Cost of Living Comparison Between Ubud, Bali and Skardu Cost of Living Comparison Between Ubud, Bali and Skardu

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $382 in Skardu, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $573 in Skardu, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $765 in Skardu, rent included.

Ubud, Bali costs about 271% more than Skardu, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Skardu is 71% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 64.2K

$1.75 PKR 488

103.43%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 589.7K

$10.62 PKR 2,956

208.19%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$4.11 PKR 1,144

20.44%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.80 PKR 500

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.60 PKR 1,001

Cappuccino

$2.71 Rp 48.9K

$0.46 PKR 128

489.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.35 PKR 96.2

282.86%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.23 PKR 64.1

204.35%

Local Beer (0.5 liter draught)

$2.92 Rp 52.6K

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.3K

Milk (1 liter)

$1.81 Rp 32.6K

$0.73 PKR 202

147.95%

White Bread (500g)

$2.52 Rp 45.3K

$0.60 PKR 167

320.00%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.21 PKR 338

-4.13%

Eggs

$2.46 Rp 44.3K

$1.12 PKR 312

119.64%

Local Cheese (1kg)

$14.71 Rp 265.1K

$6.15 PKR 1,710

139.19%

Chicken Fillets (1kg)

$4.32 Rp 77.8K

$2.55 PKR 710

69.41%

Beef Round Steak (1kg)

$12.14 Rp 218.6K

$3.63 PKR 1,011

234.44%

Apples (1kg)

$3.84 Rp 69.2K

$1.04 PKR 289

269.23%

Banana (1kg)

$1.56 Rp 28.1K

$0.66 PKR 183

136.36%

Oranges (1kg)

$2.83 Rp 51.1K

$0.61 PKR 170

363.93%

Tomato (1kg)

$2.33 Rp 41.9K

$0.49 PKR 136

375.51%

Potato (1kg)

$1.91 Rp 34.5K

$0.37 PKR 104

416.22%

Onion (1kg)

$2.20 Rp 39.7K

$0.47 PKR 131

368.09%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.31 PKR 86.2

225.81%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.36 PKR 100

116.67%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.36 PKR 378

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.87 PKR 241

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.04 PKR 568

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.7K

$1.90 PKR 528

74.74%

Wine (Bottle)

$23.74 Rp 427.6K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

One-way Ticket (Public Transport)

$0.27 Rp 4,842

$0.19 PKR 54.3

42.11%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.6K

$6.91 PKR 1,923

16.21%

Taxi Start (Normal Tariff)

$0.46 Rp 8,222

$0.90 PKR 250

-48.89%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,108

$0.41 PKR 114

9.76%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.8K

$1.75 PKR 486

248.57%

Gasoline (1 liter)

$0.79 Rp 14.3K

$0.98 PKR 273

-19.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.1M

$21.2K PKR 5.9M

23.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 578.6M

$22.8K PKR 6.4M

40.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$102 PKR 28.4K

-21.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.2K

$7.18 PKR 1,999

-43.45%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 423.7K

$11.13 PKR 3,096

111.32%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$12.57 PKR 3,498

685.20%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.4K

$5.83 PKR 1,624

13.72%

Cinema Ticket

$4.15 Rp 74.7K

$3.61 PKR 1,006

14.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$29.43 PKR 8,188

932.82%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.1M

$1,094 PKR 304.5K

504.36%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$15.31 PKR 4,259

262.77%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.1K

$22.03 PKR 6,131

73.90%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$69.1 PKR 19.2K

28.22%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$29.47 PKR 8,200

164.23%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$74.0 PKR 20.6K

1259.49%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$52.2 PKR 14.5K

1194.23%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.0M

$167 PKR 46.5K

1958.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.7M

$108 PKR 30.0K

1790.47%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$917 PKR 255.1K

209.88%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$567 PKR 157.9K

298.99%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-30.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Skardu: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,006 in Ubud, Bali versus $74.0 in Skardu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $11.00 in Skardu. Monthly groceries follow the same trend: $302 vs $86.0 – making Skardu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Skardu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,419 in Ubud, Bali, $382 in Skardu – roughly 271% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $573 in Skardu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Skardu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 250% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $33.00 in Ubud, Bali and $11.00 in Skardu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Skardu, where all-in costs run around $382, than in Ubud, Bali at $1,419. In Skardu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $382 in Skardu to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Skardu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.