Cost of Living Comparison Between Ubud, Bali and Skardu Cost of Living Comparison Between Ubud, Bali and Skardu

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $437 in Skardu, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $661 in Skardu, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $885 in Skardu, rent included.

Ubud, Bali costs about 219% more than Skardu, driven mainly by Groceries & Markets.

Ubud, Bali sits 2% above the global median, while Skardu is 68% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$2.38 PKR 660

41.60%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.4K

$12.05 PKR 3,341

220.25%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$4.76 PKR 1,319

15.97%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.81 PKR 778

Imported Non-Alcoholic Beer (0.33 liter bottle)

$5.06 PKR 1,403

Cappuccino

$2.64 Rp 46.6K

$1.44 PKR 399

83.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.39 PKR 107

328.21%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.23 PKR 64.6

234.78%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

Milk (1 liter)

$1.55 Rp 27.3K

$0.87 PKR 242

78.16%

White Bread (500g)

$2.22 Rp 39.2K

$0.59 PKR 164

276.27%

Rice (white) (1kg)

$1.13 Rp 19.8K

$1.15 PKR 320

-1.74%

Eggs

$2.09 Rp 36.8K

$1.23 PKR 340

69.92%

Local Cheese (1kg)

$17.39 Rp 306.7K

$6.30 PKR 1,745

176.03%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$2.53 PKR 701

52.96%

Beef Round Steak (1kg)

$12.55 Rp 221.3K

$5.19 PKR 1,439

141.81%

Apples (1kg)

$3.62 Rp 63.8K

$1.12 PKR 309

223.21%

Banana (1kg)

$1.56 Rp 27.5K

$0.59 PKR 163

164.41%

Oranges (1kg)

$2.35 Rp 41.5K

$0.74 PKR 205

217.57%

Tomato (1kg)

$2.06 Rp 36.2K

$0.46 PKR 128

347.83%

Potato (1kg)

$1.90 Rp 33.5K

$0.31 PKR 86.8

512.90%

Onion (1kg)

$2.34 Rp 41.2K

$0.33 PKR 90.5

609.09%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.33 PKR 90.4

212.12%

Water (1.5 liter bottle)

$0.55 Rp 9,781

$0.38 PKR 104

44.74%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.77 PKR 492

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.02 PKR 283

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.76 PKR 765

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$1.91 PKR 530

17.80%

Wine (Bottle)

$23.81 Rp 419.8K

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

One-way Ticket (Public Transport)

$0.27 Rp 4,803

$0.18 PKR 48.91

50.00%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$8.63 PKR 2,393

0.35%

Taxi Start (Normal Tariff)

$0.48 Rp 8,490

$1.18 PKR 328

-59.32%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,865

$0.77 PKR 213

-41.56%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$1.70 PKR 470

236.47%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.13 PKR 313

-32.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.7M

$19.3K PKR 5.4M

26.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.4M

$22.2K PKR 6.1M

44.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$103 PKR 28.5K

-18.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$3.60 PKR 998

79.44%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.9K

$13.74 PKR 3,810

38.21%

Gym Membership (Monthly)

$56.0 Rp 987.0K

$14.51 PKR 4,023

285.73%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

Cinema Ticket

$4.28 Rp 75.5K

$3.93 PKR 1,089

8.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$46.28 PKR 12.8K

951.25%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.3M

$951 PKR 263.8K

515.46%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.3K

$13.70 PKR 3,798

232.55%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.5K

$19.12 PKR 5,302

90.27%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$82.6 PKR 22.9K

-0.76%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$28.62 PKR 7,935

180.92%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$127 PKR 35.1K

782.40%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$66.6 PKR 18.5K

952.99%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$253 PKR 70.1K

1298.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$162 PKR 44.9K

987.28%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$901 PKR 249.8K

213.60%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$469 PKR 129.9K

389.03%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

12.88

6.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Skardu: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $127 in Skardu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $12.00 in Skardu. Monthly groceries follow the same trend: $293 vs $93.0 – making Skardu the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Skardu: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $437 in Skardu – roughly 219% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $656 in Skardu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Skardu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 215% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $39.00 in Ubud, Bali and $12.00 in Skardu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Skardu, where all-in costs run around $437, than in Ubud, Bali at $1,396. In Skardu it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $437 in Skardu to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Skardu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.