Last update: Oct 2026

Cost of Living Comparison Between Toronto and Simcoe, ON

For one person, living is cheaper in Simcoe, ON: $2,412 a month against $2,589 in Toronto, rent and utilities included – about $2,100 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
117

Cost of Living Index in Simcoe, ON
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Simcoe, ON Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Simcoe, ON

🇨🇦 Canada

$2,412

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Simcoe, ON

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Simcoe, ON actually costs, broken down by who's living it.

A single person spends $2,589 per month in Toronto vs $2,412 in Simcoe, ON, rent included.

Toronto $2,589
Simcoe, ON $2,412

A couple spends around $3,710 per month in Toronto vs $3,573 in Simcoe, ON, rent included.

Toronto $3,710
Simcoe, ON $3,573

A family of three spends $4,831 per month in Toronto vs $4,734 in Simcoe, ON, rent included.

Toronto $4,831
Simcoe, ON $4,734

Toronto costs about 7% more than Simcoe, ON, and outside of rent the biggest gap is in transport.

Both Toronto and Simcoe, ON sit above the global median – Toronto by 90%, Simcoe, ON by 77%.

Meal at Budget Restaurant

$17.60 CA$24.70

$21.00 CA$29.47

-16.19%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$63.2 CA$88.6

23.21%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.86

$11.38 CA$15.97

-6.94%

Cappuccino

$4.16 CA$5.83

$3.34 CA$4.69

24.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.87

$1.49 CA$2.10

36.91%

Water (0.33 liter bottle)

$1.75 CA$2.46

$1.33 CA$1.87

31.58%

Local Beer (0.5 liter draught)

$6.58 CA$9.23

$5.07 CA$7.11

29.78%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.98

$6.01 CA$8.43

18.30%

Milk (1 liter)

$2.53 CA$3.56

$2.21 CA$3.10

14.48%

White Bread (500g)

$2.70 CA$3.79

$2.29 CA$3.21

17.90%

Rice (white) (1kg)

$2.24 CA$3.14

$2.13 CA$2.98

5.16%

Eggs

$3.48 CA$4.89

$3.04 CA$4.27

14.47%

Local Cheese (1kg)

$9.38 CA$13.16

$10.35 CA$14.53

-9.37%

Chicken Fillets (1kg)

$11.60 CA$16.28

$13.70 CA$19.23

-15.33%

Beef Round Steak (1kg)

$14.68 CA$20.61

$21.18 CA$29.72

-30.69%

Apples (1kg)

$3.74 CA$5.26

$3.54 CA$4.97

5.65%

Banana (1kg)

$1.22 CA$1.72

$1.27 CA$1.78

-3.94%

Oranges (1kg)

$3.48 CA$4.88

$3.32 CA$4.65

4.82%

Tomato (1kg)

$4.32 CA$6.07

$2.90 CA$4.07

48.97%

Potato (1kg)

$1.85 CA$2.60

$2.15 CA$3.02

-13.95%

Onion (1kg)

$1.69 CA$2.37

$1.39 CA$1.96

21.58%

Lettuce (1 head)

$2.23 CA$3.13

$2.17 CA$3.05

2.76%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.46 CA$2.04

-12.33%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.71

$10.97 CA$15.40

27.99%

Wine (Bottle)

$14.43 CA$20.25

$11.02 CA$15.47

30.94%

Local Beer (0.5 liter bottle)

$2.16 CA$3.03

$2.92 CA$4.10

-26.03%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.54

$3.07 CA$4.30

-17.92%

One-way Ticket (Public Transport)

$2.37 CA$3.32

Public Transport Monthly Pass (Regular Price)

$112 CA$158

$70.7 CA$99.2

59.04%

Taxi Start (Normal Tariff)

$3.04 CA$4.27

$2.35 CA$3.29

29.36%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.74

$1.82 CA$2.56

-31.87%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.65

$24.31 CA$34.12

-7.24%

Gasoline (1 liter)

$1.24 CA$1.75

$1.14 CA$1.60

8.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.8K

$28.2K CA$39.6K

-4.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$30.0K

$23.2K CA$32.6K

-7.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$175

$122 CA$171

2.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.39

$43.91 CA$61.6

-24.73%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.3

$56.1 CA$78.8

-14.53%

Gym Membership (Monthly)

$36.69 CA$51.5

$42.83 CA$60.1

-14.34%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.22

Cinema Ticket

$13.08 CA$18.35

$8.48 CA$11.90

54.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,065

$817 CA$1,147

-7.14%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.4K

$17.2K CA$24.1K

38.29%

Jeans (Levis 501 Or Similar)

$53.5 CA$75.1

$42.16 CA$59.2

26.99%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.8

$36.62 CA$51.4

10.43%

Sport Shoes (Adidas, Nike)

$100 CA$141

$63.4 CA$89.0

58.46%

Men's Leather Business Shoes

$125 CA$176

$126 CA$177

-0.61%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,287

$1,445 CA$2,028

12.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,987

$1,276 CA$1,791

10.96%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,781

$2,095 CA$2,941

28.57%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,949

$2,171 CA$3,047

-3.23%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

Buy Apartment Outside City Center (m2)

$6,674 CA$9,366

Average Monthly Net Salary (After Tax)

$3,543 CA$4,973

$3,024 CA$4,244

17.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.99

-10.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Simcoe, ON: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Simcoe, ON

$1.3K 52.9% 9.9% $140

Groceries & Markets

Toronto

$345 13.3%

Simcoe, ON

$360 14.9% 4.4% $15

Eating Out

Toronto

$285 11%

Simcoe, ON

$291 12.1% 2.2% $6.2

Monthly Utilities & Internet

Toronto

$206 7.9%

Simcoe, ON

$222 9.2% 8% $17

Clothing & Footwear

Toronto

$144 5.6%

Simcoe, ON

$121 5% 16.1% $23

Getting Around

Toronto

$131 5.1%

Simcoe, ON

$82 * 3.4% 37.4% $49

Sport & Entertainment

Toronto

$63 2.4%

Simcoe, ON

$60 2.5% 4.9% $3.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,630 in Toronto versus $1,445 in Simcoe, ON. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $78 in Toronto versus $63 in Simcoe, ON. Groceries tell a different story – $345 in Toronto vs $360 in Simcoe, ON – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Simcoe, ON

🕒 Local time

16:26 4:26 PM

Same time as Toronto

🌤 Weather

👥 Population

2,731,571

14,777

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Toronto Simcoe, ON 120 km

From you

Toronto
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Simcoe, ON: Cost of Living - Frequently Asked Questions

Toronto costs about 7% more than Simcoe, ON, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,883 per month in Toronto and $3,617 in Simcoe, ON. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Simcoe, ON, especially for central apartments: a one-bedroom in the center costs $1,445 there versus $1,630 in Toronto.

Kindergarten costs $759 per month in Toronto and $817 in Simcoe, ON. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 4% cheaper in Toronto – one category where the pricier city actually offers better value.

$2,000 is a stretch for both – monthly costs hit $2,589 in Toronto and $2,412 in Simcoe, ON. You’ll need shared housing and careful budgeting no matter which city you pick.

If budget matters most, go with Simcoe, ON. If higher salaries or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.