Cost of Living Comparison Between Skardu and Ubud, Bali Cost of Living Comparison Between Skardu and Ubud, Bali

Monthly Cost of Living

A single person spends $382 per month in Skardu vs $1,419 in Ubud, Bali, rent included.

A couple spends around $573 per month in Skardu vs $2,540 in Ubud, Bali, rent included.

A family of three spends $765 per month in Skardu vs $3,660 in Ubud, Bali, rent included.

Skardu is about 73% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Skardu sits 71% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.75 PKR 488

$3.56 Rp 64.2K

-50.84%

Three-Course Dinner for Two, Mid-Range

$10.62 PKR 2,956

$32.73 Rp 589.7K

-67.55%

Fast Food Meal (McDonalds, etc)

$4.11 PKR 1,144

$4.95 Rp 89.2K

-16.97%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.80 PKR 500

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.60 PKR 1,001

Cappuccino

$0.46 PKR 128

$2.71 Rp 48.9K

-83.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.35 PKR 96.2

$1.34 Rp 24.2K

-73.88%

Water (0.33 liter bottle)

$0.23 PKR 64.1

$0.70 Rp 12.6K

-67.14%

Local Beer (0.5 liter draught)

$2.92 Rp 52.6K

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.3K

Milk (1 liter)

$0.73 PKR 202

$1.81 Rp 32.6K

-59.67%

White Bread (500g)

$0.60 PKR 167

$2.52 Rp 45.3K

-76.19%

Rice (white) (1kg)

$1.21 PKR 338

$1.16 Rp 20.9K

4.31%

Eggs

$1.12 PKR 312

$2.46 Rp 44.3K

-54.47%

Local Cheese (1kg)

$6.15 PKR 1,710

$14.71 Rp 265.1K

-58.19%

Chicken Fillets (1kg)

$2.55 PKR 710

$4.32 Rp 77.8K

-40.97%

Beef Round Steak (1kg)

$3.63 PKR 1,011

$12.14 Rp 218.6K

-70.10%

Apples (1kg)

$1.04 PKR 289

$3.84 Rp 69.2K

-72.92%

Banana (1kg)

$0.66 PKR 183

$1.56 Rp 28.1K

-57.69%

Oranges (1kg)

$0.61 PKR 170

$2.83 Rp 51.1K

-78.45%

Tomato (1kg)

$0.49 PKR 136

$2.33 Rp 41.9K

-78.97%

Potato (1kg)

$0.37 PKR 104

$1.91 Rp 34.5K

-80.63%

Onion (1kg)

$0.47 PKR 131

$2.20 Rp 39.7K

-78.64%

Lettuce (1 head)

$0.31 PKR 86.2

$1.01 Rp 18.3K

-69.31%

Water (1.5 liter bottle)

$0.36 PKR 100

$0.78 Rp 14.0K

-53.85%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.36 PKR 378

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.87 PKR 241

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.04 PKR 568

Cigarettes 20 Pack (Marlboro, Camel)

$1.90 PKR 528

$3.32 Rp 59.7K

-42.77%

Wine (Bottle)

$23.74 Rp 427.6K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

One-way Ticket (Public Transport)

$0.19 PKR 54.3

$0.27 Rp 4,842

-29.63%

Public Transport Monthly Pass (Regular Price)

$6.91 PKR 1,923

$8.03 Rp 144.6K

-13.95%

Taxi Start (Normal Tariff)

$0.90 PKR 250

$0.46 Rp 8,222

95.65%

Taxi (Normal Tariff) (1km)

$0.41 PKR 114

$0.45 Rp 8,108

-8.89%

Taxi 1hour Waiting (Normal Tariff)

$1.75 PKR 486

$6.10 Rp 109.8K

-71.31%

Gasoline (1 liter)

$0.98 PKR 273

$0.79 Rp 14.3K

24.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K PKR 5.9M

$26.1K Rp 471.1M

-18.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K PKR 6.4M

$32.1K Rp 578.6M

-28.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 PKR 28.4K

$79.9 Rp 1.4M

27.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.18 PKR 1,999

$4.06 Rp 73.2K

76.85%

Internet (50+ Mbps, Unlimited Data)

$11.13 PKR 3,096

$23.52 Rp 423.7K

-52.68%

Gym Membership (Monthly)

$12.57 PKR 3,498

$98.7 Rp 1.8M

-87.26%

Tennis Court (1 Hour on Weekend)

$5.83 PKR 1,624

$6.63 Rp 119.4K

-12.07%

Cinema Ticket

$3.61 PKR 1,006

$4.15 Rp 74.7K

-13.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$29.43 PKR 8,188

$304 Rp 5.5M

-90.32%

International Primary School, 1 Child (Yearly)

$1,094 PKR 304.5K

$6,613 Rp 119.1M

-83.45%

Jeans (Levis 501 Or Similar)

$15.31 PKR 4,259

$55.5 Rp 1.0M

-72.43%

Summer Dress (H&M, Zara, etc)

$22.03 PKR 6,131

$38.31 Rp 690.1K

-42.50%

Sport Shoes (Adidas, Nike)

$69.1 PKR 19.2K

$88.6 Rp 1.6M

-22.01%

Men's Leather Business Shoes

$29.47 PKR 8,200

$77.9 Rp 1.4M

-62.15%

1-bedroom Apartment, City Center (Monthly)

$74.0 PKR 20.6K

$1,006 Rp 18.1M

-92.64%

1-bedroom Apartment, Outside City Center (Monthly)

$52.2 PKR 14.5K

$675 Rp 12.2M

-92.27%

3-bedroom Apartment, City Center (Monthly)

$167 PKR 46.5K

$3,442 Rp 62.0M

-95.14%

3-bedroom Apartment, Outside City Center (Monthly)

$108 PKR 30.0K

$2,039 Rp 36.7M

-94.71%

Buy Apartment in City Center (m2)

$917 PKR 255.1K

$2,841 Rp 51.2M

-67.73%

Buy Apartment Outside City Center (m2)

$567 PKR 157.9K

$2,264 Rp 40.8M

-74.94%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

43.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Skardu: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $74.0 in Skardu versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $11.00 in Skardu versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $86.0 vs $302 – making Skardu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Skardu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $382 in Skardu, $1,419 in Ubud, Bali – roughly 271% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $573 per month in Skardu and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Skardu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 250% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $11.00 in Skardu and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Skardu, where all-in costs run around $382, than in Ubud, Bali at $1,419. In Skardu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $382 in Skardu to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Skardu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.