Cost of Living Comparison Between Ubud, Bali and Skardu Cost of Living Comparison Between Ubud, Bali and Skardu

Monthly Cost of Living

A single person spends $1,397 per month in Ubud, Bali vs $377 in Skardu, rent included.

A couple spends around $2,588 per month in Ubud, Bali vs $576 in Skardu, rent included.

A family of three spends $3,778 per month in Ubud, Bali vs $775 in Skardu, rent included.

Ubud, Bali costs about 271% more than Skardu, driven mainly by Groceries & Markets.

Ubud, Bali sits 5% above the global median, while Skardu is 72% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.43 Rp 61.4K

$1.79 PKR 497

91.62%

Three-Course Dinner for Two, Mid-Range

$31.97 Rp 572.4K

$10.50 PKR 2,916

204.48%

Fast Food Meal (McDonalds, etc)

$5.05 Rp 90.4K

$4.14 PKR 1,149

21.98%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.73 PKR 479

Imported Non-Alcoholic Beer (0.33 liter bottle)

$3.59 PKR 998

Cappuccino

$2.71 Rp 48.6K

$0.42 PKR 117

545.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.9K

$0.34 PKR 94.9

308.82%

Water (0.33 liter bottle)

$0.74 Rp 13.3K

$0.23 PKR 63.9

221.74%

Local Beer (0.5 liter draught)

$2.89 Rp 51.8K

Imported Beer (0.33 liter bottle)

$3.79 Rp 67.9K

Milk (1 liter)

$1.79 Rp 32.1K

$0.77 PKR 215

132.47%

White Bread (500g)

$2.51 Rp 44.9K

$0.56 PKR 155

348.21%

Rice (white) (1kg)

$1.21 Rp 21.7K

$1.21 PKR 336

Eggs

$2.37 Rp 42.4K

$1.17 PKR 324

102.56%

Local Cheese (1kg)

$14.43 Rp 258.4K

$6.00 PKR 1,665

140.50%

Chicken Fillets (1kg)

$4.15 Rp 74.3K

$2.60 PKR 721

59.62%

Beef Round Steak (1kg)

$12.11 Rp 216.9K

$3.71 PKR 1,031

226.42%

Apples (1kg)

$3.77 Rp 67.5K

$1.05 PKR 290

259.05%

Banana (1kg)

$1.63 Rp 29.1K

$0.66 PKR 183

146.97%

Oranges (1kg)

$2.71 Rp 48.5K

$0.67 PKR 186

304.48%

Tomato (1kg)

$2.26 Rp 40.4K

$0.49 PKR 135

361.22%

Potato (1kg)

$1.93 Rp 34.5K

$0.35 PKR 95.9

451.43%

Onion (1kg)

$2.19 Rp 39.3K

$0.50 PKR 140

338.00%

Lettuce (1 head)

$1.02 Rp 18.2K

$0.31 PKR 85.6

229.03%

Water (1.5 liter bottle)

$0.72 Rp 12.8K

$0.36 PKR 100

100.00%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.55 PKR 429

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.93 PKR 259

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.02 PKR 560

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 57.0K

$1.98 PKR 550

60.61%

Wine (Bottle)

$23.84 Rp 426.8K

Local Beer (0.5 liter bottle)

$2.77 Rp 49.7K

Imported Beer (0.33 liter bottle)

$2.75 Rp 49.3K

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.20 PKR 56.5

35.00%

Public Transport Monthly Pass (Regular Price)

$8.20 Rp 146.8K

$7.10 PKR 1,972

15.49%

Taxi Start (Normal Tariff)

$0.48 Rp 8,653

$0.84 PKR 233

-42.86%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.40 PKR 111

5.00%

Taxi 1hour Waiting (Normal Tariff)

$6.03 Rp 107.9K

$1.78 PKR 495

238.76%

Gasoline (1 liter)

$0.82 Rp 14.7K

$0.96 PKR 265

-14.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 475.6M

$21.5K PKR 6.0M

23.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.6M

$22.7K PKR 6.3M

41.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.4M

$102 PKR 28.3K

-23.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.91 Rp 70.1K

$7.09 PKR 1,969

-44.85%

Internet (50+ Mbps, Unlimited Data)

$23.91 Rp 428.2K

$11.40 PKR 3,165

109.74%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$12.46 PKR 3,458

671.91%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 116.8K

$6.02 PKR 1,670

8.47%

Cinema Ticket

$4.01 Rp 71.9K

$3.62 PKR 1,006

10.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.4M

$29.27 PKR 8,128

933.79%

International Primary School, 1 Child (Yearly)

$6,551 Rp 117.3M

$1,105 PKR 306.7K

493.05%

Jeans (Levis 501 Or Similar)

$55.3 Rp 990.4K

$15.31 PKR 4,250

261.27%

Summer Dress (H&M, Zara, etc)

$38.32 Rp 686.1K

$21.94 PKR 6,091

74.66%

Sport Shoes (Adidas, Nike)

$88.5 Rp 1.6M

$68.7 PKR 19.1K

28.89%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$28.93 PKR 8,033

165.26%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.6M

$73.9 PKR 20.5K

1233.19%

1-bedroom Apartment, Outside City Center (Monthly)

$682 Rp 12.2M

$52.7 PKR 14.6K

1193.19%

3-bedroom Apartment, City Center (Monthly)

$3,420 Rp 61.2M

$168 PKR 46.7K

1934.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,075 Rp 37.1M

$108 PKR 29.9K

1827.97%

Buy Apartment in City Center (m2)

$2,762 Rp 49.5M

$974 PKR 270.5K

183.49%

Buy Apartment Outside City Center (m2)

$2,243 Rp 40.2M

$484 PKR 134.2K

363.88%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-30.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 22, 2026

Last update for Skardu: July 20, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $73.9 in Skardu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $11.00 in Skardu. Monthly groceries follow the same trend: $298 vs $87.0 – making Skardu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Skardu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,397 in Ubud, Bali, $377 in Skardu – roughly 271% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,096 per month in Ubud, Bali and $566 in Skardu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Skardu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 243% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $11.00 in Skardu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Skardu, where all-in costs run around $377, than in Ubud, Bali at $1,397. In Skardu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $377 in Skardu to $1,397 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Skardu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.