.90%
1-bedroom Apartment, Outside City Center(Monthly)
$358R 6,006
$336R 5,636
6.55%
3-bedroom Apartment, City Center(Monthly)
$753R 12.6K
$685R 11.5K
10.04%
3-bedroom Apartment, Outside City Center(Monthly)
$593R 9,950
$702R 11.8K
-15.53%
Buy Apartment in City Center(m2)
$945R 15.8K
$673R 11.3K
40.44%
Buy Apartment Outside City Center(m2)
$680R 11.4K
$590R 9,895
15.28%
💵 Salaries & Financials
Durban
St Francis Bay
Difference
Average Monthly Net Salary(After Tax)
$1,262R 21.2K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
12.01
11.51
4.34%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Durban: April 26, 2026
Last update for St Francis Bay: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $374 in Durban versus $367 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $28.00 in Durban versus $33.00 in St Francis Bay. Monthly groceries follow the same trend: $167 vs $179 – making Durban the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Durban vs St Francis Bay: Cost of Living - Frequently Asked Questions
Is St Francis Bay cheaper than Durban?
Yes – Durban is pricier by about 6%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,601 per month in Durban and $1,505 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Durban or St Francis Bay?
A mid-range dinner for two costs $28.00 in Durban and $33.00 in St Francis Bay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Durban and St Francis Bay?
Interestingly, groceries are about 7% cheaper in Durban – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,200 enough for either Durban or St Francis Bay?
$1,200 covers both cities comfortably – all-in costs are $1,068 in Durban and $1,003 in St Francis Bay, leaving budget for savings and extras in both cases.
Is Durban or St Francis Bay more family-friendly?
Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Durban or St Francis Bay?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Durban makes more sense. Both are solid long-term options with distinct trade-offs.