🙂A single person spends $377 per month in Skardu vs $847 in Chiang Mai, rent included.
🙂A couple spends around $576 per month in Skardu vs $1,332 in Chiang Mai, rent included.
🙂A family of three spends $775 per month in Skardu vs $1,816 in Chiang Mai, rent included.
🙂Skardu is about 56% cheaper than Chiang Mai, driven mainly by Groceries & Markets.
📊Both Skardu and Chiang Mai are more affordable than the global median – Skardu72% lower, Chiang Mai37% lower.
Currency
🍽 Eating Out
Skardu
Chiang Mai
Difference
Meal at Budget Restaurant
$1.79PKR 497
$2.03฿68.4
-11.82%
Three-Course Dinner for Two, Mid-Range
$10.50PKR 2,916
$18.71฿631
-43.88%
Fast Food Meal(McDonalds, etc)
$4.14PKR 1,149
$7.84฿264
-47.19%
Local Non-Alcoholic Beer(0.5 liter draught)
$1.73PKR 479
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$3.59PKR 998
-
-
Cappuccino
$0.42PKR 117
$1.93฿65.0
-78.24%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.34PKR 94.9
$0.83฿28.01
-59.04%
Water(0.33 liter bottle)
$0.23PKR 63.9
$0.35฿11.81
-34.29%
Local Beer(0.5 liter draught)
-
$2.22฿74.8
-
Imported Beer(0.33 liter bottle)
-
$3.79฿128
-
🛒 Groceries & Markets
Skardu
Chiang Mai
Difference
Milk(1 liter)
$0.77PKR 215
$1.65฿55.5
-53.33%
White Bread(500g)
$0.56PKR 155
$1.55฿52.3
-63.87%
Rice(white)(1kg)
$1.21PKR 336
$1.18฿39.82
2.54%
Eggs
$1.17PKR 324
$2.01฿67.9
-41.79%
Local Cheese(1kg)
$6.00PKR 1,665
$16.16฿545
-62.87%
Chicken Fillets(1kg)
$2.60PKR 721
$3.03฿102
-14.19%
Beef Round Steak(1kg)
$3.71PKR 1,031
$10.84฿365
-65.77%
Apples(1kg)
$1.05PKR 290
$2.68฿90.3
-60.82%
Banana(1kg)
$0.66PKR 183
$1.22฿41.16
-45.90%
Oranges(1kg)
$0.67PKR 186
$1.63฿54.8
-58.90%
Tomato(1kg)
$0.49PKR 135
$1.53฿51.5
-67.97%
Potato(1kg)
$0.35PKR 95.9
$1.34฿45.13
-73.88%
Onion(1kg)
$0.50PKR 140
$1.21฿40.88
-58.68%
Lettuce(1 head)
$0.31PKR 85.6
$0.70฿23.65
-55.71%
Water(1.5 liter bottle)
$0.36PKR 100
$0.53฿17.71
-32.08%
Bottle of Non-Alcoholic Wine(Mid-Range)
$1.55PKR 429
-
-
Local Non-Alcoholic Beer(0.5 liter bottle)
$0.93PKR 259
-
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
$2.02PKR 560
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$1.98PKR 550
$4.69฿158
-57.78%
Wine(Bottle)
-
$17.71฿597
-
Local Beer(0.5 liter bottle)
-
$1.85฿62.2
-
Imported Beer(0.33 liter bottle)
-
$3.21฿108
-
🚌 Getting Around
Skardu
Chiang Mai
Difference
One-way Ticket(Public Transport)
$0.20PKR 56.5
$0.89฿30.03
-77.53%
Public Transport Monthly Pass(Regular Price)
$7.10PKR 1,972
$18.76฿632
-62.15%
Taxi Start(Normal Tariff)
$0.84PKR 233
$1.41฿47.43
-40.43%
Taxi(Normal Tariff)(1km)
$0.40PKR 111
$1.29฿43.54
-68.99%
Taxi 1hour Waiting(Normal Tariff)
$1.78PKR 495
$7.79฿263
-77.15%
Gasoline(1 liter)
$0.96PKR 265
$1.29฿43.61
-25.58%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5KPKR 6.0M
$21.8K฿733.8K
-1.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7KPKR 6.3M
$21.7K฿731.2K
4.56%
🧾 Monthly Utilities & Internet
Skardu
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$102PKR 28.3K
$70.0฿2,359
45.76%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$7.09PKR 1,969
$14.19฿478
-50.04%
Internet(50+ Mbps, Unlimited Data)
$11.40PKR 3,165
$17.42฿587
-34.56%
🎉 Sport & Entertainment
Skardu
Chiang Mai
Difference
Gym Membership(Monthly)
$12.46PKR 3,458
$41.64฿1,404
-70.08%
Tennis Court(1 Hour on Weekend)
$6.02PKR 1,670
$6.89฿232
-12.63%
Cinema Ticket
$3.62PKR 1,006
$5.78฿195
-37.37%
🧸 Childcare & Education
Skardu
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$29.27PKR 8,128
$300฿10.1K
-90.24%
International Primary School, 1 Child(Yearly)
$1,105PKR 306.7K
$14.5K฿489.5K
-92.39%
👕👟 Clothing & Footwear
Skardu
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$15.31PKR 4,250
$55.4฿1,866
-72.34%
Summer Dress(H&M, Zara, etc)
$21.94PKR 6,091
$26.31฿887
-16.61%
Sport Shoes(Adidas, Nike)
$68.7PKR 19.1K
$84.8฿2,860
-19.08%
Men's Leather Business Shoes
$28.93PKR 8,033
$70.5฿2,376
-58.95%
🏠 Accommodation & Living
Skardu
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$73.9PKR 20.5K
$425฿14.3K
-82.61%
1-bedroom Apartment, Outside City Center(Monthly)
$52.7PKR 14.6K
$235฿7,924
-77.56%
3-bedroom Apartment, City Center(Monthly)
$168PKR 46.7K
$802฿27.0K
-79.05%
3-bedroom Apartment, Outside City Center(Monthly)
$108PKR 29.9K
$516฿17.4K
-79.13%
Buy Apartment in City Center(m2)
$974PKR 270.5K
$1,926฿64.9K
-49.41%
Buy Apartment Outside City Center(m2)
$484PKR 134.2K
$1,451฿48.9K
-66.67%
💵 Salaries & Financials
Skardu
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
-
$586฿19.8K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
19
5
280.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Skardu: July 20, 2026
Last update for Chiang Mai: July 20, 2026
Cost Breakdown
🏠A central one-bedroom costs $73.9 in Skardu versus $425 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
🛒A mid-range dinner for two costs $11.00 in Skardu versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $87.0 vs $242 – making Skardu the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Skardu vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Skardu or Chiang Mai?
Chiang Mai costs about 125% more than Skardu, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Skardu and in Chiang Mai?
For a comfortable life, plan on about $566 per month in Skardu and $1,271 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Skardu or Chiang Mai?
Rent is clearly cheaper in Skardu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Skardu and in Chiang Mai?
Kindergarten costs $29.27 per month in Skardu and $300 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Skardu or in Chiang Mai?
Groceries cost about 179% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,200/month in Skardu or in Chiang Mai?
$1,200 covers both cities comfortably – all-in costs are $377 in Skardu and $847 in Chiang Mai, leaving budget for savings and extras in both cases.
Which city is better for digital nomads, Skardu or Chiang Mai?
For digital nomads, it depends on budget. Skardu costs $377 versus $847 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Skardu compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Skardu or to Chiang Mai?
If budget matters most, go with Skardu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.