Cost of Living Comparison Between Skardu and Ubud, Bali Cost of Living Comparison Between Skardu and Ubud, Bali

Monthly Cost of Living

A single person spends $377 per month in Skardu vs $1,397 in Ubud, Bali, rent included.

A couple spends around $576 per month in Skardu vs $2,588 in Ubud, Bali, rent included.

A family of three spends $775 per month in Skardu vs $3,778 in Ubud, Bali, rent included.

Skardu is about 73% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Skardu sits 72% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.79 PKR 497

$3.43 Rp 61.4K

-47.81%

Three-Course Dinner for Two, Mid-Range

$10.50 PKR 2,916

$31.97 Rp 572.3K

-67.16%

Fast Food Meal (McDonalds, etc)

$4.14 PKR 1,149

$5.05 Rp 90.4K

-18.02%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.73 PKR 479

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.59 PKR 998

Cappuccino

$0.42 PKR 117

$2.71 Rp 48.6K

-84.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 PKR 94.9

$1.39 Rp 24.9K

-75.54%

Water (0.33 liter bottle)

$0.23 PKR 63.9

$0.74 Rp 13.3K

-68.92%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

Milk (1 liter)

$0.77 PKR 215

$1.79 Rp 32.1K

-56.98%

White Bread (500g)

$0.56 PKR 155

$2.51 Rp 44.9K

-77.69%

Rice (white) (1kg)

$1.21 PKR 336

$1.21 Rp 21.7K

Eggs

$1.17 PKR 324

$2.37 Rp 42.4K

-50.63%

Local Cheese (1kg)

$6.00 PKR 1,665

$14.43 Rp 258.4K

-58.42%

Chicken Fillets (1kg)

$2.60 PKR 721

$4.15 Rp 74.3K

-37.35%

Beef Round Steak (1kg)

$3.71 PKR 1,031

$12.11 Rp 216.9K

-69.36%

Apples (1kg)

$1.05 PKR 290

$3.77 Rp 67.5K

-72.15%

Banana (1kg)

$0.66 PKR 183

$1.63 Rp 29.1K

-59.51%

Oranges (1kg)

$0.67 PKR 186

$2.71 Rp 48.5K

-75.28%

Tomato (1kg)

$0.49 PKR 135

$2.26 Rp 40.4K

-78.32%

Potato (1kg)

$0.35 PKR 95.9

$1.93 Rp 34.5K

-81.87%

Onion (1kg)

$0.50 PKR 140

$2.19 Rp 39.3K

-77.17%

Lettuce (1 head)

$0.31 PKR 85.6

$1.02 Rp 18.2K

-69.61%

Water (1.5 liter bottle)

$0.36 PKR 100

$0.72 Rp 12.8K

-50.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.55 PKR 429

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.93 PKR 259

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.02 PKR 560

Cigarettes 20 Pack (Marlboro, Camel)

$1.98 PKR 550

$3.18 Rp 57.0K

-37.74%

Wine (Bottle)

$23.84 Rp 426.8K

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

One-way Ticket (Public Transport)

$0.20 PKR 56.5

$0.27 Rp 4,785

-25.93%

Public Transport Monthly Pass (Regular Price)

$7.10 PKR 1,972

$8.20 Rp 146.7K

-13.41%

Taxi Start (Normal Tariff)

$0.84 PKR 233

$0.48 Rp 8,653

75.00%

Taxi (Normal Tariff) (1km)

$0.40 PKR 111

$0.42 Rp 7,544

-4.76%

Taxi 1hour Waiting (Normal Tariff)

$1.78 PKR 495

$6.03 Rp 107.9K

-70.48%

Gasoline (1 liter)

$0.96 PKR 265

$0.82 Rp 14.7K

17.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K PKR 6.0M

$26.6K Rp 475.6M

-19.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K PKR 6.3M

$32.2K Rp 576.6M

-29.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$102 PKR 28.3K

$78.3 Rp 1.4M

30.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.09 PKR 1,969

$3.91 Rp 70.0K

81.33%

Internet (50+ Mbps, Unlimited Data)

$11.40 PKR 3,165

$23.91 Rp 428.2K

-52.32%

Gym Membership (Monthly)

$12.46 PKR 3,458

$96.2 Rp 1.7M

-87.05%

Tennis Court (1 Hour on Weekend)

$6.02 PKR 1,670

$6.53 Rp 116.8K

-7.81%

Cinema Ticket

$3.62 PKR 1,006

$4.01 Rp 71.8K

-9.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$29.27 PKR 8,128

$303 Rp 5.4M

-90.33%

International Primary School, 1 Child (Yearly)

$1,105 PKR 306.7K

$6,551 Rp 117.3M

-83.14%

Jeans (Levis 501 Or Similar)

$15.31 PKR 4,250

$55.3 Rp 990.3K

-72.32%

Summer Dress (H&M, Zara, etc)

$21.94 PKR 6,091

$38.32 Rp 686.1K

-42.75%

Sport Shoes (Adidas, Nike)

$68.7 PKR 19.1K

$88.5 Rp 1.6M

-22.41%

Men's Leather Business Shoes

$28.93 PKR 8,033

$76.7 Rp 1.4M

-62.30%

1-bedroom Apartment, City Center (Monthly)

$73.9 PKR 20.5K

$986 Rp 17.6M

-92.50%

1-bedroom Apartment, Outside City Center (Monthly)

$52.7 PKR 14.6K

$682 Rp 12.2M

-92.27%

3-bedroom Apartment, City Center (Monthly)

$168 PKR 46.7K

$3,420 Rp 61.2M

-95.09%

3-bedroom Apartment, Outside City Center (Monthly)

$108 PKR 29.9K

$2,075 Rp 37.1M

-94.81%

Buy Apartment in City Center (m2)

$974 PKR 270.5K

$2,762 Rp 49.5M

-64.73%

Buy Apartment Outside City Center (m2)

$484 PKR 134.2K

$2,243 Rp 40.2M

-78.44%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

43.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Skardu: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A central one-bedroom costs $73.9 in Skardu versus $986 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $11.00 in Skardu versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $87.0 vs $298 – making Skardu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Skardu vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $377 in Skardu, $1,397 in Ubud, Bali – roughly 271% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $566 per month in Skardu and $2,096 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Skardu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 243% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $11.00 in Skardu and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Skardu, where all-in costs run around $377, than in Ubud, Bali at $1,397. In Skardu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $377 in Skardu to $1,397 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Skardu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.