Cost of Living Comparison Between Durban and St Francis Bay Cost of Living Comparison Between Durban and St Francis Bay

Monthly Cost of Living

A single person spends $1,043 per month in Durban vs $998 in St Francis Bay, rent included.

A couple spends around $1,554 per month in Durban vs $1,553 in St Francis Bay, rent included.

A family of three spends $2,065 per month in Durban vs $2,108 in St Francis Bay, rent included.

Durban costs about 5% more than St Francis Bay, driven mainly by Getting Around.

Both Durban and St Francis Bay are more affordable than the global median – Durban 22% lower, St Francis Bay 25% lower.

Meal at Budget Restaurant

$7.35 R 121

$8.45 R 139

-13.02%

Three-Course Dinner for Two, Mid-Range

$28.44 R 467

$33.78 R 555

-15.81%

Fast Food Meal (McDonalds, etc)

$5.12 R 84.1

$4.94 R 81.3

3.64%

Cappuccino

$1.93 R 31.71

$2.05 R 33.63

-5.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.87 R 14.23

$1.00 R 16.38

-13.00%

Water (0.33 liter bottle)

$0.71 R 11.65

$0.77 R 12.61

-7.79%

Local Beer (0.5 liter draught)

$1.98 R 32.53

$2.20 R 36.11

-10.00%

Imported Beer (0.33 liter bottle)

$2.27 R 37.28

$2.46 R 40.49

-7.72%

Milk (1 liter)

$1.03 R 16.99

$1.15 R 18.86

-10.43%

White Bread (500g)

$0.90 R 14.88

$1.01 R 16.60

-10.89%

Rice (white) (1kg)

$1.41 R 23.18

$1.62 R 26.58

-12.96%

Eggs

$2.18 R 35.90

$2.39 R 39.21

-8.79%

Local Cheese (1kg)

$7.41 R 122

$7.91 R 130

-6.32%

Chicken Fillets (1kg)

$4.54 R 74.6

$4.54 R 74.7

Beef Round Steak (1kg)

$6.35 R 104

$6.73 R 111

-5.65%

Apples (1kg)

$1.51 R 24.79

$1.66 R 27.35

-9.04%

Banana (1kg)

$1.35 R 22.27

$1.49 R 24.46

-9.40%

Oranges (1kg)

$1.34 R 22.02

$1.55 R 25.51

-13.55%

Tomato (1kg)

$1.36 R 22.42

$1.62 R 26.71

-16.05%

Potato (1kg)

$1.31 R 21.51

$1.36 R 22.29

-3.68%

Onion (1kg)

$1.17 R 19.29

$1.19 R 19.60

-1.68%

Lettuce (1 head)

$0.98 R 16.05

$1.04 R 17.09

-5.77%

Water (1.5 liter bottle)

$0.91 R 14.98

$0.98 R 16.09

-7.14%

Cigarettes 20 Pack (Marlboro, Camel)

$3.01 R 49.46

$2.74 R 45.04

9.85%

Wine (Bottle)

$4.96 R 81.6

$4.88 R 80.2

1.64%

Local Beer (0.5 liter bottle)

$1.39 R 22.87

$1.39 R 22.81

Imported Beer (0.33 liter bottle)

$1.74 R 28.57

$1.70 R 27.97

2.35%

One-way Ticket (Public Transport)

$1.53 R 25.10

$1.63 R 26.73

-6.13%

Public Transport Monthly Pass (Regular Price)

$38.82 R 638

Taxi Start (Normal Tariff)

$1.63 R 26.82

$1.10 R 18.02

48.18%

Taxi (Normal Tariff) (1km)

$0.58 R 9.61

$0.95 R 15.54

-38.95%

Taxi 1hour Waiting (Normal Tariff)

$6.53 R 107

$3.99 R 65.5

63.66%

Gasoline (1 liter)

$1.29 R 21.16

$1.23 R 20.16

4.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K R 337.2K

$21.2K R 348.4K

-3.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K R 401.3K

$23.4K R 384.9K

4.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 R 2,411

$119 R 1,953

23.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.37 R 483

$34.92 R 574

-15.89%

Internet (50+ Mbps, Unlimited Data)

$33.28 R 547

$41.87 R 688

-20.52%

Gym Membership (Monthly)

$33.64 R 553

$31.58 R 519

6.52%

Tennis Court (1 Hour on Weekend)

$9.40 R 155

$11.15 R 183

-15.70%

Cinema Ticket

$6.67 R 110

$6.77 R 111

-1.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$209 R 3,442

$197 R 3,240

6.24%

International Primary School, 1 Child (Yearly)

$4,571 R 75.1K

$4,385 R 72.1K

4.25%

Jeans (Levis 501 Or Similar)

$42.21 R 694

$49.51 R 814

-14.74%

Summer Dress (H&M, Zara, etc)

$30.15 R 496

$32.00 R 526

-5.78%

Sport Shoes (Adidas, Nike)

$96.0 R 1,579

$90.2 R 1,483

6.47%

Men's Leather Business Shoes

$73.2 R 1,204

$78.8 R 1,295

-7.07%

1-bedroom Apartment, City Center (Monthly)

$365 R 6,004

$361 R 5,942

1.05%

1-bedroom Apartment, Outside City Center (Monthly)

$367 R 6,034

$334 R 5,490

9.90%

3-bedroom Apartment, City Center (Monthly)

$761 R 12.5K

$697 R 11.5K

9.15%

3-bedroom Apartment, Outside City Center (Monthly)

$577 R 9,485

$678 R 11.1K

-14.88%

Buy Apartment in City Center (m2)

$926 R 15.2K

$837 R 13.8K

10.55%

Buy Apartment Outside City Center (m2)

$592 R 9,732

$728 R 12.0K

-18.70%

Average Monthly Net Salary (After Tax)

$1,387 R 22.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

12.01

11.51

4.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Durban: June 14, 2026

Last update for St Francis Bay: June 16, 2026

Cost Breakdown

A central one-bedroom costs $365 in Durban versus $361 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $28.00 in Durban versus $34.00 in St Francis Bay. Monthly groceries follow the same trend: $167 vs $178 – making Durban the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Durban vs St Francis Bay: Cost of Living - Frequently Asked Questions

Yes – Durban is pricier by about 5%, and the gap shows up most in Getting Around. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,565 per month in Durban and $1,496 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Francis Bay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $28.00 in Durban and $34.00 in St Francis Bay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 7% cheaper in Durban – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$1,200 covers both cities comfortably – all-in costs are $1,043 in Durban and $998 in St Francis Bay, leaving budget for savings and extras in both cases.

Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with St Francis Bay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Durban makes more sense. Both are solid long-term options with distinct trade-offs.