Cost of Living Comparison Between Skardu and Ubud, Bali Cost of Living Comparison Between Skardu and Ubud, Bali

Monthly Cost of Living

A single person spends $437 per month in Skardu vs $1,396 in Ubud, Bali, rent included.

A couple spends around $661 per month in Skardu vs $2,334 in Ubud, Bali, rent included.

A family of three spends $885 per month in Skardu vs $3,273 in Ubud, Bali, rent included.

Skardu is about 69% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Skardu sits 68% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.38 PKR 660

$3.37 Rp 59.5K

-29.38%

Three-Course Dinner for Two, Mid-Range

$12.05 PKR 3,341

$38.59 Rp 680.4K

-68.77%

Fast Food Meal (McDonalds, etc)

$4.76 PKR 1,319

$5.52 Rp 97.3K

-13.77%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.81 PKR 778

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.06 PKR 1,403

Cappuccino

$1.44 PKR 399

$2.64 Rp 46.6K

-45.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.39 PKR 107

$1.67 Rp 29.5K

-76.65%

Water (0.33 liter bottle)

$0.23 PKR 64.6

$0.77 Rp 13.6K

-70.13%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$0.87 PKR 242

$1.55 Rp 27.3K

-43.87%

White Bread (500g)

$0.59 PKR 164

$2.22 Rp 39.2K

-73.42%

Rice (white) (1kg)

$1.15 PKR 320

$1.13 Rp 19.8K

1.77%

Eggs

$1.23 PKR 340

$2.09 Rp 36.8K

-41.15%

Local Cheese (1kg)

$6.30 PKR 1,745

$17.39 Rp 306.7K

-63.77%

Chicken Fillets (1kg)

$2.53 PKR 701

$3.87 Rp 68.2K

-34.63%

Beef Round Steak (1kg)

$5.19 PKR 1,439

$12.55 Rp 221.3K

-58.65%

Apples (1kg)

$1.12 PKR 309

$3.62 Rp 63.8K

-69.06%

Banana (1kg)

$0.59 PKR 163

$1.56 Rp 27.5K

-62.18%

Oranges (1kg)

$0.74 PKR 205

$2.35 Rp 41.5K

-68.51%

Tomato (1kg)

$0.46 PKR 128

$2.06 Rp 36.2K

-77.67%

Potato (1kg)

$0.31 PKR 86.8

$1.90 Rp 33.5K

-83.68%

Onion (1kg)

$0.33 PKR 90.5

$2.34 Rp 41.2K

-85.90%

Lettuce (1 head)

$0.33 PKR 90.4

$1.03 Rp 18.2K

-67.96%

Water (1.5 liter bottle)

$0.38 PKR 104

$0.55 Rp 9,781

-30.91%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.77 PKR 492

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 PKR 283

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.76 PKR 765

Cigarettes 20 Pack (Marlboro, Camel)

$1.91 PKR 530

$2.25 Rp 39.7K

-15.11%

Wine (Bottle)

$23.81 Rp 419.8K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.18 PKR 48.91

$0.27 Rp 4,803

-33.33%

Public Transport Monthly Pass (Regular Price)

$8.63 PKR 2,393

$8.66 Rp 152.7K

-0.35%

Taxi Start (Normal Tariff)

$1.18 PKR 328

$0.48 Rp 8,490

145.83%

Taxi (Normal Tariff) (1km)

$0.77 PKR 213

$0.45 Rp 7,865

71.11%

Taxi 1hour Waiting (Normal Tariff)

$1.70 PKR 470

$5.72 Rp 100.8K

-70.28%

Gasoline (1 liter)

$1.13 PKR 313

$0.76 Rp 13.4K

48.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K PKR 5.4M

$24.5K Rp 431.7M

-21.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K PKR 6.1M

$32.1K Rp 566.4M

-30.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 PKR 28.5K

$83.6 Rp 1.5M

23.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.60 PKR 998

$6.46 Rp 113.8K

-44.27%

Internet (50+ Mbps, Unlimited Data)

$13.74 PKR 3,810

$18.99 Rp 334.9K

-27.65%

Gym Membership (Monthly)

$14.51 PKR 4,023

$56.0 Rp 987.0K

-74.08%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

Cinema Ticket

$3.93 PKR 1,089

$4.28 Rp 75.5K

-8.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$46.28 PKR 12.8K

$487 Rp 8.6M

-90.49%

International Primary School, 1 Child (Yearly)

$951 PKR 263.8K

$5,856 Rp 103.3M

-83.75%

Jeans (Levis 501 Or Similar)

$13.70 PKR 3,798

$45.56 Rp 803.3K

-69.93%

Summer Dress (H&M, Zara, etc)

$19.12 PKR 5,302

$36.38 Rp 641.5K

-47.44%

Sport Shoes (Adidas, Nike)

$82.6 PKR 22.9K

$82.0 Rp 1.4M

0.77%

Men's Leather Business Shoes

$28.62 PKR 7,935

$80.4 Rp 1.4M

-64.40%

1-bedroom Apartment, City Center (Monthly)

$127 PKR 35.1K

$1,117 Rp 19.7M

-88.67%

1-bedroom Apartment, Outside City Center (Monthly)

$66.6 PKR 18.5K

$701 Rp 12.4M

-90.50%

3-bedroom Apartment, City Center (Monthly)

$253 PKR 70.1K

$3,537 Rp 62.4M

-92.85%

3-bedroom Apartment, Outside City Center (Monthly)

$162 PKR 44.9K

$1,762 Rp 31.1M

-90.80%

Buy Apartment in City Center (m2)

$901 PKR 249.8K

$2,826 Rp 49.8M

-68.11%

Buy Apartment Outside City Center (m2)

$469 PKR 129.9K

$2,292 Rp 40.4M

-79.55%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

12.88

13.78

-6.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Skardu: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $127 in Skardu versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $12.00 in Skardu versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $93.0 vs $293 – making Skardu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Skardu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $437 in Skardu, $1,396 in Ubud, Bali – roughly 219% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $656 per month in Skardu and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Skardu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 215% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $12.00 in Skardu and $39.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Skardu, where all-in costs run around $437, than in Ubud, Bali at $1,396. In Skardu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $437 in Skardu to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Skardu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.